Senior Fixed Income Credit Analyst - Pnc Asset Management Group jobs at Pnc in United States, Philadelphia

***PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.***• Implement complex and significant portfolio investment risk management projects.
• Monitor and analyze fiduciary investment risks and exposures on a short and long term basis.
• Complete complex fiduciary investment risk quantitative analysis; and develop tools to help manage, measure, and monitor portfolio risks.
• Develop performance analytics and conduct portfolio performance attribution and analysis
• Communicate results and analysis of fiduciary investment risks to management and key stakeholders.
• Coordinate data and automation projects with technology partners.Preferred skills/experience:• Understanding of portfolio construction
• Strong programming skills with PowerBI, Python, SQL and Hadoop
• Working and advance understanding of MSCI (Wealth Manager + BarraOne), Bloomberg and FactSet
• CFA/FRM preferredJob Description

• Establishes Line of Business risk management strategy and oversees the execution of the risk management programs. Serves as an advocate for the risk management program.
• Ensures the risk management strategies and programs are established, maintained and enhanced to support the businesses in managing their risks while meeting business and regulatory expectations.
• Oversees the timely and proper execution of the risk management program within and/or across the lines of business. Includes consultation to execute the program components.
• Provides risk expertise while working with the businesses and other risk partners (e.g., Compliance, Credit, Legal, Audit). Monitors changes in internal and external factors and identifies emerging risks.
• Leads and engages cross functional teams and develops internal capabilities.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Change Management, Conflict Management, Crisis Management, Emerging Risks, Influencing Change, Operations Management, Risk Management Programs, Strategic PlanningRoles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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Job Description

• Responsible for consulting with the underwriting and asset management teams to assess construction risk, both prior to closing equity and debt transactions, and during the construction cycle.
• Collaborates with Construction Analyst Sr or Manager on activities with senior-level underwriting team members and third-party architectural consultants. Reviews and sets construction timelines, budgets, and development teams.
• Participates in draw meetings, meetings with developers and contractors and other members of the development team. May be required to travel to job sites.
• Works closely with the underwriting and asset management teams, due dilligence department, and credit administration department. Responsible for assisting with gaining a cohesive consensus from each party with a multitude of goals.
• Actively mitigates risk for both PNC and the client. On occasion presents to the executive approval committee regarding potential risks during construction.
• Works with internal and external business partners on negotiations and documentation to mitigate risk.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Asset Management, Building Design, Building Inspections, Client Counseling, Coaching, Competitive Advantages, Equipment Inspection, Real EstateConstruction Drawing and Specification Management (CDSM), Construction Quality Assurance, Decision Making and Critical Thinking, Effective Communications, Knowledge of Underwriting, Negotiating, Process Management, Risk AssessmentRoles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the

Report Maintenance and Improvements: Supports the development and review of complex processes and procedures, workflow analytics, reporting, and procedure documentation as needed.Ad-hoc Requests: Manage distribution and delivery of ad-hoc requests regarding investment product usage.Preferred experience/skills:• Python programming experience.
• Ability to develop, maintain and optimize dashboards using BI tools such as Tableau, Power BI or other comparable visualization platforms.
• Excellent “story telling” ability - relevant experience designing and developing data visualizations or equivalent education.
• Analytical aptitude, curiosity, critical thinking, and ability to work in a highly collaborative environment.
• Experience solving problems within projects and building relationships with internal team members and clients.
• Experience using multiple data sources and programming languages (SQL, Hadoop, SQLite, MS Access)
• Exposure and knowledge of Alteryx or Oracle Data Viz.
• Interest in investment products; including design, application, and usage.Job Description

• Leads the analytics processes across multiple functions or business units leveraging an array of complex analytical tools to create data driven solutions. Serves as mentor to more junior employees.
• Consults with clients and mentors consultants on tool and strategy implementation and monitoring, statistical scoring, business intelligence, data quality, and analytical product / solution development.
• Determining the optimal analytic approach and supporting development, implementation and enhancements.
• Conceptualizing, developing and continuously optimizing analytical solution for operations and executive management to enable data driven decision making.
• Analyze results and make recommendations for key business partners and senior management or communicate conclusions from complex analytical solutions to a wide range of audiences.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the

Job Description

• Works autonomously. Exercises exception and elevated approval authority. Prepares offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Provides recommendations for credit structuring. Serves as a subject matter expert for certain asset classes, and may lead the department on special projects or assignments. Coaches, mentors, and assists otherson best practices and processes.
• Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required.
• Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. Performs relevant pre-approval and post-approval activities.
• Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed.
• Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.
• Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk AssessmentsAccuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational FunctionsRoles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the

Responsibilities:• Specialize in a fixed set of corporate credit sectors to complement the existing credit staff coverage, with an investment grade focus
• Provide forward-looking credit opinions on credits and sectors for which the Senior Analyst is responsible and present investment ideas to the team in both formal and informal environments
• Review and document new issuance for portfolio inclusion
• Communicate to a broad range of constituents spanning from other investment professionals to direct clients and prospectsPreferred experience/skills:• Experience in the research and analysis of corporate fixed income securities
• Disciplined, team-based process and a commitment to working collaboratively
• Familiarity with general bond pricing concepts and application, in addition to the credit skill set
• Proven history of independent thinking and creativity
• Ability to synthesize information from non-traditional sources
• Knowledge of the Bloomberg terminal and Excel API
• Knowledge of Perform portfolio management system
• CFA preferredJob Description

• Analyzes financial viability and security attractiveness. Makes recommendations for specific security positions to portfolio managers. Serves as a subject matter expert in specific industries and/or sectors.
• Analyzes financial statements of individual securities and makes effective recommendations based on results. Designs and runs securities analysis models and generates reports to support the portfolio management effort and independently draws conclusions. Makes recommendations on valuations of specific securities within the sector or industry.
• Reviews industries and sectors with portfolio managers on relative valuation. Directs special projects as needed.
• Communicates research and performance of industries, sectors and securities to internal business partners and external clients.
• Mentors other team members.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Analytical Thinking, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Financial Statement Analysis, Managing Multiple Priorities, Problem Solving, Quantitative Research, Quantitative Techniques, Research AnalysisRoles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry relevant experience is typically 8+ years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the

This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis.  Some responsibilities may be performed remotely, at manager’s discretion.Preferred skills/experience include:* Tax-exempt municipal, taxable municipal, and/or corporate bond knowledge
* Strong verbal communication abilities
* Data collection, analytic and reporting skills
* Python exposure or experienceJob Description

• Assists senior Client Portfolio Management team and investment team members to serve clients by providing portfolio administration, portfolio reporting support, collateral material support, holding both internal and external client conversations, presenting investment strategy, process, profile and performance results to select clients and prospects.
• Produces reports for senior client portfolio managers to use with highly sophisticated external parties and internal business partners, for existing clients, consultants and/or prospects; works with business partners to coordinate information delivery with clients and prospects.
• Supports client portfolio managers in their work with Consultant Relations, client advisers and other business partners on coordinating information delivery with clients, consultants and prospects; provides in depth analysis and critical review on projects and for portfolio review; steps in and handles client meetings as an additional resource within the group.
• Provides research and data analysis for use in strategy and thought leadership pieces such as papers, releases and other media.
• Independently works with portfolio management team to develop, enhance and present investment strategies and results to external parties and internal business partners, for select existing clients, consultants and/or prospects; speaks with clients inside and outside of the office to provide solutions based on an understanding of the market, thorough review of the client account and analysis of the market, interest rates and other contributing factors.
• Serves as client service representative for Portfolio Management team for select clients providing analysis and insights into the municipal market, portfolio strategies and client portfolios.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Asset Management, Capital Management, Corporate Finance, Data Mining, Derivatives, Economic Policy, Investment Strategies, Relationship ManagementClient Relationship Management, Communicating Complex Concepts, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Financial Statement Analysis, Portfolio Management - 1Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)
California Residents

Refer to the

• Define and align product and payments industry vision with research and qualitative and quantitative analysis of client data, market trends and competitive analysis and assessing viability and feasibility for PNC
• Support the Payments Product organization with a strategy around the industry and emerging payments space and use it to advise associated product strategies and development
• Articulate and lead product strategies that achieve business objectives and are technically feasible to meet our client needs.
• Based on identified solutions, guide product and development teams to enable technical delivery
• Ability to create executable plans to scale existing or new business (technology, marketing, sales, productizing, operationalizing)To be successful, you should have:
• Business acumen and strategic thinking in a global payments space
• Strong understanding of digital technology and emerging payment solutions
• Consultative insights to complete business case/justification to create growth plans
• Knowledge of corporate banking and treasury management products
• Proven track record of payments product management and solutioning for business and client initiatives
• Experience working in banking fintech, or other financial services industry
• Experience working with risk and controls, change and transformation
• Ability to performs ongoing competitive analysis of payment product solutions
• Experience in creating and charting to go from current state to scaling or transformation
• Strong written and verbal communication and influencing skills to executive audiences, as well as to peers in Product, Operations, and TechnologyJob Description

• Uses advanced knowledge and industry experience to shape the overall strategy and execute on the business and financial results for product portfolios by creating and documenting traditional and emerging capabilities in technology, operations and data analytics to enable PNC’s short and long- term payments strategy.
• Recognized as an industry expert and serves as a subject matter expert to identify and prioritize solutions to produce a differentiated customer experience related to product or experience development for business segments and product groups.
• Leads and educates as a thought leader for product and experience development using industry expertise and perspective to offer guidance, inspire innovation and influence others. Participates in and prepares other leaders to participate in the marketplace to influence product usage and customer experience trends and advises on market trends for a business segment.
• Proactively makes innovative recommendations to enhance products and the customer experience. Develops strong partnerships with key-decision makers to ensure cross-business and cross-functional alignment and synergies. Presents to executive leadership for buy-in.
• Develops, trains and mentors team members and partners across a business segment or line of business to build expertise in the product management function for the future success of the organization.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, or PhD is desirable. Industry experience is typically 8 + years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the