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Senior Software Engineer jobs at Wells Fargo in United States, Saint Louis

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Saint Louis
22 jobs found
19.09.2025
WF

Wells Fargo Lead Software Engineer United States, Missouri, Saint Louis

Limitless High-tech career opportunities - Expoint
Lead complex technology initiatives including those that are companywide with broad impact. Act as a key participant in developing standards and companywide best practices for engineering complex and large scale...
Description:


The Lead Software Engineer will work with a highly talented and energized team of Engineers to take care of design, development and unit testing for WIM Advisor Platform applications. You will work closely with business partners and stakeholders to provide solutions for business requirements. You will be responsible for working with integration partners to establish application integrations with internal and external applications.
The Lead Software Engineer will develop an Internal Intranet application for the Financial Advisors and Associates with heavy integration into RWS Tridion Content Manager. This Lead Software Engineer will be working on a scrum team that will be working within a .NET Architecture.


In this role, you will:

  • Lead complex technology initiatives including those that are companywide with broad impact

  • Act as a key participant in developing standards and companywide best practices for engineering complex and large scale technology solutions for technology engineering disciplines

  • Design, code, test, debug, and document for projects and programs

  • Review and analyze complex, large-scale technology solutions for tactical and strategic business objectives, enterprise technological environment, and technical challenges that require in-depth evaluation of multiple factors, including intangibles or unprecedented technical factors

  • Make decisions in developing standard and companywide best practices for engineering and technology solutions requiring understanding of industry best practices and new technologies, influencing and leading technology team to meet deliverables and drive new initiatives

  • Collaborate and consult with key technical experts, senior technology team, and external industry groups to resolve complex technical issues and achieve goals

  • Lead projects, teams, or serve as a peer mentor


Required Qualifications:

  • 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 5+ Years of .NET development and Microsoft Technologies

  • 5+ Years of Angular Development experience

  • 5+ Years of Lead developer experience

  • 5+ API Development Experience

  • 4 +Experience in automated testing (such as Selenium)

  • 4+ Years of experience working in an agile environment

  • 4+ Years of financial services experience

  • 4+Experience in leading Cloud Development and migration to Azure/Openshift

  • 4+ Apigee Development Experience

  • 4+ Working creating architectural diagrams and facilitating infrastructure setup

  • 1+ Tridion Development Experience

  • 1+ Github Copilot Experience

Locations:

  • 2801 Market St., F&L Building, St. Louis, MO

  • 300 S. Brevard St., Charlotte, NC

Job Expectations:

  • Ability to work on-site at approved location

  • Relocation assistance is not available for this position

Pay Range

$119,000.00- $187,000.00Annual

Posting End Date:

30 Sep 2025

Job posting may come down early due to volume of applicants.

29 Sep 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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18.09.2025
WF

Wells Fargo Lead Trading Full Stack Software Engineer United States, Missouri, Saint Louis

Limitless High-tech career opportunities - Expoint
Lead complex initiatives on selected domains. Ensure systems are monitored to increase operational efficiency and managed to mitigate risk. Define opportunities to maximize resource utilization and improve processes while reducing...
Description:

About this role:

The Lead Full Stack Software Engineer will support the design, development, testing, documentation, and analysis of specific modules or features of new or upgraded fixed income and equity trading software systems and products, which require knowledge in a niche area.


In this role, you will:

  • Lead complex initiatives on selected domains
  • Ensure systems are monitored to increase operational efficiency and managed to mitigate risk
  • Define opportunities to maximize resource utilization and improve processes while reducing cost
  • Lead, design, develop, test and implement applications and system components, tools and utilities, models, simulation, and analytics to manage complex business functions using sophisticated technologies
  • Resolve coding, testing and escalated platform issues of a technically challenging nature
  • Lead team to ensure compliance and risk management requirements for supported area are met and work with other stakeholders to implement key risk initiatives
  • Mentor less experienced software engineers
  • Collaborate and influence all levels of professionals including managers
  • Lead team to achieve objectives
  • Partner with production support and platform engineering teams effectively


Required Qualifications:

  • 5+ years of Specialty Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 3 years of .NET and/or C# development experience


Desired Qualifications:

  • 3 years of Angular development experience
  • FIX protocol (Financial Information eXchange) experience
  • MongoDB development experience
  • Experience working with Cloud based platforms, Openshift preferred
  • Trading experience and knowledge of Equities, Options, Fixed Income, Syndicates, etc.


Job Expectations:

  • Ability to work on-site at posted location

  • Visa Sponsorship is not available for this position.

Demonstrate knowledge of Boomberg TSOX, SSOX, and TOMS platforms. Understanding fixed income trading flows, including Alternative Trading Systems (ATS) such as ICE Bonds TMC, and the processing and settlement of fixed income securities.

17 Sep 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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15.09.2025
WF

Wells Fargo FiNet Governance Senior Supervisory Control Specialist United States, Missouri, Saint Louis

Limitless High-tech career opportunities - Expoint
Conduct ongoing monitoring to ensure conformity with internal policies, applicable laws and regulations. Have responsibility to supervise the activities of representatives (e.g., financial advisors) to ensure their compliance with Financial...
Description:

About this role:

Wells Fargo is seeking a Senior Supervisory Control Specialist to join our Client Relationship Group (CRG) within Wealth and Investment Management (WIM). This role is responsible for supervisory oversight of practices within the Financial Network (FiNet). You will ensure the firms’ requirements for supervision are in adherence with regulatory, compliance and legal requirements. The Senior Supervisory Control Specialist understands the complexity, partnership needs and customer service requirements that come with managing this process. You will work with business partners and the field as needed to navigate the firm’s solutions to provide the best resolutions for them and their clients, all while mitigating risk. You must act with integrity and a high level of professionalism with all levels of employees and management across the organization and Independent Offices. Additionally, you will partner with areas of Compliance, Legal and the Line of Business, as needed, in addressing concerns and issues as it relates to the FiNet Financial Advisors and associated Brokerage locations. Learn more about the career areas and lines of business at .


In this role, you will:

  • Conduct ongoing monitoring to ensure conformity with internal policies, applicable laws and regulations
  • Have responsibility to supervise the activities of representatives (e.g., financial advisors) to ensure their compliance with Financial Industry Regulatory Authority (FINRA) and Securities and Exchange Commission (SEC) rules and regulations, as well as federal and state laws
  • Implement and monitor policies and procedures
  • Provide regular reporting to Governance Leadership, Markets and Division to ensure that the activity complies with all regulatory and firm policies
  • Make decisions and resolve issues regarding compliance, supervision policies, practices, hiring, disciplinary actions and training
  • Monitor sales review activities, coordinate proper staff and coverage and develop and implement training plans within CRG to meet business objectives
  • Meet regularly with risk and business partners as well as serve as a primary business contact on key initiatives with Wealth, Compliance, Risk, regional management, and other home office departments
  • Manage allocation of people and financial resources for Supervisory Control


Required Qualifications:

  • 4+ years of Supervisory Control, Risk Management Consulting, Property or Casualty Insurance, Insurance Brokerage experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • US only: Successfully completed Financial Industry Regulatory Authority (FINRA) Series 7, 9/10, and 63 examinations (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration
  • US only: Successfully completed Financial Industry Regulatory Authority (FINRA) Series 66 examination (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration


Desired Qualifications:

  • Experience partnering with business, compliance and operational partners to address concerns, resolve complex issues and provide solutions
  • Ability to exercise independent judgment to identify and resolve problems
  • Ability to interact with all levels of employees and management across the organization and Independent Offices
  • Excellent verbal, written, and interpersonal communication skills
  • Negotiating, conflict-management, and decision-making skills
  • Ability to take initiative, work independently, identify opportunities, and implement change
  • Ability to lead projects/initiatives with high risk and complexity
  • Ability to manage multiple and competing priorities
  • 4+ years of financial services industry experience
  • Experience in branch office supervision, compliance, broker-dealer governance, sales supervision


Job Expectations:

  • US only: Obtaining and/or maintaining appropriate FINRA license(s) is required for ongoing employment in this position. Compliance with state law registration and licensing requirements is mandatory. In addition to state registration and licensing requirements, specific product licenses or SAFE licensing may apply. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA licensing review process at the time of offer acceptance. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite is required
  • This role requires a FINRA supervisory license and may require working in the assigned office location for at least one year from the hire date. Any supervisory role employee holding a FINRA supervisory license, who has answered affirmatively to certain Form U4 Section 14 regulatoryquestions/disclosures,
  • May be expected to travel up to 35% of the time
  • This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents.
  • This position is not eligible for Visa sponsorship.

