Home Lending - Pricing jobs at Jpmorgan in India, Bengaluru

Job Responsibilities

• Respond to incidents and coordinate staff follow up, including necessary investigation and risk mitigation, in partnership with LOB business management, corporate partners, and local law enforcement.
• Develop and maintain relationships and lines of communication with law enforcement agencies, key LOB partners and management, participate in key management meetings to maintain visibility and open lines of communication, and coordinate plans to mitigate known civil disturbances, protests, etc. that have proximity or target company locations and personnel.
• Manage guard force in assigned facilities.
• Perform periodic security review and risk assessment at assigned facilities and conduct periodic security and personal safety training.
• Support security infrastructure projects at assigned properties.
• Be available for after-hours response to emergency incidents.
• Travel on occasion to assist with corporate events security and executive protection support as needed.

Required Qualifications, capabilities, and skills

• College degree from a 4-year accredited university and 10+ years of security management experience with corporate security local/state/federal law enforcement, or military.
• Hands on experience in performing risk analysis, identifying vulnerabilities, conducting threat modelling, and performing security reviews
• Advanced analytical skills, decision making capability, strong critical thinking and high degree of comfort in fast-paced dynamic/ambiguous environment operating with initiative from the strategic to tactical level
• Strong security product knowledge and investigative experience
• Attention to detail and delivery oriented, able to effectively plan and track to prescribed timeline, excellent follow-through
• Strong interpersonal and influencing skills, able to work with multiple teams, including the ability to effectively lead a team or work unit
• Hands on experience in performing risk analysis, identifying vulnerabilities, and performing security reviews
• Experience in information gathering, tracking, and consolidation, reporting, dashboards, and presentations
• Knowledge of physical security technology systems and strong familiarity with physical and procedural security concepts
• Self-starter and motivated, flexible and comfortable working with multiple competing timelines and able to operate with limited supervision
• Effective ability to communicate in a concise manner both in speaking writing and leveraging Word, Excel, and PowerPoint

Job Responsibilities

• Identify problems, propose solutions, and contribute to solving issues beyond your specialty.
• Use domain modeling techniques to build best-in-class business products.
• Structure software for easy understanding, testing, and evolution.
• Build scalable solutions that avoid single points of failure and continuously update technologies and patterns.
• Develop secure code to protect customers and the organization from malicious actors.
• Investigate and fix issues promptly, ensuring zero downtime for end-users during releases.
• Monitor performance and use the right approach to identify and solve problems.

Required qualifications, capabilities and skills

• Formal training or certification in software engineering concepts and 5+ years of applied experience.
• Experience as a back-end software engineer with a solid approach to writing unit-level tests using mocking frameworks and automating component, integration, and end-to-end tests.
• Extensive experience with JVM languages (Java/Scala/Kotlin, preferably Java 8+) and automating deployment, releases, and testing in CI/CD pipelines.
• Understanding of security frameworks/standards, data streaming and messaging frameworks (Kafka, Spark, etc.), distributed tracing and monitoring (Zipkin, OpenTracing, Prometheus, ELK stack, Micrometer metrics, etc.), and experience with containers (Docker, Kubernetes, etc.).
• Professional experience in an agile, dynamic, and customer-facing environment.
• Understanding of distributed systems and cloud technologies (AWS, GCP, Azure, etc.), dependency injection frameworks (Spring/SpringBoot, Guice, etc.), microservices architecture, RESTful APIs, web technologies, and relational databases.
• Experience in lending.

Preferred qualifications, capabilities and skills

• Ability to work in a collaborative environment and coach team members on coding practices, design principles, and implementation patterns for high-quality maintainable solutions.
• Ability to work in a dynamic, agile environment within a geographically distributed team and focus on promptly addressing customer needs.
• Work within a diverse and inclusive team.
• Technically curious, versatile, and solution-oriented.
• Excellent written and verbal communication skills in English.

