Manager Prudential Risk jobs at Paypal in Luxembourg, Luxembourg

Essential Responsibilities:

• Leverage specialized security governance and risk expertise to identify and address complex security risks, recommending best practices and determining new approaches that have an impact on broader security operations, while aligning strategies with business priorities
• Partner across teams and key stakeholders to drive security risk and governance initiatives, leading and solutioning complex projects and programs to strengthen overall security posture.
• Apply advanced analytical skills and sound judgment to assess and mitigate security risks, considering diverse perspectives and innovative solutions. Stay informed on industry trends and regulatory landscape while evaluating their security implications within the context of the PayPal’s governance framework.
• Directly contribute to improvements within the security domain and occasionally beyond, ensuring decisions lead to meaningful enhancements in risk mitigation strategies and overall security practices.
• Leverage relationships across teams, both within and outside of security, to influence initiatives and integrate feedback into security governance processes and risk management practices.
• Develop and articulate clear plans and priorities for the team, guiding them to achieve security risk and governance objectives while fostering a collaborative and high-performance environment.
• Lead by example, providing mentorship and support to ensure the team successfully executes on initiatives and goals.

Minimum Qualifications:

• Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

• Strong expertise and background in technology and cybersecurity risk management. Independent oversight and/or audit experience in an international organization is a plus.
• Excellent written and verbal skills; interpersonal and collaborative skills; and the ability to communicate information security related concepts to technical and non-technical audiences.
• Thorough understanding of the regulatory frameworks in the European Union including PSD2, DORA, and others.
• Professional credentials such as CISSP, CISM, CRISC, and knowledge of frameworks such as COBIT, NIST CSF, PCI DSS, and ISO27001 is a plus.

Our Benefits:

Any general requests for consideration of your skills, please

KeyResponsibilities:

• Provide second-line oversight for data management frameworks, ensuring that first-line teams execute processes that achieve consistent, accurate, and reliable risk data. Validate compliance with BCBS 239 principles and regulatory expectations such as timeliness, completeness, and integration of risk data systems.
• Ensure appropriate implementation of data management related governance structures, ensuring proper ownership, accountability, and effective control measures. Recommend refinements to internal processes to address gaps and enhance compliance readiness.
• Ensure first-line teams maintain scalable and efficient IT systems, data architecture, and automated workflows that meet ECB supervisory standards and industry best practices. Provide oversight to validate disaster recovery measures and system resilience under adverse conditions.
• Leverage risk reviews, stress-testing methodologies, and predictive analytics to assess data performance and aggregation effectiveness. Advise first-line teams on enhancements to elevate reporting quality andresponsiveness.
• Conduct gap analyses to evaluate alignment between first-line data governance practices and ECB requirements. Recommend and monitor corrective action plans to address identified deficiencies and ensure compliance readiness.
• Review and validate data governance policies and procedures developed by first-line teams, ensuring alignment with second-line expectations and regulatory standards. Partner with relevant stakeholders to ensure policies are seamlessly integrated into workflows across the European entity.
• Engage with PPEU and Global, Compliance, Technology, Legal, and Finance functions to foster a collaborative oversight process. Act as a key intermediary for regulators, auditors, and consultants, ensuring transparency and alignment with supervisory expectations.
• Oversee the quality and timeliness of regulatory reporting and risk metrics prepared by the operational teams, providing assurance that deliverables meet BCBS239 and ECB expectations. Proactively identify opportunities for refinement and process improvement in reporting practices.
• Establish oversight mechanisms, key performance indicators, and internal monitoring processes to evaluate the effectiveness of data governance practices and ensure sustained alignment with BCBS 239 principles.

