Jobs at Citi Group in United States, Charlotte

ICM Underwriters manage a portfolio of relationships acrossConsumer Retail and Healthcare, being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership withConsumer Retail and Healthcareand Risk. This role reports to the Head of Consumer Retail and Healthcare Underwriting.

Key Responsibilities:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting,

including, but not limited to:

• Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums

• Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources

• Review and approval of Credit Approval Memos (CAM) packages

• Partner with Front Office on structuring and production of term sheet for new transactions

• Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions

• Support ICM Underwriting organization on strategic initiatives / projects as required

Risk Management Experience:

• Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience

• Experience in and exposure to global credit risk management standards

• Ability to understand capital markets products and complex financing and product structures

• Ability to provide strategic insights and strong sensitivity to macro and regulatory issues

• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations

Client Relationships / Business Partnership:

• Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors

• Navigates organizational complexity and breaks silos

• Creates and sustains a network of strong partnerships with the business in all segments geographies and other risk functions

• Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

• Proven track record of partnering with global peers in leveraging and implementation of best practices

Qualifications:

• 10+ years risk/risk-related credit work experience in banking/financial institutions

• Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit

• Demonstrates strong ethics and integrity

• Ability to see the ‘big picture’ in a complex environment

• Can make decisions under pressure and short timeline

• Excellent verbal & written communication skills. Active listening skills.

• Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

• Bachelor’s/University degree, Master’s degree preferred

Anticipated Posting Close Date:

The role sits in the CTI Summit Execution team and requires a project manager professional who can support the design, development, execution, and implementation of technology solutions in support of the CTI business. The role requires a project manager with strong communication skills, the ability to work across cross-functional teams, distill complex information into concise, clear summaries to gain consensus and direction from project teams. The role covers all aspects of project management life cycle from project initiation, requirements definition, testing, and implementation.

Key Responsibilities:

• Support multiple projects focused on varying initiatives per the prioritized book of work for CTI by documenting business requirements, testing, stakeholder management, and overall implementation
• Lead and follow up on key discussion points and action items upon meeting closure with stakeholders across CTI trading desks, product control, risk, operations & technology
• Partnering with accountable participants to ensure prompt follow-ups are completed
• Tracking general progress and escalating all risks and issues on a daily basis
• Detailed data analysis/issue resolution

Qualifications Include:

• Minimum Bachelor’s Degree required. Graduate level degree a plus, PMP Certification a plus
• 4+ years of experience within financial services or consulting
• Treasury product knowledge (FX, Swaps, Bonds etc.) a plus
• Abstract critical thinking and problem-solving skills
• Ability to work independently and in a cross-functional team
• Technical skills: MS Excel, MS PowerPoint, MS Project, JIRA, Summit software a plus

Anticipated Posting Close Date:

Responsibilities:

• Assisting in the design, development, delivery and maintenance of best-in-class Compliance, programs, policies and practices for ICRM.
• Providing guidance on rules and regulations relating to function/business/product operational issues, as well as, provide transactional approvals and interpretation of internal compliance policies.
• Assisting with regulatory inquiries and/or examinations. This may include coordination with regulators and other parties.
• Collaborating with other internal areas including: Legal, Business Management, Operations, Technology, Finance, other Control Functions, and In-Business Risk to address compliance issues which may impact the supported function/business/product.
• Supporting the function/business/product in performing timely compliance reviews of new products.
• Assisting in the development and administration of Compliance training for the supported function/business/product.
• Researching any new reform rules and rule changes and implementing policies, procedures or other controls necessary to comply with the rules.
• Additional duties as assigned
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Knowledge of Compliance laws, rules, regulations, risks and typologies
• Must be a self-starter, flexible, innovative and adaptive
• Strong interpersonal skills with the ability to work collaboratively and with people at all levels of the organization
• Strong written and verbal communication and interpersonal skills
• Ability to both work collaboratively and independently; ability to navigate a complex organization
• Advanced analytical skills
• Ability to both work independently and collaborate with team members
• Excellent project management and organizational skills and capability to handle multiple projects at one time
• Proficient in MS Office applications (Excel, Word, PowerPoint)
• Demonstrated knowledge in area of focus
• Relevant certifications desirable

Education:

• Bachelor’s degree; experience in compliance, legal or other control-related function in the financial services firm, regulatory organization, or legal/consulting firm, or a combination thereof; strong working knowledge of function/business/product supported and the related operations and financial requirements; Advanced degree preferred

