JPMorgan Business Lending Risk Analytics - Senior Associate 

United States, Delaware, Wilmington 

104456007

Job Responsibilities:

• Conduct thoughtful analysis of borrowers, their demographics, and risk/profit performance with the firm’s products.
• Generate strategic recommendations for strategy development based on quantitative analytics and business intuition. Strategies are optimized to maximize profitability while minimizing risk.
• Develop and maintain periodic reporting and analytics on key metrics to provide management with emerging trends including (but not limited to) volumes, approval and automation rates, and quality of originated accounts.
• Acquire an understanding of the operational processes (i.e. manual underwriting, portfolio management, collections, etc.) which will aid in understanding account origination performance drivers.
• Conduct pre-implementation and post-implementation testing & analysis to ensure strategic changes produce expected impacts.
• Contribute to the team’s ‘audit-ready’ state by keeping organized documentation, following established control processes, and developing draft responses to internal audit and regulatory questions.

Required Qualifications, Capabilities and Skills:

• Bachelor's degree with 5+ years of professional experience related to risk management or other quantitative field of work
• Master's degree with 3+ years of professional experience related to risk management or other quantitative field of work
• Background in statistics, econometric, or other quantitative field
• Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software
• Ability to query large amounts of data and transform the raw data into actionable management information
• Familiarity with risk analytic techniques and strong problem solving skills
• Strong written and verbal communication skills
  

Preferred Qualifications, Capabilities and Skills:

• Master's degree
• Intellectually curious and driven to identify meaningful insights using a data guided approach

• Experience delivering recommendations to management