Lead Liquidity Funding Management Analyst jobs at Wells Fargo in United States, Charlotte

In this role, you will:

• Underwrite new transactions as part of a team alongside a lead underwriter: build and sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda.
• Conduct diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A assess market dynamics competitive positioning and key risks/mitigants.
• Evaluate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis.
• Produce screening and approval memos: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure.
• Coordinate closings: track conditions precedent, deliverables, and funding mechanics across sponsors, agents, legal, and internal operations; ensure accurate booking and documentation.
• Portfolio Management: produce quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale.
• Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy
• Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency.

Required Qualifications:

• 2+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Proficiency in accounting principles, financial statement analysis, and financial modeling.
• Familiarity in credit documentation, including term sheets, credit agreements, and intercreditor provisions.
• Strong analytical skills, with heightened attention to detail and accuracy
• Strong written and verbal communication skills.
• Ability to work in a fast-paced, deadline-driven environment
• Solid foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures.
• Proficient in Microsoft Office (Word, Excel, Powerpoint, and Outlook)

Job Expectations:

• Ability to travel up to 10% of the time

• This position is not eligible for Visa sponsorship

• This position offers a hybrid work schedule

• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 550 S Tryon - Charlotte, NC

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead complex initiatives, including those that are cross functional with broad impact as well as targeted Derivatives and FX projects
• Act as consultant to finance, accounting and Business Line management on matters related to firms' liquidity and funding position
• Manage, measure, analyze and report on the firm’s liquidity position, including developing funding and liquidity management strategies
• Provide overall advisory on treasury finance liquidity and funding management
• Review and analyze complex technical challenges that require evaluation or multiple factors including intangibles or unprecedented factors and ensure data quality and establish controlled processes
• Collaborate with Internal Audit, Corporate Risk Management and Model Governance teams as well as outside parties including regulatory agencies and accounting and consulting firms
• Strategically collaborate and consult with peers, colleagues and mid-level managers to resolve issues, achieve goals and make decisions in maintaining effective and efficient liquidity and funding management practices that meet internal control standards
• Interact with internal customers, guide other teammates and make recommendations to more experienced group members and management
• Develop effective presentations to an array of internal stakeholders, including senior executives and relevant committees

Required Qualifications:

• 5+ years of Treasury experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• BS/BA degree or higher in finance, accounting, or economics
• 5+ years of experience working at a large financial institution
• Deep understanding of derivatives and FX products, including options, futures, swaps and structured products.
• Financial analysis or accounting experience
• Advanced Microsoft Excel skills
• Knowledge and understanding of financial analysis, forecasting, and analyzing interest income and balance sheet behavior.
• Knowledge and understanding of database querying and creating ad hoc reporting results using SQL or similar querying methods.
• Experience with general ledgers and accounting policies
• Ability to successfully operate in a complex and matrixed environment.
• Strong analytical skills with high attention to detail and accuracy
• Ability to exercise independent judgment to identify and resolve problems.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

is a trusted partner to corporate, commercial real estate, government, and institutional clients across the globe for the provision of investment banking, corporate & transactional banking and commercial real estate lending capabilities. TheChief Operating Office (CIB-COO)

• Line of Business (LoB) COO (Banking, Markets, CRE): Partners with LOB leadership on development and execution of strategic priorities, management of day-to-day business activities and supports critical risk efforts.
• Strategy & Transformation: Identifies and supports strategic execution of growth and transformation opportunities. Governs the CIB strategic planning, implementation, and tracking of key performance metrics.
• Business Solutions & Enablement: Drives the execution of the CIB change portfolio in alignment with business objectives. Oversees management of strategic programs, transformation of core capabilities, and governance of change risk.
• Chief Administrative Office (CAO) & International COO: Drives Market Conduct & Supervision Program, strengthening the CIB Front Line Conduct and Compliance risk management framework aligned to industry standards. Reviews utilization of ‘shared controls’ partnering with the CIB Lines of Businesses, Control and Compliance organizations.
• Innovation - enables GenAI design, solution, delivery, and fintech partnerships aligned to CIB business priorities. Builds innovation culture programs for all employees.
• Client Lifecycle Management: Enables the end-to-end client journey, optimization processes, managing operational risks and enhancing the client experience throughout the relationship lifecycle.
• Data Management: Implements the CIB data strategy and governance in line with the Enterprise framework.

