דרושים Credit Officer ב-United States, Delaware, Wilmington
JPMorgan Consumer Community Banking - Credit Decisioning United States, Delaware, Wilmington
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- Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
- Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
- Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
- Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions – introducing them to our team of experts to help achieve their financial goals.
- Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.
- Ability to put clients first and exceed their expectations – delivering attentive and friendly service, creating a welcoming environment.
- Ability to build trusted relationships – demonstrating genuine care and concern during interactions with clients.
- Ability to engage clients – communicating clearly and politely to understand and help, anticipating client needs.
- Ability to quickly and effectively resolve client issues with attention to detail – providing a consistent client experience.
- Ability to elevate the client experience – working collaboratively as a team to deliver seamless service with care and sincerity.
- Ability to quickly and accurately learn products, services, and procedures.
- Client service experience or comparable experience.
- High school diploma or GED equivalent.
- Strong desire and ability to influence, educate, and connect customers to technology solutions.
- Cash handling experience.
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JPMorgan Quant Analytics Senior Associate - Credit Card United States, Delaware, Wilmington
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As a Quant analytics senior associate within the Consumer and Community Banking Data & Analytics organization, you will support advanced analytics projects across various functions, channels, and products. You will play a crucial role in generating actionable insights to drive portfolio growth, inform product design and marketing tactics and enhance the customer experience. Additionally, you will consult with internal business partners, develop valuable business analyses, and promote strategic insights throughout the organization.
Job Responsibilities:
- Collaborate with team of analysts responsible for analyzing, measuring, and optimizing our existing customer marketing investments and tactics across multiple channels
- Leverage our data to scale our ability to optimize the entire customer lifecycle, with a focus on spend engagement, deepening and retention for co-brand partners
- Understand and master a broad range of analytics capabilities (Test design, Modeling, NLP analysis, etc.) and how to best apply them to business problems
- Drive excellent practices and technical standards to support the development KPIs and goals for the card business, developing information suites (Dashboards, reports, visualizations) fit for C-level consumption
- Present findings and recommendations for action to senior leaders of the company, and support the individual contributors on your team to do the same for their work
- Partner closely with co-brand internal/external team to drive understanding of the data and its use in their business area and across line of business
Required qualifications, capabilities, and skills:
- Bachelors in Science in a quantitative discipline - Statistics, Math, Finance, Economics, Operations Research, etc.
- 2+ years of analytical and industry experience in credit card, T&E retail, direct marketing, financial or other consumer orientated businesses, that capture and leverage a large transactional database
- 2+ years Knowledge of SQL and SAS required.
- Exceptional analytical, technical, and statistical skill. Ability to synthesize/analyze diverse information, develop and recommend strategies, and make decisions.
- Excellent written and oral communication skills; possessing the ability to convey complex information - simply and clearly - to senior business leaders.
- Strong financial and reporting acumen with specific understanding of key drivers of credit card profit and loss.
- Ability to work in a fast-paced, dynamic environment.
- Ability to manage multiple projects and prioritize work requirements across a multi-disciplinary team setting.
Preferred qualifications, capabilities, and skills
- Masters in Science in quantitative discipline or MBA preferred.
- Considerable background in consumer segmentation, customer profiling, and data mining
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JPMorgan Consumer Community Banking - Credit Decisioning United States, Delaware, Wilmington
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As a Pricing Strategy Vice President on the Business Banking Lending team, you will make a significant impact by driving strategic pricing decisions that help businesses start, run, and grow. You will be a critical member of the Pricing Strategy arm of the newly created first line credit function for the Business Banking organization. You will be responsible for discovering, analyzing, managing, and monitoring pricing functions and strategies. Your role will focus on ensuring compliance and accuracy in all strategic activities, providing an opportunity to leverage your organizational skills and communication abilities.
Job responsibilities
- Manage retail lending pricing strategies, including interest and fees.
- Serve as the subject matter expert on pricing for Business Banking Lending.
- Distill competitive insights using internal and external reporting resources to drive pricing optimization.
- Partner with product development to assess and define testing capabilities for strategic decisions.
- Conduct pricing/fee reporting, control support, and P&L impact analysis.
Required qualifications, capabilities and skills
- 5+ years of experience in finance, data & analytics, or product strategy.
- Bachelor's Degree in business administration, management, or a related field.
- Strong understanding of pricing processes and financial documentation.
- Excellent organizational and communication skills.
- Ability to work collaboratively with cross-functional teams.
- Detail-oriented with a focus on accuracy and compliance.
Preferred qualifications, capabilities and skills
- Experience in Business Banking or retail lending.
