Aml Financial Crime Risk Oversight Specialist jobs at Td Bank in Canada, Toronto

Job Description

The Country Compliance and Operational Risk (C&OR) Manager is responsible for ensuring the identification, escalation and timely mitigation of compliance and operational risks in the country in alignment with the Global Compliance -- Enterprise Policy, the Operational Risk Management -- Enterprise Policy (collectively “the Policies”) and the Compliance and Operational Risk Management (“CORM”) Program and Standard Operating Procedures (SOPs).

The Country C&OR Manager assists in engaging other C&OR officers, including horizontal coverage owners and Enterprise Areas of Coverage (“EAC”), to provide comprehensive oversight of FLU/CF activities. This role assists in developing and maintaining a global coverage plan which defines the scope and risk-based focus of the second line’s risk management activities. The Country C&OR Manager assists in preparing materials for C&OR regulatory exams/audits/inquiries and may assist with preparation for FLU/CF regulatory exams/audits/inquiries.

This role is responsible for GCOR coverage of the Global Markets business in Canada. The knowledge and expertise to provide second line oversight is crucial to ensuring the firm meets local regulatory requires relating to monitoring and testing and other oversight requirements. Further, this role is responsible for escalations internally from EIT as well as from regulators and for interpreting the application of local laws, rules and regulations and for conducting annual and target risk assessments. Coveraging is for multiple business lines and functions, including but not limited to equity, fixed income and derivatives sales and trading.

Responsibilities

• Assists in the development of independent risk management reporting for respective area(s) of coverage as input into country/regional governance and management routines

• Assists with the oversight of FLU/CF training which may include content development and/or tracking and communication of completion rates

• Assists with the development and maintenance of C&OR-owned policies and standards and/or the oversight of FLU/CF-owned policies, standards and procedures to ensure regulatory and operational risk requirements are appropriately addressed, inclusive of conduct risk as applicable

• Monitors the regulatory environment to identify regulatory changes applicable to area(s) of coverage and maintains a comprehensive regulatory inventory; may support communication of regulatory changes to the FLU/CF and ensuring that policies, standards, procedures and/or processes are appropriately implemented or amended to address regulatory requirements

• Assists in identifying, aggregating, reporting, escalating, inspecting and challenging remediation plans, and performing thematic analysis on FLU/CF-owned issues and control enhancements

• Assists in remediating C&OR “owned” issues and control enhancements

• Contributes to or leads development of risk coverage plans, executes and / or oversees execution of monitoring, testing and risk assessments, communicates results

• Reviews and challenges the regional contributions to Reviews and challenges the FLU/CF process, risk and control inventory and FLU/CF Risk & Control Self-Assessment (RCSA)

• Supports the review and challenge of internal and external operational loss events, including development of remediation plans to strengthen controls

• Supports Scenario Analysis activities for coverage areas and challenges as appropriate

Qualifications

• University degree or equivalent

• Minimum of 5 years’ experience in securities in a financial institution

• Must have compliance experience in futures and fixed income trading

• Compliance experience in equities trading would be an asset

• French language skills would be an asset

• Project management experience

Key accountabilities will include:

• Building end-to-end expertise in our global functions, including key dependencies, sensitive financial metrics, and risk management strategies
• Managing a team in the effective outreach and research functions of contingency planning
• Preparing detailed contingency plans and reports as required by the regulators as part of the annual Resolution Plan submission
• Detailed analysis of the Bank's risk exposure to each market infrastructure historically and in future projections, involving some financial modelling and risk strategy
• Regular interactions with senior executives on key issues and recommendations as well as participating in interbank working groups in coordination with applicable regulators
• Crafting and implementing optimization strategies
• Building and maintaining strong, collaborative relationships with internal partners in the process of identifying, assessing, and mapping their roles
• Preparing analysis reports

Requirements:

• Professional degree (JD/MBA) and/or advanced professional experience preferred
• Prior experience working with FMIs or with third party management preferred
• Extensive knowledge of capital markets and market infrastructures (from either a trading perspective or an operations perspective)
• Outstanding writing skills, with the ability to turn around material drafts quickly and effectively
• Excellent analytical, communication and interpersonal skills with an ability to interact with all levels
• Strong attention to detail with confirmed ability to process large volumes of information effectively
• Ability to work under pressure and deliver excellence on tight deadlines
• Proficiency with MS Office Suite, with noted competency in Excel

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

TD Asset Management Inc. (TDAM) is one of Canada’s largest investment management firms offering an ever-expanding suite of investment management solutions.

TDAM’s flexible suite of investment management solutions has been specially designed to meet the needs of institutional investors including pension funds, corporations, endowments, foundations as well as accounts for high net worth and retail investors.

In addition to domestic and global equity, fixed income and alternative products, we also offer cash management, transition management, portable alpha strategies, asset mix rebalancing services and passive currency overlay strategies.

Overview of Responsibilities

TDAM manages portfolios for Canadian and U.S. clients, both retail investors and institutional clients. As such, the team requires its employees to have a solid knowledge base in both Canadian and U.S. investment management regulations TDAM has general fiduciary obligations as an asset manager of client money. These obligations require TDAM to have policies and procedures in the areas of portfolio investment guideline monitoring and trading monitoring andoversight.

Specific Accountabilities as it related to Portfolio Oversight

• Maintain an effective operation of the compliance monitoring systems by developing a solid understanding of the workings of the various internal tools and systems, including Bloomberg AIM,
• Utilize Bloomberg AIM to monitor compliance rules, test for violations and analyze results.
• Oversee the implementation and maintenance of compliance rules
• Gain deep understanding of all regulatory rules and all client specific rules that are applicable for each account/mandate. Ensure all applicable investment restrictions are coded on the relevant compliance monitoring system in an accurate and timely basis (for new mandates) and amended, when required, (for existing mandates).
• Review all new account rule coding being set up in the compliance system prior to PM's submitting the first trade for Synthetic mandates.
• The candidate will be expected to be current on all US and Canadian investment management regulations, including the
  Ontario Securities Act
• Liaise with other internal teams, including Regulatory Policy and Governance (RPG), Product, Portfolio Management, Compliance and Legal to ensure new products are consistent with the regulations and TDAM's Monitoring Principals.
• Play an education role for TDAM, being the source of expertise in Canadian and U.S. regulatory knowledge as it relates tomonitoring.

Job Requirements/ Skills/ Qualifications

• Ideally, 2+ years' experience in a similar or pre-post trade compliance related role within a buy-side firm
• Solid understanding of investment strategies, asset types (Equities, Fixed Income and derivatives)
• Proficiency with Bloomberg CMGR and VMGR functions or similar compliance monitoring and rule-coding systems is preferred. Experience in alternative compliance systems is an asset.
• Ability to analyze, interpret and implement both client and regulatory driven investment restrictions to ensure alignment with applicable regulatory rules and to the Firm's monitoring and portfolio oversight framework.
• Strong communication skills and presence with the ability to speak with impact, influence outcomes; simplify complex topics into actionable recommendations for decision-making
• Strong problem-solving skills and the ability to confront conflict and difficult issues in a professional, assertive and proactive manner
• Demonstrated ability to work effectively and cross-functionally with employees at all levels and develop effective working relationships
• Highly motivated self-starter with the ability to meet or exceed deadlines, prioritize, multi-task, and maintain flexibility in fast-paced, changing environment
• Programming and database management experience will be considered an asset.

** Position will be filled as an Analyst or Associate depending on experience level**

**4 days required in the office**

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

Description

• Review and analyze current network designs to ensure they are in line with TD Standards and Controls
• Work with Project teams to understand and accommodate application architecture and the App’s specific requirements for Azure/GCP networking
• Work with security team to understand and accommodate network security requirements for application
• Work with network engineering team to help them build and troubleshoot Cloud networks (focus on Azure and GCP)
• Define network governance model within an infrastructure as code environment.
• Opine on designs that account for the end-to-end solution of a system that is in line with the business and security objectives, which could include the design of the functional architecture for multiple functions of the enterprise.
• Analyzes the chosen technologies against the implied target state and leverages deep operational knowledge to identify technical and business gaps from a security perspective
• Establish requirements and drive implementation of network monitoring and management infrastructure for both availability and performance management within the content of the overall Azure cloud implementation
• Will require both operational and design skills to help execute the intended architecture in a secure and maintainable way on the Azure/GCP/AWS platforms.
• Review requests for firewall rules and/or security exceptions (e.g. URL filtering exceptions, SSL decryption bypass, Pull Requests). Work with the client to ensure the requests meet the required security standards
• Oversee, monitor, enforce enterprise frameworks and methodologies that relate to technology controls / information security activities
• May be required to provide after-hours support for firewall Rules review.
• Participate in business specific / cross-functional / enterprise initiatives helping to identify risk and provide guidance
• Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency especially of existing processes
• Participate in the investigation of Information Security Incidents and development ofremediation/preventionmechanisms

Qualifications:

• 10+ years of experience as a full time IT professional
• 3+ years of experience designing and supporting Azure environments, including IaaS and PaaS
• Thorough understanding ofnetworking/firewallingconcepts and network security deployment strategies, including both traditional on premises and cloud deployments.
• This includes a detailed understanding of layers 3/4 and 7.
• Knowledgeable of cloud and hybrid-cloud implementations including IaaS, PaaS and SaaS
• Demonstrable experience deploying enterprise workloads to Azure and/or GCP
• Ability to understand network security standards and effectively apply these as part of network security governance
• Understanding and experience working with Infrastructure As Code – ability to review and understand YAML/JSON files and templates as they pertain to networking. Familiarity with Bitbucket and GitHub is a plus
• Hands on experience using the Azure administration portal
• Understand product offerings from Azure/GCP/AWS and vendor partners
• Have intimate knowledge of Cloud Micro-segmentation and Cloud network automation
• Have intimate knowledge of Azure networking services or and offerings, and best practices and patterns for Azure cloud-native network design, Azure firewall, azure private link, VPN gateways, Network Watcher, Azure Monitor.
• Have intimate knowledge of cloud tools and capabilities (SIEM, SOAR, EDR and similar) and integration requirements required to automate cloud on-boarding and ongoing security operations
• Must have extensive working experience with Microsoft Office technologies
• JIRA experience is a plus

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

CUSTOMER

• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Conduct analysis of daily risk position and ensure accuracy of reporting before distribution and provide high quality recommendations
• Develop and operationalize standards, policies and processes to identify, report and mitigate overall risk exposures within the business;
• Proactively analyze potential risks and ensure key risks are aggregated / escalated to appropriate areas;
• Support business with analysis and reporting on risk issues and their impact which may include scenario analysis;
• Support established enterprise-wide risk escalation, review and approval processes, policies and risk assessment processes;
• Provide analytical support in the identification and assessment of risks and make recommendations to better manage TD's Risk appetite – understand risk appetite, perform statistical analysis related to the research and development of consistent risk measurement
• Continuously review and identify risk trends and exposures
• Interact with stakeholders to support their understanding of risk
• Scope of area supported can range from key business segments of the Bank to an assigned region/area within and requires a broad business and/or enterprise-widefocus

SHAREHOLDER

• Develop and maintain knowledge of existing and emerging risks across the business
• Adhere to enterprise policies and frameworks or methodologies that relate to activities for our business area
• Conduct reporting and analysis at the functional or enterprise level using results to draw conclusions, make recommendations, on programs/ policies/ practices
• Identify data quality issues and contribute to problem resolution
• Proactively identify opportunities for process efficiencies
• Write business requirements and participate as a subject matter expert incross-functional/enterprisework streams for small scale projects / initiatives
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise

EMPLOYEE / TEAM

• Motivate and develop relationships with internal and external business partners / stakeholders
• Support a positive work environment that promotes service to the business, knowledge of the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Keep others informed about all relevant information, with a view to actively supporting TDBFG’s and business strategy and goals;
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Experienced working professional role providing specialized business services, advisory or processes / program support within their own area of specialty
• Requires experienced, conceptual and practical knowledge within their own specialty and knowledge of broader related areas
• Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
• Leads projects or work streams within broader projects with moderate risk and may be accountable for managing ongoing activities, processes and functional programs
• Works within broad guidelines / policies and independently performs tasks from end to end
• Solves moderately complex problems by taking a new perspective on existing solutions
• Exercises judgment based on the analysis of multiple sources of information
• Conveys business context when providing guidance within field of specialty to internal or external stakeholders
• Work performed under minimal management guidance and supervision
• Identify and lead problem resolution
• Generally reports to a Senior / Manager role

EXPERIENCE & EDUCATION

• Undergraduate degree or technical certificate and/or
• 3+ years relevant experience

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Targeted sales training is provided where you will build your sales skills and credit knowledge. Our comprehensive training will ensure you smoothly integrate within TD's employee focused corporate culture and your new team.Your Sales Manager is committed to your success and will work closely with you by making joint sales calls and conducting monthly coaching sessions. You will work from a sales management system which has been designed specifically for our sales channel to enable your success.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.