Aml Financial Crime Risk Investigator Ii jobs at Td Bank in Canada, Toronto

Job Description

The Country Compliance and Operational Risk (C&OR) Manager is responsible for ensuring the identification, escalation and timely mitigation of compliance and operational risks in the country in alignment with the Global Compliance -- Enterprise Policy, the Operational Risk Management -- Enterprise Policy (collectively “the Policies”) and the Compliance and Operational Risk Management (“CORM”) Program and Standard Operating Procedures (SOPs).

The Country C&OR Manager assists in engaging other C&OR officers, including horizontal coverage owners and Enterprise Areas of Coverage (“EAC”), to provide comprehensive oversight of FLU/CF activities. This role assists in developing and maintaining a global coverage plan which defines the scope and risk-based focus of the second line’s risk management activities. The Country C&OR Manager assists in preparing materials for C&OR regulatory exams/audits/inquiries and may assist with preparation for FLU/CF regulatory exams/audits/inquiries.

This role is responsible for GCOR coverage of the Global Markets business in Canada. The knowledge and expertise to provide second line oversight is crucial to ensuring the firm meets local regulatory requires relating to monitoring and testing and other oversight requirements. Further, this role is responsible for escalations internally from EIT as well as from regulators and for interpreting the application of local laws, rules and regulations and for conducting annual and target risk assessments. Coveraging is for multiple business lines and functions, including but not limited to equity, fixed income and derivatives sales and trading.

Responsibilities

• Assists in the development of independent risk management reporting for respective area(s) of coverage as input into country/regional governance and management routines

• Assists with the oversight of FLU/CF training which may include content development and/or tracking and communication of completion rates

• Assists with the development and maintenance of C&OR-owned policies and standards and/or the oversight of FLU/CF-owned policies, standards and procedures to ensure regulatory and operational risk requirements are appropriately addressed, inclusive of conduct risk as applicable

• Monitors the regulatory environment to identify regulatory changes applicable to area(s) of coverage and maintains a comprehensive regulatory inventory; may support communication of regulatory changes to the FLU/CF and ensuring that policies, standards, procedures and/or processes are appropriately implemented or amended to address regulatory requirements

• Assists in identifying, aggregating, reporting, escalating, inspecting and challenging remediation plans, and performing thematic analysis on FLU/CF-owned issues and control enhancements

• Assists in remediating C&OR “owned” issues and control enhancements

• Contributes to or leads development of risk coverage plans, executes and / or oversees execution of monitoring, testing and risk assessments, communicates results

• Reviews and challenges the regional contributions to Reviews and challenges the FLU/CF process, risk and control inventory and FLU/CF Risk & Control Self-Assessment (RCSA)

• Supports the review and challenge of internal and external operational loss events, including development of remediation plans to strengthen controls

• Supports Scenario Analysis activities for coverage areas and challenges as appropriate

Qualifications

• University degree or equivalent

• Minimum of 5 years’ experience in securities in a financial institution

• Must have compliance experience in futures and fixed income trading

• Compliance experience in equities trading would be an asset

• French language skills would be an asset

• Project management experience

Job Description:

The Client Due Diligence (CDD) team conducts due diligence on TD Securities clients during onboarding, periodic reviews, and on an ongoing basis. The team ensures compliance with Global AML and other regulatory requirements, mitigating operational, regulatory, and reputational risks.

JobDescription/Accountabilities:

- Conduct AML reviews: Verify AML requirements (KYC, FATCA, CIRO, CRS), ensuring compliance during onboarding, periodic reviews, and ad-hoc events.

- Conduct in-depth research using independent online sources to gather requisite information for client due diligence.

- Maintain audit trails: Ensure accurate tracking of incoming requests and documentation throughout the process.

- Deliver exceptional quality: Perform accurate data entry, mitigating risks related to regulatory, financial, operational, or reputational exposure.

- Identify opportunities for improvement: Engage in process enhancement initiatives to improve efficiency.

- Assist with strategic initiatives and participate in the rollout and adoption of new operational and regulatory initiatives.

Job Requirements:

- Ability to work on routine and ad-hoc requests within defined parameters, while handling operational and reporting functions.

- Strong organizational and problem-solving skills to meet deadlines in a high-volume environment.

