Data Analyst jobs at Paypal in United States, Chicago

Essential Responsibilities:

• Lead complex data science projects, ensuring they meet business objectives and deliver actionable insights.
• Develop advanced data models and algorithms to analyze large datasets and solve complex business problems.
• Collaborate with senior leadership to identify data-driven opportunities for business growth and efficiency.
• Implement best practices for data management, analysis, and visualization.
• Ensure data governance and compliance with relevant regulations and standards.
• Provide mentorship and technical guidance to the data science team.

Expected Qualifications:

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Experience leading others

Key Responsibilities

New Data Sources

• Identify, evaluate, and onboard new data sources to enhance risk controls, drive marketing, and enhance profitability for existing credit products and to support risk controls for other PayPal products.
• Identify, evaluate, and onboard data sources for new credit product launches, including in new countries across the globe.
• Rapidly evaluate the potential of external data in predictive modeling and decisioning, including using AI/ML techniques.

Credit Bureau Strategy

• Define and execute the strategy for credit bureau data usage across credit and risk domains across the globe, based on product, market, regulatory, and commercial considerations.
• Drive commercial strategy and negotiations with credit bureaus from a PayPal-wide perspective.

Leadership & Stakeholder Management

• Build, lead, and develop a small high-performing team.
• Collaborate cross-functionally with Credit Risk, Fraud Risk, Machine Learning, Artificial Intelligence, Vendor Management, Data Platform, Data Operations, Legal, and Compliance teams.
• Lead strategic partnerships and contract negotiations with external data vendors.

Skills Required

• Track record of building and managing a high-performing team and fostering a culture of innovation, accountability, and focus on the customer.
• Strategic thinker with a deep understanding of how data can be leveraged to manage credit risk (understanding of fraud risk and marketing for lending products strong bonuses).
• Experience working with credit bureau and alternative data sources, with a track record of deploying these assets to drive business impact in lending or credit risk functions.
• Experience working in a highly matrixed environment and successfully collaborating with multiple partner teams to deliver meaningful impact.
• Working knowledge of how AI/ML techniques can enhance data value and ability to collaborate closely with machine learning and AI teams.
• Understanding of relevant regulatory environments (e.g., FCRA, ECOA, GLBA, GDPR), especially as they apply to data sourcing and usage.
• Trusted relationship builder with external data providers and internal stakeholders, including managing sensitive negotiations and long-term partnerships.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $169,500 to $291,500

Our Benefits:

Any general requests for consideration of your skills, please

What you need to know about the role:

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Your way to impact:

• You will own & execute fraud prevention strategies for our global merchant lending products
• You will utilize large, complex datasets to make data-driven decisions and answer business questions

In your day-to-day role, you will:

• Conceive, design, and monitor risk management strategies to manage fraud losses and improve business profitability for credit products
• Identify opportunities and gaps within current portfolio of PayPal’s Fraud Risk controls, including continuously evolving fraud trends
• Formulate & propose solutions to ensure optimal balance between user experience, business enablement, operational expense and loss exposure
• Effectively communicate complex findings and strategy recommendations to both technical and non-technical audience
• Monitor performance of existing & new solutions and optimize to ensure desired results
• Work closely with partners in Risk Platform, Data Science, Operations, Product Management, Legal & Compliance and other teams to formulate and execute fraud risk solutions

What you need to bring:​

• Bachelor’s degree or higher in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitativediscipline
• 3+ years proven credit or fraud risk analytics experience or equivalent
• Must be an intuitive, organized analytical thinker, exceptional problem solver with the ability to perform detailed analysis
• Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis
• Aptitude and willingness to roll-up the sleeves and get involved in the details
• Must have good business judgment with demonstrated ability to think creatively and strategically
• Ability to work with leadership & stakeholders to define project scope and direction, driving large pieces of the work independently
• Ability to maintain a flexible work schedule to collaborate effectively with teams across multiple time zones
• Proficient in Python, R, SQL
• Proficient in Excel, Powerpoint & Word

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Our Benefits:

Any general requests for consideration of your skills, please

This job will lead the development and implementation of advanced data science models and algorithms. You will work with stakeholders to understand requirements and deliver solutions. Your role involves driving best practices in data science, ensuring data quality, and mentoring junior scientists.

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Skills and background requirement:

-3+ years of experience in solving problems using a data-driven approach

-Strong proficiency in analytical tools and languages such as SQL, Python, BigQuery, Machine learning and data visualization tools (e.g., Tableau, Power BI).

Proven track record in the field of data analysis or statistical analysis

Outstanding written, verbal, and interpersonal communication skills

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Our Benefits:

Any general requests for consideration of your skills, please

In this role you will be responsible for analyzing the consolidated Operating Expenses and Revenue trends across the organization and providing financial insights to senior finance leaders and business partners.

Essential Responsibilities:

• Support planning and forecasting processes
• Review business performance on regular cadences (weekly, monthly,quarterly)Collaboratewith stakeholders to gather inputs and summarize insights
• Produce executive-level presentations
• Work closely with the finance and technical teams to drive process and system improvements
• Facilitate discussions with various stakeholders, manage expectations, and collaborate cross-functionally
• Consult with finance leads to review and discuss key issues, risks, and dependencies for assigned initiatives
• Document and escalate potential risks/issues, assist in developing mitigation strategies, and support their implementation

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

• Track record of P&L management and business partner experience
• Experience working with financial systems such as SAP, Hyperion, Workday
• Demonstrated success analyzing business needs and making recommendations based on financial insights
• Ability to prioritize multiple projects and deadlines to execute in a dynamic fast-paced organization
• BS/BA in Finance, Accounting, Business, or similar degree

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $84,500 to $140,250

Our Benefits:

Any general requests for consideration of your skills, please

As the Senior Analyst for Rewards Strategy & Analysis, you will play a pivotal role in shaping the short- and long-term strategies for PayPal’s global rewards program. Your primarily responsibilities will be managing the analytics roadmap and reporting suite for the program, supporting both existing markets and expansion to new markets.
Key Responsibilities:

Essential Responsibilities:

• Drive revenue growth and global market expansion by identifying and cultivating strategic partnerships, channels, and opportunities
• Lead the negotiation with external partners and engage cross-functional support colleagues to ensure the successful delivery of solutions for large complex partnerships
• Develop and execute an overall business strategy to identify and cultivate strategic partnerships, channels, and opportunities to drive revenue growth and global market expansion
• Influence the negotiation with external partners, engaging cross-functional support colleagues, to ensure successful delivery of solutions for large complex partnerships
• Align product and business levers (such as pricing and FX) to maximize revenue and market expansion opportunities
• Engage closely with product, engineering, and architecture teams to drive the architectural runway and determine the best technicalimplementation/design
• Represent the end customer on an ongoing basis and use this knowledge to drive effective prioritization and decision-making
• Collaborate and influence product outcomes in a matrix organization with multiple stakeholders such as Engineering, Operations, Risk, Legal, Sales, Business Development, Marketing, Finance, and Banking Partners

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

• 3+ years of proven experience in developing and managing commercial strategies and products, preferably within the financial services, consulting, or fintech industry.
• Strong understanding of commercial product development and P&L management
• Demonstrated ability to think strategically and creatively while applying sound business judgment and quantitative analytics
• Excellent analytical, problem-solving, and decision-making skills
• Ability to work collaboratively with cross-functional teams and manage multiple stakeholders
• Strong, effective communication and presentation skills
• A passion for innovation and a customer-centric mindset

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $84,500 to $140,250

Our Benefits:

Any general requests for consideration of your skills, please

Key Responsibilities:Build and sustain a governance and operating model for GTM alignment across diverse launches and initiatives.Develop detailed workback plans for future program launches, ensuring milestones, deadlines, and dependencies are clearly defined and tracked.Assist the Senior Manager in building out the refinement plan to continuously enhance the loyalty program.Identify opportunities for innovation and ensure enhancements align with consumer needs and market trends.

Essential Responsibilities:

• Drive revenue growth and global market expansion by identifying and cultivating strategic partnerships, channels, and opportunities
• Lead the negotiation with external partners and engage cross-functional support colleagues to ensure the successful delivery of solutions for large complex partnerships
• Develop and execute an overall business strategy to identify and cultivate strategic partnerships, channels, and opportunities to drive revenue growth and global market expansion
• Influence the negotiation with external partners, engaging cross-functional support colleagues, to ensure successful delivery of solutions for large complex partnerships
• Align product and business levers (such as pricing and FX) to maximize revenue and market expansion opportunities
• Engage closely with product, engineering, and architecture teams to drive the architectural runway and determine the best technicalimplementation/design
• Represent the end customer on an ongoing basis and use this knowledge to drive effective prioritization and decision-making
• Collaborate and influence product outcomes in a matrix organization with multiple stakeholders such as Engineering, Operations, Risk, Legal, Sales, Business Development, Marketing, Finance, and Banking Partners

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

• 2-4 years of proven experience in developing and managing commercial strategies and products, preferably within the financial services, consulting, or fintech industry.

• Demonstrated expertise in creating governance and operating models, preferably in a globally scaled environment.

• Ability to pinpoint gaps, inefficiencies, or risks in processes and suggest innovative solutions.

• Strong project management and organizational skills with a demonstrated ability to manage complex, cross-functional initiatives.

• Excellent analytical, problem-solving, and decision-making skills.

• Strong, effective communication and presentation skills.

• Consumer-focused mindset, with an ability to translate feedback and data into actionable solutions.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $84,500 to $140,250

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Lead and manage data science projects, ensuring timely delivery and alignment with business goals.
• Develop and maintain data models, algorithms, and reporting systems to support data analysis and decision-making.
• Analyze complex datasets to identify trends, patterns, and insights that drive strategic initiatives.
• Collaborate with cross-functional teams to understand data needs and provide actionable insights.
• Ensure data quality and integrity through regular audits and validation processes.
• Mentor and guide junior data scientists, fostering a culture of continuous learning and improvement.

Minimum Qualifications:

• Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $152,500 to $262,350

Our Benefits:

Any general requests for consideration of your skills, please