Loan Officer jobs in United States, Illinois, Chicago

Job Description:

Advises LOB management on risk issues related to information security and recommends actions in support of the bank’s wider risk management and compliance programs.

The successful candidate will:

• Provide advisory and oversight for changes within CBWT environment where related to security leveraging the regional information security consultants and global operational response teams as needed
• Work in collaboration with the Risk teams supporting them in their activities and helping them continue to develop processes and solutions
• Work with the global BISO organization to ensure that GIS requirements and initiatives are communicated, discussed and tracked in an effective, consistent and timely way
• Establish and maintain a network of stakeholders and partners
• Conduct routine liaison and coordination across the risk partners and technology groups to remediate GIS issues showing red or amber on the vulnerability remediation dashboard
• Coordinate and drive remediation of ad hoc GIS issues and assist partners to reach a resolution in line with GIS baselines and standards

Minimum Years of Experience - 5

Required Qualifications:

• Experience within an information security technology operational, engineering or consulting team with good knowledge of the security controls and processes required within systems and networks
• Strong interpersonal skills to be able to communicate, influence and negotiate with senior stakeholders to obtain or leverage necessary resources

Desired Qualifications:

• Bank Operations experience helpful, but not required
• Experience within a technology and financial organization at a mid-level to senior level with good knowledge of Application Security controls and risks.
• Understanding of the concepts of vulnerability management and associated monitoring solutions and practices
• Experience of formal security risk assessment methodologies
• In depth technical level of understanding of Technology Infrastructure operations, showing a strong understanding of relevant subject matters
• Previous experience working within a financial institution
• Ability to initiate own work priorities and manage a portfolio independently
• Good communicator able to deliver difficult messages and resolve issues with stakeholders
• Show ability to work as part of integral team
• Excellent oral and written briefing skills with the ability to produce and present management progress and status reports

Responsibilities:

• Assists business leaders and technology teams by supporting initiatives requiring Global Information Security (GIS) engagement and facilitating problem resolution for cyber security related issues
• Serves as a common risk control partner in order to identify emerging security risks in the portfolio
• Drives adherence to appropriate risk tolerance levels, operating in accordance with defined information security policies to protect against threats to data confidentiality, integrity, and availability
• Promotes awareness of current and emerging cybersecurity threats and advises on potential information security exposure
• Assesses and mitigates cyber security risks related to application, network, infrastructure, and public cloud
• Interprets the information security requirements outlined in policies, standards, and procedures and reinforces requirements through education and awareness
• Supports teammates who serve as “security ambassadors” in order to help partners drive strategic and innovative risk mitigation priorities and navigate the GIS organization

Skills:

• Controls Management
• Cyber Security
• Data Governance
• Information Systems Management
• Risk Management
• Architecture
• Customer and Client Focus
• Executive Presence
• Threat Analysis
• Vendor Management
• Advisory
• Business Acumen
• Business Intelligence
• Cloud Solutions
• Technology System Assessment

This job is responsible for the delivery of integrated treasury solutions to clients and prospects that may be in the United States (US) or global. Key responsibilities include actively managing and pursuing treasury revenue streams along with increasing product penetration across an assigned portfolio and partnering closely with client-facing teammates to consult on sales opportunities. Job expectations include providing product knowledge to deliver the best possible solution to meet the client and prospect’s needs.

Responsibilities:

• Drives responsible revenue and balance sheet growth, profitability improvement, client calling and planning, portfolio development, pricing strategy, proposal responses, and leads client facing treasury presentations

• Partners with bankers and Product Specialists across the enterprise to develop customized treasury solutions by identifying new opportunities based on client-focused cost and benefit analysis and bank-focused profitability analysis

• Leads pricing and negotiation discussions with the client for treasury management products to optimize relationship profitability and Year over Year (YoY) growth

• Consults within the Client Management Process (CMP) on client relationship development from growth of new client relationships to deepening existing relationship through thoughtful identification of client needs

• Fosters digital adoption by driving mobile, digital, and real time payments adoption and manages strategic dialogues around key client centric issues, while leveraging best practices, peer benchmarking, industry data analytics, and solutioning positioning

• Leads, coaches, and develops Treasury Sales Analysts (TSA), Treasury Sales Officers (TSO), and Treasury Sales Client Officers (TSCO) in day-to-day support of client deliverables

• Maintains an in-depth client focus, treasury industry expertise, client subsector expertise, and a broad understanding of bank structure

Managerial Responsibilities:
This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above.

• Opportunity & Inclusion Champion: Models an inclusive environment for employees and clients, aligned to company Great Place to Work goals.

• Manager of Process & Data: Demonstrates deep process knowledge, operational excellence and innovation through a focus on simplicity, data based decision making and continuous improvement.

• Enterprise Advocate & Communicator: Communicates enterprise decisions, purpose, and results, and connects to team strategy, priorities and contributions.

• Risk Manager: Ensures proper risk discipline, controls and culture are in place to identify, escalate and debate issues.

• People Manager & Coach: Provides inspection, coaching and feedback to motivate, differentiate and improve performance.

• Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound financial decisions.

• Enterprise Talent Leader: Assesses talent and builds bench strength for roles across the organization.

• Driver of Business Outcomes: Delivers results by effectively prioritizing, inspecting and appropriately delegating team work.

• The Treasury Sales Officer (TSO) will be responsible for managing and aggressively growing treasury revenue across a portfolio of Large Corporate GIG clients. He or she will partner with Corporate Bankers, Trade, Liquidity, Investment, Foreign Exchange partners and others across the enterprise to develop customized treasury solutions that meet client objectives.

• The TSO will focus on growth of new and underpenetrated client relationships and expansion of existing relationships.

• The TSO will be accountable for revenue growth, profitability, client planning, client calling, portfolio development, pricing strategy, and proposal/presentation development/delivery.

• The TSO will maintain a strong client focus, treasury industry expertise, understanding of the evolving tech, innovation and ESG landscape, client subsector expertise and a broad understanding of bank structure and the operational aspects of global cash management products and services.

• The TSO will possess strong communication and interpersonal skills, the ability to influence, lead and mobilize business partners, and appropriate financial acumen.

• The TSO must also be motivated to maintain a consistent level of goal achievement and be willing to challenge themselves.

Required Qualifications:

• Inclusive and Inspiring: Seeking motivating team players who value collaboration, celebrating shared success and who actively seek and appreciate diverse thoughts and backgrounds

• Authentic and Passionate: Seeking highly engaged teammates whose intensity and intentions align and are enthusiastic about the work we are doing for our clients and in our communities

• Innovative and Curious: Seeking teammates with out-of-the box ideas and solutions, who embrace change with a future-forward mindset, and are looking to challenge the status quo

• Confident and Agile: Seeking strong communicators who value giving and receiving feedback, easily build relationships, and who are quick thinking, flexible, and always learning and sharing knowledge

• Excellent verbal/ written communication and presentation skills

• Proven negotiation and active listening skills

• Proven business development and relationship management skills with a corporate client set.

• Excellent critical/strategic thinking and problem resolution skills

• Broad and deep treasury / cash management industry experience, including global product knowledge and industry trends

• Ability to demonstrate creative thinking while adhering to guidelines

• Strong business/financial acumen

• Proven ability to foster strong partnerships within the core team and the ability to build trust and deep, market differentiating relationships with clients

• Strong time management and prioritization skills

• Ability to effectively manages risk while balancing the needs of the client, the team, and the bank

• Able to effectively work as an individual contributor as well as a supportive and collaborative team member, proactively engaging and mobilizing internal partners in a fast paced environment

• Strong executive presence both internally/externally

Desired Qualifications:

• US and International treasury management and/or product knowledge

• Intrinsically motivated to continuously improve processes and/or one’s own education

• Ability to lead small groups while effectively delegating tasks

• Exercises the desire to mentor and sponsor other associates

• Certified Treasury Professional certification or equivalent

Skills:

• Account Management

• Business Development

• Client Management

• Client Solutions Advisory

• Customer and Client Focus

• Critical Thinking

• Portfolio Analysis

• Presentation Skills

• Relationship Building

• Sales Strategy

• Coaching

• Collaboration

• Oral Communications

• Prioritization

Job Summary:

As a Loan Origination Specialist IV within the team, you will play a crucial role in the loan origination process, ensuring smooth documentation and transaction closing. Your work will directly impact our clients and the efficiency of our lending services. You'll collaborate with stakeholders to meet credit and asset conditions, contributing to the firm's success and enhancing your professional growth.

Job Responsibilities:

• Facilitate documentation and transaction closing for loan origination by preparing and dispatching accurate documentation packages, ensuring precision and compliance with lending standards.
• Collaborate with clients to manage expectations and ensure compliance, using strong communication skills and a thorough understanding of lending policies to address and resolve non-routine issues effectively.
• Apply problem-solving skills and knowledge of lending policies to resolve non-routine issues, maintaining smooth operations and client satisfaction.
• Participate actively in projects aimed at improving loan origination processes, contributing innovative ideas and leveraging process knowledge to enhance efficiency and effectiveness.
• Engage in continuous collaboration with stakeholders to optimize workflows, ensuring alignment with organizational goals and regulatory requirements.

Required Qualifications, Capabilities, and Skills:

• Demonstrated knowledge of loan origination processes and procedures, applying this expertise to ensure compliance and efficiency in operations.
• Skilled in managing conflicts and facilitating discussions, utilizing strong listening and questioning skills to navigate challenges and reach resolutions.
• Experienced in critical thinking and problem-solving, effectively analyzing situations to develop and implement solutions.
• Proven ability to build productive relationships with stakeholders, leveraging interpersonal skills to foster collaboration and trust.
• Capable of integrating communication and analytical skills to enhance stakeholder engagement and process outcomes.

Preferred Qualifications, Capabilities, and Skills:

• Experienced in mentoring junior team members, fostering their development and enhancing team capabilities through guidance and support.
• Utilize market product knowledge to align lending services with industry trends and client needs, ensuring relevance and competitiveness.
• Skilled in managing change initiatives to adapt lending services to evolving market conditions and technologies, demonstrating flexibility and strategic insight.
• Drive continuous improvement and process automation to optimize lending workflows and efficiency, leveraging innovative approaches to enhance operations.
• Familiar with strategic planning in loan origination, applying this capability to navigate complex scenarios and achieve organizational objectives.

As an HR Operations Analyst in our HR Operations team, you will play a crucial role in managing HR operations and supporting employee services across Germany and Austria.

Your responsibilities will cover a wide range of HR functions, including administration, reporting, onboarding, and employee support. You will work closely with business managers and HR teams to ensure efficient HR service delivery and compliance with company policies.

Job Responsibilities:

• Administer employee benefits in cooperation with the EMEA Benefits Administration Team and manage vendor contacts.

• Coordinate employee pension administration with external pension vendors.

• Manage the onboarding process, including transfers and expats, in cooperation with the EMEA Onboarding Team.

• Oversee the offboarding process, including terminations and leaves, in cooperation with HRBA and HR Transitions Team.

• Create German reference letters for employees.

• Coordinate third-party oversight and outsourcing for HR engagements across JPMSE and its branches.

• Manage records retrieval services for Germany and Austria employees and HR teams.

• Provide day-to-day assistance with employee inquiries across Germany and Austria.

• Handle regulatory HR operations, providing reports for year-end and audit requests.

• Serve as an escalation point and support for HR operations activities, coordinating issue resolution.

• Ensure detailed SOPs are documented for all work streams and monitor ongoing maintenance.

Required Qualifications, Capabilities, and Skills:

• Proven experience in an operational role within HR administration/services.

• Ability to prioritize and manage workload in a deadline-driven environment.

• Strong interpersonal and communication skills in German and English.

• Intermediate Excel and PowerPoint skills.

• Ability to manage multiple tasks concurrently, ensuring resolution while maintaining accuracy.

• Strong interpersonal skills to deal with employees across all levels sensitively.

Preferred Qualifications, Capabilities, and Skills:

• Experience in a global HR environment.

• Advanced Excel skills for data analysis and presentation.

• Experience with HR systems and tools.

Job Description:

The Information Security Officer will be a member of the Business Information Security Officer's (BISO) organization and work closely with the line of business Front Line Units (FLU) / CIO executives. In this role, you will be supporting a group/team to develop a deep understanding of the business in order to have specialized information security risk-based discussions. This relationship will ensure a focus on the right risk priorities. You will also provide guidance on information security topics, policies and controls.Scale/Scope
• Contribute to the ongoing information security initiatives and improvements development, implementation and maintenance of information security for FLU/Ops
• Serves as an Information Security subject matter expert and participates in the development, implementation and maintenance of information security for FLU/Ops
• Aligned to Fraud Authentication , Financial Center, and Automated Teller Machines channel segments to drive a security strategy and to ensure appropriate security by design requirements execution
• Provides guidance and advocacy regarding the prioritization of investments that impact information security
• Advises management on risk issues related to information security and recommends actions in support of the bank's wider risk management and compliance programs
• Monitors information security trends internal and external to the bank and keeps leadership informed
• Manages quality control and reporting
• Ensures compliance with policies and lawsRequired Skills
• Information Security & Technology professional with 10+ years’ experience
• 7+ years of risk management experience with proven ability to effectively apply risk principles to challenging business situations
• Subject matter expertise in application security, vulnerability testing and development of risk appetite
• Experience evaluating cyber security controls and providing guidance for platform or distributed computing platforms (Cloud, PaaS)
• Experience evaluating third party information security control and providing guidance to reduce risk on identify observations
• Experience with information security for No SQL, Big Data , and unstructured data stores (Cassandra, Hadoop, and /or Teradata)
• Knowledge in Windows, Midrange and Mainframe Platforms with emphasis on security application security controls
• Exceptional executive presentation and communication skills
• Excellent influencing and problem resolution skills
• Advises LOB management on risk issues related to information security and recommends actions in support of the bank's wider risk management and compliance programs
• Ability to be comfortable delivering messages across a wide spectrum of individuals having varying degrees of technical understanding
• Strong leadership skills and qualities which enable you to work with peers and various levels of managementDesired Skills:
• Bachelors and/or Master’s degree in Computer Science, Information Technology or related field
• Experience working on cloud control assessment in Microsoft Azure, Amazon Web Services and Google Cloud Platform environments

Risk Management
• Drives GIS/FLU/Ops risk deliverables
• Collaborates with risk partners on info security critical priorities
• Participates in senior FLU/Ops specific Risk Management & Business Continuity Routines
• Identifies and measures global information security (GIS) controls on most critical business processes or channelsLeadership/Strategy
• Ability to build strong Partner relationships with peer technology groups and supported FLU/Ops
• Supports the triage process with the client and helps them understand the GIS support structure
• Drives required risk culture and partnership with peer technology teams and supported FLU/Ops
• Participates in key operating routines to drive information security risk strategy