Additional Job Description:

The Compliance Product Officer for Enterprise Workforce Management will:

• Support Second Line of Defense (2LoD) on the execution of challenge, monitoring & testing of key EWM-owned BAU activities related to Article X workforce management programs.
• Support control/design challenge reviews of key program elements (e.g., develop templates, guidance for reviews, questionnaires to be populated as part of fieldwork, outline documentation requirements)
• Perform targeted reviews / testing of 2LoD coverage teams’ challenge of EWM programs at the business/function level
• Support 2LoD coverage teams in their challenge of EWM programs at the business/function level
• Track and report on reviews, both at the enterprise level as well as the business/function level
• Support EWM Technology enhancement challenge (UAT participation)

Anticipated Posting Close Date:

The Global Reporting Governance & Oversight organization is charged with leading efforts to codify a Reporting Governance model to manage operational risks inherent in reporting processes and strengthen controls supporting regulatory and management reporting. The Global Regulatory Reporting Governance & Oversight organization is looking for a dynamic individual to help execute the target state model and establish governance standards for a robust control environment and adherence to risk appetite requirements as defined by the Enterprise Risk Management Framework. This individual will be responsible for defining and monitoring the commitments and timelines to support improved ratings of the control environment and risk appetite by Internal Audit and Finance Regulatory Reporting Risk Oversight, respectively.

The Financial Solutions Senior Lead Analyst will be a key enabler driving adherence to the target state control environment and risk appetite requirements. This individual must be able to collaborate and effectively communicate with colleagues across various levels of the organization.

Responsibilities:

• Liaise with stakeholders to define and monitor the commitments supporting the control environment and risk appetite upgrades
• Lead the collection, analysis, review, documentation and communication of evidence supporting the commitments to obtain control environment and risk appetite upgrades
• Monitor execution of commitments through collaboration with appropriate owners
• Create dashboards of deliverables underlying each commitment and metrics to measure and assess progress towards the control environment and risk appetite upgrades
• Create Board and Senior-level presentations to provide updates on progress, status, risks, and challenges
• Collaborate with Internal Audit and Finance Regulatory Reporting Risk Oversight on progress and expectations for the control environment and risk appetite upgrades
• Assess firm-wide reporting and data initiatives and communicate any impact on the commitments or timelines
• Design appropriate governance and oversight to monitor the commitments supporting the control environment and risk appetite upgrades
• Manage and interact with cross functional teams including the Enterprise Data Office and other disciplines within Finance

Qualifications:

• 12+ years of experience working in the finance industry, experience in Finance, Reporting, or Governance is a plus
• Excellent project management skills or experience managing transformation initiatives
• Proficiency in Excel and PowerPoint
• Excellent verbal and written communication skills
• Strong interpersonal skills, with the demonstrated ability to work effectively across a wide variety of people, functions, regions, and seniority to deliver results
• High energy, self-starter with a flexible and pragmatic attitude and a desire to show continued progress
• Ability to manage competing priorities, synthesize complex concepts and large quantities of information in a complex and dynamic environment

Education:

• Bachelor's degree in Finance, Accounting, Management or related field. Masters degree a plus

Anticipated Posting Close Date:

Key Responsibilities:

· Perform project tracking and help produce metrics and performance indicators for the data domain for governance councils and committees

· Accountable for compliance with Enterprise change management policies by maintaining effectively designed program management evidence; implements policies and procedures

· Organize central Data Execution Working Groups to align data definitions, models, controls, and quality rules across domains; drive execution and implementation of project tasks, acts as SME to stakeholders and /or other team members

· Facilitate cross-functional collaboration by coordinating with stakeholder, ensuring effective communication and driving alignment between data strategy and business objectives.

· Participates in formulating direction for the process, organization and operating model of the Capital Planning and Management data domain

· Participates in assessing and incorporating changing business, regulatory and market information needs into data management processes and applications

· Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

· Performs other duties and functions as assigned

Required Skills & Competencies:

· Familiarity with data governance, data quality, and compliance frameworks.

