Financial Officer jobs in United States, Delaware, Wilmington

As a Financial Analysis Associate in Chase Travel Finance, you will analyze, prepare, and reconcile accounting and technical data as well as prepare reports, while always thinking of and devising ways to streamline and minimize cycle times through automated applications and process improvement. You will also help develop recommendations effecting business procedures and operations and maintain financial and reporting systems. In addition, you will assist the department and other team members with special projects or components of other projects as needed.

Job responsibilities

• Develop new strategies to grow the business and developing the supporting business cases
• Create consultant-quality presentations to communicate financial insights and strategic recommendations to upper management and key stakeholders.
• Conduct Market Research & Competitive Analysis: Stay ahead of industry trends by conducting market research and competitive analysis to inform strategic planning and identify new growth opportunities.
• Perform Financial Analysis & Reporting: Utilize your expertise in Excel to conduct in-depth financial analyses, identify trends, and provide actionable insights to support strategic decision-making.
• Be responsible for Strategic Planning: Collaborate with cross-functional teams to develop and present compelling business cases that drive revenue growth and enhance profitability in the air and hotel sectors
• Develop Revenue Growth Initiatives: Partner with business leaders to identify and implement innovative strategies that maximize revenue opportunities and optimize financial performance.
• Perform Market Research & Competitive Analysis: Stay ahead of industry trends by conducting market research and competitive analysis to inform strategic planning and identify new growth opportunities.
• Work collaboratively with diverse teams across the organization, demonstrating leadership and influencing skills to drive successful outcomes.

Required qualifications, capabilities and skills

• Bachelor’s degree in Accounting, Finance or a subject of a technical nature
• 2+ years of work experience in Financial Services, and/or accounting/controller background
• Advanced skills in Excel and PowerPoint
• Proficiency with data mining/gathering and manipulation of data sets
• Inquisitive, enthusiastic and diligent, and capable of challenging peers
• Strong verbal and written communication skills, with the ability to articulate complex issues clearly
• Ability to create ad hoc reporting for senior management
• Proven track record for executing on special projects / assignments, often with little lead time or information
• Highly motivated and able to thrive and think clearly under pressure and tight deadlines
• Team player with the ability to be respected as a trusted partner for the Business, Finance, and FP&A Teams
• Highly motivated self-starter with excellent time management/prioritization skill, strong analytical and problem solving skills with ability to analyze large data sets and present conclusions concisely

Job Description:

The Financial Advisor (FA) role is a three-year program with a draw, for financial advisors or planners who will be providing financial planning guidance & selling investment management solutions.

A FA will need to leverage their experience to service the unique and complex needs of clients in the Mass Affluent (MA) segment by identifying needs, reviewing financial goals and making investment recommendations aligned to their client's goals. The role will serve as the central point of contact, responsible for providing client service & developing the relationship to achieve greater share of wallet by helping clients achieve their goals related to asset accumulation, preservation, growth, and protection.

Depth & Scope:

• Experience selling investments and providing financial plans
• Demonstrates a commitment to being customer-centric by delivering legendary service during every customer interaction to maximize retention and growth
• Ensures all NEW clients receive the complete on-boarding experience, which includes: a thorough client discovery, completion of a financial needs analysis to provide goals-based advice, an introduction to the centralized client servicing team as per client need, and completion of all requisite client documents
• Ability to partner and promote lead generation
• Manages goals, prioritizes tasks and comfortable working in a fast paced environment
• Ensures all new & existing clients are provided with a MA Planning Experience
• Effectively implement a process to ensure every client receives an Annual Client Review (ACR) meeting with an enhanced agenda focused on the client’s overall wealth needs, as well as pro-active contacts
• Serves as the primary point of contact for TD Wealth client relationships for MA segment; manages all aspects of the client’s relationships with TD Bank and refers to Retail and Wealth partners & affiliates as needed
• Implements and executes a differentiated service model/experience for MA clients
• Meets quarterly and annual sales goals
• Deepens wallet share by anticipating client needs and suggesting the most appropriate Wealth solutions. Maximizes profitability, while ensuring the client receives an exceptional client experience
• Identifies opportunities within your portfolio and network to refer business to Retail and Small Business/Commercial Partners
• Executes in thorough manner that is compliant with regulations, policies and procedures
• Adheres to all federal, state, SRO regulations and Firm policies related to all business activities (e.g. OCC, SEC, State Insurance Commissioners, NY Department of Financial Services, etc.)
• Ensures all Continuing Education requirements are attained
• Responsible for understanding and adhering to TD Bank & TD Wealth Policies and Procedures
• Responsible for implementing TD’s Customer Identification Program (CIP) by collecting and verifying required customer identification information, and performing other Customer Due Diligence and Enhanced Due Diligence Requirements as outlined in the Business Unit AML procedures
• Uncovers client's asset and transitions higher threshold clients to appropriate HNW Wealth partners as needed
• Responsible for fostering and contributing to a positive and constructive work environment with a focus on supporting the overall Wealth team
• Provides coaching, Wealth referral training & on-going feedback to Retail and Small Business staff
• Contributes individually, as a team member and as a mentor to new FAs, to ensure strong performance, collaboration and enthusiasm
• Represents TD Wealth to the general public in a professional manner
• Is involved in the community and support TDBG charity and community initiatives

Education & Experience:

• Bachelor's degree strongly preferred
• 2+ years of providing advice, planning and investment sales
• Required Licenses & Registrations: SIE, Series 7, Series 66 (or equivalent), Life and Health
• Self-directed, with strong ability to plan own activities to achieve sales and referral goals
• Advanced understanding of wealth products and services
• Strong verbal and written communication skills
• Strong organizational and time management skills
• Ability to travel within assigned market to meet prospects, clients and partners five days a week
• Ability to commute within assigned territory
• Strong understanding of wealth management business development techniques
• Strong understanding and experience interacting with retail and small business banking clients
• Consultative sales experience required
• Demonstrated ability to establish relationships and partner effectively with other departments
• Proven ability to achieve sales goals

Customer Accountabilities:

• Understands and supports the Bank's Customer Service Strategy
• Considers the impact of decisions on the well-being of TD, its Customers and stakeholders
• Provides the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity
• Models quality service delivery at every interaction
• Leads and contributes to the ongoing improvement of the partner / Customer experience

Employee/Team Accountabilities:

• Is engaged in advancing and sustaining a unique, inclusive culture that reflects TD's diversity agenda, and create an extraordinary employee experience
• Participates fully as a member of the team and contribute to a positive work environment
• May provide leadership, training, and guidance to other team members
• Ensures ongoing communication with the team on the status / progress of projects and issues / points of interest
• Actively shares information and knowledge, and proactively learn from the expertise of others

OCC:

• This position is with a FINRA member, broker and/or dealer and is subject to the requirements of FINRA and Securities Laws. May (or may not) be a registered position under FINRA.
• Must be eligible for employment under standards established by FINRA. Subject to the investigation and verification requirements of FINRA Rule 3110(e), including: the Firm's obligation to investigate the good character, business reputation, qualifications and experience of an applicant for registration before applying to register the applicant with FINRA and filing the applicant's Form U4 with the CRD, and before representing on the applicant's Form U4 that it has conducted this investigation and verified the accuracy and completeness of the information contained in the applicant's Form U4; and the Firm's obligation to verify the accuracy and completeness of the information contained on the applicant’s Form U4, no later than 30 calendar days after the Form U4 is filed with FINRA.
• Satisfactory results on a criminal background check, credit report check, civil litigation search, and regulatory agency or self-regulatory organization enforcement action search, andstatements/certificationfrom job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority or self-regulatory organization, are required by federal law for this position.

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Continuous
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Occasional
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Occasional
• Crawling – Occasional
• Climbing – Never
• Reaching overhead – Occasional
• Reaching forward – Occasional
• Pushing – Occasional
• Pulling – Occasional
• Twisting – Occasional
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Our Total Rewards Package

awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

As a Vice President in the Card Branded Finance team, you will collaborate and influence across Finance, Marketing, Business Development, Real Estate, and other functions of the firm. As a strategic partner, you will act with confidence to challenge the business in a meaningful way. This role is a hybrid of strategy, business analysis, and financial management, budgeting and planning. The role requires strong analytical skills, ability to perform detailed financial analysis/reporting and broad “out of the box” strategic thinking.

