Enterprise Risk Senior Manager Executive Director jobs at Wells Fargo in Ireland, Dublin

About this role:

In this role, you will take on independent oversight of front-line operational risk management, focusing on key risks such as Technology, Information Security, and Resilience. You will also oversee business lines and support functions to ensure effective risk management practices are in place.

Your expertise and experience in operational risk management will be central to ensuring that risks are properly identified, assessed, and managed. You will be expected to bring a strong industry perspective, using your knowledge to strengthen the firm’s resilience and control environment.

In this role, you will:

• Develop, implement, and monitor risk-based programs to identify, assess, and mitigate any operational risk that arises from inadequate or failed internal processes, people, systems, or external events with specific focus on Technology, Information Security and Resilience Risk.
• Maintain a balance between risk mitigation and operational efficiency.
• Evaluate the adequacy and effectiveness of policies, procedures, processes, systems, and internal controls.
• Analyse extremely complex business and system changes to determine impact, identify operational risk issues and participate in the development of risk ratings.
• Provide operational risk expertise and consulting to complex business units for initiatives with high risk, generally spanning multiple business lines.
• Design and develop the most complex testing strategies, methodologies and analyses.
• Consult with the business and functions SMEs to develop corrective action plans and effectively manage change.
• Identify training opportunities.
• Design and coordinate the development of training materials and coordinate or deliver training.
• Report findings and develop business cases to influence executive management, management committee members or head of business on the need for controls to mitigate risk.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.
• Lead project or virtual teams and mentor less experienced staff.

Required Qualifications:

• Experience in Operational Risk or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• Experience in financial services sector, preferably in banking including capital markets and/or corporate lending businesses.
• Experience in the management or oversight of IT and Resilience risk including knowledge of relevant regulations (incl. DORA) and with technology controlframeworks/standards.
• Experience in projects or processes involving multiple disciplines within an organisation.
• Strong analytical skills with high attention to detail and accuracy.
• Excellent verbal, written, and interpersonal communication skills with the ability to articulate complex concepts in a clear manner.
• Ability to work independently and positively collaborate in a fast-paced team environment.
• Self-starter who can identify and deliver continuous improvement;
• Third level degree ideally in business, finance or relevant discipline.
• ISACA qualification or equivalent preferable; and
• Advanced Microsoft Office (Word, Excel, and PowerPoint) skills.
  

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• This role is responsible for credit portfolio management to meet the long-term financial objectives and risk tolerance for commercial banking clients. Serves as a key member of a client’s deal team.
• Daily operational support - Manage invoice issues-queries (EDI Incomplete Reports / Manual Booking), resolve with customer cash applications queries ( Unapplied Cash, CN & Unidentified Cash), submit fee waives & refunds requests.
• Vendor support – Reviewing / approving held vendor orders. Timely processing of increased credit line requests to Underwriting.
• Independently resolve moderately complex situations while developing a sound understanding of policies, procedures, and compliance requirements to meet business objectives and partner with senior peers for more complex issues. Resolve complex customer inquiries, billing errors, and disputes.
• Perform regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable.
• Various internal portfolio/commercial reporting requirements.
• Collaborate and consult with peers and functional partners to resolve client servicing requests and inquiries related to their product
• Manage dealer onboarding phase (Coms / running of the contract)
• Support Relationship Management with ad hoc reporting/tasks/ and attend dealer / vendor meetings as required.
• Support Relationship Management team with account retention by assisting business growth. Assist in obtaining customer financial reports where required & participate in underwriting process.
• Focus on providing exceptional external and internal customer service – team player.
• Proactive in identifying system & processimprovements/efficiencies.
• Develop working knowledge and undertake cross-training to support team members, providing cover during illness and holidays to maintain a strong customer experience.
• Engage is cross functional projects
• Logging complaints and support resolution

Required Qualifications:

• Experience in secured or specialized lending relationship management or portfolio management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Background in Finance / Banking / Factoring / Customer Service
• Exceptional administrative skills and strong attention to detail – ability to manage and organise multiple work streams simultaneously, maintaining an excellent degree of accuracy.
• Strong communication and influencing skills in all mediums with the team & wider business – adapting content according to the audience. Develop relationships at all levels, work flexibly, share ideas and challenge self & others. Ability to relay required information clearly and succinctly to the customer; ability to listen to the customer and answer queries in a clear, diplomatic, and articulate manner; communicate directly with customers, vendors, Commercial & Risk contacts.
• Exceptional organisational skills – Effective time management in a fast-moving and demanding environment, planning, and working to tight deadlines, sharing any roadblocks or delays which can impact the customer or business performance. Ability to adapt in a changing and demanding environment.
• Experience of supporting projects, particularly in respect of process improvements and simplification. Demonstrate ability to work to a plan and provide regular progress updates.
• Highly self-motivated, competent of working independently, whilst retaining a committed ‘team’ attitude. Understanding effect of own deliverables on that of others and acting as required to prevent negative impact or delays.
• Microsoft products – excel, word, power point, outlook
• Understand products/services offered
• Work within the framework of company regulations e.g. data protection, always ensuring compliance
• Second language is desirable but not required.

Job Expectations:

• Strong ability to plan workload effectively, prioritising and achieving all deliverables within given timescales, identifying and escalating concerns at an early stage.

• The ability to establish strong partnerships at all levels and the ability to influence key stakeholdersinternally/externally.

• Willingness and ability to work flexibly and support wider team where required.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

Wells Fargo is seeking a Senior Financial Crimes Specialist. This role is to support the Wells Fargo Bank International UC (WFBI) Financial Crimes Senior Manager & MLRO and assist with the management of the WFBI Financial Crimes Risk Management (FCRM) function on a day-to-day basis. FCRM is tasked with the management and oversight of Financial Crime Risk for WFBI – including Customer Due Diligence, Anti-Bribery and Corruption, Sanctions and other regulatory requirements.

The Senior Financial Crimes Specialist is intended to act as support to the WFBI MLRO and as the subject matter expert covering AML/CFT and Financial Sanctions Legislation and regulations associated with WFBI and relevant Lines of Business (LOBs) across the WFBI Financial Crime program. Note: In addition to these functions employees are required to carry out such other duties as may reasonably be required.

In this role, you will:

• Provide SME expertise and support the Manager in discharging their responsibilities within WFBI and within the larger Financial Crimes Risk Management function
• Responsible for maintaining an up-to -date and informed understanding of relevant legislation and regulations and their impact on WFBI and the broader Financial Crimes Risk Management Function
• Conducts investigative research, root cause analysis and consulting on transactions, suspicious situations, policy violations, referrals, customers, and related parties that present moderate to high risk or complexity
• Take the lead on drafting high quality reporting for various governance committees and teams
• Engage and co-ordinate with all stakeholders in the development and review of risks and controls for both WFBI risk assessments and ongoing risk management
• Undertake quality monitoring reviews and escalate identified issues and control gaps across the financial crime framework
• Contribute to WFBI and EMEA-wide procedures, policies and programs required to meet legal and regulatory money laundering obligations within Ireland and the EU (where required).
• Monitoring and updating, where necessary, Inter-Company Agreements relating to WFBI activities and requirements
• Assist with the preparation for and management of items raised from internal and external audits and regulatory exams
• End to end management of initiatives with moderate to high risk
• Act as representative for function and manager including within WFBI and EMEA. Deputise for the manager in their absence in meetings and in project work demonstrating an ability to work unsupervised

Required Qualifications:

• Experience in Financial Crimes, Operational Risk, Fraud, Sanctions, Anti-Bribery, Corruption, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Experience in risk management (includes compliance, financial crimes, operational risk, audit, legal) or financial services industry experience - which must include direct experience in risk management of AML/CFT, Financial Sanctions and ABC experience
• Strong knowledge of relevant regulations, supporting guidelines and industry standards expected
• Experience of providing financial crime subject matter expertise within, or supporting, a regulated entity
• Proven track record of working collaboratively across multiple business lines and with stakeholders and colleagues at all levels but also of taking the lead as needs dictate
• Excellent interpersonal, communication (written and presentation) skills and organizational abilities are essential with an ability to liaise constructively and clearly across all levels of staff
• Experience of analysis or gap assessment of corporate or group policies and procedures against Irish and EU legislation, regulatory guidance and standards
• Demonstrated ability to identify and obtain key information for further analysis
• Strong attention to detail essential
• Demonstrated experience working to tight deadlines displaying efficiency and effectiveness on a daily basis
• Strong ability to manage multiple requests for information and handle confidential and sensitive information in a professional manner in a fast-paced deadline-driven environment
• The ability to work reliably and flexibly while unsupervised is essential to the role
• CFCPP, ICA or ACAMS credentials desired

