Payments - Account Solutions Product Manager Vice President jobs at Jpmorgan in India, Mumbai

Job responsibilities

• Executes software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Creates secure and high-quality production code and maintains algorithms that run synchronously with appropriate systems
• Produces architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code development
• Gathers, analyzes, synthesizes, and develops visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
• Proactively identifies hidden problems and patterns in data and uses these insights to drive improvements to coding hygiene and system architecture
• Contributes to software engineering communities of practice and events that explore new and emerging technologies
• Adds to team culture of diversity, opportunity, inclusion, and respect

Required qualifications, capabilities, and skills

• Formal training or certification on Software Engineering concepts and proficient applied experience
• Hands-on practical experience in system design, application development, testing, and operational stability.
• Experience in developing, debugging, and maintaining code in a large corporate environment.
• Proficient in coding in Python.
• NodeJS, React for UI development.
• Databases (Eg: CockroachDB, PostgreSQL)
• Overall knowledge of the Software Development Life Cycle
• Solid understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
• Demonstrated knowledge of software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence tools, etc.)

Preferred qualifications, capabilities, and skills

• Django/Flask/Fast API Framework for Python
• Messaging service (Eg: Kafka/RabbitMQ or any other messaging queue).
• MongoDB and Ops Manager
• Exposure to cloud technologies

Job summary:

As the TS Product Manager (ED/VP Level), you will be responsible for managing the India Domestic Core & Emerging Payment Rails including Payments/Receivables/Channels/Value added services for JPM India’s corporate clients across various market segments including the large Local corporate, subsidiaries of Multinational Corporate relationships across the globe and Non-Banking Financial Institutions (NBFI). You will serve as the voice of the market guiding product evolution & growth engaging with multiple local and regional as well as industry stakeholders.

Business Ownership

• Be on top of business drivers & Revenues
• Articulate & execute against market opportunities with proper prioritization of expansion/evolution/modernization of domestic payment products
• Own the local go to market strategy ensuring market readiness of product releases and accounting for product commercialization.
• Have the ability to present Transaction Services’ capability/roadmap/vision for Senior Management

New Products and Projects Delivery

• Have the ability to manage multiple projects and getting the right mix of application design and technology to deliver the product within timelines
• Work with local and regional stakeholders for Product approvals/Change Managements
• Work with regional product and technology for prioritization and planning for product enhancements
• Identify strategic partnerships with Fintechs/partner banks and work towards onboarding of new partners
• Have the ability to prepare clear Business Requirements documentation and system design, development and implementation
• Have the ability to innovate and come up with tactical solutions that can help reduce time to market
• Work with local technology partners on bespoke solutions for clients

Partnership with Sales/Relationship teams

• Participate in key client pitches, in partnership with the Relationship and Sales team
• Have an ability to prepare compelling pitch books for client presentations with the knowledge of TS capabilities

Operations & Network management

• Have the ability to review Standard Operating Procedures to ascertain they meet the Product requirements
• Work closely with Partner Banks and Vendors for day to day delivery
• Undertake assessments of payment system memberships

Track Regulatory and Market developments

• Track all Regulatory circulars/announcements and evaluate impact to Product/processes
• Maintain harmonious relationships with key regulators/clearing house and advocate future looking updates/client use cases
• Ensure stringent compliance with all rules and regulations impacting the product portfolio
• Track market developments and conduct peer bank benchmarking to help in planning future product roadmap

Stakeholder management

• Liaise with various Regional/Global teams and act as a Subject Matter Expert for India capabilities
• Partner Control teams to ensure Product/operations/Technology are well aligned on an ongoing basis
• Build and maintain relationships with key partners/stakeholders for Build & Commercialization of TS products

Required qualifications, capabilities and skills:

• Sound understanding of Payment rails in India – NEFT/RTGS/NACH/Cheques as well as IMPS/UPI

Preferred qualifications, capabilities and skills:

• Prior experience in Transaction Banking Product/Techno-functional roles with track record of working on complex projects preferred

As an Applied AIML Engineer within our Corporate and Investment Banking Payments Applied AI/ML team, you will work in close coordination with various cross-functional teams such as Operations, Product, and Technology. Your role will involve designing and implementing AI-promote solutions that boost operational efficiency and foster business innovation. Leveraging your expertise in artificial intelligence and machine learning, you will develop state-of-the-art applications that simplify processes and yield tangible business outcomes. Your valuable contributions will play a pivotal role in transforming our operations, ensuring we remain at the cutting edge of the financial industry.

Job Responsibilities :

• Developing and Delivering AI Solutions : Write and deliver high-quality code for AI-driven payments initiatives, ensuring robust and efficient solutions that meet business objectives.
• Collaborate Cross - Functionally : Work closely with Operations, Technology, and Product teams to address and solve complex problems, leveraging AI and ML technologies.
• Partnering with Global Team : Collaborate with global team members and leaders to deliver innovative solutions while fostering a culture of respect and inclusivity.
• Reviewing Code and Application Design : Conduct thorough code reviews and design new applications and services with a focus on reusability and scalability.
• Managing Codes end to end : Own and manage the entire code lifecycle, from development through to production deployment, ensuring seamless integration and operation.
• Maintaining Code Practices : Write clean, maintainable, and readable code that adheres to best practices and industry standards.
• Engaging with Stakeholders : Engage with stakeholders in an agile manner to develop, demonstrate, and iterate on deliverables, ensuring alignment with business needs.
• Communicating on Projects : Provide clear and concise updates to project managers and program teams, ensuring transparency and alignment on project progress.
• Estimating Accurately : Deliver clear and realistic time and resource estimates that are critical for effective project planning and delivery.
• Testing Comprehensively : Ensure code quality through proper unit test coverage and support both functional and automated testing processes to guarantee reliable and high-performing solutions.
  

Required qualifications, capabilities and skills :

• Minimum 5 years of industry experience
• BE – Computers / IT or equivalent
• Projects delivery in AIML space for minimum years
• Tech stack – python, pandas, flask, fastAPI, tensorflow, LLMs etc.

Job Summary

As a Systematic Portfolio Manager, you will participate in managing our existing passive and active systematic separate accounts and ETFs, while playing a crucial role in developing new strategies and supporting the rollout of our active ETF platform. Your responsibilities will include driving the integration of portfolio optimization tools into the investment process, ensuring their seamless incorporation into the broader GFICC business.

Job Responsibilities

• Manage passive and active Systematic Fixed Income strategies, with a focus on portfolio management, continuous monitoring, and the development of new strategies.
• Collaborate with the Quantitative Research team to refine portfolio construction techniques and enhance existing systematic fixed income strategies.
• Integrate and improve the portfolio optimization framework, working with the dedicated tech team for further advancements.
• Monitor client portfolios to ensure they align with investment strategies and client guidelines.
• Work with the platform's sector specialists to integrate their expertise into systematic portfolios.
• Engage with clients on bespoke research for systematic investment solutions, communicate performance, and pursue new business opportunities.
• Work with asset management teams, including distribution and product development, to articulate key investment capabilities and design tailored solutions.

Required qualifications, capabilities and skills

• Extensive experience in Fixed Income portfolio management
• Bachelor's degree in Statistics, Economics, Finance, or a related scientific discipline.
• Strong knowledge of public fixed income markets, including credit, interest rates, or structured finance.
• Proven ability to work effectively in a team-oriented setting and manage multiple tasks simultaneously.
• Strong technical, analytical, and complex problem-solving skills, with attention to detail in a fast-paced environment.
• Demonstrates drive, determination, and a results-oriented work ethic, thriving in a team-based, collaborative environment with excellent communication and relationship skills.
• Strong data and analytical skills, with proficiency in Excel and Python.

Preferred qualifications, capabilities and skills

• Experience with portfolio optimization and managing ETFs
• CFA designation is a plus.
• Experience executing portfolio trades and derivatives expertise.

Job Summary:

As an Associate in the Senior Country Business Manager (SCBM)/ COO Office, you will require to have an understanding of financial and operational governance, risk management, and strategic planning to support the CEO/SCO and other senior leaders in achieving the organization's objectives.

Job Responsibilities:

• Execute new business strategies, strategic initiatives, or platforms, aligning business and support functions (Finance, Tech, Ops, Legal, Compliance).
• Optimize 'bottom line' business performance by driving key initiatives & KPI’s
• Identify, escalate, and mitigate business risks that could impair our ability to do business, such as legal, tax, regulatory, capacity issues etc.
• Analyze financial performance, including expenses; identify productivity initiatives and drive implementation.
• Partner with the Business, Operations, and Technology in defining future workflows and implementing related technology and projects to meet evolving market requirements.
• Collaborate with relevant stakeholders (CAO functions) location driven strategy
• Maintain the location's operational strategies and ensure the smooth operation and appropriate coordination of all businesses and infrastructure functions.
• Help communicate business strategy, performance and priorities to stakeholders
• Prepare documents, materials for senior management meetings.
• Improve the client experience with local LOBs (e.g., improve onboarding, ensure cross-business client service issues are addressed and resolved in a timely manner).
• Ensure a strong understanding among local LOBs of revenue and expense goals, actual performance, client planning/prioritization, control environment, and cross-LOB gaps and opportunities.

Required Qualifications, capabilities and skills:

• Postgraduate (preferred)/Graduate degree in Business, Finance, Economics, or a related area.
• Highly motivated self-starter with excellent time management and prioritization skills.
• Ability to present well to senior and business heads.
• Strong internal relationship-building skills across a broad range of functions.
• Self-motivated, tenacious, and able to work independently.
• Excellent written and oral communication skills.
• Ability to define and deliver a strategic agenda across multiple groups.
• Strong analytical and problem-solving skills with the ability to analyze large data sets and present conclusions concisely.
• Attention to detail with a logical thought process.
• Ask questions, maintain a pro-active and problem-solving mindset with ability to identify, clearly present and implement well defined solutions
• Strong organizational and time management skills; extremely versatile; ability to prioritize requests; comfortable managing the demands of multiple deliverables running at the same time
• Enthusiastic, self-motivated and effective under pressure. Energetic and dynamic in style.

Preferred Qualifications, capabilities and skills:

• 5-6 Years of experience with minimum 2-3 years’ experience in Business Management or COO Organization (preferred).