Associate Financial Institutions Group Corporate Banking Zurich jobs at Bank Of America in Switzerland, Zurich

Job Description:

Job Title:Credit Risk Analyst - Corporates Credit

Analyst

Role Description

GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.

Responsibilities

• Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.

• Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.

• Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.

• Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.

• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client’s credit life cycle.

• Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.

• Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.

• Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.

• Participate in strategic projects to support business goals.

What we are looking for

• BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.

• Relevant prior experience in financial services, preferably roles within credit risk management, where you have demonstrated an ability to identify, assess, monitor, control and mitigate credit risk.

• Credit skills and risk judgment and ability to defend rigorously a fact-based point of view.

• Knowledge and keen interest to learn about issues related to industry risk, transaction risk and awareness of country risk factors, reputational risk and operational risk.

• Ability to quickly absorb and follow internal credit policies and procedures; demonstrated ability to continuously learn and adapt with a proactive work ethic.

• Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.

• Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.

• Keen interest in finance, macroeconomic and geopolitical issues.

• Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.

• Strong team player & organisational skills with ability to prioritise and work under pressure to meet deadlines.

• Effective interpersonal and written and verbal communication skills both written and verbal with ability to be concise and with attention to accuracy and detail.

• Fluency in English required. Additionally, other European language skills highly beneficial.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

Job Description:

Job Title:Credit Risk Analyst - Corporates Credit

Analyst

Role Description

GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.

Responsibilities

• Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.

• Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.

• Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.

• Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.

• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client’s credit life cycle.

• Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.

• Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.

• Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.

• Participate in strategic projects to support business goals.

What we are looking for

• BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.

• Relevant prior experience in financial services, preferably roles within credit risk management, where you have demonstrated an ability to identify, assess, monitor, control and mitigate credit risk.

• Credit skills and risk judgment and ability to defend rigorously a fact-based point of view.

• Knowledge and keen interest to learn about issues related to industry risk, transaction risk and awareness of country risk factors, reputational risk and operational risk.

• Ability to quickly absorb and follow internal credit policies and procedures; demonstrated ability to continuously learn and adapt with a proactive work ethic.

• Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.

• Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.

• Keen interest in finance, macroeconomic and geopolitical issues.

• Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.

• Strong team player & organisational skills with ability to prioritise and work under pressure to meet deadlines.

• Effective interpersonal and written and verbal communication skills both written and verbal with ability to be concise and with attention to accuracy and detail.

• Fluency in English required. Additionally, other European language skills highly beneficial.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

Job Description:

Job Title:Financial Institutions Group, Corporate Banking

Associate

Responsibilities

• Financial analysis of existing and prospect clients, including maintaining and updating comparable sector trading analysis and transaction analysis

• Responsibility for monitoring clients in terms of news and announcements

• Support on transactions across the bank’s product suite including bank financing, capital markets and transaction banking. Maintaining information on clients, coordinating due diligence, managing working group lists and timetables

• Research on the FI sectors and supporting on client initiatives to generate and develop new business initiatives to present to clients

• Formulate and develop client pitch-books working with other business lines across the bank

• Build direct cross functional relationships with bankers in product and regional business units

What we are looking for

• Numerate with analytical skills as well as proficient level of MS Excel and PowerPoint knowledge

• Meticulous attention to detail, diligent and conscientious

• Excellent communications skills - oral, written, presentational

• Capable of working effectively both independently and with multiple teams/individuals

• Fluency in English is essential and a second European language in German (or French)

• Educated to degree level (preferably in a numerical discipline such as economics or finance)

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

Job Description:

You will be joining the Swiss Corporate Banking Team based in Zurich which is covering corporate clients headquartered in Switzerland focusing on both publicly listed and private large cap and large mid cap companies.

Role Description:

• To provide support on transactions across the Bank’s products. Such support may include maintaining financial models, coordinating due diligence, managing working group lists and timetables.

• Take ownership of client meeting and project analyses by guiding and supervising analysts, which will lead you to develop expertise in the financial and analytical practices

• Structure, prepare and deliver client presentations

• Actively participate in executing transactions and work to expand your level of client interaction and responsibilities on transactions

• Manage and mentor junior professionals in the context of deal executions, marketing pitches and general career development

• Work closely with senior clients, lawyers and representatives from other investment banks

What we are looking for:

• Outstanding mathematical and analytical skills are required

• Proficient level of MS Excel and PowerPoint

• Fluency in English and French is essential

• Meticulous attention to detail, diligence and conscientiousness

• Excellent interpersonal communication skills

• Capable of working effectively both independently and with multiple teams/individuals

• Educated to degree level (preferably in a numerical discipline such as economics or finance)

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

Job Overview:

Responsible for leading and manging execution processes, maintaining client relationships, and contributing to the strategic direction of pitches and transactions. To support Directors and Managing Directors in developing tactical plans within the broader GCIB strategic mandate, specific to the targeted client group

Responsibilities:

• Begin building relationships to generate deals & bring in business
• Manage and lead the execution of M&A processes and actively participating in capital markets transactions
• Act as primary point of contact between: clients, lawyers, financial regulators & legal teams involved in all deals
• Manage and develop direct junior (Analyst and Associate) resources and activities across the global franchise in order to deliver the Bank’s products and services to the client
• Responsible for the attraction and development of junior talent and following such performance management procedures as the company’s policies dictate, under the guidance of a Director or Managing Director
• To ensure the Bank’s activities are conducted in a compliant and risk free manner
• Required Skills:

What we are looking for:

• Relevant full-time experience in Investment Banking with a leading bank or M&A boutique
• Fluency in German and English; additional language skills are a plus
• In depth experience of delivering investment banking products and advisory services to clients
• Track record of executing M&A and capital markets transactions
• Excellent analytical skills are required
• Meticulous attention to detail, diligence and conscientiousness
• Excellent interpersonal communication skills
• Demonstrable ability to understand financing needs and match client needs with the most appropriate product / service
• Evidence of having led and developed teams

Responsibilities:

• Diary management, including organising internal/external meetings

• Handling sensitive and confidential material and information

• Establish professional and effective communication at all levels with internal stakeholders and assistants in your area

• Cultivating relationships with external clients and their assistants, develop knowledge of banker’s clients, transactions and specific individuals where possible.

• Manage professional response to telephone calls, taking ownership of queries

• Management of email system, prioritising and responding where appropriate.

• Arranging complex domestic and international travel in high volumes – booking in advance where possible to ensure cost effectiveness and ensuring appropriate Visas have been obtained

• Arranging conference calls and video conferences internally and externally

• Understanding the internal systems such as Concur, iTrack forms/Salesforce/ (Training will be given for all internal systems).

• Handling expenses using Concur system – with a general understanding of the bank’s policies

• Pre-empt and highlight to the Business Manager out of policy expenses

What we are looking for:

• Fluent in Swiss German, German, English. Basic knowledge in French / Italian beneficial

• Proven experience as an administrative assistant, office manager, or in a similar role, preferably in Corporate or Investment Banking.

• Proactive style and ability to work independently and as a team player

• Excellent organizational and multitasking abilities.

• Capable to work efficiently in a pressurised environment

• Excellent PC skills including Word, Excel, PowerPoint and Outlook

• Flexible approach to overtime and out of hours working patterns

• Mature, calm and professional attitude at all times

• Accuracy and numeracy

• Excellent communication skills at all levels written and verbally in Swiss German, German and English

• Confidence at dealing with people of all levels both internally and externally