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

The primary responsibilities of this role are to provide credit risk analysis and assessment of credit proposals from particular Lines of Business (“LOB’s”) designated from time to time, making informed recommendations to Credit Committee as required and/or and making informed decisions on credit requests within the parameters of your Delegated Credit Approval Authority, as required. Provide oversight and monitoring of portfolio exposures to those LoB’s in a manner conforming to WFBI, WFC and regulatory requirements.

In this role, you will:

• Lead or participate in providing risk analysis and recommendations to Credit Committee related to credit proposals originating with various LoB’s which may include Commercial real Estate (“CRE”), Corporate banking Group (“CBG”), Financial Institutions Group (“FIG”) and Capital Finance (SCF & CDF) LoB’s.
• Resolve moderately complex credit issues.
• Collaborate and consult with peers, and colleagues, to resolve credit portfolio issues and achieve goals consistent with the credit culture within the firm.
• Assess credit proposals originating with above-mentioned LoB’s and execute or support informed decisions on credit requests within the parameters of the Credit Decisioning Framework.
• Ensure that proposals originated by the above-mentioned LoB’s conform to the Credit Strategy and stated risk appetite set forth by the Board and adhere to WFBI Policies and Procedures.
• Interface with internal and external auditors, Risk Asset Review and regulators to ensure the integrity of WFBI’s credit grades and risk and grading process and procedures.
• Support the provision of reports to: Senior Management; Credit Committee; Risk Committee; Board; - provisioning, reserves, impairments, Group Reporting; Regulatory Reporting.

Required Qualifications:

• Experience in credit Portfolio Consulting, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• Degree educated (or equivalent).
• Proven interpersonal and communication skills, with demonstrated ability to provide presentations and briefings to management and liaise with other company departments.
• Ability to work under pressure and prioritise workload.
• Professional maturity and high energy level.
• Must be able to work independently in a fast paced, team environment.
• Ability to operate comfortably in a large, multicultural organisation.
• Proficient with advanced Word, PowerPoint, Excel and/or VBA.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

As a key leader in the International Risk Strategy, Planning & Governance (SP&G) team, you’ll work closely with the WFBI CRO, the International Head of Risk SP&G, and other senior leaders to drive a holistic risk management approach, ensuring strong governance and oversight across the organization.

In this role, you will:

Under the supervision of the WFBI CRO & the International Head of the Risk SP&G Team, lead the implementation of certain key Enterprise Risk deliverables that seek to drive a holistic approach to risk management including:

• Be responsible for the ‘Enterprise Risk Programs, Risk Reporting & Governance’ (e.g. risk identification, risk appetite, risk profile, risk reporting and new business initiatives) coverage area of the SP&G team, which includes WFBI, multiple legal entities and non-US jurisdictions.
• Develop enterprise risk, governance, reporting programs, plans, specifications, resources, and long- term goals for highly complex corporate governance risk programs and technical business needs across multiple front lines,; including influencing group programs and policy development to reflect international requirements e.g. risk management framework, risk strategy and risk appetite, risk measurement, risk identification and assessment programs.
• Review complex business, operational, or technical challenges that require an in-depth evaluation of variable factors.
• Formulate and present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in relevant policies, procedures and requirements.
• Oversee the coordination and aggregation of risk reporting and risk submissions which are presented to governance committees for review, recommendation or approval.
• Lead escalation, and timely remediation of issues, deficiencies or regulatory matters regarding risk management.
• Deliver solutions that are long term, large scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others
• Engage and influence stakeholders, internal partners and peers associated with the responsible oversight and strategic direction of enterprise risk, governance and reporting programs or affected by its outcomes
• Identify, support and recommend opportunities for process improvement and risk control development of companywide risk-based programs
• Utilize knowledge of risk and regulatory for one or more risk, product or front-line areas with significant impact and risk
• Determine appropriate strategy and actions of the team to meet moderate to high-risk deliverables
• Interpret and develop policies and procedures for functions with moderate complexity within scope of responsibility
• Build relationships with corporate, business heads, Legal, Audit, regulators and industry partners on risk related topics
• Manage and develop teams of individuals in roles with moderate complexity and risk
• Develop and guide a culture of talent development to meet business objectives and strategy

