Wealth Management Solutions Trusts & Estates jobs at Jpmorgan in United States, Dallas

As a Credit Risk Manager - Vice President in Asset Based Lending, you are responsible for managing an assigned portfolio of Commercial Banking clients who have Asset Based loans and all other related exposure. Credit Risk Managers lead the client credit relationship with Commercial Banking Bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with clients, other product partners, internal and external legal counsel, lenders, consultants and investors.

Job Responsibilities

• Lead all aspects of the credit relationship, including credit analysis, financial modeling and coordinating credit approval for all products including loans, derivatives, leases and cash management
• Proactively support and enhance client relationships
• Assign and assess internal ratings, risk assessment and risk mitigation. Recommend changes in structure or account management strategy to address negative trends. Assess monthly, quarterly and annual financial statements and borrowing base reporting
• Provide leadership in structuring and negotiating Credit Agreements, as well as, point person on all other amendments and waivers. Manage and monitor loan products including affirmative, negative and financial covenant compliance. Manage ongoing communication with bank group members as well as with other team members.
• Interpret collateral appraisals and field exams. Ongoing monitoring of collateral trends and liquidity, establishing reserves and recommending appropriate course of action to address issues
• Effectively challenge Banking Teams, partner with Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations
• Communicate with Senior Management, respond to regulatory requests and maintain internal credit files
• Train and mentor junior team members

Required Qualifications, Capabilities and Skills

• Minimum 6 years of experience in Risk
• Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation
• Excellent communication skills - both written and verbal
• Ability to multitask in a fast paced environment

Preferred Qualifications, Capabilities and Skills

• Bachelor's degree in Accounting or Finance preferred
• Asset Based financing knowledge strongly preferred

You will collaborate with colleagues to perform technical analysis of client requirements, participate in estimation, planning, code reviews, architecture design sessions and retrospectives. This role offers the opportunity to learn about risk and pricing from colleagues, stakeholders and extensive training resources. This exciting role provides you with the opportunity to see the direct impact of your contributions on the trading businesses and receive client feedback from around the globe. You must be a passionate and well-rounded technologist, eager to continuously learn and enhance your skills.

Job responsibilities

• Design and develop high-performance, latency-sensitive code, incorporate security requirements and reviewing code written by team members using software engineering best practices
• Write efficient, secure, high-quality code and automated tests
• Produce architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by code
• Identify opportunities to eliminate recurring issues to improve overall stability, resiliency and reliability of software applications and systems
• Collaborate effectively as part of a globally distributed team
• Support junior colleagues in their technical growth

Required qualifications, capabilities, and skills

• Experience in enterprise software development
• Excellent understanding of Java fundamentals and frameworks (Spring Boot), OO programming paradigms, multi-threading, messaging technologies and computer networks
• Experience in building high-performance, latency-sensitive Java applications
• Experience in maintaining and troubleshooting software running in a Linux environment, familiarity with the Linux operating system and system utilities
• Experience with modern testing tools (JUnit, Mockito etc)
• Strong interpersonal and communication skills, with experience working with globally distributed engineers and stakeholders
• Understanding of the full software development lifecycle and agile methods
• Hands-on experience with event driven architectures and distributed messaging technologies ( AMPS, Kafka )
• Energetic, determined, motivated, curious and able to work in a fast-paced environment whilst delivering high-quality work products

Preferred qualifications, capabilities, and skills

• Familiarity with front-end technologies, like React and TypeScript
• Knowledge of JP Morgan's Athena trade management platform would be useful
• Experience working with cloud architectures and services

As a Client Onboarding Specialist within J.P. Morgan, you will be a key player in implementing JPMorgan Payments products to enhance our clients' eCommerce business capabilities and treasury operations. Your role will be pivotal in promoting and coordinating all aspects of a positive client onboarding experience. You will utilize your expertise to guide and lead clients in adopting JPMorgan Payments technology and products across Treasury, Cash Management, Trade, and Merchant Acquiring businesses. This role requires a strong project governance discipline to execute proven client and product onboarding methodologies. You will be responsible for the post-mandate client experience, starting from solution finalization through onboarding, testing, and live production operation. You will be expected to manage multiple concurrent client implementations, prioritize tight deadlines, and lead communications with senior stakeholders while adhering to applicable legal, risk, compliance, and control frameworks.

Job Responsibilities

• Serve as the single point of contact, providing overall ownership of the client experience and satisfaction during the onboarding process.
• Manage multi-entity/jurisdiction product implementation and account opening requests, including cross-region implementation deals.
• Collaborate with clients and coverage teams to develop and execute implementation plans, establishing clear expectations and transparency of timelines using project management principles.
• Lead client-facing activities such as workshops to refine solutions, establish project plans, conduct product testing, and manage legal documentation.
• Ensure compliance with audit and controls policies and procedures, with a focus on risk management.
• Drive improvements to the global operating model with internal partners in Sales, Product, Legal, Compliance, Operations, Technology and Client Service to deliver high client satisfaction and internal efficiencies.
• Provide subject matter expertise for international regulatory requirements, products, documentation, and services.
• Support global and regional onboarding initiatives to enhance client experience and meet operational and local regulatory requirements.
• Monitor the progress of implementation requests and escalate issues as needed to ensure timely execution.

Required qualifications, capabilities, and skills

• Bachelor's degree
• Superior leadership and teamwork skills, demonstrating the ability to work independently within a matrix, cross-functional, global organization, are essential.
• Accomplished project manager operating in a client facing environment such as Consulting or Business transformation
• Strong organizational skills and attention to detail, with the ability to meet deadlines in a fast-paced environment.
• Strong and effective verbal, written, and interpersonal communication and presentation skills in both Japanese and English.

Preferred qualifications, capabilities, and skills

• Relevant industry experience in Cash Management, Transaction Banking, Corporate Finance or Non-bank Payment service providers
• Having knowledge or hands-on experience with enterprise applications such as SAP, Oracle, etc., particularly in the finance/treasury domain, would be advantageous.
• Familiarity with Payment file/data transfer technologies such as ISO format, enterprise connectivity like SFTP, API, SWIFT , would be advantageous.
• Positions held in client-facing roles and proven project management skills are preferred.

Job Responsibilities

• Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders
• Perform due diligence for loans, derivatives, leases and cash management including: financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence
• Lead ABL credit structuring and legal document negotiations
• Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations

Required qualifications, capabilities, and skills

• Minimum 5 years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge
• Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation
• Excellent communication and presentation skills - both written and verbal
• Ability to think critically and multitask in a fast-paced environment
• Strong interpersonal and relationship development skills
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook
• Bachelor's degree

Preferred qualifications, capabilities, and skills

The following additional items will be considered but are not required for this role

• Formal credit training program a plus
• Bachelor's degree in Accounting or Finance preferred

Job Summary:

As a Commercial Mortgage Loan Originator within J.P. Morgan Asset Management, you are responsible for sourcing, structuring, and negotiating new loans with the appropriate risk profile for various fund and separate account mandates. You will develop and manage sourcing relationships, make recommendations on prospective origination opportunities, prepare and negotiate term sheets and loan applications, and work with outside counsel to negotiate loan documents.

Job Responsibilities:

• Originate a variety of loan types including floating rate, fixed rate mortgages, construction, development to perm and transitional with maturities of 5 to 30 years.
• Pro-actively develop, foster and maintain strong regional relationships with owners, operators and developers of institutional quality commercial real estate assets as well as correspondent/brokers, mortgage bankers, and other sources of third-party commercial mortgage loan origination opportunities.
• Prescreen qualify and price loans prior to the underwriting and closing process.
• Successfully evaluating risk/return across the commercial real estate capital structure.
• Oversee and coordinate with the underwriting team to prepare credit presentations for investment committee approval and participate in presentations to investment committee.
• Work closely with structuring, closing and distribution/syndication team.
• Monitor closed investment and maintain dialogue with borrowers.
• Exhibit cooperation and teamwork to ensure that goals and objectives are met.
• Collaborate with senior management to ensure best practices and consistent execution.
• Be seen as a “role model” for the office staff and foster a collegiate and enthusiastic working environment
• Monitor micro/macro CRE market conditions, attend CRE related conferences, visit markets covered, and further develop all direct distribution channels.

Required qualifications, capabilities and skills

• 10+ years of relevant experience.
• Proven track record of originating floating and fixed rate loans.
• Definable regional relationships with real estate brokers, key mortgage bankers, commercial banks, developers and investors, and other sources of third-party commercial mortgages.
• Evaluate the risks associated with transactions and the ability to structure transactions to mitigate risks.
• Strong organizational and underwriting skills and strong Argus.
• Experienced in all aspects of property valuation, capital markets and financial analysis across all asset types (multifamily, retail, industrial, office, lodging, other).
• Excellent professional reputation.
• Excellent transaction management skills.
• Strong and independent work ethic with an excellent attention to detail.
• Collaborative personal/professional style that advances a collegial partnered approach to meeting corporate objectives.

Preferred qualifications, capabilities and skills

• Advanced degree preferred.
• Additional experience or course work in Valuation, Asset Management, and Property Management a plus.