· Experience in cross-functional collaboration with stakeholders across enterprise data teams

· Proficiency in program management tools, analytics, and reporting systems

· Good communication skills, including the ability to draft briefing materials for non-technical audiences

· Familiarity with Capital Management, notably CCAR/DFAST Stress Testing and FR Y-14A regulatory reporting requirements, are considered an asset

Qualifications:

· 6-10 years of relevant experience, within the financial services industry preferred

· Advanced Microsoft Office skills, familiarity with Jira, good writing and presentation skills

· Ability to operate with a limited level of direct supervision and can exercise independent judgement and autonomy

• Bachelor’s degree

Anticipated Posting Close Date:

• Becomes a resident expert in the Technology Article V CO Data plan and the target state architecture to enable the ability to drive execution progress and remove obstacles with authority
• Provides IT strategic direction for projects managed including developing detailed IT work plans, schedules, project estimates, resource plans and status reports.
• Exercises influence over team budget, policy formulation and planning.
• Has significant business impact through in-depth evaluation of complex business processes, system processes and industry standards.
• Provides expertise in projects managed and demonstrates an advanced level of understanding of the principles of IT project leadership.
• Possesses an understanding of client core business functions.
• Directly impacts the business through contribution to technical direction and strategic decisions for IT Project Leadership.
• Influences and negotiates with senior leaders (across functions); may communicate with external parties.
• Utilizes comprehensive knowledge of multiple areas within technology to achieve technology objectives.
• Responsible for resource management and allocation of work; acts as advisor or coach to new or lower level analysts.
• Provides in-depth and sophisticated analysis with interpretive thinking to define problems and develop innovative solutions.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 10+ years experience in a related technology role and subject matter expert in overall field

Education:

• Bachelor’s/University degree or equivalent experience, potentially Masters degree

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Anticipated Posting Close Date:

Transaction Management will be responsible for supporting multiple aspects of the lending lifecycle including but not limited to loan closing and servicing coordination, facilitating complex client onboarding, data management, and quality control. The team will be accountable and responsible for operational oversight of the closing and servicing of all loan transactions of the business division being supported to ensure all internal and external requirements are met.

Responsibilities:

• Contribute to the build and development team to support loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade.
• Assist with the creation of processes, standards, procedures, controls, training, and implementation of transaction management.
• Aid in the design and implementation of technology including testing and rollout.
• Provide training and support to transaction management staff and business constituents.
• Partner with each of the originating and coverage business lines:​credit risk, operations, legal, etc.
• Ensure that quality of data, controls and processes performed meet internal policies and regulatory requirements/expectations.
• Work with lines of business, transaction management, and loan operations to define and implement operational metrics and risk and control reviews to ensure all stakeholders have end to end transparency.
• Constantly improve processes, controls and efficiencies within the group and front to back across loan lifecycle
• Participate in projects to enhance performance and efficiency.
• Take part in loan remediation and loan system testing / migrations.
• Actively manage and maintain a deal closing pipeline of loan transactions.
• Coordinate and close loan transactions/lifecycle events, capture data, store documentation, troubleshoot issues/roadblocks, perform quality control
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8 years of experience
• Knowledge of Commercial Mortgage-backed Securities (CMBS) – Fixed Rate and Floating Rate Loans Commercial Warehouse Lending Program – providing Loan on loan Financing also known as “Repo” or Master Repurchase Agreement (MRA)
• Strong understanding of CMBS &/or MRA Loan Documentation including but not limited to: Loan Agreement, Promissory Note, UCCs, Guaranty, Security Instrument, etc.
• Strong knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of loan / funding mechanics, deal structure, funds flows, etc.
• Experience working with clients under time constraints to facilitate a transaction
• Experience working with clients under time constraints to facilitate a transaction or process.
• Experience with Loan IQ, transaction capture tools, etc.
• Proven ability to collaborate with team members, Senior management and other business constituents
• Critical decision-making capabilities including the ability to identify, escalate, and propose solutions to problems
• Ability to multi-task through the practice of strong organizational and time management skills with experience in continuously following up with various stakeholders
• Understanding and awareness of appropriate corporate and regulatory policies in relation to Lending
• Deep understanding of operational processes supporting Wholesale lending
• Individual must have excellent communication, organizational and interpersonal skills.
• Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up.
• Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs.
• Tableau or visualization tool familiarity
• Keen attention to detail
• Developed analytical and problem-solving abilities
• Strong Client relationship and solution skills

• Ability to work in an environment where priorities are frequently changing
• Bachelors/University degree or equivalent experience

Anticipated Posting Close Date: