Staff Machine Learning Scientist jobs at Paypal in India, Bengaluru

Essential Responsibilities:

• Acts as a project or system leader, coordinating the activities of other engineers on the project or within the system
• Determines the technical tasks that other engineers will follow
• Actions result in the achievement of customer, operational, program or service objectives
• Proactively improves existing structures & processes
• Exercises judgement in reconciling diverse and competing priorities (time, quality, complexity risk) to identify optimal solutions to problems
• Notices patterns and condenses repetition into densely meaningful generalized solutions
• Collaborates with management to set/improve standards for engineering rigor
• Trusted to represent PayPal, Inc to the outside world via interactions with partners, customers, or industry organizations

Expected Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

What you will do:

• Lead engineering efforts and team level processes by defining outcomes for others, refining ongoing processes, and providing technical advice to senior leaders on systems, solutions, challenges, and strategy.
• Support end-to-end ownership of design, implementation and operational excellence of software components while proactively improving existing structures and processes.
• Contribute to the technical engineering roadmap by completing quality and thorough assessments of implementation alternatives and their associated trade-offs and providing recommendations.
• Provide technical leadership for a small team with minimum guidance from management or senior teammates.
• Be consistently solutions-focused while contributing to the vision of domain and larger Venmo & PayPal technical engineering roadmap.
• Exercises judgement in reconciling diverse and competing priorities to identify optimal solutions to problems.
• Leverage strategic thinking and experience to look ahead and anticipate consequences and risks linked to implementation choices; able to identify patterns to reduce repetition into meaningful general solutions.
• A key voice on team-level processes (ex code & design reviews) and oversees projects, ensuring an accurate, complete, timely and operable solution is delivered.
• Serves as an expert to resolve technical inquiries of others.
• Be able to provide technical leadership for a team with limited guidance from management or senior teammates.
• Strong skills interacting and tailoring communication with various technical and non-technical stakeholders, such as product, support, finance operations, compliance and legal.

Job Requirements

• Bachelor’s and/or Masters in computer science, or a related field of study, or equivalent experience
• 8+ years' experience in Mobile Development
• Experience developing and maintaining consumer-facing mobile applications at scale. Strong Kotlin skills & knowledge of multi-threaded, asynchronous code.
• Deep understanding and knowledge around consuming GraphQL and REST APIs from Mobile applications
• Ability to understand and discuss complex topics with technical and non-technical audiences
• Strong understanding of testing best practices and familiarity with at least one testing framework for Mobile Development. Skilled at writing Unit and Automation tests.
• Strong knowledge of common design patterns, algorithms, and object-oriented programming with expertise in design patterns such as MVC and MVVM.

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Develop and optimize machine learning models for various applications.
• Preprocess and analyze large datasets to extract meaningful insights.
• Deploy ML solutions into production environments using appropriate tools and frameworks.
• Collaborate with cross-functional teams to integrate ML models into products and services.
• Monitor and evaluate the performance of deployed models.

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.
• Experience with ML frameworks like TensorFlow, PyTorch, or scikit-learn.
• Familiarity with cloud platforms (AWS, Azure, GCP) and tools for data processing and model deployment.
• Several years of experience in designing, implementing, and deploying machine learning models.

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Lead the development and optimization of advanced machine learning models.
• Oversee the preprocessing and analysis of large datasets.
• Deploy and maintain ML solutions in production environments.
• Collaborate with cross-functional teams to integrate ML models into products and services.
• Monitor and evaluate the performance of deployed models, making necessary adjustments.

Expected Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Extensive experience with ML frameworks like TensorFlow, PyTorch, or scikit-learn.
• Expertise in cloud platforms (AWS, Azure, GCP) and tools for data processing and model deployment.

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Assist in the development and optimization of machine learning models.
• Preprocess and analyze datasets to ensure data quality.
• Collaborate with senior engineers and data scientists on model deployment.
• Conduct experiments and run machine learning tests.
• Stay updated with the latest advancements in machine learning.

Expected Qualifications:

• 1+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Familiarity with ML frameworks like TensorFlow or scikit-learn.
• Strong analytical and problem-solving skills.

• Design, develop, and deploy autonomous AI agents capable of performing complex tasks across business workflows.

• Collaborate with cross-functional teams to integrate LLM-based systems into existing platforms and tools.

• Develop frameworks for goal-driven, multi-step reasoning anddecision-making inAI agents.

• Implement agent orchestration, including memory, planning, and tool-use capabilities.

• Monitor and optimize agent performance using data-driven metrics, ensuring scalability, reliability, and compliance.

• Stay updated with the latest developments in LLM, RAG, and agentic system architectures, applying best practices to product innovation.

