Lead Commercial Loan Servicing Representative jobs at Wells Fargo in India, Hyderabad

In this role, you will:

• Research complex credit investigations and diverse credit information for loans
• Identify opportunity for process improvements within scope of responsibilities or functional area
• Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
• Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
• Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers

Required Qualifications:

• 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
• Atleast 2+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
• Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance).
• Well versed with Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moody’s Risk Analytics would be a plus.
• Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
• Excellent communication skills, with special focus on business writing skills for credit reports.
• Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
• Advanced excel skills would be a plus

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Work as an advisor to more experienced leadership to influence technology matters to develop programs that are effective and efficient for highly complex business and technical needs across one or more lines of business
• Lead the strategy and resolution of highly complex and unique challenges requiring in depth evaluation across multiple lines of business or the enterprise
• Deliver solutions that are long term, large scale, and which require understanding of organizational goals or priorities and technology to develop executable strategies and plans
• Provide vision, direction, and expertise to more experienced leadership on implementing innovative and significant business solutions related to technology matters that are large scale, cross functional, or companywide
• Engage with the technology team and more experienced leaders to provide support and drive strategic initiatives for the business and for execution of operational processes

Required Qualifications:

• 7+ years of Information Technology in support of Business Services experience, or equivalent demonstrated through one or a combination of the following work experience, training, military experience, education

Desired Qualifications:

• Demonstrated ability to collaborate and consult with key business partners and translate the business of technology to help support the program
• Excellent communication and influencing skills to support driving the growth and future development of the program
• Experience driving strategy forward – collaborate across diverse set of stakeholders
• Hands-on experience
• Ability to prepare and present senior level communications
• Strong analytical skills with high attention to detail and accuracy
• Ability to influence and collaborate at all internal organizational levels
• Organizational skills to manage the different components of the program specific to Technology
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

Job Expectations:

• Report to the leader for Resource Strategy and partner closely with the Enterprise University Program team, Senior Technology Leaders and participants of the program.
• Collaborate in the planning, design, implementation and enhancement of campus hiring process.
• Exhibit acumen to gather, interpret, and use complex data to develop actionable steps that will improve processes and optimize results
• Improve, execute, and effectively communicate significant analyses that identify meaningful trends and opportunities across the business
• Participate in regular meetings with management, assessing and addressing issues to identify and implement improvements toward efficient operations
• Provide strong and timely financial and business analytic decision support to business partners and various organizational stakeholders
• Develop actionable roadmaps for improving workflows and processes, and establish and organize KPIs
• The ability to present findings in a polished way
• Proficiency with statistics and dataset analytics (using SPSS, SAS, Excel)
• Entrepreneurial mindset, with an innovative approach to business planning and problem solving

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Lead complex technology initiatives including those that are companywide with broad impact.
• Act as a key participant in developing standards and companywide best practices for engineering complex and large scale technology solutions for technology engineering disciplines.
• Design, code, test, debug, and document for projects and programs.
• Review and analyze complex, large-scale technology solutions for tactical and strategic business objectives, enterprise technological environment, and technical challenges that require in-depth evaluation of multiple factors, including intangibles or unprecedented technical factors.
• Make decisions in developing standard and companywide best practices for engineering and technology solutions requiring understanding of industry best practices and new technologies, influencing and leading technology team to meet deliverables and drive new initiatives.
• Collaborate and consult with key technical experts, senior technology team, and external industry groups to resolve complex technical issues and achieve goals.
• Lead projects, teams, or serve as a peer mentor.

Required Qualifications:

• 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Pega LSA certification with minimum work experience as an LSA of 2 years
• Minimum of 5 years’ combined work experience in Pega as a CSA, CSSA and/or LSA certificate
• Minimum of 2 years of experience developing in agile methodology
• Minimum of 1 year of experience developing in Pega version 8.x
• Experience working throughout project lifecycle of at least one Pega application
• Strong understanding of Pega PRPC architecture, Capabilities and features.
• Experience in designing and implementing Pega Integration solutions using REST, SOAP and other protocols.
• Ability to communicate effectively with technical and non-technical stakeholders.
• Strong leadership and mentoring abilities.
• Experience working with Agile methodology JIRA.
• Work Experience with Kafka and Sql.
• Previous work experience in other software development languages such as Java.

Job Expectations:

• As a lead Pega engineer, a successful candidate will partner with members of an agile development team and support the technical designs with other Pega developers, assist with code reviews and implement highly complex user stories.
• Work Experience with Kafka and Sql.
• Previous work experience in other software development languages such as Java.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Provide servicing activities for low to moderately complex commercial products
• Coordinate all aspects of resolving open customer service issues and interact with internal and external customers
• Provide customer service, loan and regulatory diligence and ensure compliance with all bank policies, procedures, and regulatory requirements
• Evaluate and upload data into the systems of record
• Serve as primary liaison and work collaboratively with Sales, Legal, Control and Risk, Technology, and various Operations and company teams as necessary to progress customer-focused needs
• Review and negotiate basic loan servicing transactions, evaluate risks, and devise strategies to mitigate risks and identify procedural modifications
• Serve as an escalation point in the resolution of client issues
• Provide guidance and training to peers
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements

Required Qualifications:

• 2+ years of Commercial Loan Servicing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• University Masters/Bachelor's degree in Business or related discipline
• Strong knowledge of MS-Excel, MS-Word
• Good English Oral and written communication skills
• Strong analytical, problem solving, and document interpretation skills
• Knowledge in Commercial Mortgage Servicing
• Flexible with the shift timings (6:30pm - 3:30am)

Job Expectations:

• Flexibility towards work on differentprocesses/assignments
• Working with teams and be an active participant
• Exhibits a commitment to the company
• Ability to set priorities, plan and organize work
• Demonstrates/maintainsprofessional conduct under all circumstances
• Ability to conduct process trainings as when required
• Ability to work independently and generate MIS reports for the process
• Takes ownership for the responsibilities
• Motivates himself and the team in achieving team goals
• Good understanding of risk and compliance

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Support performance and overall effectiveness of team, as well as cross-group administrative operations
• Provide feedback and present ideas for improving or implementing processes and tools within Commercial Banking Portfolio Management
• Review credit information of loans for companies and industries
• Respond to customer inquiries, generate status reports for management or bankers and contact available sources of information
• Perform or guide others on complex tasks or initiatives that require planning, evaluation, and interpretation
• Independently prioritize work and provide day-to-day-work leadership and mentorship to team
• Lead or contribute to implementation of new or revised processes and procedures
• Provide guidance and subject matter expertise to immediate team and Commercial Banking Portfolio Management on wide range of information

Required Qualifications:

• 3+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Chartered Accountant and Bachelor's Degree (Commerce Mandatory), equivalent
• Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower
• Should have an experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors
• Strong knowledge of preparation and analysis of projected and Proforma based financial statements
• Sound knowledge of ratio analysis, cash flow, and trend analysis
• Should have experience of Financial spreading across all the Industries
• Sound knowledge on Moody's Risk Analytics (MRA) (added advantage)
• Strong knowledge on GAAP Accounting / International Financial Reporting Standards
• Ability to read & analyze financial statements.
• Excellent knowledge of MS office application primarily MS Word, MS Excel and PowerPoint
• Strong analytical skills.
• Excellent communication skills
• Should be flexible to stretch as per business requirement
• Stakeholders/Client management
• Able to multi-task to accomplish tasks effectively.
• Strong analytic skill, Quick Learner & Attention to detail
• Ability to work quickly & accurately while maintaining acceptable standards of workmanship
• Ability to recognize and escalate to management for any process breaches
• Highly motivated with strong organizational
• Flexibility to work in different shifts
• Ability to succeed in a team environment

Job Expectations:

• Includes end to end responsibility of request received from clients includes financial spreading in MRA tool, analyzing financial statements, identification of trend and provide financial commentaries on cause and effect on identified trend as per business requirement
• Prepare projected financial statements as per relationship managers requirement
• Complete Pro forma adjustments based on the projected financial information as per requirement
• Should be able to interpret and spread financials of different companies belong to different division as per business requirement at any given day
• Assessing the repayment capacity of the highly leveraged Borrower’s.
• Should handle subjectivity in the financial analysis/spreading and substantiate with reasons
• Should be flexible in switching roles in between Processors/DSO/QC at any point of time during the day/months as per business requirement
• Should be flexible in taking additional responsibilities and ensure smooth execution without compromising on quality and timelines
• Act as a coach or mentor to facilitate learning from experience depending on requirement
• Facilitates communication to resolve problems and advance strategies.
• Make a significant contribution toward achieving team goals through knowledge and skills.
• Lead or champion efforts to increase productivity and goal accomplishment

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this Role, you will:

• Lead the end-to-end design, development, and deployment of scalable and secure applications for CIB business functions.
• Architect and implement microservices-based solutions using Java , Spring Boot , and container technologies.
• Design and develop responsive and intuitive UI Components using React.js or Angular.
• Optimize and manage SQL databases , ensuring high performance and data integrity.
• Build and manage containerized applications using Docker and deploy them on Red Hat OpenShift Container Platform (OCP) .
• Collaborate with product owners, business analysts, and other stakeholders to translate business requirements into technical solutions.
• Ensure adherence to coding standards, security policies, and regulatory requirements specific to the financial domain.
• Mentor junior engineers and foster a culture of technical excellence and continuous improvement.
• Drive DevOps practices including CI/CD automation, monitoring, and incident response.

Required Qualifications:

• 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Bachelor’s or master’s degree in computer science, Engineering, or related field.
• 5+ years of experience in software development, with at least 2 years in a lead role.
• Strong hands-on experience with Java , Spring Boot , and RESTful APIs .
• Proficiency in React.js or Angular for front-end development.
• Solid understanding of SQL and relational database design (e.g., MS SQL Server).
• Experience with Docker and container orchestration using OpenShift (OCP) or Kubernetes.
• Proven track record in designing and implementing microservices architectures .
• Familiarity with CI/CD tools (e.g., Jenkins, Git Action, Harness) and source control (Git).
• Excellent problem-solving, communication, and leadership skills.
• Experience in the Corporate & Investment Banking domain or other financial services.
• Exposure to event-driven architecture and messaging systems (e.g., Kafka etc.).
• Exposure to Agile/Scrum methodologies.

• Experience in cloud environments (Azure or GCP).
• Red Hat OpenShift certification or equivalent.

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Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.