Staff Decision Scientist Car jobs at Lemonade

• Advance our countrywide forms, policy language, and pricing plans

• Partner with our actuarial and underwriting experts to work on the development of coverage, pricing levels, and eligibility requirements

• Collaborate with the Insurance Operations team to facilitate regulatory approval, working closely with the Product team to implement new features

• Research market trends and competitor actions to make insightful recommendations to profitably grow

• Manage effectiveness of current product performance and recommend improvements and enhancements

• Measure the impact of product changes to support learnings for the future

• 7+ years of P&C experience, with a minimum of 5+ years of personal lines insurance experience in either product development, product management or state management

• Bachelor’s degree in Business, Insurance, Finance, Economics, Statistics, or related field

• Strong technical skills with SQL, Looker, or similar systems, including building dashboards or reports, preferred

• Exceptional analytical skills and attention to detail, with a knack for identifying trends and taking action

• Advanced Microsoft Office skills (including MS Word, Powerpoint, and Excel)

• Superior organizational and project management capabilities, comfortable managing multiple priorities in a fast-paced environment

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture
  

In this role you’ll work closely with teams across Lemonade to prepare and submit auto product filings for state department approval. You’ll also support product development initiatives by researching competitor filings and products, understanding and communicating state regulatory nuances, and devising filing strategies and timelines.

• Assist in the development of policy forms and endorsements

• Manage communications with state regulators

• Navigate state regulations and objections with an eye on swift approval

• Leverage industry experience into improved process efficiency and accuracy

• Coach and mentor junior analysts

• 3+ years of personal lines insurance experience in either product development, product management or state management

• 1+ years of experience in state filing or regulatory compliance at a P&C carrier, with a strong preference for car insurance

• Knowledge of SERFF and familiarity with state filing requirements

• Analytical, with a knack for identifying trends, communicating results, and taking action

• Demonstrated ability to navigate in a fast-paced environment and prioritize tasks with competing deadlines

• Collaborative spirit and top-notch communication skills

• Enthusiastic about learning and adapting to the exciting world of technology and AI – a commitment to exploring this field is a fundamental part of our culture

• Ability to work remotely
  

• Process raw data to generate groundbreaking telematics features for various applications

• Build and deploy predictive models that integrate telematics data into our business processes

• Develop and maintain robust pipelines, ensuring seamless telematics data flow to our predictive models

• Collaborate with a brilliant cross-functional team; engineers who support the core data pipelines, product managers who brainstorm new use cases for telematics models every day, the Insurance team who takes pricing models from concept to reality, and of course, the rest of the AI team

• 1-3+ years of practical data science or software engineering, or Master of Science (MSc) or higher in Statistics, Computer Science, Mathematics, or a related field

• Fluent in Python for software development, as well as model building

• Knowledge of relational and NoSQL databases

• Experience working on high-scale, production-grade projects

• Signal processing experience, an advantage

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture

• Ability to work EST/EDT business hours