Belonging at PayPal:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Responsibilities

• Work with P&L owners and other stakeholders to analyze, propose and implement robust strategies to support global expansion across the lifecycle of Buy Now Pay Later.
• Measure the P&L impact of credit strategies to optimize mix of risk and revenue, and support the production of business cases.
• Share insights with leadership on book quality and provide recommendation on risks and opportunities.
• Explore data sources internal and external to PayPal and evaluate their potential contribution to the credit underwriting process in new regions.
• Work with local compliance and legal teams to take into account local regulations for any new expansions.

Requirements

• Proven experience in credit risk management is a must, along with in-depth market knowledge of credit performance, data providers, credit and behavioral scoring and industry best practices.
• Minimum 4 years’ experience in credit and/or Fraud risk management and underwriting in consumer credit products (e.g. Credit cards, instalment loans or other revolving credit products), preferably with a fintech background.
• Strong written, oral, and interpersonal skills a must including the ability to explain / present technical business flows.
• Experience with credit bureaus and other sources of consumer data.

Qualifications

• Typically requires a minimum of 4 years of related experience with a Bachelor’s degree; or 3 years and a Master’s degree; or a PhD without experience; or equivalent work experience.
• Experience with analytics and data mining tools, such as SQL, Python, Advance Excel, Tableau.
• Proven ability to influence, work collaboratively, build and maintain relationships throughout the organization.
• Must have good judgment with the demonstrated ability to think creatively and strategically

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Acts as a project or system leader, coordinating the activities of other engineers on the project or within the system
• Determines the technical tasks that other engineers will follow
• Actions result in the achievement of customer, operational, program or service objectives
• Proactively improves existing structures & processes
• Exercises judgement in reconciling diverse and competing priorities (time, quality, complexity risk) to identify optimal solutions to problems
• Notices patterns and condenses repetition into densely meaningful generalized solutions
• Collaborates with management to set/improve standards for engineering rigor
• Trusted to represent PayPal, Inc to the outside world via interactions with partners, customers, or industry organizations

Expected Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

What you will do:

• Lead engineering efforts and team level processes by defining outcomes for others, refining ongoing processes, and providing technical advice to senior leaders on systems, solutions, challenges, and strategy.
• Support end-to-end ownership of design, implementation and operational excellence of software components while proactively improving existing structures and processes.
• Contribute to the technical engineering roadmap by completing quality and thorough assessments of implementation alternatives and their associated trade-offs and providing recommendations.
• Provide technical leadership for a small team with minimum guidance from management or senior teammates.
• Be consistently solutions-focused while contributing to the vision of domain and larger Venmo & PayPal technical engineering roadmap.
• Exercises judgement in reconciling diverse and competing priorities to identify optimal solutions to problems.
• Leverage strategic thinking and experience to look ahead and anticipate consequences and risks linked to implementation choices; able to identify patterns to reduce repetition into meaningful general solutions.
• A key voice on team-level processes (ex code & design reviews) and oversees projects, ensuring an accurate, complete, timely and operable solution is delivered.
• Serves as an expert to resolve technical inquiries of others.
• Be able to provide technical leadership for a team with limited guidance from management or senior teammates.
• Strong skills interacting and tailoring communication with various technical and non-technical stakeholders, such as product, support, finance operations, compliance and legal.

Job Requirements

• Bachelor’s and/or Masters in computer science, or a related field of study, or equivalent experience
• 8+ years' experience in Mobile Development
• Experience developing and maintaining consumer-facing mobile applications at scale. Strong Swift skills & knowledge of multi-threaded, asynchronous code.
• Deep understanding and knowledge around consuming GraphQL and REST APIs from Mobile applications
• Ability to understand and discuss complex topics with technical and non-technical audiences
• Strong understanding of testing best practices and familiarity with at least one testing framework for Mobile Development. Skilled at writing Unit and Automation tests.
• Strong knowledge of common design patterns, algorithms, and object-oriented programming with expertise in design patterns such as MVC and MVVM.

Belonging at PayPal:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Acts as a project or system leader, coordinating the activities of other engineers on the project or within the system
• Determines the technical tasks that other engineers will follow
• Actions result in the achievement of customer, operational, program or service objectives
• Proactively improves existing structures & processes
• Exercises judgement in reconciling diverse and competing priorities (time, quality, complexity risk) to identify optimal solutions to problems
• Notices patterns and condenses repetition into densely meaningful generalized solutions
• Collaborates with management to set/improve standards for engineering rigor
• Trusted to represent PayPal, Inc to the outside world via interactions with partners, customers, or industry organizations

Expected Qualifications:

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Belonging at PayPal:

Any general requests for consideration of your skills, please