Business Banking Lending Attorney - Vice jobs at Jpmorgan in United States, Chicago

Elevate your career by joining our Tax Operations Team as a Vice President, where you'll support FATCA and CRS reporting requirements for USPB and Alt Funds. This is a unique opportunity to enhance your expertise and strategic vision within a dynamic leadership environment. You'll play a pivotal role in shaping our direction and driving impactful results. Lead with us and make a significant contribution to our success.

As a Wealth Management Trusts & Estates Tax Operations, Vice President within the Trusts & Estates and Tax Operations team within Wealth Management (WM), you will be crucial in supporting the US Private Bank by ensuring the timely and accurate completion of CRS and FATCA reporting. You will lead the CRS Indicia Cure Process, enhance tax compliance procedures, and collaborate with cross-functional teams to ensure effective execution of regulatory reporting obligations. Additionally, you will monitor regulatory changes, manage reporting and documentation, provide oversight of third-party tax services vendors, and drive continuous improvement initiatives to streamline processes and enhance tax compliance operations.

Job responsibilities

• Manage CRS Tax Profile Process: Oversee the creation, maintenance, and validation of CRS Tax Profiles, ensuring compliance with Common Reporting Standards (CRS) and FATCA regulations
• Coordinate AML/KYC Reviews: Lead the annual Self-certification review against AML/KYC process for pre-existing and current clients, ensuring accurate and updated client information is maintained and develop and implement strategies to improve tax reporting processes and enhance operational efficiency
• Analyze data for consistency and accuracy; liaise with appropriate team(s) and/or individual(s) to facilitate the required adjustments
• Oversee CRS/FATCA Self-Certification Management: Manage the reception, upload, and storage of Subscriber Tax Information Forms (STIFs) and Fund Investor Logs (FILs), coordinating with PWC and internal teams to ensure timely processing
• Lead CRS Indicia Cure Process: Direct the CRS Indicia Cure process, including the management of CRS Indicia tickets, ensuring timely resolution and compliance with regulatory requirements
• Enhance Tax Compliance Procedures: Identify opportunities for process improvements and lead transformation projects to enhance tax compliance procedures, including the implementation of new systems and workflows
• Collaborate with Cross-Functional Teams: Work closely with Client Services, Tax Compliance, and Alternative Investments teams to ensure alignment and effective execution of regulatory reporting obligations
• Monitor Regulatory Changes: Stay informed of changes in CRS and FATCA regulations, updating procedures and systems as necessary to maintain compliance
• Manage Reporting and Documentation: Ensure accurate and timely reporting of CRS/FATCA client information, including the preparation of annual reports and maintenance of procedure documentation
• Provide oversight of Third-Party Tax Services Vendor to ensure tax filings are completed
• Drive Continuous Improvement: Lead initiatives to streamline processes, reduce manual efforts, and enhance the efficiency and accuracy of tax compliance operations

Required qualifications, capabilities, and skills

• BA/BS required
• 5+ years of tax experience with a large financial institution
• Experience supporting Information of Common Reporting Standards (CRS) and Foreign Account Tax Compliance Act (FATCA) reporting
• Understanding of tax certifications via Form W-8, Form W-9, and CRS Self-Certification
• Robust communication and interpersonal skills
• Excellent computer skills: MS Office Suite (Access, Excel, PowerPoint, Word)

Preferred qualifications, capabilities, and skills

• Big 4, law firm or large financial institution preferred

As the Vice President within the Wholesale Lending Reporting Control team, you will lead through a period of change, influencing and building partnerships with the SEC and Regulatory teams as well as Accounting/Legal Policy, Line of Business Product Controllers, Wholesale Loan Operations, and Risk professionals. You will have the opportunity to leverage advanced technologies for problem-solving and productivity enhancement, focusing on providing "best in class" reporting to both internal and external clients.

