Credit Analyst jobs in Germany
Adidas CREDIT MANAGEMENT SPECIALIST Germany, North Rhine-Westphalia
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Direct Reporting LineManager Credit Management an
GSMS Grade:
Number of Personnel Managed
Purpose & Overall Relevance for the Organization:
Credit Control is a key and highly trusted role in the organization, he ensures the Impl
Key Responsibilities:
Credit & Risk Management
Manage credit block and release processes in SAP.
Implement and monitor credit limits according to the authorization matrix and global credit policy.
Validate customers in accordance with global policy and ensure correct creation in SAP.
Review and post financial credit notes.
Ensure adherence to credit terms and credit facilities.
Perform monthly review of accounts receivable allowance and ensure compliance with GFM policy.
Prepare monthly bad debt provisions and manage legal follow-up for bad debt cases.
Accounts Receivable Management
Reconciliation of the AR balances with the customers
Clear posted payments against invoices in SAP.
Follow up closely with customers on due dates and send recurrent payment reminders to delinquent accounts.
Prepare customer statements of account and end-of-season return provisions.
Cross-Functional Collaboration
Align with the sales team on disputed payments and provide financial recommendations in line with global policies.
Collaborate with customer service to ensure business continuity and follow up on export documentation.
Coordinate with the legal department on overdue and escalated accounts.
Follow-up with sales on contracts and trade term signatures.
Support internal and external auditors during financial and operational audits.
Manage customer master data in SAP and ensure timely upload and monitoring of trade terms.
Personnel:
Strong team player with excellent collaboration skills.
Broad perspective with the ability to understand end-to-end business processes.
Proactive mindset with the ability to initiate and drive process improvements.
High level of service orientation and strong interpersonal skills.
Strong organizational skills and ability to meet deadlines.
Analytical thinking and forecasting capabilities.
Solution-oriented with a proactive approach to challenges
Analytical & Forecasting skills.
Respect the deadline.
Key Relationships:
Requisite Education and Experience / Minimum Qualifications:
A university degree in Business, Finance, Accounting, or Audit is preferred and considered an advantage.
Functional: > 3 - 4 years’ experience.
Industry: ideally apparel/fashion/shoes or FMCG.
IT Skills:
Outlook: Good
Excel: Advanced
PowerPoint: Good
SAP: Advanced
Language Skills:
Strong verbal and written communication skills
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Adidas SPECIALIST CREDIT Germany, North Rhine-Westphalia
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Purpose & Overall Relevance for the Organisation
Credit and Collections are responsible for performing daily activities such as Dunning and Collection, Dispute management and Credit Management. The team deliver all activities in timely manner and with the required quality. The team supports projects, including process standardisation, tools implementation and other ad hoc projects.
:
- Handle medium size Customer Portfolio
- Secure timely collection of receivables by working closely with the customer and other finance teams and resolving the causes of non-payment
- Drive timely collection by following up on overdue invoices with customers, collection agencies and end consumers
- Manage customer relationship, and escalate issue resolution
- Assess & review the credit risk on the customer on regular basis, calculate and suggest the required credit limits
- Decide on the release of the blocked orders and ensure timely release
- Provide insight in the development of the accounts receivable position of the customer to sales and finance teams
- Manage the relationship with customer service and other stakeholders in the business
- Identify the improvement opportunities and support their implementation
- Ensure the lowest possible write off for uncollectable balances
- Provide insight into the calculation of the required provision for uncollectable balances
- Support ongoing projects for the implementation of technology solutions
- Support requests from partner Finance department
- Establish and maintain strong financial controls over the work performed
Key Relationships:
- Cash Application Teams
- Customer Service Teams
- Record to Report Teams
- Market Finance
:
- Good Finance Acumen
- Experience with SAP
- Experience in a Shared Service environment or similar
- Ability to read, write and communicate in English and Spanish in a business setting
- Ability to pay close attention to detail and high degree of customer orientation
- Good Problem solving and analytical skills
- Self-motivated and self-directed individual
- Availability to travel for periods of 3 to 4 weeks
Requisite Education and Experience / Minimum Qualifications:
- degree
- 2 plus years relevant work experience in the accounting / business area
- Broad and deep theoretical understanding of job function
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EY Senior Manager - Credit Management Consulting Financial Serv... Germany, Hesse, Frankfurt
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Requisition Id : 1636669
The opportunity : Associate Consultant-CHS-Assurance-ASU - TR - Technology Risk - Gurgaon
CHS :
CHS consists of Consumer Products and Healthcare sectors.
ASU - TR - Technology Risk :
1) Ensuring their accounts comply with the requisite audit standards
2) Providing a robust and clear perspective to audit committees and
3) Providing critical information for stakeholders.
Our Service Offerings include External Audit, Financial Accounting Advisory Services (FAAS), IFRS & US GAAP conversion, IPO and other public offering, Corporate Treasury - IFRS 9 accounting & implementation support etc.
Your key responsibilities
Technical Excellence
Your key responsibilities
To carry out operational, financial, process and Systems audits designed to review and appraise its activities, systems, and controls, which includes:
Skills and attributes for success
Must have strong knowledge of auditing & accounting standards,
Should have handled statutory audit assignments earlier,
Ability to prioritize work on multiple assignments & manage ambiguity,
Strong verbal and communication skills,
Clarity of thoughts and assertive,
Effectiveness and creativity of written expression - logical, readability and conciseness,
Ability to meet deadlines.
Skills and attributes
To qualify for the role you must have
Qualification
BE/ B.Tech,, or MSC in Computer Science/Statistics or M.C.A
3 - 6 years of relevant experience
What we look for
People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements. You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions. We look for people who are agile, curious, mindful and able to sustain postivie energy, while being adaptable and creative in their approach.
What we offer
If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible.
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Bank Of America Credit Underwriter Germany, Hesse, Frankfurt
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Job Description:
Job Title:Credit Risk Analyst/Associate - Corporates Credit
Analyst or Associate
Role Description
GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.
Responsibilities
Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.
Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client’s credit life cycle.
Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.
Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
Participate in strategic projects to support business goals.
What we are looking for
BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.
Relevant prior experience in financial services, preferably roles within credit risk management, where you have demonstrated an ability to identify, assess, monitor, control and mitigate credit risk.
Credit skills and risk judgment and ability to defend rigorously a fact-based point of view.
Knowledge and keen interest to learn about issues related to industry risk, transaction risk and awareness of country risk factors, reputational risk and operational risk.
Ability to quickly absorb and follow internal credit policies and procedures; demonstrated ability to continuously learn and adapt with a proactive work ethic.
Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
Keen interest in finance, macroeconomic and geopolitical issues.
Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.
Strong team player & organisational skills with ability to prioritise and work under pressure to meet deadlines.
Effective interpersonal and written and verbal communication skills both written and verbal with ability to be concise and with attention to accuracy and detail.
Fluency in English required. Additionally, other European language skills, especially German will be considered highly beneficial.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
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Amazon Business Analyst Working Student Germany, Bavaria, Munich
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THIS ROLE IS OPEN TO STUDENTS GRADUATING IN 2027 SEEKING AN INTERNSHIP WITH A START DATE FROM JANUARY - JULY 2026. IF THIS MATCHES YOUR EXPECTED GRADUATION DATE AND AVAILABILITY, PLEASE CONTINUE READING.Note: You must have the right to work in the country of employment by the start date.Key job responsibilities
You will test your analytical and technical skills. This internship is a learning opportunity, where you will put your skills and bias for action to the test, to complete a project that will support your own growth in the Business Analysis function, as well as the team and our customers success.
• Partner with multiple teams across different geographies, building collaborative relationships while learning from experienced professionals in a global business environment.
• Take ownership of data analysis projects with guidance from mentors, turning data insights into actionable business recommendations.
• Identify and propose process improvement opportunities, working with the team to develop streamlined solutions that enhance business efficiency.
• Lead root cause analyses for assigned projects, collaborating with team members to solve real business challenges and implement solutions.
• Support the development of business cases for new programs, gaining hands-on experience in strategic planning and project development.
• Own the maintenance and improvement of specific performance metrics dashboards, while learning advanced visualization techniques from experienced analysts.
• Develop into a valued team member by bringing fresh perspectives and innovative ideas, while building foundation skills in business analysis.
As an Amazon Intern, you'll be part of a vibrant, supportive community that empowers your growth and development. You'll collaborate with interns from around the world, networking and participating in social events to broaden your perspectives. You can also join specialized groups focused on areas like sustainability to explore your diverse interests.
Learning Sessions:Internship Start Dates across the year:
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Amazon Business Analyst Working Student Germany, Bavaria, Munich
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Job Summary
Note: You must have the right to work in the country of employment by the start date.Key job responsibilities
Key Job Responsibilities* Brand strategy: Assist with implementing the global brand strategy, adapting it to the local market and support the creation of effective content and marketing assets to engage customers and prospect
* Run marketing campaigns and other growth initiatives: Assist with implementing the global brand strategy, adapting it to the local market and support the creation of effective content and marketing assets to engage customers and prospect
* Support the team in recommending and executing network improvements.
* Contribute with innovative long-term and lasting solutions beneficial for the entire team.A day in the life
Intern Community:
* As an Amazon Intern, you'll be part of a vibrant, supportive community that empowers your growth and development. You'll collaborate with interns from around the world, networking and participating in social events to broaden your perspectives. You can also join specialized groups focused on areas like sustainability to explore your diverse interests.
Support:
* The internship program provides a robust support system, including weekly intern office hours, dedicated IT and HR support, and a program team committed to your success. This ensures you have the guidance and assistance needed to thrive.
Learning Sessions:Opportunities:
* Upon successful completion of the internship, you may be considered for a graduate role or a second internship, allowing you to continue your journey with Amazon. Additionally, you'll enjoy a competitive monthly salary, relocation support, and access to a range of employee benefits.
Internship Start Dates across the year:
•We are hiring interns to start on standardized dates from January through July.
Basic Qualifications
- Currently in your penultimate or final year in a Bachelor's or Master’s Degree in Marketing, Communications or similar discipline.
- Proficient in spoken and written English and the local language of the country you are applying for (Common European Framework of Reference C1).
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JPMorgan Global Private Bank - Advisor Analyst Training Program Frank... Germany, Hesse, Frankfurt
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As an Advisor Analyst Trainee in Global Private Bank, you will work with a team of bankers, investment specialists, wealth advisors, and lending specialists. The program begins with a five-week immersive global training program, in which you will join Incoming Analysts from around the world to learn more about the firm and how we do business, build technical and professional skills, hear from senior executives and build global networks. For the entirety of the Advisor Training Program, you'll have ongoing formal and informal training opportunities, as well as continued opportunities for development, engagement, and the opportunity to participate in program initiatives. You'll have what you need to succeed – from training and mentorship from senior executives to projects that engage all your skills. You'll be encouraged to network across the firm and discover all our opportunities as you consider your next career move. After the program, many full-time Analysts are promoted to Associates and build long-lasting careers with us.
Job responsibilities
- Work with our team of advisors and specialists to bring in new clients and to serve existing ones
- Deliver highly customized and comprehensive solutions to help protect, manage and grow wealth
- Understand our clients’ unique needs and tailor your approach to exceed expectations requiring work across teams and the firm to provide first-class service
Required qualifications, capabilities, and skills
- An expected graduation date between December 2025 - June 2026
- Highly driven person who enjoys working in teams to develop complex solutions
- Exceptional interpersonal, communication, logical thinking and problem-solving skills
- Excellent organizational skills and ability to multitask
- Genuine interest in financial markets and macro-level economic trends
- Desire to ultimately work with external clients in a relationship building and sales capacity
- Ability to thrive in a fast-paced, collaborative environment
- Highly inquisitive, focused and considerate
- Good judgment and discretion when working with confidential information
Preffered qualifications
- Fluency in one or more of these languages may be required:
- Luxembourgish
- French
- A second EU language is preferable but not essential.
2 November, 2025
For more than 200 years, we have been working with innovators, entrepreneurs, industry leaders and their families to help them achieve their unique ambitions, secure their legacies and make a difference in the world. That means providing meaningful, tailored advice now and across generations. The Private Bank helps clients plan, invest, borrow and bank to create the life and legacy they envision. Our advisors help clients achieve their financial goals by delivering the right solutions and services across our industry leading investments, credit, banking and Trust & Estates practices. This individualized attention supports our clients' unique goals and helps build, preserve and manage their wealth over time.
See the Asset & Wealth Management CEO Letter .
Help us learn about you by submitting a complete and thoughtful application, which includes your resume. Your application and resume is a way for us to initially get to know you, so it’s important to complete all relevant application questions so we have as much information about you as possible.
- To start the application, you will be prompted to enter your email address. Your email address will be used to create and maintain your profile so make sure it is one you will have long term access to. Do not use an email address with “.edu” extension as doing so could result in delays receiving updates regarding your candidacy.
- After you confirm your application, we will review it to figure out whether you meet certain required qualifications.
- If you are advanced to the next step of the process, you’ll receive an email invitation to complete a video interview, powered by HireVue. This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.
- HireVue is required, and your application will not be considered for further review until you have completed it. We strongly encourage that you apply and complete the required elements as soon as possible, since programs will close as positions are filled.
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Direct Reporting LineManager Credit Management an
GSMS Grade:
Number of Personnel Managed
Purpose & Overall Relevance for the Organization:
Credit Control is a key and highly trusted role in the organization, he ensures the Impl
Key Responsibilities:
Credit & Risk Management
Manage credit block and release processes in SAP.
Implement and monitor credit limits according to the authorization matrix and global credit policy.
Validate customers in accordance with global policy and ensure correct creation in SAP.
Review and post financial credit notes.
Ensure adherence to credit terms and credit facilities.
Perform monthly review of accounts receivable allowance and ensure compliance with GFM policy.
Prepare monthly bad debt provisions and manage legal follow-up for bad debt cases.
Accounts Receivable Management
Reconciliation of the AR balances with the customers
Clear posted payments against invoices in SAP.
Follow up closely with customers on due dates and send recurrent payment reminders to delinquent accounts.
Prepare customer statements of account and end-of-season return provisions.
Cross-Functional Collaboration
Align with the sales team on disputed payments and provide financial recommendations in line with global policies.
Collaborate with customer service to ensure business continuity and follow up on export documentation.
Coordinate with the legal department on overdue and escalated accounts.
Follow-up with sales on contracts and trade term signatures.
Support internal and external auditors during financial and operational audits.
Manage customer master data in SAP and ensure timely upload and monitoring of trade terms.
Personnel:
Strong team player with excellent collaboration skills.
Broad perspective with the ability to understand end-to-end business processes.
Proactive mindset with the ability to initiate and drive process improvements.
High level of service orientation and strong interpersonal skills.
Strong organizational skills and ability to meet deadlines.
Analytical thinking and forecasting capabilities.
Solution-oriented with a proactive approach to challenges
Analytical & Forecasting skills.
Respect the deadline.
Key Relationships:
Requisite Education and Experience / Minimum Qualifications:
A university degree in Business, Finance, Accounting, or Audit is preferred and considered an advantage.
Functional: > 3 - 4 years’ experience.
Industry: ideally apparel/fashion/shoes or FMCG.
IT Skills:
Outlook: Good
Excel: Advanced
PowerPoint: Good
SAP: Advanced
Language Skills:
Strong verbal and written communication skills
These jobs might be a good fit
