Filing Senior Analyst Car jobs at Lemonade

• Support Lemonade’s internal audit plan through the execution of related audits from beginning to end

• Lead audits, demonstrating a solid working knowledge of audit standards and frameworks (for example, COSO) that impact the organization

• Develop audit reports on the effectiveness of the internal control structure for an executive-level audience, ensuring reported findings are appropriately documented and supported by evidence

• Develop customized and valuable solutions to issues identified during the course of audits

• Assist management in SOX controls testing

• Assist in the preparation of internal audit materials for the Audit Committee

• Assist with responses to regulatory inquiries as they relate to internal audit matters

• 5+ years of experience in an internal audit, public accounting, or consulting role

• Bachelors degree with relevant certifications (CPA, CIA, CFE)

• Familiarity with relevant frameworks (e.g., COSO, ISO)

• Technical acumen and/or experience in insurance or other key business operations

• Strong track record of delivering on audits and/or process improvement projects

• Highly analytical, with a passion for redefining the way internal audits are executed

• Experience with a fintech company or financial services company (preferably with an understanding/exposure to insurtech)

• Ability to work in an office environment a minimum of 3 days a week

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture

• Advance our countrywide forms, policy language, and pricing plans

• Partner with our actuarial and underwriting experts to work on the development of coverage, pricing levels, and eligibility requirements

• Collaborate with the Insurance Operations team to facilitate regulatory approval, working closely with the Product team to implement new features

• Research market trends and competitor actions to make insightful recommendations to profitably grow

• Manage effectiveness of current product performance and recommend improvements and enhancements

• Measure the impact of product changes to support learnings for the future

• 7+ years of P&C experience, with a minimum of 5+ years of personal lines insurance experience in either product development, product management or state management

• Bachelor’s degree in Business, Insurance, Finance, Economics, Statistics, or related field

• Strong technical skills with SQL, Looker, or similar systems, including building dashboards or reports, preferred

• Exceptional analytical skills and attention to detail, with a knack for identifying trends and taking action

• Advanced Microsoft Office skills (including MS Word, Powerpoint, and Excel)

• Superior organizational and project management capabilities, comfortable managing multiple priorities in a fast-paced environment

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture
  

We’re looking for a Senior Actuary who is eager to revolutionize car insurance with us.
In this role, you’ll be managing rate levels, building advanced pricing models & tools, and bringing actuarial discipline to all facets of Lemonade - from distribution to underwriting, claims, compliance, and finance. You’ll leverage competitive data and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing.

• Be an owner and expert on our car insurance state rating plans and rate indications

• Lead the development and integration of predictive modeling projects while working closely with the Data Science team

• Craft rate filing support for new machine learning models

• Recommend pricing and underwriting actions based on ongoing monitoring of results

• Build a knowledge base of competitor rating strategies and the overall competitive landscape

• Develop the rates and pricing strategy for product expansions in new states

• Lead in the design and development of internal pricing software for advanced analytics to support real-time decision making and scalable growth

• 7+ years of P&C personal lines experience; Attained ACAS or greater

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field

• Strong proficiency in data science programming languages such as Python required, and database query tools such as SQL

• Familiarity with predictive modeling concepts, including supervised machine learning approaches such as GLMs, decision trees, gradient boosting machines, and random forests

• Ability to work in a remote environment

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture

• Own and update compensation bands utilizing external data sources and market benchmarking to ensure competitiveness and alignment with our compensation philosophy

• Lead the compensation budget process, including forecasting, tracking, and analysis of budgets vs. actuals to manage financial performance

• Draft and maintain comprehensive presentations and guides to educate and foster transparency

• Oversee equity forecasting models, ensuring strategic allocation and alignment with company objectives

• Own the underlying job data architecture and business processes related to compensation and equity changes within Workday. Collaborate closely with the Workday system admin to enhance user experience.

