Sr Analyst Financial Planning & Analysis jobs at Paypal in Luxembourg, Luxembourg

Essential Responsibilities:

• Perform daily cash management and forecasting activities to ensure operational liquidity
• Monitor and manage cash positions to optimize investment opportunities
• Review global bank account balances to support global Treasury and PayPal Business Units liquidity requirements
• Support updates/enhancements to systems and processes
• Develop and support Treasury policies, procedures, and controls
• Monitor FX exposures; manage and execute daily FX trades including derivatives hedging with bank counterparties
• Prepare data reports in support of monthly and quarterly controls
• Assist with execution of Transformation initiatives
• Identify and recommend process improvements for area of responsibility
• Design and implement dashboard-based analytics platform and tools

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Preferred Qualification:

This role will also:

• Support all aspects of day-to-day FX activities.

• Assist FX team in design and implementationof evolving foreignexchange pricing and trading systems including reporting and analytical framework to support FX operations, projects, andprogram changes
• Engage in all phases of FX risk management system development, from design to UAT, by collaborating with PMO, engineers, and users

• Support FXactivities and executionof trades, across our different FX hedging programs
• Implement best execution practices to optimize trading performance
• Extract relevant internal and external data,analyze, organize, andpresent them intoformats or models that can be used for FX trading, reporting, or performancemeasurement purposes

• Provide foreign exchange expertiseto internal, crossfunctional teams who consume FX rates forvarious applications
• Analyze FX counterparty andtrading performance
• Partner with treasury team on all operational aspects of FX to support corporate and

• Partner with product and pricing teams to analyze cross border flows from other PayPal businesses as they expand globally –Xoom, Braintree,Hyperwallet and other future acquisitions.
• Assist in expandingcurrencies supported by PayPal for all itsbusiness needs
• Provide ad hoc reporting and analysis on various FXrelated inquiries
• Support all global legaland regulatory requirements

• Provide strategic support for business units where possible by leveraging FX and

Position Requirements:

• 3+ yearsFinance/Treasury experience
• Degree in Finance or Accounting, MBA/CFA Preferred
• Demonstrate the ability to perform data analysis and research within data files and other data sources. Experience and familiarity with handling large data sets; prior experience in Tableau, SQL and Python coding is desired

• Strong business acumen (including understanding of financial statements and basic accounting principles)
• Collaborative, highly analytical individual and initiative-taker who excels at learning new processes andbusiness functions
• Experience in FX operations at a global financialinstitution willbean advantage
• Broad Treasury background preferred
• Excellentwritten, verbal,and presentation skills
• Strong analytical and project management skills
• Ability to multitask and work in a fast-paced and constantlychanging environment

Technology Proficiencies

• Proficiency in Microsoft OfficeExcel (includingVBA)
• Python, Tableau, and SQL familiarity will be advantageous

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Support planning and forecasting processes
• Review business performance on regular cadences (weekly, monthly,quarterly)Collaboratewith stakeholders to gather inputs and summarize insights
• Produce executive-level presentations
• Work closely with the finance and technical teams to drive process and system improvements
• Facilitate discussions with various stakeholders, manage expectations, and collaborate cross-functionally
• Consult with finance leads to review and discuss key issues, risks, and dependencies for assigned initiatives
• Document and escalate potential risks/issues, assist in developing mitigation strategies, and support their implementation

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

• Support planning and forecasting processes across SMB & FS segments.
• Review business performance on regular cadences (weekly, monthly, quarterly).
• Produce executive-level presentations that distill complex data into clear insights.
• Partner with finance and technical teams to drive process and system improvements.
• Facilitate discussions with stakeholders, manage expectations, and collaborate cross-functionally.
• Consult with finance leads to review and address risks, dependencies, and key initiatives.
• Document and escalate potential risks/issues, contribute to mitigation strategies, and support their implementation.What do you need to bring:
•Bachelor’s/Master’sdegree in Finance, Economics, Mathematics, or a related field.
• 3+ years relevant experience in financial planning, analysis, or related discipline.
• Proven ability to build and challenge financial models, combining analysis with commercial insight.
• Advanced Excel skills; SQL proficiency and dashboard creation are a plus.
• Strong communication and presentation skills, with ability to distill insights for senior leaders.
• Ability to influence across functions, geographies, and seniority levels.
• Self-driven, collaborative mindset with strong work ethic and team spirit.”

Our Benefits:

Any general requests for consideration of your skills, please

KeyResponsibilities:

• Provide second-line oversight for data management frameworks, ensuring that first-line teams execute processes that achieve consistent, accurate, and reliable risk data. Validate compliance with BCBS 239 principles and regulatory expectations such as timeliness, completeness, and integration of risk data systems.
• Ensure appropriate implementation of data management related governance structures, ensuring proper ownership, accountability, and effective control measures. Recommend refinements to internal processes to address gaps and enhance compliance readiness.
• Ensure first-line teams maintain scalable and efficient IT systems, data architecture, and automated workflows that meet ECB supervisory standards and industry best practices. Provide oversight to validate disaster recovery measures and system resilience under adverse conditions.
• Leverage risk reviews, stress-testing methodologies, and predictive analytics to assess data performance and aggregation effectiveness. Advise first-line teams on enhancements to elevate reporting quality andresponsiveness.
• Conduct gap analyses to evaluate alignment between first-line data governance practices and ECB requirements. Recommend and monitor corrective action plans to address identified deficiencies and ensure compliance readiness.
• Review and validate data governance policies and procedures developed by first-line teams, ensuring alignment with second-line expectations and regulatory standards. Partner with relevant stakeholders to ensure policies are seamlessly integrated into workflows across the European entity.
• Engage with PPEU and Global, Compliance, Technology, Legal, and Finance functions to foster a collaborative oversight process. Act as a key intermediary for regulators, auditors, and consultants, ensuring transparency and alignment with supervisory expectations.
• Oversee the quality and timeliness of regulatory reporting and risk metrics prepared by the operational teams, providing assurance that deliverables meet BCBS239 and ECB expectations. Proactively identify opportunities for refinement and process improvement in reporting practices.
• Establish oversight mechanisms, key performance indicators, and internal monitoring processes to evaluate the effectiveness of data governance practices and ensure sustained alignment with BCBS 239 principles.

Ideally, you'll have

• Bachelor’s or Master’s degree in Finance, Business Administration, IT, Data Management, or related field.
• Proven experience in data oversight, risk reporting, and regulatory compliance within financial services, payments, or technology industries.
• Deep knowledge of BCBS 239 framework, EBA guidelines, and ECB regulatory standards, with emphasis on second line of defense responsibilities for risk oversight and governance.
• Proven track record of overseeing the implementation of risk data aggregation controls, ensuring adherence to industry standards while driving operational improvements.
• Strong ability to manage cross-functional relationships, influence stakeholders at varying organizational levels, and foster collaboration across technical and business teams.
• Expertise in analytics for assessing and validating risk management practices under evolving regulatory conditions.

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Business partnering with leaders and VPs and the other cross-functional teams located globally
• Build and retain a strong and effective team
• Oversee month-end close and reporting activities, forecast, variance analysis and reporting of operating expense (as well as Contra)
• Drive continuous process improvements both within the team and with the business
• Provide analysis and recommendations to leadership groups quickly and effectively to drive results
• Ensure strict adherence to corporate policies and GAAP regulations
• Partner with leadership on risk awareness for projects
• Develop key insights to provide finance senior leadership visibility into areas of risk
• Work within finance and technology partners to identify areas of opportunity for improvement
• Prepare and present results and forecasts to senior leaders
• Track and re-trend results against forecasts and budgets

Expected Qualifications:

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Our Benefits:

Any general requests for consideration of your skills, please

Job Summary:

Essential Responsibilities:

• Identify issues and recommend best practices for risk management within the organization.
• Lead functional projects and programs that enhance risk assessment and mitigation efforts.
• Collaborate with teams to analyze business trends and their implications for risk management.
• Contribute to process improvements that enhance the effectiveness of risk management strategies.
• Provide guidance and support to team members in executing risk management initiatives.

Minimum Qualifications:

• Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

program in a fast-paced environment across many functional groups with exceptional

communication skills and proven ability to balance multiple projects and priorities.

will primarily focus on the oversight of the FLOD program execution,

ensuring the program is executed as per PPEU’s SLOD policy framework and the Luxembourg

Crime Manager will support the enhancement of those oversight capabilitiesin a growing

Main Core Duties and Key Strategic Objectives

Support the creation and implementation of an oversight framework for the

delegated/outsourced duties;

assessment processes, including post launch monitoring;

address any deviance as necessary;

Coordinate & review enhancements and updates in relevant Policies, SOPs and guidelines;

Oversee the development and maintenance of KRI / KPI metrics to ensure effective tracking

and support of program performance and Service Levels;

observations and remediation testing;

Actively maintain an up-to-date understanding of the requirements of applicable legislation

and any other relevant guidance related to Financial Crime for the region(s) in scope;

Support on AML/CTF related regulatory duties and requests, including exam requests.

Soft Skills

You have relevant knowledge and years of experience in the Financial Crime/Compliance

You possess good oral and written communication skills in English, French/German is a plus;

You have the ability to partner effectively at multiple levels and across disciplines;

You can prioritize work, multi-tasks effortlessly, meet deadlines, and achieve goals;

You work efficiently under pressure in a dynamic, complex and regulatory changing

You are detail-oriented with proven ability to work independently, autonomously and within

You operate with strong integrity and have the ability to handle projects of sensitive and

confidential nature;

You possess solid analytical, problem solving, and critical / creative thinking skills.

Any general requests for consideration of your skills, please

Key Responsibilities

• Support credit and fraud risk oversight efforts by analyzing credit risk data to identify trends, patterns, and potential issues across PayPal's credit portfolio
• Develop and maintain regular reports on key credit risk metrics and performance indicators
• Evaluate effectiveness of credit risk strategies and recommend improvements based on data analysis
• Identify emerging risk trends and potential impacts on the credit portfolio
• Partner with cross-functional teams to implement credit risk management initiatives and ensure roll out in line with the defined metric projections
• Support regulatory compliance efforts by performing regulatory gap assessments to ensure compliance with the applicable regulatory requirements
• Assist in refining credit risk models and methodologies to improve risk assessment accuracy
• Prepare presentations and materials for senior management on credit portfolio performance

Ideally you will have

• Bachelor's or Master’s degree in Finance, Economics, Statistics, Mathematics, or related field
• 3+ years of experience in credit risk analysis, financial analysis, or related analytical role
• Strong analytical skills with ability to interpret complex data sets
• Proficiency in SQL and experience with data analysis tools
• Knowledge of credit risk principles and practices
• Excellent communication skills with ability to present complex information clearly
• Strong attention to detail and problem-solving skills

Our Benefits:

Any general requests for consideration of your skills, please

Key Responsibilities:

• Provide second-line oversight related to risk data aggregation, data integrity, and governance practices to ensure compliance with BCBS 239 principles, EBA guidelines, and ECB standards.
• Evaluate the implementation of risk data governance frameworks to ensure accuracy, consistency, and completeness in data reporting and aggregation. Identify inefficiencies or gaps in compliance and provide detailed recommendations for remediation.
• Review and validate policies, procedures, and data management controls developed by first-line teams to ensure alignment with regulatory standards and second-line expectations. Verify that policies are properly integrated into day-to-day workflows and processes.
• Analyze data quality metrics, risk reporting outputs, and key performance indicators to assess the performance of first-line data aggregation systems. Highlight trends, anomalies, or areas requiring improvement and prepare detailed findings for the Sr. Manager and stakeholders.
• Support the monitoring of compliance readiness and adherence to European regulatory requirements, including BCBS 239 and EBA guidelines, particularly focusing on risk data aggregation, reporting timeliness, and governance accountability.
• Assist in conducting gap analyses against regulatory expectations. Develop and monitor progress on corrective action plans to address compliance deficiencies and facilitate readiness for supervisory reviews.
• Prepare detailed reports, oversight assessments, and reviews for internal stakeholders, regulatory bodies, and auditors. Ensure all documentation demonstrates accuracy, clarity, and alignment with regulatory guidelines.

Ideally you'll have:

• Bachelor’s degree in Finance, Business Administration, Information Technology, Data Management, or a related field. A Master’s degree or professional certifications are considered a plus.
• Strong understanding of BCBS 239 principles, EBA guidelines, and ECB regulatory frameworks, with practical experience in second-line of defense roles or compliance monitoring.
• Working knowledge of SQL, Python and other data management tools
• Proven ability to evaluate complex data processes, assess risks, and recommend improvements to meet regulatory expectations.
• Hands-on experience analyzing data aggregation and reporting practices, with a focus on assessing completeness, accuracy, timeliness, and consistency.
• Solid interpersonal skills with the ability to foster effective cross-functional collaboration, particularly with risk, compliance, and technology teams.

Our Benefits:

Any general requests for consideration of your skills, please