Lead Operational Risk Officer jobs at Wells Fargo in India, Bengaluru

In this role, you will:

• Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics
• Review and analyze complex programing models to extract data and manipulate databases to provide statistical and financial modeling specific to businesses supported
• Manage the roll out of pilot programs developed as a result of programmed models for supported businesses and product line
• Make decisions in complex product strategies, data modeling, and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead Analytic and Reporting to meet deliverables and drive new initiatives
• Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analysts, and common modeling goals
• Lead projects, teams, and mentor

Required Qualifications:

• 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 5+ years of experience SQL, Teradata, and or Hadoop experience.
• 5+ years of experience with BI tools such as Tableau or Power BI applications.
• 3+ years of experience in risk (includes compliance, financial crimes, operational, audit, legal, credit risk, market risk).
• Experience researching and resolving data problems and working with technology teams on remediation of data issues.
• Demonstrated strong analytical skills with high attention to detail and accuracy.
• Excellent verbal, written, and listening communication skills.

Job Expectations:

• Manage and maintain data and relationships with partners for one or more systems of records.
• Participate in monthly data load and reconciliation activities to ensure accuracy, integrity, and completeness for downstream consumption and usage
• Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, and act as key participant in data aggregation and monitoring for Risk Analytics.
• Design and build rich data visualizations to communicate complex ideas and automate reporting and controls.
• Create and interpret Business Intelligence data (Reporting, Basic Analytics, Predictive Analytics and Prescriptive Analytics) combined with business knowledge to draw supportable conclusions about current and future risk levels.
• Becomes a SME in the Reporting, Data Quality check elements, technology infrastructure utilized, and fully understands the metadata and lineage from DQ report to source data.
• To demonstrate the ability to identify and implement areas of opportunities for quality assurance, data validation, analytics and data aggregation to improve overall reporting efficiencies.
• Creating and executing the UAT test cases, logging the defects and managing the defects till closure.
• Make decisions in complex product strategies, data modeling, and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead analytics and reporting to meet deliverables and drive new initiatives
• Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analysts, and common modeling goals.
• Lead projects, teams, and mentor.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Participate in low-risk initiatives within Risk Analytics
• Review process production, and model documentation in alignment with policy, analyzing trends in current population
• Receive direction from manager
• Exercise judgment within Risk Analytics while developing understanding of analytic models, policies, and procedures
• Provide monthly, quarterly, and annual reports to manager and experienced managers

Required Qualifications:

• 6+ months of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Join the Independent Quality Assurance (IQA) team within the Corporate Risk Reporting & Analysis (CRRA) group.
• Conduct report-level and dashboard testing in alignment with established quality assurance standards.
• Reconcile CRRA report outputs with authoritative data sources based on defined business requirements.
• Perform independent recalculations to validate the accuracy of reported information.
• Review report content to ensure compliance with quality control guidelines.
  Maintain effective communication with the reporting team to stay informed about report updates and changes.
• Deliver timely and comprehensive reporting of QA results to the reporting team.
• Contribute to low-risk initiatives within the Risk Analytics function.
• Review production processes and model documentation to ensure alignment with policy, and analyze trends within current data populations.
• Operate under the guidance of the manager while exercising sound judgment within Risk Analytics.
• Develop a working understanding of analytic models, policies, and procedures.
• Prepare and submit monthly, quarterly, and annual reports to the manager and senior leadership.
• 1–3 years of experience in Operational Risk, or equivalent demonstrated through a combination of professional experience, education, training, or military service.
• Proficiency in business intelligence and workflow tools such as Power BI, Tableau, and JIRA.
• Hands-on experience with SQL and Python for data analysis and automation.
• Strong technical aptitude with proven problem-solving capabilities.
• Excellent communication skills, high initiative, and strong interpersonal and collaboration abilities.
• Demonstrated critical thinking and analytical skills, with the ability to conduct reconciliation activities and effectively report findings.
• Results-oriented mindset with a commitment to delivering high-quality work.