Job responsibilities

• Develop criteria to evaluate MDRM level logic for external reporting of loans impacting filings such as Y-14Q, Y-9C, Call Report, SEC, CRA, FDIC 370, FRB pledge programs, etc.,
• Develop a deep understanding of credit systems and processes in order to extract insights from existing data while identifying and recommending enhancements to improve data quality
• Collaborate with cross-functional teams to conduct impact assessment and tactical/strategic implementation of new regulatory reporting instructions affecting wholesale loan disclosures
• Produce accurate, error-free analysis and reporting. Understand business drivers and ensure that analyses are appropriate and well-structured
• Provide support for occasional ad hoc requests and routine reporting associated with wholesale lending products
• Manage projects and initiatives related to regulatory classification of loans and unfunded credit commitments
• Advocate for and identify opportunities to drive automation across wholesale lending external reporting and control function
• Develop and maintain strong relationships with key stakeholders, including Product Controllers, Operations, Credit Risk, Audit, Accounting/Regulatory Policy, and Technology teams
• Represent Wholesale Lending Firm-wide External Reporting Controller team through engagement with senior stakeholders, regulators and other external parties

Required qualifications, capabilities and skills

• 6+ years of experience in financial control, regulatory external reporting, or related roles, with a strong background in the banking or financial services industry
• Excellent verbal and written communication skills, with the ability to present complex and sensitive issues to management in a concise and persuasive manner
• Ability to synthesize large amounts of data and formulate appropriate conclusions and train others to this level of understanding and actionable results
• Ability to build partnerships at all levels across functions to promote collaboration and drive decision making
• Flexibility to work under pressure to meet changing work requirements and strict deadlines - while maintaining attention to detail and a controls mindset
• Strong organizational and project management skills, with an ability to manage multiple competing priorities
• Proficiency in data profiling and data analysis toolset/visualization e.g., Alteryx, Xceptor, AWS Databricks, SQL or similar query language, and dashboard creation using Tableau
• Ability to leverage advanced technologies for problem-solving and enhancing productivity, including development and use of LLMs

Preferred qualifications, capabilities, and skills

• CPA license
• Knowledge of loan classification and relevant regulatory reporting instructions

Job Responsibilities:

• Prepare executive presentations to package and present business strategy, performance projections, and trends.
• Design monthly and quarterly business management and financial reporting packages.
• Coordinate deliverables with business managers, finance, project managers, and other F&BM teams.
• Analyze large amounts of data to create impactful analysis for WLS strategy development.
• Create executive-level presentations using PitchPro+.
• Budget and forecast headcount and direct expenses with WLS and CIB F&BM teams.
• Assist with the build-out and enhancement of capacity models across WLS functions.
• Participate in activity-based costing processes for expense allocation.
• Partner with Finance to build out CIB LOB loan origination forecasting model.

Required Qualifications, Skills, and Capabilities:

• Bachelor’s degree in Business, Finance, Economics, or related area.
• 8 years of relevant experience in Business Management, Operations, or Consulting.
• Experience and knowledge of complex syndicated lending, including asset-based lending and equipment financing.
• Strong presentation skills and ability to tell the story on initiatives.
• Highly motivated self-starter with excellent time management and prioritization skills.
• Ability to work collaboratively and develop strong partnerships with multiple levels of employees.
• Excellent written and oral communication skills.
• Strong project management and organizational skills.
• Attention to detail with logical thought process.
• Ability to handle multiple priorities and produce successful results in a fast-paced environment.
• Strong PowerPoint and Excel skills required.

Preferred Qualifications, Skills, and Capabilities:

• MBA or Master's degree.
• Experience with lending processes of credit enablement, originations, and servicing.
• Ability to interpret and present complex data.
• Ability to develop strong, positive relationships with business stakeholders.

Job responsibilities

• Leads solutioning and the adoption of existing and upcoming client-facing products and capabilities while defining and configuring optimal solutions that address clients’ needs and objectives
• Serves as a subject matter expert on a defined set of products and capabilities with a deep understanding of our clients’ needs and current industry trends
• Supports Sales in pricing, pipeline planning, account planning, and upskilling the team on product knowledge by collaborating on training and collateral materials
• Engages with client teams to better understand pain points and refine solutions while regularly communicating critical client feedback to Product teams to inform the strategic product roadmap

