Capital One Small Business Banking Underwriter 

United States, Texas, Plano 

120709575

In this role, you won't just be managing risk; you'll be a key player in a high-performing team. We need an innovative thinker with solid commercial underwriting experience who can develop adaptive solutions for a dynamic market. If you're driven to enhance team capabilities and uphold rigorous credit standards, we want to talk to you.

Responsibilities:

• Underwrites and performs renewals or reviews of loans up to $10MM.

• Underwrites and decisions new loan requests, renewals, annual reviews, and credit assessments up to the limit of his/her commercial loan authority in accordance with Capital One Bank loan policy and portfolio performance objectives.

• Provides outstanding service to business bankers and other internal partners in the organization.

• Works with Small Business Bankers in structuring loan requests in a manner which will best fit Capital One policy while mitigate lending risks and best meeting borrower needs.

• Delivers a great overall customer experience, working closely with the Business Loan Advocates that are accountable for the end to end loan process from application to funding.

• Recommends commercial loan risks rating grades as part of the loan underwriting process, annual reviews, other interim reviews.

• Ensures appropriate application of all bank and line of business policies and procedures; supporting and driving adherence to regulatory compliance requirements.

• Is proactive about identifying and delivering improvements in our Small Business policy, underwriting, and/or risk management, and performs special project work as appropriate.

• Contributes to department training and growth.

Basic Qualifications:

• Bachelor’s Degree or Military experience

• At least 3 years of experience in credit administration, small business underwriting, commercial loan underwriting or commercial lending

Preferred Qualifications:

• Bachelor’s Degree in Finance or Accounting

• Completion of a formal credit training

This role is hybrid meaning associates spend 3 days per week in-person at one of our offices listed on this job posting. Fridays are enterprise- wide virtual work days. Monday, Tuesday, Wednesday and Thursday are in-person days for associates to spend time together working in our beautifully-designed team areas.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.