Job Expectations:

• Should be in office for 3 days and for 8 hours.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Ensure customer satisfaction by providing support services in the delivery of a wide range of Trade Service products
• Perform issuing, advising and amending of letters of credit, negotiation of letters of credit documents, processing documentary and direct collections in accordance with Trade Services standards
• Guide individuals on complex tasks including amending letters of credit, processing documentary and direct collections in accordance with Trade Services standards
• Assist leaders in training staff on new products or procedures and coordinate workflow in the absence of leadership
• Prioritize work and provide day-to-day leadership to team
• Identify opportunities for additional product sales through client referrals and make recommendations to changes in existing policies and procedures
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Interact with internal customers
• Receive direction from leaders and exercise independent judgement while developing the knowledge to understand function, policies, procedures, and compliance requirements

Required Qualifications:

• 6+ years of Trade Service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience in Trade Service, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Demonstrates the inter-personal skills to identify and appropriately act upon scenarios requiring escalation or further due diligence
  6+ years in a role with exposure to BSA/AML, Sanctions and Anti-boycott policies and procedures, and demonstrates an ability to understand and consistently adhere to procedures related to these subjects
• Possess the written and verbal communication skills to provide clear and concise risk escalations

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead a variety of servicing activities for moderately complex commercial products, including coordinating all aspects to ensure customer resolution
• Evaluate and upload data into the systems of record to ensure compliance with all bank policies, procedures, and regulatory requirements
• Coordinate all aspects of resolving open customer service issues; interact with internal and external customers
• Serve as primary liaison and work collaboratively with Line of Business, Sales, Legal, Control and Risk, Technology, and various Operations and company teams as necessary to progress customer-focused needs
• Review and negotiate moderately complex loan servicing transactions, evaluate risks, and devise strategies to mitigate risks and identify procedural modifications
• Serve as an escalation point in the resolution of client issues
• Conduct quality reviews and monitor key performance metrics related to efficiencies and effective processes
• Identify activities of the team to ensure conformity with established procedures
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• May lead projects, teams, or serve as a mentor for lower-level staff; may contribute to strategic initiatives
• Independently resolve moderately complex issues and lead team to meet deliverables while leveraging solid understanding of the function, policies, procedures, and compliance requirements

Required Qualifications:

• 5+ years of Commercial Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Minimum 5 years of LIQ proficiency or equivalent lending platforms.
• Minimum 5 years of training related expertise such as drafting training plans, conducting training courses, defining onboarding milestones etc.
• Minimum 5 years of supervising daily deliverables of the team and performing critical end-of-day check-out
• Exposure to and/or experience inSyndication/Participation,trades, and foreign loan originations
• Knowledge of loan documentation; construction loan budget monitoring experience; and title work experience.
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Excellent verbal, written, and interpersonal communication skills
• Ability to effectively resolve problems and conflicts at the immediate and root-cause levels
• Ability to work effectively, as well as independently, in a team environment
• Ability to work in a fast-paced deadline driven environment
• Sound critical thinking and problem-solving skills, as well as the ability to embrace and adapt to change
• Good business communications skills and be recognized as someone who delivers extraordinary and superior customer service

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
• Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
• Lead projects, teams, and mentor less experienced staff
• Partner with cross enterprise risk analysts in development of common modeling strategies

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Bachelor’s degree or higher in a quantitative field such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences
• 4+ years of progressive experience in credit and risk analytics
• Hands on Experience in at least one area in credit risk analytics - credit strategy / modeling techniques / scenario analytics.
• Detailed understanding of risk domain; Strong Risk analytics skills and understanding of P&L, drivers
• Proven expertise in strategy development , scenario analysis, and performance tracking in a credit risk environment.
• Strong command of technical tools including SAS, SQL, Python, R, VBA, Tableau, and SAS Visual Analytics.
• Knowledge of advanced statistical tools such as Segmentation Tools, Decision Trees, Clustering, Regression, and other statistical modeling and/or Machine Learning techniques
• Ability to lead project teams and coordinate with multiple stakeholders.
• Strong analytical skills with ability to turn findings into executable plans to meet business objectives
• Ability to identify and evaluate trends, isolate root cause, and provide swift/thorough resolution
• Advanced degree in statistics/finance/engineering/economics/otherquantitative disciplines
• Knowledge and understanding of (consumer and small business loan) credit card lending practices, policies, procedures, and key drivers impacting credit offerings
• Ability to contribute to strategic decisions and coordinate with multiple stakeholders. Develop consensus and gain buy-in for strategic priorities
• Strong project management skills with ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Strong ability to develop partnerships and collaborate with other business and functional area