Program Overview

Ideal candidates for this role must have the following:

• Ability to work in a fast paced, highly collaborative culture in both a face-to-face and virtual environment
• Energetic self-starter who proactively takes initiative, remains curious and has a genuine interest in learning and growth
• Effective verbal and written communication skills
• Ability to prioritize multiple tasks
• Ability to take on a high level of responsibility, and accountability
• Demonstrated ability to navigate regular feedback, coaching, and mentoring during your program
• Strong problem-solving and decision-making skills
• Ability to analyze data and present insights clearly
• Interest in strategy, operations, financial services, and risk management
• Demonstrates leadership and organizational skills
  

This is a 10-week program with a program start date of July 2026

Pay Range:

• Charlotte, NC: $33.66/hr
• New York, NY: $40.39/hr

Program Locations:

• Charlotte, NC
• New York, NY

In this role, you will:

• Support business and financial planning processes, including headcount tracking, expense management, and performance reporting
• Contribute to strategic initiatives, regulatory readiness, and risk and control programs
• Assist with the coordination of governance routines, leadership reporting, and internal communications
• Perform data analysis, identifying process inefficiencies and recommending improvements
• Support cross-functional project with business, technology, and operational stakeholder
• Conduct market research, peer benchmarking, and internal analysis to inform strategic planning
• Assist with preparation of executive presentations, meeting materials and briefing documents

Required Qualifications:

• 6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

DesiredQualifications:

• Bachelor’s degree candidate with an expected graduation in December 2026 – May/June 2027
• Experience using Microsoft Office suite of products
• Knowledge and/or experience in the financial services industry
• Demonstrated interest and/or experience in manipulating data and reporting, data visualization, and/or data insights
• BA/BS degree with an interest in any of the following: Business Administration, Business Intelligence, Finance, Economics, Statistics, Technology, Communication, Accounting, Mathematics, Analytics, Political Science, Pre-law, Government, Policy and Management, Management and Risk Management or related business field

Based on the volume of applications received, this job posting may be removed prior to the indicated close date. If you do not apply prior to the closing of this posting, we encourage you to apply for other opportunities with Wells Fargo. After submitting your application, please monitor your e-mail for future communications.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will

• Work closely with Risk Owners, Risk Stewards, CIB Surveillance Technology and Surveillance Product Management to enhance and build effective surveillance controls

• Provide subject matter expertise with comprehensive knowledge of business and functional area

• Review daily alerts related to Equities Trade Surveillance

• Manage key relationships with Business Heads, Desk Heads, Compliance, Chief Operating Office(COO) and CIB Control for Equities

• Represent Trade Surveillance on various governance forums

• Actively participate in risk assessments and parameters setting activities

• Mentor an offshore team supporting the first pass review of trade surveillance alerts

Required Qualifications:

• 5+ years of Risk Management or Control Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience operating rule-based and risk-based Surveillance tools

• Experience with Trading

• Excellent communication skills (verbal, written and interpersonal); ability to concisely articulate complex concepts in a clear manner

• Strong analytical skills with high attention to detail and accuracy

• Professionalism, adaptability, and strong collaboration skills

• Ability to translate technical language into plain business language, and to translate business requirements into technology initiatives

• Demonstrated capability to confidently raise issues, escalate early, and engage in constructive credible challenge independently

Job Expectations:

• This position offers a hybrid work schedule

550 S. Tryon St. Charlotte, NC

This position is not eligible for Visa Sponsorship

Job posting may come down early due to volume of applicants

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

• Today’s Real Estate segment reporting is done manually by rolling up information at the building level to create a P&L for each segment. It does not cleanly align to the various ways lines of business want to see the data. Determine how to organize and segment general ledger lines in a way that enables us to use FAST (internal Wells Fargo financial forecasting system) to report actual vs. budget and actual vs. forecast results at the segment level to business groups and enterprise functions

• Modify the financial hierarchy structure in FAST to create the segments by establishing new organization units and roll-up points. Map accounting units to the new organizational units and address any indirect allocation driver changes if there are any expenses that are not pushed out through direct expense occupancy allocations

• Partner with accounting to Implement general ledger changes required to support 3rd party outsourced activity. Establish reporting and tracking of financial information from 3rd parties such as number of employees, cost of activities performed by them, service level agreements for financial requirements, and ensure it aligns to what was agreed upon contractually

• Define requirements for segmentation of Real Estate financial reporting and integration of third-party data
• Implement changes in the financial hierarchy
• Create new Real Estate P&L reporting by segment
• Develop concise executive presentations and interact with business and finance teams in those segments to explain variances to budget and forecast
• Streamline and automate processes to reduce delivery time and improve controls
• Creatively solve problems and find ways to move forward when the path is not clear or obstacles emerge
• Collaborate with cross-functional groups (Accounting, Technology, Data Management, Corporate Finance) to achieve outcomes

• 5+ years of Finance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• 5+ years hands-on experience in Corporate Real EstateFinance
• 5+ years hands-on lease accounting experience - conversion from cash to P&L basis, long-term forecasting linked to critical assumptions and drivers, deep knowledge of the property construction, management, and lease administration process, understanding of specialized accounting treatment for rent smoothing, and other items required to correctly model cash flows in each of these areas
• 5+ years experience modeling balance sheet and income statements in the Real Estate space, including cash flow projections for capitalized assets over their depreciable life consistent with accounting rules. Experience building assumption-based scenario analysis to project a range of outcomes and to communicate the implications in a simple way to executive leadership.

• Strong collaborator, communicator, organizer and leader adept at defining requirements and outcomes, obtaining buy-in from executive leaders, guiding cross-functional resources to achieve desired outcomes, and providing regular status reports to stakeholders to socialize progress
• Expert problem solver with proven track record of driving results on tight timelines - create accountability for delivery of outcomes, apply critical thinking to resolve blockers and optimize execution, guide team through ambiguity and create clarity if it does not exist so that project goals are understood and remain aligned to desired outcomes
• Prior experience consulting, influencing, and partnering with senior business leaders
• Ability to exercise independent judgment and work within a team to identify/resolve problems
• Proven track record of driving transformation initiatives and automating processes in a disciplined and controlled manner and complying with change management principles

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role

The key responsibilities for the role to include:

• Performs complex data mining from very large, complex and multiple data sources using various tools, including SAS, SQL, SSIS/SSRS and others of multiple data sources in order to perform analysis, modeling and/or comparative analysis.

• Coordinate and drive a common approach to reporting in support of the Fraud and Claims Management team.

• Partners in the development of large and complex dashboards and visualizations using Tableau and/or PowerBI, attaching to multiple sources, tiered levels of security and data sets from varied sources and sizes.

• Provides senior level consulting services to Operations Leadership and partners, around Analytics, Dashboard Development and Data Mining using in-depth knowledge and expertise.

• Provides insight and knowledge around obtaining data and its extraction from various systems including INDIGO, NICE/NEXIDIA, ECCOS, HOGAN, PEGA, BMG, SASGrid, MDW and more

• Leads project/virtual teams and mentors lower-level staff.

• Communicates effectively with peers and partners in both operational and management areas.

• Support technical build-out and/or support of databases, query tools, reporting tools, BI tools, dashboards, etc. that enable analysis, modeling, and/or data visualization.