Required qualifications, capabilities and skills

• 5+ years of experience or equivalent expertise in problem-solving across multiple teams and a cluster of products, with a focus on commercial card and payables product set
• Strong technical expertise, payments industry knowledge and consultative experience to support complex solutioning and design sessions with clients and prospects
• Strong executive level presentation skills, including ability to consult and sell at the C-level
• Exceptional ability to understand client and prospect needs and turn needs into mandated business through solution-based selling that clearly articulates operational and financial benefits
• Ability to generate ideas to help coverage teams identify and drive the development of new business
• Excellent selling and negotiation skills always ensuring the full value of J.P. Morgan is clearly communicated
• Strong writing and analytical skills to support RFP responses, presentation content and ROI analysis development
• Demonstrated prior experience working in a highly matrixed and complex organization

Preferred qualifications, capabilities, and skills

• Applicable market/industry experience
• Diligence to maintain up-to-date and accurate pipeline reports.
• Team-oriented with the ability to develop strong working relationships with clients, peers, and cross-functional partners.

As a Payments Negotiation Attorney in the Payments Legal Team, you will provide transactional and strategic legal support for client contract negotiations in wholesale payments. You will collaborate with us to enhance negotiation practices and implement technological solutions, creating a best-in-class contracts negotiations legal practice. You will have the opportunity to work with a dynamic team that values inclusivity and career growth. Together, we will safeguard the integrity of the firm while helping our clients succeed.

Key responsibilities

• Draft and negotiate a wide range of documentation for Wholesale Payments.
• Advise businesses on transaction structures, and legal and regulatory issues.
• Coordinate with product counsel and other legal teams to maintain agreement templates, negotiation playbooks, and negotiation technology tools.
• Ensure customer-facing documentation is clear and compliant with applicable laws and regulations.

Required qualifications and skills

• Illinois licensed attorney with at least five (5) years’ experience with a major law firm, financial institution, or judicial clerkship
• Proven and effective negotiation skills and ability to communicate with internal and external customers.
• Understanding of banking laws, including UCC Articles 4 and 4A.
• Excellent organization and time management skills.

Preferred qualifications, capabilities, and skills

• Knowledge of wholesale payments products and services.
• Experience working with merchant service processors/providers.
• Experience with commercial card products.
• Understanding of FinTech and third party payment processors and applicable laws and regulations.
• Familiarity with healthcare payments and HIPAA regulations.

As a Legal Entity Controller within the J.P. Morgan Securities Legal Entity Controller team, you will lead a team of accounting professionals, providing expertise in project management, Swiss financial regulatory reporting and general accounting matters. You will also provide technical support on complex subject, and partner with operational functional peers (e.g., credit, operations, CFO, compliance, treasury). The role offers interaction with different regions and exposure to management. It will be based in Geneva, reporting to the PB EMEA Controller.

Job responsibilities:

• Able to lead strategic and complex projects, manage large data sets, understand data flows, and foster a culture of automation.
• Support the vision for the Global Private Bank Financial Reporting product and create a product road map based on this vision. Perform financial analysis and reviews, including income statement and balance sheet variance analysis, legal entity financial board pack reviews, and US financial regulatory reporting submissions.
• Maintain the integrity of the financial statements and control environment, with an automation mindset.
• Provide ad hoc assistance on Local Swiss and US financial regulatory reporting and corporate matters.
• Partner on various matters, such as new business initiatives, complex financial products, and business requests, with CFOs, operations, corporate tax, technology, risk, credit risk, compliance, treasury, and legal colleagues
• Provide business and data analysis to cross line of business initiatives; analysing and documenting key business discussions, dependencies, and other project related materials

Required qualifications, capabilities, and skills:

• Qualified Accountant, Bachelor's degree in Accounting, Finance, or a related field.

• A minimum of 8 years of experience in banking or financial services, ideally with experience in a global private bank framework.

• Strong knowledge of one of the following skills: accounting principles, financial regulatory reporting (e.g. capital and liquidity), and banking products is a plus.

• Working experience on Olympic and/or Temenos Banking Systems, ideally in a change management role and experience using financial reporting tools such as SAP, MS Office suite and business intelligence/automation tools such as Tableau, Alteryx, Python, etc.

• Knowledge of the local Swiss financial regulatory reporting framework, ideally using the Fire platform

• Very good communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams.

• Skills in stakeholder influencing, conflict resolution, organization, and time management

• Fluent in English.

Preferred qualifications, capabilities, and skills:

• Fluency in French is a plus.
• CPA title or equivalent is preferred.