Corporate Risk Summer Internship – Early Careers jobs at Wells Fargo in United States, Charlotte

In this role, you will:

• Underwrite new transactions as part of a team alongside a lead underwriter: build and sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda.
• Conduct diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A assess market dynamics competitive positioning and key risks/mitigants.
• Evaluate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis.
• Produce screening and approval memos: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure.
• Coordinate closings: track conditions precedent, deliverables, and funding mechanics across sponsors, agents, legal, and internal operations; ensure accurate booking and documentation.
• Portfolio Management: produce quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale.
• Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy
• Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency.

Required Qualifications:

• 2+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Proficiency in accounting principles, financial statement analysis, and financial modeling.
• Familiarity in credit documentation, including term sheets, credit agreements, and intercreditor provisions.
• Strong analytical skills, with heightened attention to detail and accuracy
• Strong written and verbal communication skills.
• Ability to work in a fast-paced, deadline-driven environment
• Solid foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures.
• Proficient in Microsoft Office (Word, Excel, Powerpoint, and Outlook)

Job Expectations:

• Ability to travel up to 10% of the time

• This position is not eligible for Visa sponsorship

• This position offers a hybrid work schedule

• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 550 S Tryon - Charlotte, NC

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

is a trusted partner to corporate, commercial real estate, government, and institutional clients across the globe for the provision of investment banking, corporate & transactional banking and commercial real estate lending capabilities. TheChief Operating Office (CIB-COO)

• Line of Business (LoB) COO (Banking, Markets, CRE): Partners with LOB leadership on development and execution of strategic priorities, management of day-to-day business activities and supports critical risk efforts.
• Strategy & Transformation: Identifies and supports strategic execution of growth and transformation opportunities. Governs the CIB strategic planning, implementation, and tracking of key performance metrics.
• Business Solutions & Enablement: Drives the execution of the CIB change portfolio in alignment with business objectives. Oversees management of strategic programs, transformation of core capabilities, and governance of change risk.
• Chief Administrative Office (CAO) & International COO: Drives Market Conduct & Supervision Program, strengthening the CIB Front Line Conduct and Compliance risk management framework aligned to industry standards. Reviews utilization of ‘shared controls’ partnering with the CIB Lines of Businesses, Control and Compliance organizations.
• Innovation - enables GenAI design, solution, delivery, and fintech partnerships aligned to CIB business priorities. Builds innovation culture programs for all employees.
• Client Lifecycle Management: Enables the end-to-end client journey, optimization processes, managing operational risks and enhancing the client experience throughout the relationship lifecycle.
• Data Management: Implements the CIB data strategy and governance in line with the Enterprise framework.

Program Overview

Ideal candidates for this role must have the following:

• Ability to work in a fast paced, highly collaborative culture in both a face-to-face and virtual environment
• Energetic self-starter who proactively takes initiative, remains curious and has a genuine interest in learning and growth
• Effective verbal and written communication skills
• Ability to prioritize multiple tasks
• Ability to take on a high level of responsibility, and accountability
• Demonstrated ability to navigate regular feedback, coaching, and mentoring during your program
• Strong problem-solving and decision-making skills
• Ability to analyze data and present insights clearly
• Interest in strategy, operations, financial services, and risk management
• Demonstrates leadership and organizational skills
  

This is a 10-week program with a program start date of July 2026

Pay Range:

• Charlotte, NC: $33.66/hr
• New York, NY: $40.39/hr

Program Locations:

• Charlotte, NC
• New York, NY

In this role, you will:

• Support business and financial planning processes, including headcount tracking, expense management, and performance reporting
• Contribute to strategic initiatives, regulatory readiness, and risk and control programs
• Assist with the coordination of governance routines, leadership reporting, and internal communications
• Perform data analysis, identifying process inefficiencies and recommending improvements
• Support cross-functional project with business, technology, and operational stakeholder
• Conduct market research, peer benchmarking, and internal analysis to inform strategic planning
• Assist with preparation of executive presentations, meeting materials and briefing documents

Required Qualifications:

• 6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

DesiredQualifications:

• Bachelor’s degree candidate with an expected graduation in December 2026 – May/June 2027
• Experience using Microsoft Office suite of products
• Knowledge and/or experience in the financial services industry
• Demonstrated interest and/or experience in manipulating data and reporting, data visualization, and/or data insights
• BA/BS degree with an interest in any of the following: Business Administration, Business Intelligence, Finance, Economics, Statistics, Technology, Communication, Accounting, Mathematics, Analytics, Political Science, Pre-law, Government, Policy and Management, Management and Risk Management or related business field

Based on the volume of applications received, this job posting may be removed prior to the indicated close date. If you do not apply prior to the closing of this posting, we encourage you to apply for other opportunities with Wells Fargo. After submitting your application, please monitor your e-mail for future communications.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

As an Associate on the Sponsor Credit team, you will support the underwriting and portfolio management of credit facilities for sponsor-backed portfolio companies covered by Commercial Banking. You will also contribute to underwriting Wells Fargo’s credit commitments in combination with Overland Advantage. This role offers broad exposure to strategic transactions in a dynamic, fast-paced deal environment, with a focus on supporting the private equity sponsor ecosystem and driving loan growth.

In this role, you will:

• Underwrite new transactions as part of a team alongside a lead underwriter: build and sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda
• Conduct diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A assess market dynamics competitive positioning and key risks/mitigants
• Evaluate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis
• Produce screening and approval memos: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure
• Portfolio Management: produce quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale
• Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy
• Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency
• Mentor junior analysts: provide training, guidance, and feedback to support their development and strengthen team capabilities

Required Qualifications, US:

• 4+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience with complex credit and capital structures, including M&A and/or sponsor-backed transactions within commercial or corporate banking, investment banking, leveraged finance, private credit, private equity, or ratings agencies
• Advanced proficiency in accounting principles, financial statement analysis, and financial modeling
• Well-versed in credit documentation, including term sheets, credit agreements, and intercreditor provisions
• Strong analytical skills, with heightened attention to detail and accuracy
• Excellent written and verbal communication skills
• Ability to work in a fast-paced, deadline-driven environment
• Solid foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures
• Proficient in Microsoft Office (Word, Excel, Powerpoint, and Outlook)

Job Expectations:

• Ability to travel up to 10% of the time
• This position is not eligible for Visa sponsorship
• This position offers a hybrid work schedule
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 550 S Tryon - Charlotte, NC 28202

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Underwrite new transactions either as part of a team alongside a lead underwriter or as the lead underwriter: build and sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda
• Run diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A assess market dynamics competitive positioning and key risks/mitigants
• Negotiate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis
• Present to senior approvers and risk committees: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure
• Portfolio Management: oversee the production of quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale
• Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy
• Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency
• Mentor junior team members: provide training, guidance, and feedback to support their development and strengthen team capabilities

Required Qualifications:

• 5+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience managing complex credit and capital structures, including M&A and/or sponsor-backed transactions within commercial or corporate banking, investment banking, leveraged finance, private credit, private equity, or ratings agencies
• Advanced proficiency in accounting principles, financial statement analysis, and financial modeling
• Significant experience with credit documentation, including term sheets, credit agreements, and intercreditor provisions
• Demonstrated ability to assess business/industry risk, structure covenants and protections, and assign/defend internal ratings
• Strong analytical skills, with heightened attention to detail and accuracy
• Excellent written and verbal communication skills
• Ability to work in a fast-paced, deadline-driven environment
• Strong foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures
• Proficient in Microsoft Office (Word, Excel, Powerpoint, and Outlook)

Job Expectations:

• Ability to travel up to 10% of the time
• This position is not eligible for Visa sponsorship
• This position offers a hybrid work schedule
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 550 S Tryon - Charlotte, NC 28202

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

MCRM owns primarily models developed by MCRA, but also covers some qualitative models developed by MCRM business leads. Specific responsibilities include developing and managing model reporting functions. The role will also have critical responsibility for executing and evidencing performance of controls in alignment with companywide control standards. The consultant will work closely with senior specialists and managers within MCRA.

In this role, you will:

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
• Perform Model management for Market Risk and Counterparty Credit Risk Models
• Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
• Lead projects, teams, and mentor less experienced staff
• Partner with cross enterprise risk analysts in development of common modeling strategies

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Familiar with a range of software types and packages, including proficiency in Microsoft Office applications (Word, Outlook, Excel, PowerPoint, Visio) and Jira
• Strong analytical skills include strategically analyzing data, diagnosing opportunities, and provide reporting
• Knowledge of capital markets financial products
• Excellent communication, organization and project management skills
• Experience developing improvement processes and implementations strategies
• Experience providing administrative support to include responding to inquiries and request for information
• Experience developing partnerships and collaborate cross functionally

Posting Locations:

• 550 S. Tryon Street - Charlotte, North Carolina

Job Expectations:

• Required location listed above. Relocation assistance is not available for this position.
• This position currently offers a hybrid work schedule.
• This position is not eligible for VISA sponsorship.
• This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents.
• Specific compliance policies may apply regarding outside activities and/or personalinvesting; affectedemployees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Manage, develop and lead a team of recruiters, program managers and coordinators supporting early career hiring and development for Banking interns, analysts and associates
• Design and execute the end-to-end early career talent lifecycle inclusive of recruiting, onboarding, and program management
• Develop and drive innovative, Banking-specific strategies to attract, recruit and retain high-potential early career talent
• Manage full cycle recruiting deliverables including, but not limited to, demand planning, core school approach, selection strategies, event participation, candidate engagement, interviews, offer management, reporting and conversions
• Consult and collaborate with business stakeholders, HR partners and peers on strategic early talent initiatives to meet current and future needs of CIB and the enterprise
• Design, execute, and manage early career Banking programs while collaborating with Learning & Development to deliver impactful training and monitor program effectiveness through feedback, metrics, and continuous improvement initiatives
• Serve as a trusted advisor to CIB leaders on early talent trends, markets insights, and best practices while facilitating regular updates/reporting to stakeholders on recruiting outcomes and program performance
• Identify and own opportunities for process improvement and risk control, particularly when implementing change and/or developing mitigation strategies
• Manage allocation of people and financial resources while establishing a culture of inclusion, feedback, talent development, individual engagement, team effectiveness, and change management
• Lead CIB early career employer branding efforts, including social media and marketing collateral while attending key recruiting and program events
• Demonstrate ability to influence change, manage conflict, challenge the status quo to build a best-in-class early careers function, and make strategic and/or difficult decisions to resolve highly complex issues

Required Qualifications:

• 6+ years of Talent and Performance Management or leadership experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 3+ years of management or leadership experience

Desired Qualifications:

• Passion for early career talent with experience in campus recruiting, early talent program management, or talent acquisition within financial services or investment banking
• Experience and/or strong understanding of wholesale banking businesses, specifically the landscape and talent needs of Corporate & Investment Banking
• Proven ability to build relationships while consulting, influencing and partnering at all levels across a complex and matrixed organization
• Excellent communication, project management, analytical, and prioritization skills
• Proven experience collecting, analyzing, and providing data-driven recommendations to business leaders on go forward talent strategies
• Demonstrated ability to partner with learning organization to deliver effective training opportunities to program participants while assessing impact
• Virtual leadership experience with ability to manage, coach, and develop team members in multiple cities and in high-pressure environments
• Knowledge and understanding of recruiting ATS systems, preferably Workday
• Master's Degree Preferred

Job Expectations:

• This position will require onsite presence at the location listed below in a hybrid work schedule
• Ability to travel up to 20% of the time
• This position is not eligible for visa sponsorship
• Relocation assistance is not available for this position

Locations:

• Charlotte, NC
• Iselin, NJ
• New York City, NY
• Minneapolis, MN
• Irving, TX

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

The CAR DataManagement/Consulting,

In this role, you will:

• Manage and maintain data and relationship with partners for one or more systems of records
• Participate in monthly data load and reconciliation activities to ensure accuracy, integrity, and completeness for downstream consumption and usage
• Monitor data and resolve/correct SOR data deficiencies each month
• Support downstream users and reporting groups related to assigned SORs and assist other CAR team SOR owners
• Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, ; and act as a key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics
• Review and analyze complex programing models to extract data and manipulate databases to provide statistical and financial modeling specific to businesses supported
• Manage the roll out of pilot programs developed as a result of programmed models for supported businesses and product lines
• Make decisions in complex product strategies, data modeling, and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead analytics and reporting to meet deliverables and drive new initiatives
• Collaborate and consult with peers, partners, stakeholders, to resolve production, project, and regulatory issues, and achieve risk analysts, and common modeling goals
• Lead projects, teams, and mentor others

Required Qualifications:

• 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 5+ years of experience with Oracle, Toad, SQL server, Teradata, SAS, Unix, Python, PowerBI and/or Tableau
• Extensive experience in credit reporting and credit risk analytics
• Knowledge of Commercial Banking business and SORs
• Ability to gather, analyze, and interpret large datasets
• Demonstrated knowledge and experience with relational databases
• Proficient in relational database design and querying, with experience in data mapping, mining, and modeling
• Understanding of General Ledger and experience in GL reconciliation
• Strong analytical skills with high attention to detail and accuracy
• Excellent verbal, written, and interpersonal communication skills
• Extensive experience with Microsoft office tools including Excel formulas, pivot tables, etc.
• Build and leverage relationships with partners to understand approach and key deliverables
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Ability to work independently and with teams on multiple initiatives concurrently

Job Expectations

• Willingness to work on-site at stated location on the job opening.
• This position offers a hybrid work schedule.
• Not Eligible for Visa Sponsorships
• Job posting may come down early due to volume of applicants.

Job Posting Locations:

• 401 S Tryon St Charlotte, NC
• 600 S 4th St, Minneapolis, MN
• 800 S Jordan Creek Pkwy, West Des Moines, IA
• 1150 W Washington St., Tempe, AZ
• 401 Las Colinas Blvd W Bldg B,IRVING, TX 75039

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.