Job Locations:

  • 2801 Market St - St. Louis, Missouri
  • 1525 W WT Harris Blvd - Charlotte, North Carolina
  • 299 S Main St - Salt Lake City, Utah
  • 8601 N Scottsdale Rd - Scottsdale, Arizona

24 Sep 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Show more

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15.09.2025
WF

Wells Fargo Senior Software Engineer United States, Missouri, Saint Louis

Limitless High-tech career opportunities - Expoint
Job Role and Responsibility:Lead moderately complex initiatives and deliverables within technical domain environments; Contribute to large scale planning of strategies; Design, code, test, debug and documents for projects and programs...
Description:

Job Role and Responsibility:

Lead moderately complex initiatives and deliverables within technical domain environments; Contribute to large scale planning of strategies; Design, code, test, debug and documents for projects and programs associated with technology domain, including upgrades and deployments; Review moderately complex technical challenges that require an in-depth evaluation of technologies and procedures; Resolve moderately complex issues and lead a team to meet existing client needs or potential new clients needs while leveraging solid understanding of the function, policies, procedures, or compliance requirements; Collaborate and consult with peers, colleagues, and mid-level managers to resolve technical challenges and achieve goals; and Lead projects and act as an escalation point, provide guidance and direction to less experienced staff. Telecommuting is permitted up to 2 days a week. Position must appear in person to the location listed as the work address.

None

Degree required:Bachelor's degree in Computer Science, or related technical field. Will accept a 3-year or 4- year bachelor's degree.

4 years of software engineering experience.

Specific skills required:

Experience with Cloud Services such as AWS or Azure; Experience with Java, Boostrap, Javascript, Microservices, Performance Testing, REST, Splunk, Kubernetes, MongoDB, SOAP, and REST web services; Experience with Apache Tomcat; Experience with JQuery; Experience in SQL; and Experience with Harness, SDET, UDeploy, Kafta, and Apigee, API.

19 Sep 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Show more

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25.08.2025
WF

Wells Fargo Senior Brokerage Relationship Manager United States, Missouri, Saint Louis

Limitless High-tech career opportunities - Expoint
Lead and manage the successful transition of internal and external advisors and teams into the Financial Network (FiNet) channel. Manage client relationships and participate in initiatives regarding servicing, support and...
Description:

In this role, you will:

  • Lead and manage the successful transition of internal and external advisors and teams into the Financial Network (FiNet) channel
  • Manage client relationships and participate in initiatives regarding servicing, support and growth
  • Identify opportunities for process improvements
  • Maintain and analyze business, operational, or technical assignments that involve research, evaluation, and service
  • Exercise independent judgment to ensure the highest level of client satisfaction
  • Build and maintain excellent relationships and meet regularly with senior leaders to communicate trends and workable solutions
  • Provide recommendations to determine operational needs and exercise independent judgment to manage relationships
  • Communicate trends and recommend solutions
  • Manage, support and resolve issues to ensure retention, growth and satisfaction
  • Manage projects, troubleshoots issues and follow up on operational, technical or client transition issues
  • Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals


Required Qualifications:

  • 4+ years of Business Relationship experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Ability to deliver a positive and engaging candidate experience for internal and external candidates throughout the onboarding process
  • Knowledge and understanding of multi-channel platform
  • Knowledge and understanding of the independent advisor space
  • Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important
  • Strong analytical skills with high attention to detail and accuracy
  • Ability to work in a fast paced deadline driven environment
  • Ability to identify and evaluate trends, isolate root cause, and provide swift/thorough resolution
  • Strong organizational, multi-tasking, and prioritizing skills
  • Excellent verbal, written, and interpersonal communication skills
  • Intermediate Microsoft Office (Word, Excel, and Outlook) skills

Job Expectations:

  • This position is not eligible for Visa sponsorship.
  • This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to compliance with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents.
  • Specific compliance policies may apply regarding outside activities and/or personalinvesting; affectedemployees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Location:

  • 2801 Market St. - St. Louis, Missouri
  • 550 S Tryon - Charlotte, North Carolina

