Commercial Analyst jobs in United States, New Jersey, Jersey City

With highly supportive leadership and programs to foster growth and career mobility, your skills and capabilities can increase and be fine-tuned to make you more agile and versatile in reaching your career potential.

As an Operations Analyst- Loan Sales in Home Lending, you will be responsible for allocating and delivering mortgaged back securities (MBS), ensuring compliance with investor and regulatory requirements and support the line of business by performing complex operational loan sales and analytical tasks with a focus on investor related loan edit problem solving. You will drive end to end loan quality, recommend operational reengineering opportunity, and lead automation initiatives to benefit streamlined salability processes.

Job responsibilities

• Control tasks for loan sales operations including end to end pooling, allocation, defect identification/remediation, and oversight
• Comprehend investor data requirements and accurately cure related loan quality edits efficiently
• Develop and understand automation solutions for internal operational workflows and builds tools which will optimize and reduce manual processes.
• Lead citizen development initiatives to benefit streamlined salability processes
• Create reporting, interpret results and convey in a concise, straight-forward, and professional manner for all levels of operational staff from supervisors to senior level management.
• Spearhead projects & tasks by ensuring timely completion and articulate any issues and risks to management
• Ensure the integrity of data through automated extraction, translation, processing, analysis, and reporting

Required qualifications, capabilities, and skills

• Analytical skills with independent and logical problem solver and able to synthesize data, identify trends, and project outcomes.
• Ability to organize and prioritize multiple projects and responsibilities with accuracy, attention to detail and limited supervision with very short turnaround times.
• Ability to react quickly and decisively in high stressed situations and ability to lead projects and initiatives, prioritize work, meet deadlines and escalating any issues to management
• Expert level PowerPoint and Excel and Working knowledge of either Alteryx, UiPath, Xceptor or Tableau
• Strong written and verbal communication skills with ability to influence and work collaboratively with diverse/cross-functional teams and develop and maintain effective relationships with a wide range of stakeholders.
• Ability to create presentations for all levels of management and effectively report with an executive presence and creating complex reporting with compelling key messages.
• Ability to work with audit, compliance and regulatory constituencies to manage work in accordance with established procedures and demonstrate accountability for work processes and the associated risks and controls.

Preferred qualifications, capabilities, and skills

• Bachelor’s Degree, majored in Finance, Economics, Statistics, Math, Business Administration, or Computer Science
• 3-5 years Mortgage Banking experience
• Knowledge of mortgage based operating systems including Black Knight, FHLMC Loan Selling Advisor, FNMA Loan Delivery, GNMA SFPDM

As a Tech Risk & Controls Lead in Corporate Sector's Employee platforms team, you will be responsible for identifying, and mitigating compliance and operational risks in line with the firm's standards. You will also provide subject matter expertise and technical guidance to technology-aligned process owners, ensuring that implemented controls are operating effectively and in compliance with regulatory, legal, and industry standards. By partnering with various stakeholders, including Product Owners, Business Control Managers, and Regulators, you will contribute to the reporting of a comprehensive view of technology risk posture and its impact on the business. Your advanced knowledge of risk management principles, practices, and theories will enable you to drive innovative solutions and effectively manage a diverse team in a dynamic and evolving risk landscape.

Job responsibilities

• Ensure effective identification, quantification, communication, and management of technology risk, focusing on root cause analysis and resolution recommendations
• Develop and maintain robust relationships, becoming a trusted partner with LOB technologists, assessments teams, and data officers to facilitate cross-functional collaboration and progress toward shared goals
• Execute reporting and governance of controls, policies, issue management, and measurements, offering senior management insights into control effectiveness and inform governance work
• Proactively monitor and evaluate control effectiveness, identify gaps, and recommend enhancements to strengthen risk posture and regulatory compliance

Required qualifications, capabilities, and skills

• 5+ years of experience or equivalent expertise in technology risk management, information security, or related field, emphasizing risk identification, assessment, and mitigation
• Familiarity with risk management frameworks, industry standards, and financial industry regulatory requirements
• Proficient knowledge and expertise in data security, risk assessment & reporting, control evaluation, design, and governance, with a proven record of implementing effective risk mitigation strategies
• Demonstrated expertise in regulatory compliance, risk management frameworks, and industry best practices (e.g., NIST, ISO, FFIEC, GDPR) is required
• Demonstrated ability to influence executive-level strategic decision-making and translating technology insights into business strategies for senior executives

Preferred qualifications, capabilities, and skills

• CISM, CRISC, CISSP, or similar industry-recognized risk and risk certifications are preferred

Job responsibilities

• Develops a product strategy and product vision that delivers value to customers
• Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap
• Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition
• Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability
• Develops fact-based business assessments to identify opportunities, inform investment decisions, ensure consistency of methodology and measure progress
• Analyzes contractual cost structures of key partners to inform negotiations and partner strategies
• Refines and re-engineers existing solutioning and delivery framework for product capabilities that includes periodic reporting
• Communicates effectively with key internal and external partners to understand needs and priorities
• Partners with internal stakeholders including Finance, Operations, Technology, Risk, Control, Compliance and Field to define and deliver new product capabilities
• Assists in product strategy initiatives to support requirements across industries and client segments
• Understands trends across the industry and client base to identify areas of opportunity and competitive vulnerability

Required qualifications, capabilities, and skills

• 5+ years of experience or equivalent expertise in product management or a relevant domain area
• Advanced knowledge of the product development life cycle, design, and data analytics
• Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
• Change agent – make a compelling case for change through facts, strong communication style, and deep understanding of audience
• Relationship builder – invest in developing collaborative relationships with key internal and external partners
• Driven to execute – deliver results, leverage strong organizational skills and deep drive to execute flawlessly
• Demonstrated experience implementing large-scale, complex solutions
• Superb relationship management and communication skills; able to listen and navigate the organization to bring multiple stakeholders together
• Advanced knowledge of MS Excel and PowerPoint/PitchPro, with strong oral and written communication skills
• Able to thrive in a high intensity environment with multiple and competing priorities

Preferred qualifications, capabilities, and skills

• Demonstrated prior experience working in a highly matrixed, complex organization
• Graduate degree in engineering, finance, business administration or similar experience
• Payments expert: strong point of view on the future of payments informed by experience and thought leadership

As a Full-time Analyst in the Internal Audit Program, you will start with comprehensive training to introduce you to our firm, our practices and our culture. After training, you will join one of our lines of business (Asset & Wealth Management, Commercial Banking, Consumer & Community Banking, or Corporate & Investment Bank), Corporate Function or Technology Internal Audit teams.

Job Responsibilities

• Identify and analyze risks in our businesses and evaluating the controls established to mitigate those risks
• Test controls by reviewing documents, observing the teams and meeting with management
• Provide management with feedback regarding the effectiveness of the controls

Required qualifications, capabilities, and skills

• Pursuing a B.A., B.S., or 5th year M.A. or M.S., with an expected graduation date of December 2025 through July 2026
• Have a well-rounded academic background
• Bring exceptional analytical and problem-solving skills
• Strong attention to detail
• Have the ability to manage time, prioritize and know when to seek help
• Strong verbal and written communication skills
• Working knowledge of MS Office (Excel, Word, PowerPoint, Outlook)

Preferred qualifications, capabilities, and skills

• All majors considered; Finance, Accounting, Management Information Systems (MIS) or Computer Information Systems (CIS) focused majors are a plus
• Preferred minimum cumulative GPA of 3.2 on a 4.0 scale

Locations you can join:

• Jersey City, NJ
• Wilmington, DE

To be considered for the Internal Audit Analyst Program, you must complete the following steps:

1. Submit a complete and thoughtful application, which includes your resume, location preference
   • Your application and resume are a way for us to initially get to know you. It’s important to complete all relevant application questions, so we have as much information about you as possible. We will review your application to determine whether you meet the required criteria.
2. If you meet the minimum criteria for the application, you will receive an email invitation to complete a video interview, powered by HireVue.
   • This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.
   • HireVue is required, and your application will not be considered for further review until you have completed this step.
   • We strongly encourage you to complete your HireVue video(s) within three days of receiving.
3. Applications will be reviewed on a rolling basis. We strongly encourage you to submit your application as early as possible as programs will close once positions are filled.

As a Senior Internal Audit Associate on the Commercial and Investment Banking Finance Audit team, you will be involved in all stages of the audit lifecycle. You will be executing program of audit coverage over Commercial and Investment Bank’s financial controls, including assessment of integrity of financial statements and compliance with various external/regulatory reporting requirements. You will also be assessing controls supporting adequacy of inputs into capital planning processes, as well as accuracy of management, legal entity and liquidity reporting.

Job responsibilities

• Participate in all stages of audit cycle, including audit planning, audit testing execution, control evaluation, audit workpapers documentation, drafting of audit issues and audit reports, and follow-up on and verification of issue closure. Ensure audit tasks are completed timely and within budget.
• Work closely with global Audit colleagues in the early identification of emerging control issues and reporting them timely to Audit management and business stakeholders.
• Establish strong working relationships with stakeholders and other control groups, while maintaining independence.
• Stay up to date on evolving industry, accounting, and regulatory developments impacting CIB Finance, and take initiative to seek out opportunities for continued learning.
• Take ownership of self-development, including stretch assignments, to prepare for greater responsibilities and career growth.
• Recognize the confidential nature of Internal Audit communications and access to information; be disciplined in protecting the confidentiality and security of information in accordance with firm’s policy.

Required qualifications, capabilities and skills

• 5+ years of internal or external auditing or operational risk experience, could be in combination with relevant business experience
• Bachelor's degree
• Experience with internal audit methodology and applying concepts in audit delivery and execution
• Solid understanding of internal control concepts, with the ability to evaluate and determine the adequacy of controls
• Great interpersonal and influencing skills, with the ability to establish credibility and create partnerships with senior business and control partners
• Advanced analytical skills
• Understanding of financial risks and controls
• Adaptable to changing business priorities and able to multitask in a constantly changing environment

Preferred qualifications, capabilities and skills

• Prior experience with Big 4 accounting firm or internal audit department in financial services industry
• Exposure to capital planning (CCAR), broker-dealer and bank regulatory reporting, and Treasury/liquidity reporting processes
• CPA
• Experience with data analytics, Alteryx and advanced excel functionality

Lead the forefront of innovative solutions analysis in a dynamic tech environment, driving success through expertise in data analytics and technical program delivery.

As a Lead Solutions Analyst in Corporate Sector's Risk Technology team, you will play a central role in driving the success of our technical program delivery. Your deep understanding of applications, platforms, and products will position you as a key bridge between product owners, business, operations, and software developers. Utilizing advanced analytical reasoning and technical fluency, you will translate complex business requirements into well-structured and technically feasible solutions. You will make data-informed decisions and provide strategic insights to support key business initiatives. As a technical subject matter expert, you'll navigate ambiguity, manage change effectively, and communicate compellingly with diverse stakeholder audiences to ensure the highest quality and professionalism in service delivery.

As a technical subject matter expert, you'll navigate ambiguity, manage change effectively, and communicate compellingly with diverse stakeholder audiences to ensure the highest quality and professionalism in service delivery. Responsibilities include evaluating existing processes, offering solutions to drive business value, and ensuring project success under tight timelines. The position also includes mentoring junior analysts, leading cross-departmental projects, and fostering innovation. Strong analytical and communication skills, along with a solid understanding of software development life cycles, are essential to succeed in this fast-paced environment.

Job responsibilities

• Lead the elicitation, documentation, and validation of business and data flow requirements, ensuring alignment with stakeholder expectations and technical feasibility
• Develop and maintain comprehensive knowledge of industry trends, emerging technologies, and best practices to provide strategic guidance and innovative solutions for complex projects
• Model the design and implementation of technical solutions, ensuring seamless integration with existing systems and infrastructure
• Utilize advanced data analytics techniques to extract insights from large, diverse datasets, driving data-informed decision-making and supporting key business initiatives
• Mentor and guide team members in the application of technical writing and analytical reasoning skills, fostering a culture of continuous learning and improvement

Required qualifications, capabilities, and skills

• 5+ years of experience or equivalent expertise in solutions analysis, technical program delivery, or a related field
• Demonstrated expertise in data analysis and data application, including hands-on experience with major data visualization platforms
• Advanced knowledge of data analytics techniques, with experience in developing and interpreting models, diagrams, and data-driven insights
• Proven ability to apply technical fluency in current and relevant platforms, software tools, and technologies to drive innovative solutions
• Strong track record of leading through change, navigating ambiguous situations, and managing dependencies in complex projects
• Comfortable working in cross-functional and multidisciplinary teams and ability to work independently and as part of a team
• Ability to think critically, embrace new technologies, and balance stakeholder needs with user requirements.
• Experience using SDLC tools, such as JIRA and Confluence.
• Experience with dashboards and data visualization tools
• Passion for design and producing excellent work with a meticulous attention to detail and a commitment to accuracy.

Preferred qualifications, capabilities, and skills

• Experience with with databricks
• Master's or bachelor's degree in computer science, data science or engineering related field; or equivalent related professional experience

2026 Commercial & Investment Banking Payments Summer Analyst Programs

As a 2026 Commercial & Investment Bank Payments Summer Analyst in JPMorgan Chase & Co., you will have the opportunity to gain hands-on experience across the exciting, innovative landscape of global payments. You will be part of a collaborative, motivated, and supportive team, working on challenging projects that use all your skills. We value your insight, creativity, and the diverse viewpoint you bring to the work you do, helping us innovate the next wave of products and solutions for our clients.

Locations we hire for:

• Jersey City

Job Responsibilities:

• Help enable organizations of all sizes to execute transactions efficiently and securely
• Transform the movement of information, money and assets
• Engage in challenging projects that use all your skills
• Develop from the training and mentorship of senior leadership in the Payment business

Required qualifications, capabilities and skills:

• Attend college/university in the U.S.
• Fluency in English
• Expected graduation date of December 2026 – June 2027 from Bachelors or Master’s program
• If you are pursuing a Master’s Degree, it must be completed within 2 years of your Bachelor’s Degree
• Authorization to work permanently in the U.S.
• All majors eligible to apply
• To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase, will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT.)

Preferred qualifications, capabilities and skills:

• Exceptional analytical, research and project management skills
• Familiarity with business fundamentals
• Ability to quickly solve problems on your own and with a team
• Enthusiasm, energy and a drive to succeed
• A collaborative mindset and willingness to partner and work on a team
• Passionate about being part of a transformative and/or sales solution based industry
• Minimum preferred cumulative GPA of 3.2 on a 4.0 scale

About The Process:
To be considered for the Commercial & Investment Banking Summer Analyst Programs, you must complete the following steps:

1. Complete this application including program preference and city preference
   • Make sure your program and city preferences align as noted in the descriptions above
2. If you meet the minimum criteria for the Insight Program application, you will receive an invitation to complete HireVue.
   • Note, applications will be reviewed on a rolling basis, we strongly encourage you to complete your HireVue video(s) within 1 week of receiving.
3. If selected, our team will reach out to you with final details.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm’s current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm’s vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.