• Implement systems and processes to guarantee the accuracy and reliability of compensation data, identifying areas for improved integrity and refined analytics

• Spearhead initiatives to automate and streamline compensation processes, enhancing efficiency across the board

• Serve as a trusted resource to all stakeholders, supporting and guiding them in compensation decisions based on our philosophy, facilitating informed decision-making through comprehensive analytics and reports

• Minimum of 3+ years in a compensation analyst role or similar, with an emphasis on data management and process optimization within a People or Finance team

• Bachelor's Degree in a related field

• Advanced proficiency in Excel and data analysis tools

• Experience with Workday and other compensation-related software is strongly preferred

• Familiarity with standard job architecture, leveling, and third-party compensation data sets

• Exceptional attention to detail, with a dedication to data accuracy and integrity

• Strong written and verbal communication skills, capable of conveying complex information in clear terms to various stakeholders

• Ability to to work 3 days a week in our NYC office

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture

• Oversee the execution of intricate projects within CLX, ensuring alignment with business goals and timely project completion

• Build and maintain strong relationships with key stakeholders, including executive leaders and Product partners, to drive strategic initiatives for operational excellence

• Support comprehensive financial analysis and forecasting activities, contributing to the financial strategy of claims experience operations. Your insights will influence capacity and budgetary and financial planning, significantly impacting the department’s financial health

• Identify and implement continuous process improvements by leveraging feedback, data, and industry best practices

• Articulate complex ideas and project updates clearly and persuasively across all levels of the organization

• Provide leadership and mentorship to your team, fostering a culture of professional growth and high performance. Your guidance will help develop future leaders and contribute to the ongoing growth of the Claims Experience Operations team

• 6+ years in a similar role, within an insurance industry or mix of technology industry

• 2+ years of experience in a team management or leadership

• Demonstrated capability in project management, with a track record of leading complex, cross-functional projects to successful completion

• Advanced data analysis skills, including the ability to interpret and leverage data to make informed decisions.

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture

• Strong problem-solving skills and the ability to analyze complex issues and find actionable solutions.

• A bachelor's degree

• Exceptional communication and collaboration skills, with the ability to convey complex ideas effectively and influence stakeholders at all levels.

• Ability to work remotely

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture

In this role you’ll work closely with teams across Lemonade to prepare and submit auto product filings for state department approval. You’ll also support product development initiatives by researching competitor filings and products, understanding and communicating state regulatory nuances, and devising filing strategies and timelines.

• Assist in the development of policy forms and endorsements

• Manage communications with state regulators

• Navigate state regulations and objections with an eye on swift approval

• Leverage industry experience into improved process efficiency and accuracy

• Coach and mentor junior analysts

• 3+ years of personal lines insurance experience in either product development, product management or state management

• 1+ years of experience in state filing or regulatory compliance at a P&C carrier, with a strong preference for car insurance

• Knowledge of SERFF and familiarity with state filing requirements

• Analytical, with a knack for identifying trends, communicating results, and taking action

• Demonstrated ability to navigate in a fast-paced environment and prioritize tasks with competing deadlines

• Collaborative spirit and top-notch communication skills

• Enthusiastic about learning and adapting to the exciting world of technology and AI – a commitment to exploring this field is a fundamental part of our culture

• Ability to work remotely
  

We’re looking for a talented Senior Actuarial Analyst who is eager to revolutionize car or home insurance.

In this role, you’ll be managing rate levels, building advanced pricing tools, and bringing actuarial discipline to all facets of Lemonade Car or Home—and working on everything from distribution to underwriting, claims, and everything in between. You’ll leverage competitive data and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing.

• Become an owner and expert on our car or home insurance state rating plans and rate indications

• Craft rate filing support for new machine learning models

• Identify areas for pricing and underwriting action based on ongoing monitoring of results

• Build a knowledge base of competitor rating strategies and the overall competitive landscape

• Further your own actuarial education through CAS exams and industry research while applying those learnings on the job

• 3+ years of P&C actuarial experience; near ACAS or greater preferred

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field

• General knowledge of data science programming languages such as Python or R (preferred), and proficiency in database query tools such as SQL

• Prior personal lines pricing experience is a definite plus

• Ability to work remotely

• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture