Relationship Banker jobs in United States, California, Redding

As a Tech Risk & Controls Lead in Cybersecurity and Technology Controls , you will be responsible for identifying, and mitigating compliance and operational risks in line with the firm's standards. You will also provide subject matter expertise and technical guidance to technology-aligned process owners, ensuring that implemented controls are operating effectively and in compliance with regulatory, legal, and industry standards. We value your capabilities and contributions and encourage you to apply your deep technical expertise and problem-solving methodologies to tackle a diverse array of cybersecurity challenges that span multiple technology domains. By partnering with various stakeholders, including Product Owners, Business Control Managers, and Regulators, you will not only contribute to the reporting of a comprehensive technology risk posture and its impact on the business, but also help shape the future of cybersecurity in our organization.

Job responsibilities

• Ensure effective identification, quantification, communication, and management of technology risk, focusing on root cause analysis and resolution recommendations
• Execute reporting and governance of controls, policies, issue management, and measurements, offering senior management insights into control effectiveness and inform governance work
• Leverages tools and emerging technology to lead the execution of technical risk assessments at a large scale across the Asia Pacific technology estate of ‘last mile’ applications and in-country applications
• Guides the evaluation of current cybersecurity principals, processes, and controls, and leads the evaluation of new technology using existing standards and frameworks
• Develop and maintain robust relationships, becoming a trusted partner with LOB technologists, assessments teams, and data officers to facilitate cross-functional collaboration and progress toward shared goals

Required qualifications, capabilities, and skills

• Bachelor’s Degree in Computer Science, Cybersecurity, Data Science, or related disciplines
• 7+ years of experience or equivalent expertise in technology risk management, information security, or a related field, with a focus on managing risk identification, assessment, and mitigation.
• Hands-on practical experience delivering enterprise level cybersecurity solutions and controls
• Advanced knowledge of cybersecurity architecture, applications, data security, risk assessment & reporting, control evaluation, design, and governance, with a proven record of implementing effective risk mitigation strategies
• Ability to tackle design and functionality problems independently with little to no oversight
• Familiarity with risk management frameworks, industry standards, and financial industry regulatory requirements
• Demonstrated ability to influence executive-level strategic decision-making and translating technology insights into business strategies for senior executives

Preferred qualifications, capabilities, and skills

• In-depth knowledge of the financial services industry and their IT systems
• CISM, CRISC, CISSP, or similar industry-recognized risk and risk certifications are preferred

About this role:

Upon required licensing and SAFE registration, the Relationship Banker LP (SAFE) employee will transition to the Relationship Banker (SAFE) role.

The following job profile is intended to provide a general sense of what Relationship Bankers do; however, the day-to-day duties and responsibilities will differ from branch to branch and even banker to banker depending on several variables, including (but not limited to) years of experience, complement of customers serviced, banking services and options of various customers, and customer needs.

In this role you will:

• Employees who are not fully licensed at the time of hire will participate in the Branch Banking Licensed Banker licensing program as a Relationship Banker LP (SAFE). This is a temporary position until employee has successfully completed licensing requirements. Upon successful completion, employees will transition to the Relationship Banker (SAFE) role and perform the following duties:
• Participate in building relationships with customers and spend time understanding required needs
• Identify opportunities for offering a full range of Wells Fargo retail banking deposit and credit products and services, based on customers' needs
• Analyze tactical business challenges related to full-service banking experience to emerging affluent and high-value customers
• Present recommendations for resolving inquiries and service requests regarding customers' accounts
• Open and service accounts within authorized limits, create plans for follow-up and scheduled contacts with customers
• Provide information to internal partners and external sources to further enhance the customer experience
• Identify opportunities to leverage partners and connect customer with the appropriate partner or relationship manager to meet their needs
• Partner with financial advisors to understand appropriate introductions to address the needs of customers with investment or retirement needs
• Provide self-service digital banking options to customers
• This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the SAFE Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below

Required Qualifications:

• 2+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 1+ year of assessing and meeting the needs of customers or helping with issue resolution, demonstrated through work or military experience
• 1+ year of building and maintaining effective relationships with customers and partners

Desired Qualifications:

• Successfully completed Financial Industry Regulatory Authority (FINRA) Series 6 and Series 63 examinations (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration
• State Insurance license(s)
• Customer service focus with experience handling transactions across multiple systems
• Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues
• Strong verbal, written, and interpersonal communication skills
• Knowledge and understanding of book of business processes to actively manage a group of Wells Fargo customers to meet their needs and grow the business
• Ability to be proactive, innovative, and creative in meeting customer and enterprise needs
• Ability to make client calls and actively participate in the sales development process
• Knowledge and understanding of retail compliance controls, risk management, and loss prevention
• Ability to follow policies, procedures, and regulations
• High motivation with ability to successfully meet team objectives while maintaining individual performance
• Experience mentoring and peer- coaching
• Experience assessing customer needs and recommending products/services to fulfill those needs
• Experience using business acumen to provide financial services consultation to small business customers
• Knowledge and understanding of financial services consumer lending products
• Ability to educate and connect customer to technology and share the value of mobile banking options
• Ability to interact with integrity and professionalism with customers and employees

Job Expectations:

• Ability to work a schedule that may include most Saturdays
• Adherence to Wells Fargo sales practices risk management culture
• Current registration for FINRA Series 6 and Series 63 (or FINRA recognized equivalents) is required for this role or must be completed within a specified period. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite will be required
• For the following states where hired, FINRA Series 65 (or equivalent) examination will also be required to be attempted within a specified period of time: AK, AL, CT, DE, HI, IA, ID, IN, KS, MD, MI, MN, MS, MT, NC, ND, NE, NM, OR, SC, SD, TN, TX, UT, VA, WA, WI, and WY. The State of WY permits referral-only licensed bankers to receive the IAR registration without completing the Series 65/66 exam requirement. This list of states is subject to change and Series 65 (or equivalent) licensing requirement would be based on current state requirements during employment
• State Insurance license(s) are required for this role and must be completed within a specified period
• Licensing requirements and expected completion timeline (determined by the number of licenses needed) will be communicated to the candidate upon offer acceptance
• Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in thisposition.Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA review process at the time of offer acceptance
• This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site(http://fedregistry.nationwidelicensingsystem.org)provides the MU4R questions and registration required for employment in this position
• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness, and criminal background standards
• A current credit report will be used to assess your financial responsibility and credit fitness; however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
• This position is not eligible for Visa sponsorship

Locations:

• 1515 Pine Street, Redding, CA 96001
• 555 Walnut Street, Red Bluff, CA 96080

• Due to timing and resource needs, positions may not be available at all branch locations outlined in the posting.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

As a Vice President in the Treasury Chief Investment Office Controls team, you will join the CTMO Strategy and Controls team responsible for designing, implementing, and managing a comprehensive control environment for the team, ensuring operational excellence and regulatory compliance across global operations. You will focus on strategic team management, operating model and controls, stakeholder management, management of regulatory requests and internal audit, process improvement, and sustainability.

Job responsibilities:

• Strategic Control and Team Vision: architect and implement a best in class control model for the organization. Lead junior talent by managing book of work, trainings and develop a mindset of operational excellence
• Operating Model and Controls: design, implement and maintain consistent and streamlined operating models and controls across the global team and across risk stripes. Review and assess current control frameworks. Partner with CTMO stakeholders across the globe to ensure consistency of operations and strength of controls.
• Stakeholder Management: manage relationships across internal stakeholders including LOBs, Policy, Strategy and Risk. Lead regular touchpoints to review ongoing performance of reporting, and the support of adhoc requests. Compile metrics, synthesize key themes and present updates to senior management for review & escalation as required.
• Management of Regulatory Requests and Internal Audit - Interface with risk and control, internal auditors and CTMO team leads to satisfy internal and external control requirements. Collaborate with BAU teams to own and remediate Action Plans (formally documented control gaps) specific to operating model enhancements – includes partnering with BAU team to design & implement sustainable processes whilst minimizing operational risk. Collaborate with strategy and risk teams to comply with regulatory exams and requests.
• Process Improvement: enhance and redesign existing processes to increase efficiencies and reduce operational risk.
• Sustainability: support ongoing periodic recertifications to meet audit and regulatory requirements, maintaining comprehensive documentation

Qualifications, capabilities and skills:

• 6+ years’ experience preferably in project management related roles
• Strong independent analysis and research skills with limited oversight
• Requires attention to detail to ensure consistency across processes and submissions
• Knowledge of or willingness to learn Microsoft Office software (Teams, Sharepoint etc.) and Atlassian product suite (Confluence, JIRA etc.)
• Bachelor’s degree in liberal arts or a quantitative field, or relevant experience
• Excels in critical thinking, investigative problem-solving and autonomous decision-making
• Excellent writing and communication skills, including the ability to understand and distill information from multiple sources into concise messaging for senior management
• Proficiency in organizing complex information strategically with expertise in Excel, Lucid, and PowerPoint techniques
• Experience in project management and delivering of key work streams and tasks
• Collaboration skills to effectively engage with diverse teams and management levels – fostering communication and partnership
• Strong time management, planning, and organizational skills, with the ability to multitask, in order to handle a variety of different responsibilities at the same time and bring tasks to closure
• Strong analytical skills including proficiency in Excel. Alteryx and Tableau are a plus
• Understanding of interest rate risk principals, funds transfer pricing, and regulatory liquidity reports is a plus