Jobs at Citi Group in Bulgaria, Sofia

Key Responsibilities:

• Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriter, UW Staffer, Risk and BCMA partners.
• Reviewing and providing recommendation on the risk rating across this sector
• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
• Provide support with global ICM UW projects incl. initiatives for automation and digitization, portfolio review preparation and conducting stress tests, KPI reporting development
• Support Voice of the Employee (VOE) initiatives

Qualifications:

• Bachelor's degree/University degree or equivalent experience with either economic or mathematics background
• 0-2 years of experience in credit risk analysis or corporate banking
• Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Good Microsoft Office (Word, Excel, and PowerPoint) skills
• Proven ability to work with moderate direction and in a team
• Demonstrated accountability, self-motivation and business acumen
• Fluent English language knowledge

Time Type:

Job Description

The role requires knowledge of laws and regulations applicable to the Markets Treasury business. The role holder is also expected to answer questions from the business relating to contract interpretation (including related to the SIFMA Master Repurchase Agreement and ICMA Global Master Repurchase Agreement), review and advise on cross product margining agreements and related matters and to draft and negotiate bespoke terms (e.g. long form confirmations). The role holder will be required to have highly developed communication skills, be able to identify regulatory and legal issues and an ability to propose risk mitigation solutions.

The ability to work collaboratively and independently to analyze complex legal issues, exercise good judgement, recommend a risk-mitigated course of action, , have highly developed oral and written communication skill, and remain resilient under pressure are all essential skills. The role holder will also be required to develop and start building a strong internal network across Legal and have a positive attitude and be open to learning new skills.

Responsibilities:

• Responsible for providing legal counsel to the Business, participating in strategic initiatives, providing subject matter expertise and interpretations of relevant laws, rules, regulations, and industry practices, and advising business management on legal matters impacting the business
• Partners with legal peers to objectively evaluate business proposals by applying institutional knowledge and risk appetite against industry standards, widely accepted business practices, laws, rules, and regulatory guidelines, escalating as appropriate
• Collaborates across internal lines of business, control/support functions and/or external counsel to achieve coordinated and efficient outcomes on matters of common interest; coordinate closely with the Legal team on a regional and global basis
• Participates in business planning and development initiatives; contributes to business objectives by providing thought leadership using knowledge of industry, laws, and regulations
• Proactively identifies, evaluates, and contributes to the appropriate management of legal, regulatory, and reputational risk by collaborating with ICRM & Risk, following relevant legal developments, participating in internal projects, escalating as appropriate
• Manages day-to-day legal activities as a subject matter expert in area of responsibility and provide advisory services to business partners
• Monitors management of complex legal issues and transactions, escalating when necessary
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
• Support the Covered Business on transaction execution, including by (i) reviewing and revising transaction documentation such as the SIFMA Master Repurchase Agreement and ICMA Global Master Repurchase Agreement, (ii) advising the business of contractual terms and soliciting business input on business goals and (iii) identify risks to the business and credit partners

Qualifications:

• 6-10 years of relevant industry experience, preferably in financial services with 3- 5 years in an attorney role.
• Banking or financial industry experience, including laws related to banking regulations
• Knowledge of international laws, regulations and practices while staying abreast of regulatory and legal environment, internal policies and industry trends that impact the business
• Experience with complex deals, demonstrated ability to analyze issues and develop legal solutions
• Effective communication and negotiation skills and ability to build and maintain trusted relationships
• Excellent interpersonal, organizational and relationship management skills
• Proven ability to apply sound judgement while managing assignments in a demanding, fast-paced environment
• Bar licensed in good standing to practice law

Juris Doctorate or experience equivalent to that of a practicing lawyer.

Anticipated Posting Close Date:

You will be introduced to the functions in the department in detail and within the bank as a whole.

Responsibilities:

• Senior Assistant to the Bulgaria CCO & Banking Head/Central & Eastern Europe Corporate Banking Head

• Expenses and invoice processing, using CRM applications (Concur and Procurement to Pay is a plus)

• Business continuity planning

• Sourcing and compiling business related information

• Making research and creating analysis

• Provide support to Corporate Banking team members and contribute to team initiatives and projects

• Interact with the other departments of the bank

• Help with preparation of internal and client presentations and support follow-ups with prospective and existing clients

• Support the onboarding process for new clients in line with internal policies and regulatory requirements, and liaising with Product, Operations Legal, and Compliance

• Assist on day-to-day client inquiries and service-related matters, ensuring timely and effective responses

• Monitor client activity and support relationship managers to ensure service levels and operational excellence are maintained

• Prepare periodic internal and regulatory reports where necessary

• Updating various databases containing client-related information and working on presentations

• Additionally supporting Country HR Officer with people related administrative tasks

Qualifications:

• 5+ years of relevant experience in banking, executive assistant, or client service role

• Technical skills: MS Office with proficiency in Excel and PowerPoint

• Analytical and critical thinking

• Upholds to the highest standards of behavior and work ethic

• Interest in financial markets, basic knowledge of financial products, financial modelling and good understanding of economics

• Presentation skills

• Native Bulgarian and advanced English language knowledge

We’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and allow you to choose which benefits suit you and your personal life best.

• Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed

• Flexible work arrangements to support colleagues’ in managing work - life balance

• Continuous career progression opportunities across geographies and business lines

• Inclusive and friendly corporate culture

• Socially active employee communities with diverse networking opportunities

• Competitive compensation package with a wide range of benefits:

  • Paid Parental Leave Program - maternity leave and paternity leave

  • Private Medical Care Program and onsite medical rooms at our offices

  • Pension Plan Contribution to voluntary pension fund

  • Group Life Insurance

  • Employee Assistance Program

Time Type:

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