Under the supervision of the WFBI CRO and specific to WFBI, the role holder will be accountable for managing the firm's enterprise risk including risk controls, setting and managing risk exposures and reporting directly to the WFBI CRO on risk management matters. This includes SP&G and risk analytics activities such as:

• Leading on the implementation of key team priorities and deliverables which will involve development, implementation, and monitoring of key risk governance related processes.
• Oversight of strategic risk, model risk, reputation risk.
• Execution of risk programs such as risk identification, risk appetite, risk profile, risk reporting, policy management and new business initiatives, and
• Leading risk analytics team responsible for core credit risk reporting, regulatory risk support, report submission and managing IFRS9 loss provision model components (including engagement with group model service providers)

Required Qualifications:

• Experience in Risk Management (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Management or leadership experience
• Excellent track record of senior leadership within the financial services sector including a thorough and extensive knowledge of the regulatory environment.
• Extensive experience in Risk Management (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• Track record of risk remediation and senior regulatory engagement.
• High-level ability to analyse and interpret data and create comprehensible insight for teams and stakeholders;
• Expertise in leading enterprise risk management programs.
• Expertise in key risk management concepts and techniques
• Experience in financial services / lending businesses.
• Experience in projects or processes involving multiple disciplines within an organisation.
• Exceptional organisational, analytical and documentation skills.
• Must be able to work independently, be solutions focused, positively collaborate and lead others in a fast-paced team environment.
• Well-developed interpersonal skills, with an ability to communicate effectively; and
• Self-starter and able to identify and deliver continuous improvement.
• Strong communication skills with the ability to present to a non­technical audience;
• Degree educated in Business, Accounting, Mathematics, or related field required;
• Highly organized with well-honed time- management skills and ability to prioritize;
• Unquestionable ethics;

Job Expectations:

In addition to the responsibilities summarized in your job description, you are also required to comply at all times with CBI Conduct Standards:

Central Bank of Ireland Regulatory Requirements

This role is designated as a Controlled Function 2 (CF-2) role under Part 3 of the Central Bank Reform Act 2010 (sections 20 and 22) and as such is subject to certain regulatory requirements.

Individuals who perform a CF role must have a level of fitness and probity appropriate to the performance of that particular function and must comply with WFBI’s Fitness and Probity policy. WFBI are required to carry out prescribed due diligence to assess your fitness and probity, and to satisfy itself on reasonable grounds that you comply with the standards of fitness and probity prescribed by the Central Bank of Ireland pursuant to any code issued under section 50 of the Central Bank Reform Act.

As a role carrying aCF-2designation, the role holder will also be subject to the Common Conduct Standards under the Central Bank of Ireland’s Individual Accountability Framework and will be required to take reasonable steps to ensure the Conduct Standards are met.

The role holder will be required to possess and maintain the appropriate technical knowledge required to perform the role and to understand the regulatory obligations to which they are subject as aCF-2, to include, without limitation, the Conduct Standards and the Fitness and Probity Standards.

• An individual who performs a CF-2 role ensures, controls or monitors compliance by WFBI with our relevant obligations.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead the development and refinement of qualitative and quantitative Liquidity oversight and reporting to meet the needs of the Bank in order to support effective decision making.

• Assist in oversight and monitoring of Interest Rate Risk in the Banking Book (IRRBB) and Capital Adequacy along with Market, Counterparty Credit Risk and Funds Transfer Pricing.

• Lead the annual IRM review and challenge of both the qualitative and quantitative aspects of the ILAAP and assist in the annual IRM review and challenge ICAAP and Recovery Plan.

• Prepare and deliver Liquidity, Interest Rate, Capital Adequacy and Market Risk Reports to Board, Risk Committee and ALCO as well as the Senior Management team.

• Evaluate the adequacy and effectiveness of policies, procedures, processes, systems, and internal controls for Treasury Risk oversight.

• Lead the RCSA (Risk & Control Self-Assessment) Liquidity oversight annual assessment process for the team and assist with RCSA annual process for additional Treasury Risks.

