PayPal Sr Data Scientist 

India, Tamil Nadu, Chennai 

112519242

Your day to day

• Extract, prepare, and validate large, complex datasets from PayPal’s proprietary systems using SQL, Python to support model development and analytics.

• Build, enhance, and document CECL/IFRS9-compliant loss prediction models, leveraging PD/EAD/LGD frameworks and vintage loss rate methodologies.

• Conduct rigorous model performance testing, stress testing, and scenario analysis to ensure models are robust and regulatory-compliant

• Collaborate cross-functionally with implementation, finance, accounting, risk, and external stakeholders to align on model outputs, definitions, and business needs.

• Clearly communicate analytic insights and model results to senior leadership, and provide expert support for regulatory exams and audit reviews.

What do you need to bring

• Advanced degree in a quantitative discipline (e.g., statistics, mathematics, data science, computer science, engineering, or related field).

• Deep expertise in statistical modeling, machine learning, or econometrics applied to credit risk, knowledge and familiarity of CECL and IFRS9 regulatory requirements and modeling best practices is a plus.

• Strong technical skills working with large datasets using SQL, Python, R, or similar tools; experience with cloud-based platforms such as GCP is highly desirable.

• 5+ years of hands-on experience developing consumer or small business credit risk models, preferably within a CECL/IFRS9 framework.

• Excellent communication and collaboration skills, with strong business judgment and a passion for data-driven problem solving.

Our Benefits:

Any general requests for consideration of your skills, please