Credit Risk Analyst jobs in United States, New York, New York

In today's business landscape organizations are continuously transforming and evolving to keep pace with change and innovative solutions. This wave of digital transformation and constant evolution introduces a variety of risks, which organizations are not equipped to manage and mitigate on their own. As a professional in our Risk Technology practice, you will assist clients in integrating optimal application security, control, and risk management solutions through their transformation journey. You will belong to an international network of specialists helping our clients enable trust through transformation, while working closely with large scale implementation teams across a variety of enabling emerging technologies and solutions.

As a member of our national Risk Technology practice, you will belong to a network of professionals helping our clients implement trusted technology solutions to enrich and improve decision making, provide visibility and transparency of risk and compliance to stakeholders, and integrate efficient and effective risk management solutions.

As our Risk Technology practice continues to rapidly expand, we are seeking a highly motivated Senior Associate, focused on cloud-based application security, controls, and technology enablement. We need Seniors to help our clients develop and execute sustainable risk management solutions through transformational their efforts. As part of the team, you will work with a wide variety of resources and clients to deliver professional services on strategic and global priority accounts, while accelerating your professional growth.

We will support you with career focused training and coaching to develop, execute, and accelerate your professional goals.

Your key responsibilities

Leveraging your cloud application and industry knowledge, you will lead cross-functional teams in developing innovative solutions for clients that will assist them in evolving and sustaining a risk management program through transformation. You will support EY teams responsible for transforming organizations' front, middle, and back office through implementation of leading practice cloud-based technology solutions.

Skills and attributes for success

• You will leverage your proven track record of cloud-based application experience, technical knowledge, and strong interpersonal skills, to effectively deliver quality results in the assessment, design, and implementation of controls, security, and risk management solutions.
• Deliver facts, analyses, and recommendations in an accurate, clear, and concise manner.
• Foster relationships with client personnel at appropriate levels
• Drive high-quality work products on your team within expected timeframes and budget

To qualify for the role, you must have

• A bachelor’s or master’s degree and approximately 2-3 years of related work experience
• Demonstrate a deep understanding of business processes across one or many cloud base applications (e.g., purchase-to-pay, hire-to-retire, customer-to-contract), technical application security design and configuration, application role maintenance and user provisioning processes.
• Internal controls within and around the Oracle or cloud-based applications
• Oracle Applications security and how to achieve a design that enables an end user but also establishes control.
• Advanced project management and client service skills
• Excellent teaming skills
• A valid driver’s license in the US and a valid passport required; willingness and ability to travel both domestically and internationally to meet client needs

Ideally, you’ll also have

• Experience integrating, managing, or assessing security and controls for cloud-based applications.
• ERP implementation project management and support experience (Oracle and/or Workday experience is a plus)
• Industry related certification (e.g., CISA, PMP, CIA, RICS); non-certified hires are required to become certified within 1 year from the date of hire

Your Key Responsibilities

The primary role of the Structured Finance transaction team is to perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully. Our responsibilities include asset file review, collateral stratification and analysis, cash flow modeling, bond analytics, offering document review, compliance reviews, as well as the preparation of the resulting AUP reports.

• Effectively manage and motivate client engagement teams with diverse skills and backgrounds, fostering an innovative and inclusive team-oriented work environment
• Lead and manage all aspects of large scale client engagement engagements including driving high quality work products, monitoring progress and managing risk
• Develop, maintain and build long-term client relationships and networks
• Generate new business opportunities, staying abreast of current industry and technology trends
• Develop relationships with team members across all EY practices to serve client needs
• Take an active role in leading operational functions within the structured finance team

To qualify for the role you must have

• A bachelor's degree and approximately 8 years of related work experience; or a graduate degree and approximately 7 years of related work experience. Degree in finance, economics, accounting, engineering or a related discipline; MBA or MS preferred
• Excellent prioritization skills and a commitment to meeting client deadlines
• Strong communication skills for report writing, client presentations and client interactions
• Proficient skills with MS Office, including Excel, Word and PowerPoint
• Teaming, organizational, analytical and problem-solving skills
• Flexibility and willingness to travel and work in excess of standard hours when necessary to meet client deadlines; valid driver’s license and passport to meet travel requirements

Ideally, you’ll also have

• Experience leading consulting projects within structured finance within a large financial institution or consulting firm.

: Associate-National-SaT-SaT - TCF - Capital and Debt Advisory - Mumbai

SaT - TCF - Capital and Debt Advisory :

Whether clients are preserving, optimizing, raising or investing, our Connected Capital Solutions (CCS) are our five go-to-market offerings that help drive competitive advantage and increased returns through improved decision-making. The CCS include Strategy, Corporate Finance, Buy and Integrate, Sell and Separate and Reshaping Results, and are underpinned by our Connected Capital Technologies.

Technical Excellence

• Conducting in-depth financial analysis and identifying key areas of concern
• Developing tailored strategies to address financial and operational challenges
• Collaborating with stakeholders, including lenders, investors, and management, to facilitate negotiations
• Monitoring key performance indicators and reporting progress to clients and senior management
• Assisting in the preparation of improvement plans and business recovery models
• Drive PMO for fast-track strategy implementation

Qualification

• Educational qualifications: Chartered Accountant (CA) or Master of Business Administration (MBA) from a reputed institution
• Strong technical skills – Corporate Finance
• Strong analytical and problem-solving skills
• Proficient in excel business modelling, BI tools
• Excellent communication and stakeholder management abilities
• Ability to think and drive next steps
• Willingness to travel

Experience

• Experience: 3-6 years of relevant experience in corporate

People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements. You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions. We look for people who are agile, curious, mindful, and able to sustain positive energy, while being adaptable and creative in their approach.If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible.

CONSULTING Manager - QUANT TRADING BOOK

As part of our Advisory Services, you will have the opportunity to team with a variety of QTB professionals and clients to deliver professional services and actively participate in our growing practice. Our teams are engaged in projects related to the model development, validation, technical documentation and other quantitative services related to front office pricing, risk management (market risk, counterparty credit risk, operational risk, liquidity risk, and climate risks), digital asset / crypto analytics, wealth and asset management, Financial Crime (FinCrime) / cybersecurity analytics, balance sheet and income statement stress testing. You will work on client assignments that will help you deepen and broaden your skills, while gaining valuable and rewarding experiences. With each engagement, you can expect to build leadership, communication, and client management skills, as well as sharpen your technical skills and problem-solving capabilities.

Your key responsibilities

As a Senior in QTB, among other things, your primary responsibilities will include delivering services in quantitative risk management and governance, model development and implementation, model/system documentation, and model validation, while establishing relationships with client personnel at appropriate levels and consistently delivering quality client services.

Other responsibilities may also include:

• Supporting the development and validation of mathematical/statistical models for valuation of advanced financial instruments, risk models, and other analytical tools
• Performing detailed data analysis to help clients solve business problems and complex issues in the financial services industry
• Documenting results, suggesting ideas for efficiencies, and reaching conclusions

You would have opportunities to:

• Perform advanced analytical analyses and apply critical thinking to help our clients solve business issues
• Demonstrate in-depth technical capabilities, ability to apply quantitative techniques and analytical tools to various business analyses and professional knowledge
• Communicate and interpret technical concepts to both technical and non-technical client stakeholders
• Maintain an ambitious attitude towards finding innovative solutions to challenging problems
• Bring functional experience in financial risk modelling and demonstrate knowledge of risk management function processes and overall model lifecycle management
• Have functional knowledge related to some of the following: modeling knowledge of financial risks and derivative products (e.g., equity, FX, commodities, credit and interest rates), risk management, model development, model validation, advanced analytics (e.g., machine learning techniques)
• Drive high-quality work products within expected timeframes and budgets
• Establish relationships with client personnel at appropriate levels

• Understand our clients’ needs and consistently deliver quality client services focusing on more complex and specialized issues
• Stay abreast of current business and industry trends in advanced analytics
• Coach and mentor junior staff and new hires

Qualifications that we are looking for

A Bachelor’s degree with at least 5 years’ experience, or a graduate degree with at least 4 years’ experience in Mathematics, Statistics, Economics, Computer Science, Engineering, Physics, Finance, Data sciences or other related fields. Work experiences must be in quantitative areas as described below.

Experience working with

• Financial product engineering/research and development designing and developing quantitative methods and services for capital market and derivative products
• Quantitative methods and capital markets products, including FO pricing, Market, Counterparty Credit, and other risk models
• Statistical and numerical techniques and the principles of the theory of probability and stochastic calculus
• Statistical languages (e.g., R, MATLAB, SAS), programming (e.g., C/C++, Python, Java, Solidity, VBA) and database languages (e.g., SQL)
• Big data/machine learning and AI techniques, including neural network and deep learning frameworks and machine learning tools (e.g., TensorFlow, Theano, Torch, Keras)
• Digital asset risk analytics and modeling, DeFi protocols testing, and blockchain analytics
• Climate/ESG risk analytics and stress testing

Ideally, you must also have

• Leadership as well as proven project management skills
• Excellent written and verbal communication skills for client presentations and project management
• Willingness to travel to meet client needs

What we look for

We’re interested in intellectually curious people, with the ability to adjust to change and thrive in a constantly evolving environment. You’ll need to be capable of asking the tough questions and independently driving their own career and learning initiatives. You’ll also need excellent organizational skills and a proven record of multitasking and working effectively across multiple projects. If you’re ready to contribute your big ideas and make a measurable difference right from the start, this role is for you.

We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. In addition, our Total Rewards package includes medical and dental coverage, both pension and 401(k) plans, a minimum of 15 days of vacation plus ten observed holidays and three paid personal days, and a range of programs and benefits designed to support your physical, financial, and social well-being. Plus, we offer:

• A collaborative environment where everyone works together to create a better working world
• Excellent training and development prospects, both through established programs and on-the-job training
• An excellent team of senior colleagues, dedicated to managing and varying your workload
• Support, coaching, and feedback from some of the most engaging colleagues around
• Opportunities to develop new skills and progress your career
• The freedom and flexibility to handle your role in a way that’s right for you

Every challenge and every opportunity an organization faces today demands change. And with change comes risk. As a Risk Technology professional, you will be addressing client issues such as business performance variability, business and process controls transformation, application security, risk management technology enablement, continuous controls monitoring, and IT risk management. You will belong to an international network of specialists helping our clients transform risk functions and implement technology solutions that support risk management and governance. With rapid growth across our Oracle practice, we’re looking for people who understand the challenges of risk management and can focus on improving business performance using risk management technologies.

As a member of our Risk Technology national practice, you will belong to a network of professionals helping our clients implement technology solutions to enrich and improve decision making, provide visibility and transparency of risk and compliance to stakeholders, and automate manual processes.

We will support you with career-long training and coaching to develop your skills in risk strategy, risk function design, risk management and performance enhancement.

Your key responsibilities

Leveraging your knowledge of IT environments and industry trends, you will work closely across competencies, service lines and sectors to develop innovative solutions to build and sustain risk management and governance programs for our clients. You will lead EY teams responsible for transforming risk functions and implementing leading practice technology solutions.

Skills and attributes for success

• You will leverage your Oracle security and controls experience and strong project management skills, to effectively lead and motivate client engagement teams and provide technical leadership in the assessment, design, and implementation of controls, security, and IT risk solutions.
• Deliver facts, analyses, and recommendations in an accurate, clear, and concise manner.
• Foster relationships with client personnel at appropriate levels
• Drive high-quality work products on your team within expected timeframes and budget.

To qualify for the role, you must have

• A bachelor’s or master’s degree and approximately 5 years of related work experience
• Demonstrate an understanding of Oracle business processes (e.g., purchase-to-pay, record-to-report, order-to-cash)
• Experience with controls testing, sensitive access and segregation of duties testing.
• Advanced project management and client service skills
• Strong written and verbal communication skills
• Strong analytical and problem-solving skills
• Excellent leadership and teaming skills, with ability to train, coach and manage staff
• A valid driver’s license in the US and a valid passport required; willingness and ability to travel both domestically and internationally to meet client needs

Ideally, you’ll also have

• Prior experience as a consultant or client-serving professional.
• Oracle Cloud and/or Workday ERP implementation project management and support experience
• Industry related certification (e.g., CPA/CA, CISA, RICS)
• Strong understanding of IT industry trends
• Foundational understanding of auditing and assessing Oracle technologies

Your Key Responsibilities

The primary role of the Structured Finance transaction team is to perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully.

• Work with and interact with front-office investment banking clients on a daily basis
• Perform loan document review and data reviews on loan files, recalculating fields on data tapes and run exception reports to tie out with clients
• Create collateral stratification tables used for assessing loan pool characteristics
• Perform cash flow modeling on deals to tie out to clients’ loan amortization tables and bond analytics,
• Review offering documents to verify information is accurate, complete, and conforming with industry and market standards
• Draft and review AUP Reports

To qualify for the role you must have

• A bachelor's degree and approximately 2 years of related work experience; or a graduate degree and approximately 1 year of related work experience. Degree in finance, economics, accounting, engineering or a related discipline; MBA or MS preferred
• Excellent prioritization skills and a commitment to meeting client deadlines
• Strong communication skills for report writing, client presentations and client interactions
• Proficient skills with MS Office, including Excel, Word and PowerPoint
• Flexibility and willingness to travel and work in excess of standard hours when necessary to meet client deadlines; valid driver’s license and passport to meet travel requirements

Ideally, you’ll also have

• Prior structured finance experience

Your key responsibilities

The primary role of the Structured Finance transaction team is to perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully. Our responsibilities include asset file review, collateral stratification and analysis, cash flow modeling, bond analytics, offering document review, compliance reviews, as well as the preparation of the resulting AUP reports.

• Effectively manage and motivate client engagement teams with diverse skills and backgrounds, fostering an innovative and inclusive team-oriented work environment
• Play an active role in counseling and mentoring junior consultants
• Manage all aspects of your client engagement engagements including driving high quality work products, monitoring progress and managing risk
• Develop, maintain and build long-term client relationships and networks
• Stay abreast of current industry and technology trends relevant to your client’s business and manage business development opportunities

To qualify for the role you must have

• A bachelor's degree and approximately 5 years of related work experience; or a graduate degree and approximately 4 years of related work experience. Degree in finance, economics, accounting, engineering or a related discipline; MBA or MS preferred
• Excellent prioritization skills and a commitment to meeting client deadlines
• Strong communication skills for report writing, client presentations and client interactions
• Proficient skills with MS Office, including Excel, Word and PowerPoint
• Demonstrated project management, teaming, organizational, analytical and problem-solving skills
• Flexibility and willingness to travel and work in excess of standard hours when necessary to meet client deadlines; valid driver’s license and passport to meet travel requirements

Ideally, you’ll also have

• Prior structured finance experience