Job responsibilities

• Partner with the Line of Business to formulate and drive viable business growth strategies, and set financial targets which are ambitious, achievable and tied to long term goals while continually monitoring performance against goals
• Provide insightful business financial information to senior leadership and coordinate financial planning and budget/forecast management functions
• Ensure accurate, secure and timely recording and reporting of business activities, including monthly, quarterly, budgets, forecasts, and other ad-hoc financial analyses
• Develop and maintain working relationships with other businesses and functional groups to support business growth while balancing the appropriate controls
• Continue to improve existing processes to provide detailed analysis on the businesses
• Liaise with a key external strategic partner with strong partnership skills

Required qualifications, capabilities, and skills

• Bachelor’s Degree and 7+ years in a consumer financial services company, management consultancy or investment bank
• Relevant experience in finance, financial analysis, and/or accounting
• Strong proficiency in Excel and PowerPoint
• Creative thought leader, exceptional problem solving and analytical skills with proven ability to conceptualize new ideas
• Ability to create a clear, simple and compelling vision, develop strategy and communicates in a way that gains engagement at all levels
• Strong partnership mindset in working cross-functionally to create efficiencies and develop solutions to business problems
• Ability to synthesize and structure data to tell the story is important along with natural intellectual curiosity and a problem-solving mindset
• Strong written & verbal communication and presentation skills
• Ability to tailor messaging and communicate effectively across higher levels of management

Preferred qualifications, capabilities, and skills

• Masters of Business Administration or advanced degree
• Tableau experience
• Previous credit card/Payments industry experience

Job Role and Responsibility:Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections. Advise senior leadership to develop and implement strategies, programs, and policies with a direct and significant impact on credit risk appetite. Demonstrate understanding of credit risk data, strategies and models across customers’ life cycle. Lead multiple analytical projects under tight timelines; ensure projects are completed on time and meet internal client expectations. Lead quantitative analytics using programming tools (SQL, SAS, and/or Python) to analyze data from a variety of sources to develop unsecure lending credit strategies. Lead credit strategy redesign and marginal hurdles framework that aligns with overall risk appetite. Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others. Effectively collaborate and consult in a matrix organization with peers, colleagues and managers to resolve issues and achieve goals. Present results of analysis and strategies to senior executive leadership. Interact with internal and external customers. Collaborate with business for oversight of risk management. Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics. Remote / telecommute work available, up to 2 days per week. Position required to appear in person at the location listed.

None

Required Qualifications:

Position requires a Bachelor’s degree in Engineering, Economics, Mathematics, Statistics, or related quantitative field and seven (7) years of experience in the job offered or in a related role involving credit risk.

Specific skills required:

• Five (5) years of programming experience in Python, SAS, and SQL with hands on experience handling large datasets
• Five (5) years of statistical analysis and knowledge of Machine Learning techniques
• Experience in managing originations/account management decision engine strategies
• Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections.
• Knowledge of P&L drivers for credit card/other unsecured lending products
• Knowledge and understanding of databases and data mining techniques

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

DESCRIPTION:

Duties: Design, develop and implement software solutions. Solve business problems through innovation and engineering practices. Involved in all aspects of the Software Development Lifecycle (SDLC) including analyzing requirements, incorporating architectural standards into application design specifications, documenting application specifications, translating technical requirements into programmed application modules, and developing or enhancing software application modules. Identify or troubleshoot application code-related issues. Take active role in code reviews to ensure solutions are aligned to pre-defined architectural specifications. Assist with design reviews by recommending ways to incorporate requirements into designs and information or data flows. Participate in project planning sessions with project managers, business analysts, and team members to analyze business requirements and outline proposed solutions.

QUALIFICATIONS:

Minimum education and experience required: Bachelor's degree in Computer Engineering, Computer Science or related field of study plus 5 (Five) years of experience in the job offered or as Software Engineer, Module Lead, Programmer Analyst, IT Consultant, or related occupation.

Skills Required: This position requires experience with the following: Designing and developing web based applications using Java and J2EE technologies; Building applications using JSON data files or service payloads for data transfer; Developing software using Spring Framework components such as Spring Boot, and using Maven to resolve the dependencies and build the application; Designing independently deployable, loosely coupled, components using Microservices architecture and developing those by following REST principles; Designing and developing dynamic web applications using JavaScript and jQuery; Developing applications and performing exploratory data analysis to store and retrieve enterprise data using Oracle and Cassandra Databases; Enhancing application data retrieve capability by using object relational mapping tools such as Hibernate; Designing and developing distributed real time message systems by using Apache Kafka; Developing deployable, auto scalable, cloud native web applications by using Cloud Services such as AWS, Pivotal Cloud Foundry, or Azure; Providing secure and friction less experience to the application end users by following appropriate SOAP and REST principles and developing web services; Performing Unit Testing and Regression Testing on applications using Junit, Selenium, and Cucumber; Performing deployment analysis and application setup on Apache Tomcat server; Measuring web based applications and API response times by conducting Performance Testing; Using Splunk and Dynatrace to develop 24X7 monitoring for application logs and performance and alerting appropriate entities; Enhancing software development processes by adhering to continuous integration or continuous delivery principles to integrate Jenkins with API's and web based applications; Using GIT version control to track the progress of application code across software development lifecycle and its multiple iterations.

Job Location: 300 N King St, Wilmington, DE 19801.

Job Description:

Job Description:

Key Responsibilities:

• Work with clients, their attorneys and other professionaladvisors includingco-trustees, investmentadvisors, accountants,

• Respond to requests frombeneficiaries includingrequest for discretionarydistributions. Obtainsupporting documents such as tax returns andbudgets. Preparediscretionary distributionrequest outliningthe dispositive provisions and otherrelevant languagein the trust agreement and make recommendations regarding how the Trust Company should exercise discretionary powers pursuant to the terms of the governing instrument. Confer with co-trustee (if any) to obtain his/herapproval. Communicate thedecision to client.

• Minimize account risk by analyzing trust documents and performing annual account reviews for compliance with trust provisions, state and federal regulations, and trust policy andprocedure adherence. Utilizerisk management tools, such as the overdraft report, daily transactionreport, etc.

• Communicate withinvestment advisors, portfolio managers,and financial advisors regardinginvestment matters and liquidity needs.

• Work with the Account Opening Group to open trust accounts. Interpret the governing instrument to ensure the proper set-up of account records, including payments, fee schedules and tax records. Communicate with beneficiaries and co-trustees to outline administrative procedures.

• Must have detailed knowledge of how trusts function and are administered. Prior experience administering Delaware Directed Irrevocable Trusts is preferred.

• Need to be detail-oriented and be able to manage multiple priorities and projects. The trust officer should have excellent time management and organizational skills. Since the trust officer will interact with clients and their advisors, the trust officer should also have very strong communication and interpersonal skills.

• Must be able to effectively coordinate with the Bank’s Tax Team, various fund managers, and the clients’ personal tax preparers to ensure information is shared with the appropriate parties for timely completion of the applicable tax returns.

• Eager to contribute ideas to continuously improve systems and processes to ensure we can deliver the best possible service for our clients.

• Willing to mentor junior associates to help with their growth and development.

• Adhere to the Bank’s core values of delivering together, acting responsibly, realizing the power of our people, and trusting the team.

Desired Qualifications:

• 7 plus years of trust experience
• Bachelor’s degree required or equivalent experience, CTFA or JD preferred.

Skills:

• Account Management
• Analytical Thinking
• Attention to Detail
• Client Management
• Customer and Client Focus
• Active Listening
• Collaboration
• Critical Thinking
• Prioritization
• Relationship Building
• Mentoring
• Oral Communications
• Organizational Effectiveness
• Problem Solving
• Written Communications