Job Expectations:

• The incumbent would functionally contribute as a Senior Risk Analytics Consultant to the Credit Card - Credit Risk team and execute relatively large and complex projects with moderate to high risk for the line of business.
• Support and deliver on significant initiatives and processes, and partners with line of business management to drive the company credit culture, appetite, and business performance with inputs from seniorleadership. Actsas a subject matter expert for senior leaders.
• Establishes effective policies, processes, and tools to identify and manage risks. Uses predictive sciences for developing future ready solutions.
• Participate in discussions with key stakeholders from business & risk functions to explain the portfolio performance numbers.
• Develop and execute Collections strategies that optimize treatments, recovery, reduce Net Credit Loss (NCL), and align with the bank’s credit risk appetite.
• Reports on portfolio trends, credit policy exceptions across various credit, vintage, product, offer, channel, risk segments using visualization tools such as Excel VBA, Tableau and/or SAS Visual Analytics.
• To be effective in this position, you will need to have a good understanding of credit, practice in the test and learn discipline and exploratory analysis, and be fluent in both the key technical tools of credit risk decisioning and sound credit judgment.
• Strong analytical mindset with the ability to connect data insights to business strategy .

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics
• Review and analyze complex programing models to extract data and manipulate databases to provide statistical and financial modeling specific to businesses supported
• Manage the roll out of pilot programs developed as a result of programmed models for supported businesses and product line
• Make decisions in complex product strategies, data modeling, and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead Analytic and Reporting to meet deliverables and drive new initiatives
• Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analysts, and common modeling goals
• Lead projects, teams, and mentor

Required Qualifications:

• 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Proven experience in market risk analytics , stress testing, and regulatory reporting.
• Advanced proficiency in SQL and Python , including experience with data pipelines, statistical modeling, and automation.
• Strong understanding of data governance , integrity frameworks, and risk data aggregation principles.
• Ability to work independently while influencing and mentoring peers and junior team members.
• Excellent communication and stakeholder management skills.

Job Expectations:

• Lead and execute advanced business modeling and analytics initiatives with broad organizational impact, particularly in stress testing and portfolio analysis.
• Design, review, and optimize complex programming models to extract, transform, and analyze data from large-scale databases using SQL and Python.
• Drive pilot programs derived from analytical models, ensuring successful rollout and adoption across supported business units and product lines.
• Make strategic decisions on product modeling, risk exposure, and data architecture, with a deep understanding of regulatory frameworks, compliance requirements, and internal policies.
• Collaborate and consult with cross-functional teams, including risk analysts and managers, to resolve production and regulatory issues and align on modeling goals.
• Mentor and guide team members by sharing technical expertise, promoting best practices, and fostering a culture of continuous learning and innovation.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead contract negotiations and manage supplier relationships of high risk or complexity with significant impact to the business strategy
• Manage suppliers and relationships from a life-cycle perspective with a focus on reducing cost or spend, increasing customer satisfaction, and maximizing business impact
• Establish e-business, procure-to-pay, environmental, and Strategic Sourcing cost reduction strategies to continually improve category effectiveness and efficiencies
• Customize legal contract language to proactively anticipate technology, market and business issues
• Control all aspects of negotiation and set negotiation strategy
• Support acquisitions including negotiation reassignment on high risk contracts
• Participate in the review of closing agreements
• Lead projects required to ensure legal and regulatory compliance, as well as educate and act as a resource for Contract Analysts with regard to such issues
• Educate Contract Analysts and business partners on risk issues and handle vendor disputes
• Provide direction and guidance to less experienced staff
• Partner with business units to issue and evaluate Request For Proposals and to ensure successful implementation of agreements
• Partner with business units to ensure standard contracts include corporate requirements
• Establish and maintain a good rapport with executive management, vendors, and third party lessors or manufacturers to optimize negotiation, savings and service improvements and problem resolution
• Act as a focal point for coordinating sourcing efforts across business entities

Required Qualifications:

• 10+ years of Sourcing, Procurement experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.