• Continuous development, enhancement and embedding of the Liquidity, IRRBB, Capital Adequacy and Market Risk Framework to deliver effective risk management to the business and continue to educate the business in effective risk management ensuring that processes are fit for purpose.

• Provide Liquidity Risk expertise for New Business Initiatives.

• Assist in the annual review of the Bank's Statement of Risk Appetite Framework and review and challenge proposed Liquidity, IRRBB, Capital Adequacy and Market Risk limits consistent with the Bank's Risk Appetite.

• Interact with the Front-line teams responsible for identifying, monitoring and measuring of treasury risks.

• Review existing and new regulatory requirements and guidelines relating to financial risks to ensure compliance.

• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

• Involvement in the Bank's Strategy, and Operating Plan as it relates to treasury processes.

Required Qualifications:

• Experience in Capital Markets, trading or interest rate risk, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• This role will rely on industry expertise and proven experience in a Treasury or Risk background specifically relating to Liquidity & Funding with exposure to IRRBB and Capital Adequacy and a good working knowledge of Funds Transfer Pricing, Market Risk and Counterparty Credit Risk. Additionally, experience and/or exposure relating to regulatory reporting, stress testing processes, ILAAP and ICAAP is required.
• Proven ability to oversee Financial Risk Management within a banking environment.
• Strong analytical skills with high attention to detail and accuracy and the ability to recognise and investigate reporting anomalies.
• Business focused with strong stakeholder management and influencing skills and able to interact with all levels of an organization and operate up to senior management level.
• Ability to prioritise multiple projects and deadlines.
• Must be able to work independently and positively collaborate in a fast-paced team environment.
• Self-starter who can identify and deliver continuous improvement.
• Ability to identify and monitor risk in collaboration with Compliance and Audit.
• Risk management qualification preferable.
• Advanced Microsoft Office (Word, Excel, and Powerpoint) skills.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role you will:

• Support customer engagement by processing teller transactions, sharing digital solutions, and making appropriate introductions to bankers
• Complete operational activities while minimizing risks under established policies
• Perform routine transactional, operational, and customer support tasks efficiently through knowledge of bank procedures and products, as well as partners across the organization
• Receive direction from managers and exercises judgment within defined policies and procedures
• Escalate questions and issues to more experienced roles
• Interact with customers and individuals to demonstrate care, build relationships, and complete requested transactions
• Identify information and services to meet customers financial needs

Required Qualifications:

• 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Customer service focus with experience handling complex transactions across multiple systems
• Ability to educate and connect customers to technology and share the value of mobile banking options
• Ability to interact with integrity and professionalism with customers and team members
• Experience working with others on a team to meet customer needs
• Cash handling experience
• Ability to follow policies, procedures, and regulations
• Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss
• Well-organized, independent and able to prioritize in a fast-paced environment
• Ability to exercise judgment, raise questions to management, and adhere to policy guidelines
• Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting
• Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues

Job Expectations:

• Ability to work a schedule that may include most Saturdays
• This position is not eligible for Visa sponsorship

Posting Location(s):

• Bond Road | 8872 Bond Road, Elk Grove, CA 95624
• Calvine Plaza | 8377 Elk Grove Florin Road, Sacramento, CA. 95829
• Central Galt | 602 C Street, Suite 100, Galt, CA 95632
• Crossroads Freeport Boulevard | 5660 Freeport Blvd., Sacramento, CA 95822
• Fruitridge | 5695 Stockton Blvd., Sacramento, CA. 95824
• Greenhaven | 7375 Greenhaven Drive, Sacramento, CA 95831
• Laguna Creek | 5120 Laguna Blvd., Elk Grove, CA 95758
• Laguna Gateway | 9170 W Stockton Blvd., Suite 100, Elk Grove, CA 95758
• Lockeford | 19000 N Hwy 88 , Lockeford, CA 95237
• Lodi | 120 W Lodi Avenue, Lodi, CA 95240
• Lodi Vineyard | 701 S Ham Lane, Lodi, CA 95242
• North Florin | 7050 Stockton Blvd., Sacramento, CA. 95823
• R Street Market | 1831 S. Street, Sacramento, CA. 95811
• Please note, not all locations will have positions available.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.