Credit Product Specialist Global Wealth & Investment Management jobs at Bank Of America in United States, Chicago

Job Description:

This job requires partnership with business function leaders, operations process owners and subject matter experts (SMEs), to provide an end to-end view of their processes, analyze impacts and data, and contribute to the optimization of the organization through data accuracy and completeness.

Key responsibilities include applying knowledge of laws, rules, regulations, and information security concepts (e.g., NIST, COBIT, ISO) to validate indicative data alignment to processes and controls to requirements.
Job expectations include using data analytics, identifying gaps in coverage and data inaccuracies, and support remediation activities.

At least 3 years of related experience required.

Responsibilities:
• Manage the process inventory, reflecting accurate information that supports effective decision making, and ensuring compliance to enterprise policy and standard requirements
• Ensures process information meet enterprise standards, adhere to applicable rules, laws, and regulations, and comply with appropriate treatment of risk
• Identifies information security gaps and remediation strategies
• Process analysis to improve data accuracy and completeness
• Process improvements based on enterprise and Global Technology guidelines, organization maturity, challenges and issue remediation
• Provide end-to-end high-quality view of processes within business functions with proper identification of hand-offs and process connectors
• Support the organization’s short-and-long term strategy
• Supports a strategy of continuous improvement and acts as liaison with Global Technology and Enterprise Process Management teams
• Prepare presentations and process overview utilizing models and complementary data to assist leaders in process re-engineering activities
• Partner with stakeholders to ensure the inventory aligns to GIS policy and standard requirements in support of adherence monitoring

Required Qualifications:
• Prior related experience or business exposure desired and strong delivery mindset
• Analytical and design-oriented mindset
• Data analytics and Problem Solving
• Data driven and Trend Analysis
• Delivery Excellence
• Strong presentation skills
• Excels in working among diverse viewpoints to determine the best path forward
• Excellent verbal and communications skills
• Quality Assurance
• Innovative and Critical thinking skills – ability to assess quantitative and qualitative data to identify key themes that require deeper analysis and assessmentOther Qualifications/Desired Skills:
• Ability to identify opportunities from a process efficiency perspective and continuously challenge current state of GIS processes
• Prior experience in Information Security desirable
• Preferred process improvement and Operational Excellence exposure
• Ability to understand new technologies, intellectually curious
• Commitment to challenging the status quo and promoting positive change
• Experience working in a global environment

Skills:

• Customer and Client Focus

• Interpret Relevant Laws, Rules, and Regulations

• Policies, Procedures, and Guidelines

• Problem Solving

• Quality Assurance

• Business Acumen

• Controls Management

• Innovative Thinking

• Process Management

• Stakeholder Management

• Business Process Analysis

• Data Governance

• Data Privacy and Protection

• Data and Trend Analysis

• Risk Analytics

Responsibilities:

Developing a comprehensive and in-depth understanding of the Bank of America Private Bank portfolio construction process with respect to alternative investments, including hedge funds, private equity, and real assets.

• Creating and executing a business strategy that allows the candidate to work independently in the territory alongside local Private Bank market leadership. The business strategy will also include working closely with other members of the Alternative Investments Sales Team, home office leadership, and select third-party product partners to cultivate and grow future Alts business prospects.
• Providing proactive and solutions-oriented feedback based on interactions with internal operations, marketing, product origination, risk, legal and compliance partners to enhance the overall client and PM experience.
• Staying current on trends impacting both the broader financial markets and alternative investment strategies in order to educate our clients and Private Bank PMs on underlying manager performance attribution and the importance of diversification.

Qualifications:

• 8+ years of financial services product and/or sales experience
• Knowledge of alternative investment products
• Travel throughout coverage area (3-4 days a week)
• Strong oral and written communication skills
• Self-motivated individual with a passion for alternative investments
• Undergraduate degree in Finance, Marketing or Business Administration (CFA, CAIA or MBA a plus) is preferred
• Series 7 & 66 preferred at time of hire or must be able to obtain within 120 days of start date

Skills:

• Client Management
• Client Solutions Advisory
• Customer and Client Focus
• Pipeline Management
• Relationship Building
• Collaboration
• Presentation Skills
• Prospecting
• Referral Management
• Wealth Planning
• Referral Identification

Job Description:

Job Description:

This job is responsible for providing advice and valuable financial solutions to complex Global Commercial Banking clients and prospects. Key responsibilities include serving as the primary point of contact or trusted advisor and acquiring, deepening, and maintaining profitable relationships, collaborating with teammates, and facilitating client relationships with Product Specialists. Job expectations include having knowledge of the bank's products and services in order to identify business development, cross-selling opportunities for new and existing clients as well as focusing on overall client satisfaction.

Responsibilities:

• Manages an extensive portfolio of HENPF clients and prospects with annual revenues of $50 million and above to help companies save, borrow, and invest for their current and future needs
• Acquires, deepens, and maintains profitable client relationships through sales, prospecting, and enhancing existing relationships
• Understands and interprets financial and cash flow statements to assess and analyze financial conditions of companies and industry trends
• Collaborates with domestic and international teammates throughout the bank, including Investment Banking, Foreign Exchange, and Wealth Management and facilitates client relationships with Product Specialists in Credit, Treasury Management, and Merchant Services in order to design and deliver financial solutions to clients and prospects
• Leads and facilitates dialogue with a variety of complex clients and prospects regarding topics such as the client and prospect industry, alternative capital structures, and general business issues
• Coaches and mentors peers, while utilizing leadership skills
• Adapts to changes in sales practices and broader market and industry conditions as needed

Skills:

• Client Management
• Client Solutions Advisory
• Prospecting
• Relationship Building
• Risk Management
• Financial Analysis
• Leadership Development
• Project Management
• Referral Identification
• Sales Performance Management
• Business Development
• Client Experience Branding
• Continuous Improvement
• Data and Trend Analysis
• Pipeline Management
• Intellectual Curiosity

Required Qualifications:

• 10+ years’ experience in broad based commercial lending/corporate finance/relationship management experience
• Demonstrates management capability of an extensive portfolio of Healthcare, Education and NFP clients with revenues greater than $50 million.
• Proven track record of prospecting new business, enhancing existing relationships and closing profitable transactions.
• Professional proven sales skills and experience, including planning, execution and follow up of client meetings.
• Strong corporate finance, capital markets and accounting acumen.
• Financial modeling experience and the completion of a formal credit training preferred.
• Outstanding oral and written communication skills.
• Demonstrated leadership ability.
• Capable of organizing, facilitating, leading and negotiating with a team of bank associates to solve client problems.
• Securities Industry Essentials (SIE), Series 7 & 63(Must obtain SIE, series 7 & 63 license within 180 days of start date)

Desired Skills:

• Undergraduate degree in related field or equivalent work experience. MBA desirable.
• Existing knowledge of the market preferred.
• Active member/participation in local community organizations.
• Highly desirable to have active networking contacts and Centers of Influence established in market.
• Desire to work in a specialty team with an interest in Healthcare, Education & NFP institutions.

Job Description:

Job Description:

We are looking for a Senior .Net Software Engineer to guide the development of a complex internal, on-prem application built on ASP.NET MVC, background jobs, and distributed services. This role is a blend of hands-on engineering and technical leadership, ensuring high-quality feature delivery, architectural consistency, and team mentorship. This role goes beyond standard web development - you’ll work with distributed systems, high-throughput messaging, and search and big data tools.

You’ll lead across the stack, from C# and SQL to Kafka, Redis, SOLR, and HBase, on a complex internal application with a mix of modern and legacy components and multiple integrations via Web APIs and Message Queues. You’ll be expected to build resilient, self-healing features that gracefully handle intermittent failures. Front-end work includes maintaining and improving functionality built with ASP.NET MVC, jQuery, ES6, and Bootstrap.

Responsibilities

• Ensures that the design and engineering approach for complex features are consistent with the larger portfolio solution.
• Conduct research, design prototyping and other exploration activities such as evaluating new toolsets and components for release management, CI/CD, features, etc.
• Help define the technology tool stack for the solution. Evaluate and adapt new testing tool/framework/practices for team(s).
• Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline.
• Support/mentor/coach team(s) on design and best practices for high code performance (e.g. pairing, code reviews).
• Constantly seek better ways of solving technical problems and designing the solution, not afraid of challenging the status quo.
• Works with stakeholders to establish high-level solution needs and with architects for technical requirements.
• Accountable for end-to-end delivery of complex features, including automation, for either a single team or multiple teams, at the program level.
• Lead the technical oversight for teams in solution development.
• Author and update documentation for production support and operations teams.
• Partner with leadership on transition planning for ServiceNow migration, helping identify what to re-platform vs. modernize.

Required Qualifications:

• Minimum of 10+ years of experience in .NET (C#) development, with strong knowledge of ASP.NET MVC and service-based architectures.
• Experience designing, building, and leading delivery of background services and job processing frameworks.
• Proficiency in JavaScript (ES6+) and jQuery for front-end maintenance.
• Hands-on experience with Kafka, Redis, HBase, and SOLR/Elasticsearch.
• Strong SQL skills and knowledge of performance tuning.
• Deep understanding of resilience and reliability patterns in distributed systems.
• Experience working with RESTful Web APIs; familiarity with enterprise system integration.
• Proven ability to mentor engineers, influence architecture decisions, and drive technical discussions with stakeholders.
• Familiarity with CI/CD pipelines, Git workflows.

Desired Qualifications:

• Degree and/or certifications in Cybersecurity (e.g. CISSP, CISM) or Vulnerability Management (e.g. GIAC GEVA)
• Experience with ServiceNow integrations or ServiceNow development.
• Familiarity with frameworks like Polly, MassTransit, or Hangfire for retries, orchestration, and job scheduling.
• Experience modernizing legacy applications or re-platforming features into enterprise platforms.

Skills:

• Automation
• Influence
• Result Orientation
• Stakeholder Management
• Technical Strategy Development
• Application Development
• Architecture
• Business Acumen
• Risk Management
• Solution Design
• Agile Practices
• Analytical Thinking
• Collaboration
• Data Management
• Solution Delivery Process

This job will be open and accepting applications for a minimum of seven days from the date it was posted.

Job Description:

The Critical Application Monitoring Control Specialist role will execute against the Cyber Security Application Monitoring strategy by building detection use case parameters for critical applications. To succeed in this role, you should have enterprise level experience translating business requirements into technical requirements, worked with Splunk and/or other logging technologies, and be able to discuss Cyber Security detections with Application Managers.

You should also possess strong written and verbal communication skills including ability to communicate clearly and concisely to various levels, up to and including executive level management, and explain the need for key controls to technical and non-technical resources.

Technical skills required include but not limited to:
• Enterprise Business Analysis
• Information Security Controls
• Enterprise Risk Management
• Application Security
• Splunk and/or other logging technologies
• Ability to read, understand and interpret application logs

Required Qualifications:
• Minimum of 5 years of enterprise IT or Cybersecurity (preferred) experience
• Previous information technology/application oversight/logging and monitoring experience
• Ability to work both independently as well as part of a team
• Ability to plan, execute and document assessment activities following established processes and procedures

Skills:

• Customer and Client Focus

• Interpret Relevant Laws, Rules, and Regulations

• Policies, Procedures, and Guidelines

• Problem Solving

• Quality Assurance

• Business Acumen

• Controls Management

• Innovative Thinking

• Process Management

• Stakeholder Management

• Business Process Analysis

• Data Governance

• Data Privacy and Protection

• Data and Trend Analysis

• Risk Analytics

Job Responsibilities:

• Responsible for managing a team of credit professionals supporting a Healthcare, Education and Not For Profit large national portfolio for Bank of America’s Global Leasing group.
• Resposible for determining credit appetite and tailored strategies for clients in this industry alongside partners in credit, sales, and risk management.
• Management of the evaluation and underwriting of new equipment finance transactions, including the identification of all strengths, weaknesses, and risks – including credit risk, market risk, operational risk – as well as the associated mitigating factors.
• Oversees the monitoring of credits throughout equipment line availability period to observe for emerging risks and offer direction & strategy during periods of credit deterioration through sound credit & equipment finance expertise which has led to favorable asset quality with minimal charge-offs
• Offers proactive, client focused equipment finance solutions

Managerial Responsibilities:

This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above.

• Opportunity & Inclusion Champion: Models an inclusive environment for employees and clients, aligned to company Great Place to Work goals.
• Manager of Process & Data: Demonstrates deep process knowledge, operational excellence and innovation through a focus on simplicity, data based decision making and continuous improvement.
• Enterprise Advocate & Communicator: Communicates enterprise decisions, purpose, and results, and connects to team strategy, priorities and contributions.
• Risk Manager: Ensures proper risk discipline, controls and culture are in place to identify, escalate and debate issues.
• People Manager & Coach: Provides inspection, coaching and feedback to motivate, differentiate and improve performance.
• Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound financial decisions.
• Enterprise Talent Leader: Assesses talent and builds bench strength for roles across the organization.
• Driver of Business Outcomes: Delivers results by effectively prioritizing, inspecting and appropriately delegating team work.

Required Qualifications:

• 7+ years commercial equipment finance leasing experience
• 2+ yrs of leadership or mentoring experience
• Ability to motivate and influence teams and business partners
• Knowledge of commercial equipment financing from a credit underwriting perspective
• Excellent credit and risk analysis skills – ability to identify trends and risks in portfolio and in underwriting and client selection
• Excellent presentation, structuring, and financial statement analysis skills
• Must have sufficient Microsoft Office skills
• Must be results oriented and able to accomplish objectives in a specified timeframe

Skills:

• Attention to Detail
• Loan Structuring
• Portfolio Management
• Risk Management
• Underwriting
• Coaching
• Collateral Management
• Credit Documentation Requirements
• Relationship Building
• Written Communications
• Active Listening
• Client Management
• Critical Thinking
• Oral Communications
• Performance Management