Ideally, you'll have

• Bachelor’s or Master’s degree in Finance, Business Administration, IT, Data Management, or related field.
• Proven experience in data oversight, risk reporting, and regulatory compliance within financial services, payments, or technology industries.
• Deep knowledge of BCBS 239 framework, EBA guidelines, and ECB regulatory standards, with emphasis on second line of defense responsibilities for risk oversight and governance.
• Proven track record of overseeing the implementation of risk data aggregation controls, ensuring adherence to industry standards while driving operational improvements.
• Strong ability to manage cross-functional relationships, influence stakeholders at varying organizational levels, and foster collaboration across technical and business teams.
• Expertise in analytics for assessing and validating risk management practices under evolving regulatory conditions.

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
• Advises immediate management on project-level issues
• Guides junior engineers
• Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
• Applies knowledge of technical best practices in making decisions

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

Your Day-to-Day

• Design, develop, and implement robust Java applications for a large-scale Underwriting and Fraud Detection platform, ensuring scalability, multi-tenancy, and seamless integration with various internal PayPal services.

• Advocate for engineering excellence and contribute to a customer-centric approach.

• Own the quality of deliverables throughout the software development lifecycle, including design, implementation, testing, and deployment.

• Collaborate with cross-functional teams, including engineers, product managers, and stakeholders, to define and execute solutions.

• Thrive in a fast-paced environment with evolving business needs and priorities.

What you need to succeed

• Strong programming skills:Expertise inJava/J2EE, Spring Framework, and Hibernate.

• Experience: 5-8 years of software design and web application development experience.

• API Development:Proficiency inbuilding REST APIs, Web Services, and using unit testing frameworks and build tools.

• Database Knowledge: Hands-on experience with relational databases like MySQL or Oracle.

• Cloud Technologies: Familiarity with Kubernetes, Docker, Kafka, Spark, or other cloud-native technologies.

• Object-Oriented Design: Rich experience in object-oriented design and analysis.

• Problem-Solving: Ability to resolve ambiguity in requirements and estimate engineering effort for realistic schedules.

• Scalability: Experience designing systems for high availability, scalability, and performance optimization.

• Security: Knowledge of secure coding practices and experience with risk or fraud detection systems is a plus.

• Testing : Experience with automated testing frameworks and CI/CD pipelines.

You are known as:

• Quick learner, undeterred by complex systems and challenges.

• Excellent collaborator, capable of building trust and fostering strong relationships with stakeholders.

• Adaptable and thrives in a dynamic, fast-changing environment.

• Strong communicator, with the ability to articulate technical concepts to non-technical stakeholders.

• Passionate about innovation, continuous learning, and staying updated with emerging technologies.

Get bonus points with:

• Degree in Computer Science or related fields.

• Experience in GCP cloud Architecture

• Experience mentoring junior engineers or leading small teams.

• Exposure to hackathons, tech events, blogging, or active participation in online tech forums.

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Business partnering with leaders and VPs and the other cross-functional teams located globally
• Build and retain a strong and effective team
• Oversee month-end close and reporting activities, forecast, variance analysis and reporting of operating expense (as well as Contra)
• Drive continuous process improvements both within the team and with the business
• Provide analysis and recommendations to leadership groups quickly and effectively to drive results
• Ensure strict adherence to corporate policies and GAAP regulations
• Partner with leadership on risk awareness for projects
• Develop key insights to provide finance senior leadership visibility into areas of risk
• Work within finance and technology partners to identify areas of opportunity for improvement
• Prepare and present results and forecasts to senior leaders
• Track and re-trend results against forecasts and budgets

Expected Qualifications:

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Our Benefits:

Any general requests for consideration of your skills, please

Reporting Framework Execution

• Develop and implement a comprehensive Reporting Framework for PPEU that ensures that the Bank is able to demonstrate compliance with regulatory obligations and alignment with the company's goals and objectives.
• Ensure appropriate implementation of data management related governance structures, ensuring proper ownership, accountability, and effective control measures.
• Oversee the collection, analysis, and interpretation of data to produce accurate and timely reports for various stakeholders, including senior management, clients, and regulatory bodies as needed.
• Collaborate with relevant IT and data management teams to enhance data quality, integrity, and accessibility.
• Recommend refinements to internal processes to address gaps and ensure compliance with industry regulations and standards in all reporting and operational activities.

