Loan Originator jobs

Job responsibilities

• Manage closing and delivery of commercial real estate multifamily loans (GSE), primarily Fannie Mae and Freddie Mac, from application to post closing status
• Work closely with outside counsel, credit officers and bankers on various transactional matters to ensure that the anticipated time frames are met
• Ensure that the appropriate requirements are received and required approvals are obtained for the issuance of commitment letters and rate lock
• Review loan documents to ensure accuracy and compliance with Lender and Agency requirements
• Prepare and issue Commitment Letters, Prepare escrow analysis and Closing Statements in preparation of loan closing
• Work closely with counsel and credit teams on loan document negotiations and modifications
• Ensure all approvals and waivers are in place including insurance reviews and confirmation on payment of taxes
• Ensure compliance with bank policies, procedures and regulatory requirements are met
• Coordinate with outside counsel, title/escrow and closing partners to ensure timely funding on closing day
• Confirm loan information in systems and documents are accurate for loan servicing and boarding
• Prepare and submit the final data and upload the appropriate documents timely and accurately to ensure final settlement with the appropriate agency

Required qualifications, capabilities, and skills

• 3+ years of experience with closing and delivery of Fannie Mae and Freddie Mac multifamily loans."
• Knowledge of Fannie Mae and Freddie Mac applications.
• Ability to work as part of a team, interact, and collaborate.
• Ability to train and provide guidance to less experienced associates
• Strong analytical and problem-solving skills; ability to resolve issues with management guidance
• Demonstrated excellent attention to detail and accuracy
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
• Strong business communication skills; able to write/speak clearly and professionally with a variety of stakeholders
• Demonstrated ability to establish credibility and rapport with internal and external stakeholders
• Proven ability to maintain confidentiality and professionally handle sensitive documents

Preferred qualifications, capabilities, and skills

• Proficient with Microsoft (word, excel, PowerPoint) systems and Adobe.
• Knowledge of Commercial Real Estate terms
• Bachelor’s degree is preferred

As a Closing Coordinator within Wholesale Loan Services, you will manage post-loan closing activities in collaboration with the Credit Officer, Banker, Outside Counsel, and various departments. Your primary responsibility will be to ensure the receipt of all legal loan documentation and address any legal documentation exceptions to meet the bank's required standards.

Job Responsibilities:

• Manage and maintain the teams pipeline of active legal documentation exceptions.
• Review legal loan documentation for operational feasibility, regulatory requirements, and mitigation of operational risk.
• Review operational requirements relating to legal documentation exceptions process, and policies.
• Coordinate flow of post loan closing tasks

Required Qualifications, Capabilities, and Skills:

• Strong oral and written communication skills
• Excellent attention to detail
• Ability to multi-task through the practice of strong organizational and time management skills
• Minimum of 2+ years’ experience in commercial loan products and documentation.

Preferred qualifications, capabilities, and skills:

• College degree or equivalent work experience

With highly supportive leadership and programs to foster growth and career mobility, your skills and capabilities can increase and be fine-tuned to make you more agile and versatile in reaching your career potential.

As an Operations Analyst- Loan Sales in Home Lending, you will be responsible for allocating and delivering mortgaged back securities (MBS), ensuring compliance with investor and regulatory requirements and support the line of business by performing complex operational loan sales and analytical tasks with a focus on investor related loan edit problem solving. You will drive end to end loan quality, recommend operational reengineering opportunity, and lead automation initiatives to benefit streamlined salability processes.

Job responsibilities

• Control tasks for loan sales operations including end to end pooling, allocation, defect identification/remediation, and oversight
• Comprehend investor data requirements and accurately cure related loan quality edits efficiently
• Develop and understand automation solutions for internal operational workflows and builds tools which will optimize and reduce manual processes.
• Lead citizen development initiatives to benefit streamlined salability processes
• Create reporting, interpret results and convey in a concise, straight-forward, and professional manner for all levels of operational staff from supervisors to senior level management.
• Spearhead projects & tasks by ensuring timely completion and articulate any issues and risks to management
• Ensure the integrity of data through automated extraction, translation, processing, analysis, and reporting