9 Sep 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Show more

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19.08.2025
WF

Wells Fargo Senior Product Owner - Trading Capital Markets United States, Missouri, Saint Louis

Limitless High-tech career opportunities - Expoint
Lead delivery team and work with business leaders, other stakeholders and SMEs to ensure success against funded and prioritized outcomes. Articulate product vision, definition, goals, and direction for teams to...
Description:


In this role, you will:

  • Lead delivery team and work with business leaders, other stakeholders and SMEs to ensure success against funded and prioritized outcomes

  • Articulate product vision, definition, goals, and direction for teams to design/develop/ deliver technology and processes for well-established technologies/vendor relationships

  • Engage in continuous discovery with Product Managers, Business Analysts, Technical Leads, and Architects to contribute to and influence overall product vision and roadmap to convey desired outcomes through the product backlog

  • Drive requirements, incorporating product expertise and industry/ competitor opportunities

  • Lead backlog prioritization

  • Adjust planning in situations that may include financial, control, or process roadblocks

  • Inspect pre-release progress, recommends changes, and ensures timelines are met

  • Ensure cross-functional dependencies are articulated, managed, and addressed by all constituents

  • Enhance/monitor key performance indicators and identifies improvement opportunities while ensuring all regulatory and compliance needs are met


Required Qualifications:

  • 4+ years of Product Management experience, product development experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • Product owner experience in the financial industry. Experience withtrading tools for Equities, Fixed Income and Syndicate productsexperience in the wealth management industry preferred

  • 3+ years of Agile experience in writing user stories and leading refinement with a Scrum team

  • Experience articulating and capturing requisite data needed to determine measurable business impact (in the form of OKRs/KPIs) for the business area

  • Facilitation and collaboration skills, including ability to facilitate decision-making and broker agreements among diverse, differing, and/or conflictingperspectives/priorities

  • Demonstrated experience identifying issues and partnering with peers in technology to identify and implement strategic solutions in alignment with leadership priorities

  • Experience working with Jira

  • Experience creating PowerPoint presentations from established designs to present to senior leadership

  • Experience working in a flexible work environment to support key team members and partners various time zones and locations

  • Excellent verbal, written, and interpersonal communication skills


Job Expectations:

  • This position is not eligible for Visa sponsorship

  • This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to compliance with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents

  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Posting Locations:

  • 2801 Market Street - St. Louis, MO 63103

  • 550 S. Tryon Street - Charlotte, NC 28202

  • Required location listed above. Relocation assistance is not available for this position.

24 Aug 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Show more

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16.07.2025
WF

Wells Fargo Senior Paralegal United States, Missouri, Saint Louis

Limitless High-tech career opportunities - Expoint
Provide support to a specialized practice or functional area within the Legal Department requiring a high degree of analytical, written and oral communication and organizational skills. Provide substantiation and background...
Description:


In this role, you will:

  • Provide support to a specialized practice or functional area within the Legal Department requiring a high degree of analytical, written and oral communication and organizational skills

  • Provide substantiation and background for specific client inquiries, claims, disputes, cases and proceedings with minimal direction of an attorney

  • Produce clear and concise written materials that can be submitted to the client with minimal revision or review by an attorney

  • Work directly with business clients and develops an understanding of business unit needs and develops plans to resolve issues

  • Develop relationships with business units and is proactive in participating in strategic efforts of client while identifying and addressing issues

  • Identify specific as well as broad underlying issues in area of expertise and work independently on very complex assignments without direct supervision

  • Develop and lead a team to meet assignment, resolution plan and or client needs and negotiates adjustments to plan as needed

  • Resolve moderately complex issues within the Legal Department

  • Coordinate with attorneys on special requests or highly complex projects

  • Develop relationships with business units and be proactive in participating in strategic efforts of client while identifying and addressing issues


Required Qualifications:

  • 4+ years of Paralegal experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Experience with Labor and Employment law – including employment litigation, demand letters, and responding to discrimination charges – is strongly preferred to ensure effective support of relevant legal matters.

  • Strong knowledge in the Legal Discovery and e-Discovery process and ability to engage with Outside Counsel firms as well as internal Legal Discovery Team partners.

  • Proficient at mentoring and coaching junior paralegals in collaborative work environment with ability to effectively communicate a shared vision for success.

  • High degree of experience with various platforms including: Onit matter management system, Workday, HRHD (Tableau), EAP, HR Service Now and NetDocuments.

  • Strong verbal and written communication skills with a strong emphasis on clarity, precision and accuracy.

  • Well-developed analytical, organizational and research skills.

  • Excellent attention to detail and problem-solving skills.

  • Ability to meet deadlines and take direction from attorneys and senior leaders.

  • Strong knowledge of MS Office software applications, including Teams, Word, Excel and PowerPoint.


Job Expectations:

  • Paralegal certification may be required in some states

  • This position offers a hybrid working schedule

Pay Range

$30.58 - $59.76

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

18 Jul 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Show more

These jobs might be a good fit

Limitless High-tech career opportunities - Expoint
Lead complex technology initiatives including those that are companywide with broad impact. Act as a key participant in developing standards and companywide best practices for engineering complex and large scale...
Description:


The Lead Software Engineer will work with a highly talented and energized team of Engineers to take care of design, development and unit testing for WIM Advisor Platform applications. You will work closely with business partners and stakeholders to provide solutions for business requirements. You will be responsible for working with integration partners to establish application integrations with internal and external applications.
The Lead Software Engineer will develop an Internal Intranet application for the Financial Advisors and Associates with heavy integration into RWS Tridion Content Manager. This Lead Software Engineer will be working on a scrum team that will be working within a .NET Architecture.


In this role, you will:

  • Lead complex technology initiatives including those that are companywide with broad impact

  • Act as a key participant in developing standards and companywide best practices for engineering complex and large scale technology solutions for technology engineering disciplines

  • Design, code, test, debug, and document for projects and programs

  • Review and analyze complex, large-scale technology solutions for tactical and strategic business objectives, enterprise technological environment, and technical challenges that require in-depth evaluation of multiple factors, including intangibles or unprecedented technical factors

  • Make decisions in developing standard and companywide best practices for engineering and technology solutions requiring understanding of industry best practices and new technologies, influencing and leading technology team to meet deliverables and drive new initiatives

  • Collaborate and consult with key technical experts, senior technology team, and external industry groups to resolve complex technical issues and achieve goals

  • Lead projects, teams, or serve as a peer mentor


Required Qualifications:

  • 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 5+ Years of .NET development and Microsoft Technologies

  • 5+ Years of Angular Development experience

  • 5+ Years of Lead developer experience

  • 5+ API Development Experience

  • 4 +Experience in automated testing (such as Selenium)

  • 4+ Years of experience working in an agile environment

  • 4+ Years of financial services experience

  • 4+Experience in leading Cloud Development and migration to Azure/Openshift

  • 4+ Apigee Development Experience

  • 4+ Working creating architectural diagrams and facilitating infrastructure setup

  • 1+ Tridion Development Experience

  • 1+ Github Copilot Experience

Locations:

  • 2801 Market St., F&L Building, St. Louis, MO

  • 300 S. Brevard St., Charlotte, NC

Job Expectations:

  • Ability to work on-site at approved location

  • Relocation assistance is not available for this position

Pay Range

$119,000.00- $187,000.00Annual

Posting End Date:

30 Sep 2025

Job posting may come down early due to volume of applicants.

29 Sep 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Show more
An exciting opportunity to join Wells Fargo in Saint Louis, USA, as a Senior Software Engineer awaits! Wells Fargo provides a dynamic environment to foster the growth of its software engineers. This unique role is a great opportunity to transition to the tech industry or to further your career us a senior software engineer in one of the world’s leading organizations. The ideal candidate for this role must possess several years of experience in software engineering. You must also have a solid grasp of computer science fundamentals and experience working with various software such as coding and scripting languages, version control systems, and integrated development environments. Key skills include problem-solving, debugging, and thorough knowledge of software components. As a Senior Software Engineer, you will be responsible for leading technical projects, such as software development, maintenance, testing, and integration. You must have the technical aptitude to generate efficient and predictable solutions that fulfill business requirements. Collaboration will also be essential, as the role involves working with a team of developers. In return for your hard work and dedication, Wells Fargo offers a competitive compensation package alongside an exciting team culture. Join the team of software engineers now and become a part of a successful and renowned company. If you are up for the challenge and have the skills required, don’t hesitate to apply!