- Proficiency with MS Office tools, particularly Excel, and experience with Bloomberg/Impact. Technical skills in UI Path, Alteryx, VBA are a plus.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Key accountabilities will include:

• Building end-to-end expertise in our global functions, including key dependencies, sensitive financial metrics, and risk management strategies
• Managing a team in the effective outreach and research functions of contingency planning
• Preparing detailed contingency plans and reports as required by the regulators as part of the annual Resolution Plan submission
• Detailed analysis of the Bank's risk exposure to each market infrastructure historically and in future projections, involving some financial modelling and risk strategy
• Regular interactions with senior executives on key issues and recommendations as well as participating in interbank working groups in coordination with applicable regulators
• Crafting and implementing optimization strategies
• Building and maintaining strong, collaborative relationships with internal partners in the process of identifying, assessing, and mapping their roles
• Preparing analysis reports

Requirements:

• Professional degree (JD/MBA) and/or advanced professional experience preferred
• Prior experience working with FMIs or with third party management preferred
• Extensive knowledge of capital markets and market infrastructures (from either a trading perspective or an operations perspective)
• Outstanding writing skills, with the ability to turn around material drafts quickly and effectively
• Excellent analytical, communication and interpersonal skills with an ability to interact with all levels
• Strong attention to detail with confirmed ability to process large volumes of information effectively
• Ability to work under pressure and deliver excellence on tight deadlines
• Proficiency with MS Office Suite, with noted competency in Excel

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

CUSTOMER

• Develop new solutions as required for engineering programs and projects within assigned area, utilizing Azure Databricks for data processing and analytics.
• Develop new features and perform unit/component testing for new application development initiatives aligned to business needs and in accordance with Azure architecture standards.
• Support business inquiries and activities through execution of small enhancements and break/fix implementations (e.g., source code changes) using Azure Data Factory pipelines and Synapse Analytics.
• Work with technology partners to ensure the configuration and custom components meet application requirements and performance goals, particularly in Azure environments.
• Analyze technical requirements to recommend pragmatic and sound Azure-specific solutions for own area, including coding/story estimates.
• Collaborate with stakeholders and internal technology partners to ensure Azure engineering solutions meet technical direction, requirements, performance, time-to-market, and innovation goals.
• Monitor Azure product lifecycles, ensuring specifications and functionality support business objectives and engineering decisions, undertaking re-development where required.
• Document and verify Azure system components, applications, system infrastructure, security, integration, operability, and engineering-related architecture designs associated with a program or project.
• Participate in quality management reviews, particularly reviews of Azure designs, prototypes, and other requirements work products to ensure they fulfill the requirements.
• Create and maintain quality code, ensuring defect-free programming consistent with Azure standards; provide code maintenance and support during testing cycles and post-production deployment and participate in reviewing peer coding.
• Provide technical expertise during incident management, analyze incident reports and outages, perform impact assessment for incidents, and facilitate internal and external communication throughout incident resolution.
• Assist in thedevelopment/maintenanceof comprehensive processes for prevention of issues and participate in problem determination and timely resolution of incidents applying appropriate quality measures.

SHAREHOLDER

• Adhere to enterprise frameworks or methodologies that relate to Azure software engineering activities.
• Ensure respectiveprograms/policies/practicesare well managed, meet business needs, comply with internal and external requirements, and align with business priorities.
• Collaboratively engage with relevant stakeholders at all levels, both internal and external, to shift from finding defects to proactively preventing defects in Azure solutions.
• Actively seek and support continuous improvement and automation opportunities within Azure engineering practices.
• Conduct meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness ofprograms/policies/practices.
• Identify opportunities to minimize cost, provide recommendations, and/or deliver corresponding strategic solutions to support cost-effectiveness and enhance stakeholder experience.
• Conduct code reviews to ensure adherence to quality, standards compliance, reusability, and ease of maintenance, Operational Readiness Reviews, and supporting gating and review sign-offs for Azure solution design.
• Monitor service, productivity, and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
• Lead/facilitate and/or implement actions/remediation plans to addressperformance/risk/governanceissues.
• Actively manage relationships within and across various business lines, corporate and/or control functions, and ensure alignment with enterprise and/or regulatory requirements.
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk activities as necessary.
• Keep abreast of emerging Azure issues, trends, and evolving regulatory requirements and assess potential impacts.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

EMPLOYEE/TEAM

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensure timely communication of issues/points of interest.
• Provide thought leadership and/or industry knowledge for Azure engineering best practices and participate in knowledge transfer within the team and business unit.
• Keep current on emerging Azure trends/developments and grow knowledge of the business, related tools, and techniques.
• Participate in personal performance management and development activities, including cross-training within own team.
• Keep others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
• Actively mentor and enable team members by sharing knowledge and leveraging Azure engineering best practices.
• Support the team by providing guidance and proactively identifying and resolving Azure-related issues.
• Lead, motivate, and develop relationships with internal and external businesspartners/stakeholdersto develop productive working relationships.
• Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally.