Data Quality and Governance Oversight:

• Drive the execution and oversight of Data Quality and Governance in compliance with Risk Data Aggregation and Reporting Requirements (RDARR) and BCBS-239 standards, ensuring internal practices align with regulatory expectations.
• Lead and coordinate first line efforts to mitigate risks associated with data management, providing strategy and oversight for data aggregation processes and control mechanisms.
• Implement processes to monitor data accuracy, completeness, timeliness, and reliability across operational and financial reporting pipelines.
• Serve as a central point of accountability and coordination between operational teams, risk management, internal audit, compliance, and IT for data governance initiatives.
• Communicate results of data quality monitoring and governance efforts through regular reporting, highlighting key risks and progress toward compliance.
• Identify areas for operational improvement and efficiency gains, and implement initiatives to streamline processes and reduce costs.
• Stay abreast of industry trends and best practices in reporting and operations to drive continuous improvement and innovation.

Stakeholder Management

• Facilitate clear, consistent, and effective communication channels between senior management teams and technical units, including Compliance, Risk, IT, InfoSec, Internal Audit and Global Data Governance teams, amongst others, ensuring all parties are engaged and aligned.
• Prepare comprehensive status reports and presentations tailored for senior leadership and other key stakeholders to provide insight into program progress, challenges, and next steps.
• Work alongside the Global Regulatory Relations (GRR), Government Relations (GR) and Regulatory Compliance teams to cultivate and manage strong working relationships with regulatory authorities, maintaining open lines of dialogue and fostering trust to support smooth regulatory interactions.
• Engage and collaborate with industry working groups and forums focused on relevant regulatory matters, sharing best practices, gaining insights, and contributing to collective industry knowledge and compliance efforts.

Team Leadership & Management

• Build, lead and mentor a high-performing team of professionals, ensuring clear objectives, development plans and performance management
• Promote a culture of accountability, continuous improvement and regulatory excellence across the function.
• Act as a senior leader in the Operations Team, contributing to broader leadership discussions and cross functional initiatives.

Minimum Qualifications:

• Bachelor's degree in Business Administration, Finance, Data Science, or a related field.
• Minimum of 12+ years of experience in a reporting and operations management role, preferably within the Banking, Payments or broader Financial Services industry.
• Strong analytical and problem-solving skills, with expertise in data analysis, business intelligence tools, and reporting software.
• Excellent leadership and team management abilities, with experience in leading diverse teams.
• Proven ability to manage multiple projects simultaneously and meet deadlines in a fast-paced environment.
• Strong interpersonal and communication skills, with the ability to present complex information clearly and persuasively.

Technical Skills

• Strong understanding of banking regulations and ECB supervisory framework.
• Strong analytical and problem-solving abilities.
• Exceptional communication and stakeholder management skills.
• Ability to interpret regulatory requirements and translate them into operational changes.

Our Benefits:

Any general requests for consideration of your skills, please

Reporting Framework Execution

• Assist in developing and maintaining a Reporting Framework for PPEU that helps the Bank meet regulatory requirements and supports the company’s goals and objectives.
• Support the implementation of data management governance by helping to establish clear ownership, accountability, and control measures.
• Help gather, analyze, and interpret data to prepare accurate and timely reports for stakeholders such as senior management, clients, and regulators.
• Work closely with IT and data management teams to improve data quality, integrity, and accessibility.
• Suggest improvements to internal processes to help close gaps and maintain compliance with industry regulations and standards in reporting and related operations.

Data Quality and Governance Oversight:

• Support the execution and monitoring of Data Quality and Governance activities to help ensure compliance with Risk Data Aggregation and Reporting Requirements (RDARR) and BCBS-239 standards, assisting in aligning internal practices with regulatory expectations.
• Assist in coordinating first line efforts to manage risks related to data management, contributing to strategy and oversight of data aggregation processes and control activities.
• Help implement and maintain processes that monitor data accuracy, completeness, timeliness, and reliability for operational and financial reporting.
• Act as a liaison to support collaboration among operational teams, risk management, internal audit, compliance, and IT for ongoing data governance initiatives.
• Prepare and share routine reports on data quality monitoring and governance activities, summarizing key risks and progress toward compliance goals.
• Identify opportunities to improve operational effectiveness and efficiency, and help implement initiatives to streamline processes and reduce costs.
• Keep informed on industry trends and best practices in reporting and operations, supporting efforts to foster continuous improvement and innovation.

Stakeholder Management

• Support and manage communication processes between senior management and technical teams such as Compliance, Risk, IT, InfoSec, Internal Audit, and Global Data Governance to ensure timely information flow and alignment among all stakeholders.
• Compile detailed status updates and assist in creating presentations for senior leadership and key stakeholders to clearly communicate program status, highlight risks or issues, and outline upcoming activities or decisions needed.
• Assist the Global Regulatory Relations (GRR), Government Relations (GR), and Regulatory Compliance teams in maintaining positive engagements with regulatory authorities by coordinating communications and tracking regulatory requirements.
• Participate in industry working groups and forums related to regulatory topics by attending meetings, gathering relevant information, sharing organizational practices, and reporting insights to internal teams to support compliance initiatives.

Minimum Qualifications:

• Bachelor's degree in Business Administration, Finance, Data Science, or a related field.
• Minimum of 8+ years of experience in a reporting and operations management role, preferably within the Banking, Payments or broader Financial Services industry.
• Strong analytical and problem-solving skills, with expertise in data analysis, business intelligence tools, and reporting software.
• Strong interpersonal and communication skills, with the ability to present complex information clearly and persuasively.

Technical Skills

• Strong understanding of banking regulations and ECB supervisory framework.
• Strong analytical and problem-solving abilities.
• Excellent communication and stakeholder management skills.
• Ability to interpret regulatory requirements and translate them into operational changes.

Our Benefits:

Any general requests for consideration of your skills, please

Job Summary:

Essential Responsibilities:

• Identify issues and recommend best practices for risk management within the organization.
• Lead functional projects and programs that enhance risk assessment and mitigation efforts.
• Collaborate with teams to analyze business trends and their implications for risk management.
• Contribute to process improvements that enhance the effectiveness of risk management strategies.
• Provide guidance and support to team members in executing risk management initiatives.

Minimum Qualifications:

• Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

program in a fast-paced environment across many functional groups with exceptional

communication skills and proven ability to balance multiple projects and priorities.

will primarily focus on the oversight of the FLOD program execution,

ensuring the program is executed as per PPEU’s SLOD policy framework and the Luxembourg

Crime Manager will support the enhancement of those oversight capabilitiesin a growing

Main Core Duties and Key Strategic Objectives

Support the creation and implementation of an oversight framework for the

delegated/outsourced duties;

assessment processes, including post launch monitoring;

address any deviance as necessary;

Coordinate & review enhancements and updates in relevant Policies, SOPs and guidelines;

Oversee the development and maintenance of KRI / KPI metrics to ensure effective tracking

and support of program performance and Service Levels;

observations and remediation testing;

Actively maintain an up-to-date understanding of the requirements of applicable legislation

and any other relevant guidance related to Financial Crime for the region(s) in scope;

Support on AML/CTF related regulatory duties and requests, including exam requests.

Soft Skills

You have relevant knowledge and years of experience in the Financial Crime/Compliance

You possess good oral and written communication skills in English, French/German is a plus;

You have the ability to partner effectively at multiple levels and across disciplines;

You can prioritize work, multi-tasks effortlessly, meet deadlines, and achieve goals;

You work efficiently under pressure in a dynamic, complex and regulatory changing

You are detail-oriented with proven ability to work independently, autonomously and within

You operate with strong integrity and have the ability to handle projects of sensitive and

confidential nature;

You possess solid analytical, problem solving, and critical / creative thinking skills.

Any general requests for consideration of your skills, please