Senior Director Merchant Lending Risk jobs at Paypal in France

Essential Responsibilities:

• Develop and implement the overall data science strategy, aligning with corporate goals and objectives.
• Lead the design and execution of advanced data science projects to support strategic decision-making.
• Collaborate with executive leadership to identify and prioritize data-driven opportunities.
• Oversee the development and maintenance of data infrastructure, ensuring scalability and efficiency.
• Ensure compliance with data privacy and security regulations.
• Drive innovation in data science practices and tools, staying ahead of industry trends.

Expected Qualifications:

• 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• 2 years of experience leading others

• Lead the development of analytics frameworks and dashboards for card network reporting and marketplace signal curation
• Oversee data pipeline architecture, ETL processes, and data delivery mechanisms for external risk signal marketplace
• Build and maintain risk narrative templates and storytelling frameworks for card network partners
• Partner with Risk Partnerships and Product teams to define marketplace signal catalog and quality standards
• Establish team KPIs and manage performance of analytics professionals
• Collaborate with Data Science, Data Engineering, and Risk Operations to source, validate, and deliver risk signals
• Develop long-range analytics roadmap aligned with card network partnership strategy and marketplace growth
• Present insights to senior leadership, card network executives, and potential marketplace customers
• Ensure data quality, accuracy, and compliance in all card network responses and marketplace data products
• Drive innovation in fraud and credit risk analytics methodologies and signal development

What do you need to bring

• Deep expertise in risk analytics for payments, fraud prevention, and credit risk

• Proven experience managing high-performing analytics teams

• Proficiency in SQL, Python, and BI tools (Tableau, PowerBI)

• Experience building scalable data products and API-based delivery mechanisms

• Understanding of data marketplace platforms and B2B data commercialization

• Track record of influencing decisions at the executive level through data insights

• Strong technical acumen to partner effectively with Data Engineering and Product teams

• Experience with cloud data platforms (GCP, Snowflake, or similar)

• Fintech or payments industry experience required

• Familiarity with fraud and credit risk analytics methodologies and signal development

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $188,000 to $323,950

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Drive revenue growth and global market expansion by identifying and cultivating strategic partnerships, channels, and opportunities
• Lead the negotiation with external partners and engage cross-functional support colleagues to ensure the successful delivery of solutions for large complex partnerships.
• Develop and execute an overall business strategy to identify and cultivate strategic partnerships, channels, and opportunities to drive revenue growth and global market expansion.
• Influence the negotiation with external partners, engaging cross-functional support colleagues, to ensure successful delivery of solutions for large complex partnerships.
• Align product and business levers (such as pricing and FX) to maximize revenue and market expansion opportunities.
• Engage closely with product, engineering, and architecture teams to drive the architectural runway and determine the best technicalimplementation/design.
• Represent the end customer on an ongoing basis and use this knowledge to drive effective prioritization and decision-making.
• Collaborate and influence product outcomes in a matrix organization with multiple stakeholders such as Engineering, Operations, Risk, Legal, Sales, Business Development, Marketing, Finance, and Banking Partners.

Expected Qualifications:

• 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

• Lead and coordinate SMB-wide strategic initiatives that cut across products, segments, and geographies
• Partner with Product, Sales, Marketing, and Operations to design and launch new go-to-market plays such as vertical strategies, geo expansions, or cross-product pilots
• Identify, test, and scale short- and mid-term growth levers that unlock SMB acceleration and engagement
• Translate enterprise and SMB strategies into executable programs with clear objectives, KPIs, and ownership models
• Drive alignment, prioritization, and sequencing of initiatives across cross-functional teams to ensure focus on the most impactful opportunities
• Over time, lead and develop a small, high-performing team responsible for execution excellence and stakeholder alignment
• Partner with Finance and Analytics to monitor business performance, identify acceleration opportunities, and recommend tactical actions
• Provide senior-level visibility into SMB-wide progress and outcomes, fostering transparency, accountability, and collaboration across functions

Expected Qualifications

• 10-12+ years of relevant experience in strategic execution, go-to-market, or business operations roles
• Strong ability to connect strategic thinking with hands-on execution and organizational influence
• Demonstrated experience managing cross-functional initiatives in dynamic, multi-product environments
• Proven people management experience, leading and developing teams
• Excellent analytical, communication, and executive storytelling skills
• Experience working in SMB, product, or growth environments preferred
• Strong ability to operate in a matrixed, fast-paced global organization and deliver measurable business results

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $152,500 to $262,350

Our Benefits:

Any general requests for consideration of your skills, please

As the Sr. Product Manager on our Global Pay Later team, you will be responsible for executing product strategy and roadmap, so we can deliver on our 2026+ objectives. Specifically, we have bold aspirations to accelerate our Total Payment Volume (TPV) growth rate, and you will play a critical role defining and delivering features and capabilities that accelerate our growth rate. You will have the opportunity to work on releases that expand our geographic footprint, improve the consumer experience, enable direct to consumer (DTC) products and features, and/or enhance our merchant messaging capabilities. You will work closely with our design, engineering, program management, data, and legal teams, among other partner teams, to build innovative, world-class customer experiences that deepen engagement, drive growth, and strengthen our brand. You will be responsible for conducting customer research, analyzing competitors and data sets, setting goals for releases, prioritizing initiatives, creating product requirements, partnering with design and engineering to build products and features, designing experiments, analyzing results, and sharing impact summaries with leadership, among much more. To be successful, you will need to thrive on changing the status quo but also remain laser focused on working customer back, making every experience seamless, simple, and intuitive. This is a high-impact, high-visibility role that requires a balance of strategic thinking, operational excellence, analytical rigor

Essential Responsibilities:

• Uses data to build insights on product or platform requirements consistent with the shared vision for the product.
• Gathers insights from the customer experience and customer needs to input to product requirements
• Analyzes research, market analysis and usability studies, research and market analysis to support data-driven decision making
• Monitors product profitability measures, including budget.
• Lead sprint planning, daily standups and retrospectives to drive execution. Interfaces with product and technology leadership as needed.
• Partners with content developers, data scientists, product designers and user experience researchers to identify new opportunities.

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

• Proven track record of leading cross-functional groups and delivering results in fast paced, high-growth, and matrixed environments

• Deep empathy and appreciation of customer needs

• Demonstrated success delivering 0-1 products as well as scaling existing products

• Ability to grasp complex business/technical concepts, user scenarios, and business drivers, address ambiguity and make informed decisions

• Exceptional written, verbal, and listening communication skills and proficient communicating across a range of stakeholders

• Demonstrates strong analytical skills with a proven track record of leveraging quantitative data and metrics to inform product strategy and prioritize initiatives

• Has hands-on experience designing, implementing, and analyzing A/B tests to validate hypotheses and optimize product performance

• Proven track record multitasking and managing multiple releases concurrently

• A team player who puts people first and wants to win as a team

Preferred Requirements

• Advanced or master’s degree

• Prior experience at a FinTech or in the financial services space. We will also consider candidates with prior experience in credit, lending and adjacent domains.

• Experience launching and operating financial products in global markets

• Experience using AI to improve the effectiveness and efficiency of product delivery

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $143,500 to $212,850

Belonging at PayPal:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Oversee tactical plans to execute the payment partnership strategy effectively.
• Cultivate and manage relationships with mid-to-senior-level stakeholders at partner organizations.
• Negotiate agreements that align with strategic goals and deliver value to both parties.
• Coordinate with internal teams (e.g., product, marketing, legal) to implement partnership initiatives.
• Monitor partnership performance metrics to ensure alignment with business objectives.
• Identify opportunities for collaboration to enhance product offerings and market reach.
• Respond proactively to changes in industry regulations and competitive trends.
• Drive partnership goals and progress to internal stakeholders.
• Facilitate knowledge sharing between internal teams and external partners to drive innovation.
• Support the Director in shaping long-term strategies and preparing for executive-level discussions.

Expected Qualifications:

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Key Responsibilities

• Lead negotiations with potential external partners and ecosystem participants while engaging with various internal colleagues to ensure successful delivery of solutions in a complex, rapidly changing environment spanning traditional, centralized and decentralized financial vectors.
• Drive growth among key existing partnerships on behalf of PayPal Crypto
• Identify, explore, and bring to market new partnerships, collaborations, and distribution opportunities that expand the utility and ubiquity of PYUSD and PayPal Crypto products
• Serve as a subject matter expert of our stablecoin, PayPal USD, and the PayPal Crypto product portfolio while working with PayPal’s robust global merchant account and sales teams.

Ideal Experience

• Expert domain expertise across business development and commercial negotiation, especially in fintech and/or payments with international and cross-border components.
• Knowledge of blockchain protocols, TradFi, Centralized, DeFi, and Agentic ecosystems, with an established network among both retail and institutional crypto platforms.
• Demonstrated business and product knowledge within the payments ecosystem, particularly in high-risk verticals for B2B, B2C and B2B2C use cases.
• Data-driven decision making skills along with a customer/ partner-centric perspective with results that display a high ability to influence external stakeholders.
• Documented track record displaying successful negotiation and delivery of high-impact partnerships that achieve measurable results.

Critical Leadership Capabilities

• Problem solving mindset
• Demonstrates accountability, attention to detail and ability to handle complex situations with multiple workstreams and internal/external stakeholders.
• Excellent interpersonal skills, including the ability to work across the organization andinteract/influence/negotiateeffectively at all levels of management and peers
• Empathy and ability to address problems from the partner and end-user point of view
• Initiative and ownership to resolve day to day obstacles and judgment to escalate where/as needed

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

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Our Benefits:

Any general requests for consideration of your skills, please

to view the notice.

Essential Responsibilities:

• Drive revenue growth and global market expansion by identifying and cultivating strategic partnerships, channels, and opportunities
• Lead the negotiation with external partners and engage cross-functional support colleagues to ensure the successful delivery of solutions for large complex partnerships.
• Develop and execute an overall business strategy to identify and cultivate strategic partnerships, channels, and opportunities to drive revenue growth and global market expansion.
• Influence the negotiation with external partners, engaging cross-functional support colleagues, to ensure successful delivery of solutions for large complex partnerships.
• Align product and business levers (such as pricing and FX) to maximize revenue and market expansion opportunities.
• Engage closely with product, engineering, and architecture teams to drive the architectural runway and determine the best technicalimplementation/design.
• Represent the end customer on an ongoing basis and use this knowledge to drive effective prioritization and decision-making.
• Collaborate and influence product outcomes in a matrix organization with multiple stakeholders such as Engineering, Operations, Risk, Legal, Sales, Business Development, Marketing, Finance, and Banking Partners.

Expected Qualifications:

• 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $152,500 to $262,350

Our Benefits:

Any general requests for consideration of your skills, please

This job oversees critical corporate processes, including strategic initiatives analysis and planning. You will discover new opportunities for business growth and optimization through analytics and financial modeling, you will influence the development of strategic plans, annual budgets, and monthly forecasts, direct FP&A business and technology activities, and enhance the FP&A systems roadmap. You will need to navigate the complexities of the matrix organization to enable yourself and the team to deliver business results. Additionally, you will help your team perform at its best, retaining and recruiting the best talent.

Essential Responsibilities:

• Lead critical processes such as driving key strategic initiatives analysis and planning
• Discover new opportunities to grow and optimize the business through analytics and financial modeling
• Influence the development of strategic plans, annual financial budgets, and monthly forecasts
• Direct FP&A business and technology run the business activities and key initiatives
• Enhance FP&A systems roadmap and align data structures
• Investigate and explain drivers of change in key business and performance drivers
• Ensure a deep understanding of our overall business and identify key business levers
• Perform analyses and communicate key findings to various stakeholders

Expected Qualifications:

• 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $152,500 to $262,350

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Performs the most highly complex SaaS and enterprise-wide applications assignments using enterprise systems knowledge and extensive business expertise
• Leads large and complex cross-functional and cross-organizational enterprise systems projects and programs with high visibility
• Designs, evaluates, and selects process, product, and service improvements based on thorough understanding of business needs and industry trends
• Develops, evaluates, and selects standards, tools, and knowledge requirements for skill and career development

Minimum Qualifications:

• Minimum of 12 years of relevant work experience and a Bachelor's degree or equivalent experience.
• Previous management experience

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $152,500 to $262,350

Our Benefits:

Any general requests for consideration of your skills, please