BREADTH & DEPTH

• Advanced knowledge of Azure engineering frameworks, tools, processes, and procedures, as well as organization issues.
• Performs complex to difficult Azure technical tasks independently.
• Advanced knowledge of Azure technologies, tools, various programming languages, processes, and procedures.
• Develops program specifications; adapts, integrates, codes, tests, and debugs Azure programs; and is responsible for executing.
• Uses existing procedures to solve routine problems; makes limited exceptions.
• Generally reports to a Practice Lead.

EXPERIENCE AND/OR EDUCATION

• Undergraduate degree, Postgraduate degree, or Technical Certificate.
• Strong academic background (e.g., computer science, engineering).
• 3-5 years relevant experience in Azure technologies, including Databricks, ADLS, ADF, and Synapse Analytics.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Depth & Scope:

• Expert knowledge of specific domain or range of engineering frameworks, technology, tools, processes and procedures, as well as organization issues
• Expert knowledge of TD applications, systems, networks, innovation, design activities, best practices,business/organization,Bank standards, and may fulfill a governance role
• Expert knowledge and experience in own discipline; integrates knowledge of business and functional priorities
• Acts as a key contributor in a complex and critical environment
• May provide leadership to teams or projects; shares expertise
• Applies in-depth skills and broad knowledge of the business to address complex problems and non-standard situations

Education & Experience:

• Bachelor's or Graduate degree
• Strong academic background (e.g., computer science, engineering)

Preferred Qualifications :

• 7 + years relevant experience in cyber security/ data protection.
• Expertise with network, email, and endpoint DLP.
• Expertise in DLP policy creation life cycle.
• Expert knowledge of Win Server 2016/2019 and/or RHEL/Unix
• Knowledge of PCI and other regulatory requirements for Data protection
• Understanding of firewalls, intrusion detection systems, authentication mechanisms, and networking protocols including SMTP, HTTP(s), DNS, TCP/IP, and SNMP as they pertain to security solutions.
• Exceptional problem-solving and analytical capabilities.
• Excellent communication and teamwork skills.
• Skills in scripting and RegEx is nice to have

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

CUSTOMER

• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Conduct analysis of daily risk position and ensure accuracy of reporting before distribution and provide high quality recommendations
• Develop and operationalize standards, policies and processes to identify, report and mitigate overall risk exposures within the business;
• Proactively analyze potential risks and ensure key risks are aggregated / escalated to appropriate areas;
• Support business with analysis and reporting on risk issues and their impact which may include scenario analysis;
• Support established enterprise-wide risk escalation, review and approval processes, policies and risk assessment processes;
• Provide analytical support in the identification and assessment of risks and make recommendations to better manage TD's Risk appetite – understand risk appetite, perform statistical analysis related to the research and development of consistent risk measurement
• Continuously review and identify risk trends and exposures
• Interact with stakeholders to support their understanding of risk
• Scope of area supported can range from key business segments of the Bank to an assigned region/area within and requires a broad business and/or enterprise-widefocus

SHAREHOLDER

• Develop and maintain knowledge of existing and emerging risks across the business
• Adhere to enterprise policies and frameworks or methodologies that relate to activities for our business area
• Conduct reporting and analysis at the functional or enterprise level using results to draw conclusions, make recommendations, on programs/ policies/ practices
• Identify data quality issues and contribute to problem resolution
• Proactively identify opportunities for process efficiencies
• Write business requirements and participate as a subject matter expert incross-functional/enterprisework streams for small scale projects / initiatives
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise

EMPLOYEE / TEAM

• Motivate and develop relationships with internal and external business partners / stakeholders
• Support a positive work environment that promotes service to the business, knowledge of the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Keep others informed about all relevant information, with a view to actively supporting TDBFG’s and business strategy and goals;
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Experienced working professional role providing specialized business services, advisory or processes / program support within their own area of specialty
• Requires experienced, conceptual and practical knowledge within their own specialty and knowledge of broader related areas
• Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
• Leads projects or work streams within broader projects with moderate risk and may be accountable for managing ongoing activities, processes and functional programs
• Works within broad guidelines / policies and independently performs tasks from end to end
• Solves moderately complex problems by taking a new perspective on existing solutions
• Exercises judgment based on the analysis of multiple sources of information
• Conveys business context when providing guidance within field of specialty to internal or external stakeholders
• Work performed under minimal management guidance and supervision
• Identify and lead problem resolution
• Generally reports to a Senior / Manager role

EXPERIENCE & EDUCATION

• Undergraduate degree or technical certificate and/or
• 3+ years relevant experience

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.