- Familiarity with competitive analysis and market insights.
- Proficiency in data analysis tools and software.
- Strong problem-solving skills and strategic thinking.
- Ability to adapt to a fast-paced and dynamic environment.
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JPMorgan Credit Card Account Opening - Product Executive Director United States, Delaware, Wilmington
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Job responsibilities
Oversees the product roadmap, vision, development, execution, risk management, and business growth targets
Leads the entire product life cycle through planning, execution, and future development by continuously adapting, developing new products and methodologies, managing risks, and achieving business targets like cost, features, reusability, and reliability to support growth
Coaches and mentors the product team on best practices, such as solution generation, market research, storyboarding, mind-mapping, prototyping methods, product adoption strategies, and product delivery, enabling them to effectively deliver on objectives
Owns product performance and is accountable for investing in enhancements to achieve business objectives
Monitors market trends, conducts competitive analysis, and identifies opportunities for product differentiation
Oversee the end-to-end Product roadmap for the Account Opening and Shopping journey within Card including vision, development, risk management, and business growth targets
Lead the discovery and development of CARD Products and methodologies to enhance the customer experience and drive business growth
Foster a culture of innovation and collaboration within the team.
Lead and coordinate complex Product initiatives across multiple areas, driving strategy alignment, prioritization decisions, and optimal sequencing
Build robust partnerships with the Quad (Product, Experience, Tech/Architecture/Data & Analytics) to achieve results
Required qualifications, capabilities, and skills
8+ years of experience or equivalent expertise delivering products, projects, or technology applications
Extensive knowledge of the product development life cycle, technical design, and data analytics
Proven ability to influence the adoption of key product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
Experience driving change within organizations and managing stakeholders across multiple functions
Extensive experience with all stages of the Product development life cycle, including technical design, solution, and optimization post-launch
Exceptional ability to understand data and leverage analytic insights to continually improve the experience and reach/exceed OKRs
Demonstrated ability to execute in a demanding technology space, with multiple co-suppliers, juggling multiple complex dependencies and modernization efforts
Expertise and comfort in building out and owning a Product roadmap, backlog, and full end-to-end execution, with adherence to Agility principles
Preferred qualifications, capabilities, and skills
Recognized thought leader within a related field
Deep understanding of the needs of the customer acquisitions journey from shopping through origination in a co-brand partnership context
Experience working in financial services, acquisition, digital products, online and mobile platforms, etc.
Consumer and Business Banking domain knowledge and related lending/credit account opening, or similar onboarding experience strongly preferred
Ability to prioritize a large book of work, meetings, team dynamics, and overall discovery
Ability to influence stakeholders with diverse points of view and maintain grounded and productive discussions, including senior leadership level audience
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JPMorgan Treasury Management Officer - Healthcare Higher Education No... United States, Delaware, Wilmington
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- Grow revenue by successfully prospecting and sourcing new treasury management business while retaining and expanding existing customer relationships
- Create strategic dialogues around key client-centric issues, incorporating best practices, industry benchmarking, opportunity quantification and solution positioning
- Collaborate with bankers and clients at senior and strategic levels to proactively provide integrated treasury solutions within a consultative and client driven framework
- Independently lead business process reviews aligned to key client sales opportunities and engage industry solutions specialist for complex client business process reviews
- Raise new solution ideas while partner with internal product stakeholders to represent the client perspective in the development and evolution of complex products and solutions
- Deliver thought leadership to the market, prospects and clients on the working capital solutions at client roundtables, industry conferences, webinars, and professional media platforms
- Manage the non-credit risk for customer portfolio and monitor and enhance profitability of all assigned relationships
- 6+ years of cash management, sales and relationship management experience
- Success developing new business with focus on prospecting utilizing strong selling and negotiation skills
- Knowledge and understanding of Treasury Service products, credit and risk process, overdraft management discipline, and pricing philosophy
- Excellent verbal and written communication skills
- Ability to develop strong working relationships with clients, colleagues, external centers of influence (COI), and external consulting organization
- Strong time management, organizational and planning skills
- Demonstrated experience of meeting or exceeding sales goals; proven top individual contributor
- Bachelor’s degree
- Certified Treasury Professional designation
- Strong creative solution and problem-solving abilities
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Wells Fargo Senior Lead Credit Risk Officer Req United States, Delaware, Wilmington
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Job Role and Responsibility:Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections. Advise senior leadership to develop and implement strategies, programs, and policies with a direct and significant impact on credit risk appetite. Demonstrate understanding of credit risk data, strategies and models across customers’ life cycle. Lead multiple analytical projects under tight timelines; ensure projects are completed on time and meet internal client expectations. Lead quantitative analytics using programming tools (SQL, SAS, and/or Python) to analyze data from a variety of sources to develop unsecure lending credit strategies. Lead credit strategy redesign and marginal hurdles framework that aligns with overall risk appetite. Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others. Effectively collaborate and consult in a matrix organization with peers, colleagues and managers to resolve issues and achieve goals. Present results of analysis and strategies to senior executive leadership. Interact with internal and external customers. Collaborate with business for oversight of risk management. Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics. Remote / telecommute work available, up to 2 days per week. Position required to appear in person at the location listed.