• Responsible for performing highly complex activities related to creation, implementation, documentation, validation, articulation and defense, on-going maintenance of complex models grounded in theory used to quantify, analyze, and manage customer complaints.

Required Qualifications:

• 5+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• ​5+ years of SQL experience

Desired Qualifications

• Demonstrated data visualization experience including the ability to present complex material in a digestible, consumable manner to all levels of management. using a BI Tool e.g., Tableau, Microsoft BI, etc

• SAS experience including experience with SAS Visual Analytics and/or SAS Visual Investigator

• Demonstrated SQL skills to include the ability to write complex queries and database knowledge in order to analyze data sources across a variety of sources including but not limited to BMG, EIW, MDW, PEGA, NICE, INDIGO, HOGAN and SASGrid

• Ability to translate complex technical needs into straightforward requests for information and collaboration, working with a wide range of people.

• Extensive knowledge and understanding of research and analysis

• Ability to quickly learn business operations and processes

• Ability to execute in a fast paced, high demand, environment while balancing multiple priorities.

• Strong organizational, multi-tasking, and prioritizing skills.

• Ability to collaborate with others, work independently, initiate action, and accept challenging assignments.

• Master’s degree or higher in a quantitative field such as applied math, statistics, engineering, physics, accounting, finance, economics, econometrics, computer sciences, or business/social and behavioral sciences with a quantitative emphasis and 4+ years of experience in one or a combination of the following: reporting, analytics, or modeling

Job Expectations:

• This position is not eligible for Visa sponsorship.

• Ability to work on site in a hybrid role.

• Fully remote work locations are not available for this role. If you are not in a location listed on the posting, you must commit to relocation within an agreed upon timeframe.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Support the development of capital markets liquidity stress testing models and assumptions
• Identify inefficiencies in current liquidity assumptions and potential optimization strategies and possible recommendations for enhancement
• Develop tools/analysis and associated frameworks to support management decision making and optimal growth strategies
• This role will include elements of modeling, enhancements of liquidity reporting, and ad-hoc project work
• Act as Lead Consultant to finance, accounting and Business Line management on matters related to corporate treasury and related financial management
• Monitor and evaluate global market conditions, funding requirements, asset and liability management, liquidity risk management, capital management, financial performance management, capital, and related activities
• Provide overall advisory on treasury finance and risk strategies
• Ensure data quality and establish controlled processes
• Lead targeted projects including guiding other teammates
• Collaborate with Internal Audit, Corporate Risk Management and Model Governance teams as well as outside parties including regulatory agencies and accounting and consulting firms
• Make recommendations to more experienced group members and management
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Interact with internal customers
• Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

Required Qualifications:

• 5+ years of Treasury experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience in Corporate Treasury, Accounting or Forecasting at large complex financial institution(s)
• Familiarity or experience with banking products or funding mechanisms, including but not limited to complex trading and derivative products
• Strong analytical skills, including balance sheet, liquidity and capital analysis
• Self starter who can work as an individual or as part of a broader team in both leadership and support roles
• Advanced Microsoft office skills (excel, powerpoint)
• Familiarity with database querying and coding languages (SQL, Dremio, Python etc.)
• Familiarity with automated reporting and business intelligence software (PowerBi, Alteryx, Tableau)
• Natural curiosity, critical thinking and decision making
• Highly organized and able to prioritize multiple parallel projects and tasks
• Able to operate in a matrixed organization
• Effective communicator across both junior and senior team members (including executives)
• Familiarity with liquidity regulation (Resolution & Recovery Planning, Reg YY, Liquidity Coverage Ratio, NSFR, ILST)
• Familiarity with other key bank regulations (Reg W, Basel Capital etc.)
• Experience with large data sets and management concepts, including structured and unstructured data

Specific compliance policies may apply regarding outside activities and/or personalinvesting; affectedemployees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.