Required qualifications, capabilities, and skills

• Analytical skills with independent and logical problem solver and able to synthesize data, identify trends, and project outcomes.
• Ability to organize and prioritize multiple projects and responsibilities with accuracy, attention to detail and limited supervision with very short turnaround times.
• Ability to react quickly and decisively in high stressed situations and ability to lead projects and initiatives, prioritize work, meet deadlines and escalating any issues to management
• Expert level PowerPoint and Excel and Working knowledge of either Alteryx, UiPath, Xceptor or Tableau
• Strong written and verbal communication skills with ability to influence and work collaboratively with diverse/cross-functional teams and develop and maintain effective relationships with a wide range of stakeholders.
• Ability to create presentations for all levels of management and effectively report with an executive presence and creating complex reporting with compelling key messages.
• Ability to work with audit, compliance and regulatory constituencies to manage work in accordance with established procedures and demonstrate accountability for work processes and the associated risks and controls.

Preferred qualifications, capabilities, and skills

• Bachelor’s Degree, majored in Finance, Economics, Statistics, Math, Business Administration, or Computer Science
• 3-5 years Mortgage Banking experience
• Knowledge of mortgage based operating systems including Black Knight, FHLMC Loan Selling Advisor, FNMA Loan Delivery, GNMA SFPDM

As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. You will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.

Job responsibilities

• Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
• Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
• Document and support concluded risk ratings.
• Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
• Excel in teamwork, which may include training of incoming Credit Officers.

Required qualifications, capabilities, and skills

• Bachelor’s Degree or equivalent experience.
• At least 2 years of experience with credit analysis and review of commercial real estate loans.
• Previous experience in portfolio management, loan risk grading/ risk assessment.
• Strong organizational and time‐management skills‐ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.

Job Summary

You will oversee the finalization of closing packages, including HUD Settlement Statements, and manage a national portfolio with accountability for turn time. Your responsibilities include reviewing hold-backs, escrows, and related fees, requiring knowledge of real estate tax and escrow setups. You’ll work closely with internal and external partners to resolve issues and ensure smooth closings.

Job responsibilities

• Review documented transactions based on credit approval and note receipt of collateral, file, or policy exceptions
• Interact with business teams, management, and third-party vendors to close transactions in a timely manner
• Identify closing and collateral-related issues using basic knowledge of title policy and survey exceptions
• Apply current real estate laws in a multi-state environment, including zoning, title, and escrow regulations
• Understand and review complex borrowing entities such as LLCs, corporations, and trusts
• Review SNDA’s, estoppels, tenant leases, and abstracts
• Audit loan documents to ensure compliance with policy and servicing procedures
• Oversee and coordinate the finalization of the Closing Funding Package, including HUD Settlement Statements
• Manage national portfolio and ensure accountability for turn time
• Review applicable hold-backs, escrows, and related fees to be paid at closing
• Apply knowledge of real estate tax and escrow setups during the closing process

Required qualifications, capabilities, and skills

• High School Diploma or GED
• One year of related experience in loan closing or real estate transactions
• Strong organizational skills demonstrated in previous roles
• Attention to detail in reviewing documents and transactions
• Ability to make independent decisions and solve problems
• Superior customer service skills in a professional environment
• Clear and coherent written and verbal communication skills
• Ability to work with minimal supervision
• Dependable and adaptable in a fast-paced, deadline-driven environment
• Proficient computer skills, including Microsoft Word and Excel
• Willingness to work overtime as needed

Preferred qualifications, capabilities, and skills

• Associate’s or Bachelor’s Degree in business, finance, or related field
• Three years of experience in multifamily or commercial loan closings
• Experience with HUD Settlement Statements
• Familiarity with SNDA’s, estoppels, and tenant lease abstracts
• Experience working with complex borrowing entities (LLCs, corporations, trusts)
• Advanced proficiency in Microsoft Excel
• Experience coordinating with third-party vendors in real estate transactions

Required or additional information

• Visa sponsorship is not available for this position.
• Work schedules will be full-time in office, on a 40-hour per week schedule.