None
Required Qualifications:
Position requires a Bachelor’s degree in Engineering, Economics, Mathematics, Statistics, or related quantitative field and seven (7) years of experience in the job offered or in a related role involving credit risk.
Specific skills required:
- Five (5) years of programming experience in Python, SAS, and SQL with hands on experience handling large datasets
- Five (5) years of statistical analysis and knowledge of Machine Learning techniques
- Experience in managing originations/account management decision engine strategies
- Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections.
- Knowledge of P&L drivers for credit card/other unsecured lending products
- Knowledge and understanding of databases and data mining techniques
Wells Fargo Recruitment and Hiring Requirements:
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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JPMorgan Chase Auto Compliance Officer VP United States, Delaware, Wilmington
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DESCRIPTION:
Duties: Design, develop and implement software solutions. Solve business problems through innovation and engineering practices. Involved in all aspects of the Software Development Lifecycle (SDLC) including analyzing requirements, incorporating architectural standards into application design specifications, documenting application specifications, translating technical requirements into programmed application modules, and developing or enhancing software application modules. Identify or troubleshoot application code-related issues. Take active role in code reviews to ensure solutions are aligned to pre-defined architectural specifications. Assist with design reviews by recommending ways to incorporate requirements into designs and information or data flows. Participate in project planning sessions with project managers, business analysts, and team members to analyze business requirements and outline proposed solutions.
QUALIFICATIONS:
Minimum education and experience required: Bachelor's degree in Computer Engineering, Computer Science or related field of study plus 5 (Five) years of experience in the job offered or as Software Engineer, Module Lead, Programmer Analyst, IT Consultant, or related occupation.
Skills Required: This position requires experience with the following: Designing and developing web based applications using Java and J2EE technologies; Building applications using JSON data files or service payloads for data transfer; Developing software using Spring Framework components such as Spring Boot, and using Maven to resolve the dependencies and build the application; Designing independently deployable, loosely coupled, components using Microservices architecture and developing those by following REST principles; Designing and developing dynamic web applications using JavaScript and jQuery; Developing applications and performing exploratory data analysis to store and retrieve enterprise data using Oracle and Cassandra Databases; Enhancing application data retrieve capability by using object relational mapping tools such as Hibernate; Designing and developing distributed real time message systems by using Apache Kafka; Developing deployable, auto scalable, cloud native web applications by using Cloud Services such as AWS, Pivotal Cloud Foundry, or Azure; Providing secure and friction less experience to the application end users by following appropriate SOAP and REST principles and developing web services; Performing Unit Testing and Regression Testing on applications using Junit, Selenium, and Cucumber; Performing deployment analysis and application setup on Apache Tomcat server; Measuring web based applications and API response times by conducting Performance Testing; Using Splunk and Dynatrace to develop 24X7 monitoring for application logs and performance and alerting appropriate entities; Enhancing software development processes by adhering to continuous integration or continuous delivery principles to integrate Jenkins with API's and web based applications; Using GIT version control to track the progress of application code across software development lifecycle and its multiple iterations.
Job Location: 300 N King St, Wilmington, DE 19801.
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- Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
- Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
- Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
- Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions – introducing them to our team of experts to help achieve their financial goals.
- Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.
- Ability to put clients first and exceed their expectations – delivering attentive and friendly service, creating a welcoming environment.
- Ability to build trusted relationships – demonstrating genuine care and concern during interactions with clients.
- Ability to engage clients – communicating clearly and politely to understand and help, anticipating client needs.
- Ability to quickly and effectively resolve client issues with attention to detail – providing a consistent client experience.
- Ability to elevate the client experience – working collaboratively as a team to deliver seamless service with care and sincerity.
- Ability to quickly and accurately learn products, services, and procedures.
- Client service experience or comparable experience.
- High school diploma or GED equivalent.
- Strong desire and ability to influence, educate, and connect customers to technology solutions.
- Cash handling experience.
These jobs might be a good fit