As an Associate in the Finance Home Lending P&A team, you will serve as a liaison between Firm-wide P&A, lines of business, Functional Finance teams, and other support teams to provide impactful reporting, planning, and insightful analyses. You will produce presentations, analysis, and supporting materials for key internal clients, including senior management, and participate in ad-hoc special projects and requests as needed. You will develop, consolidate, and present qualitative and quantitative financial analysis, including annual budgets and quarterly/monthly forecast variances. Additionally, you will create, maintain, and review financial models and analyses, conduct "deep dive" analyses on key issues, and collaborate with business partners to ensure timely and effective delivery of initiatives.

Job Responsibilities

• Serve as a liaison between Firm-wide P&A, lines of business, Functional Finance teams and other support teams in order to provide impactful reporting, planning and insightful analyses
• Produce presentations, analysis and supporting materials for key internal clients including senior management; participate and support ad-hoc special projects and requests as needed
• Develop, consolidate and present insightful and robust qualitative and quantitative financial analysis including annual budget, quarterly/monthly forecast variances
• Create, maintain and review financial models and analyses (both recurring and ad-hoc)
• Conduct "deep dive" analyses on key issues impacting client to determine root cause and propose solutions
• Collaborate with business partners across P&A, lines of business and the firm to ensure the timely, accurate and effective delivery of recurring and ad-hoc initiatives
• Build and maintain strong relationships with key business stakeholders: firm-wide, Functional Finance and lines of business teams

Required qualifications, capabilities, and skills

• Self-starter who is able to work in a fast paced, results driven environment
• BA/BS in Finance, Economics, Accounting
• Sound judgment, professional maturity and personal integrity, strong work ethic, proactive and results-oriented, and ability to manage multiple tasks simultaneously. Candidate must be comfortable with frequently changing priorities
• Ability to comprehend and clearly communicate complex concepts and maintain composure in a fast-paced, dynamic environment
• Excellent organizational, management, and both verbal and written communication skills
• Strong quantitative, analytical, and problem solving skills
• Strong technical and analytical skills, including Excel, PowerPoint, Essbase, Visual Basic and macros
• Ability to navigate multiple data sets and synthesize into cohesive presentation and recommendations
• Detail oriented with the ability to work well under pressure, handling multiple projects and initiatives simultaneously
• Team oriented, inquisitive, critical thinker who anticipates questions from internal clients and senior management
• Ability to build strong partnerships with colleagues, desire to learn quickly, be flexible and think strategically

Preferred qualifications, capabilities, and skills

• (CFA, CPA, MBA a plus)
• At least 3 years of relevant FP&A experience, preferably in the financial services industry

You will work in partnership with senior management, developing and implementing the liquidity and structural interest rate risk strategy for JP Morgan Chase’s primary entity in the European Union. This position is a rare opportunity to work in a fast paced, international team managing a €400bn balance sheet.

As a Corporate Treasury CIO Vice President in the J.P.Morgan SE Treasury team, you will support the J.P.Morgan SE Treasurer in their responsibility for the management of liquidity, funding, structural interest rate risk and Foreign Exchange risks management for the firm’s European Union subsidiary J.P.Morgan SE. You will help to prepare presentations to senior management as well as regulators working closely with the wider EMEA Corporate Treasury team in London.

Job responsibilities

• Analyses, understands and manages the liquidity, funding and Interest Rate risk profiles of JPMSE, in conjunction with financial, legal, regulatory, market and operational constraints
• Plans and executes the ILAAP (Internal Liquidity Adequacy Assessment Process) and CFP (or equivalent documents), working with multiple business lines and functions across the Firm to coordinate input into these documents
• Provides input from a Liquidity and Treasury perspective into ICAAP (Internal Capital Adequacy Assessment Process), Recovery and Resolution Planning documents
• Coordinates regulatory engagement in relation to all Treasury activities in JPMSE
• Understands in details and able to explain succinctly the content of liquidity and interest rate risk regulatory returns and key factors

Required qualifications, capabilities and skills

• Extensive financial services industry experience with a focus on liquidity management, balance sheet, business analysis, treasury experience
• Ability to operate in an environment with a high level of scrutiny and be able to collaborate effectively with a range of internal and external stakeholders across levels
• Excellent analytical and presentation skills and the ability to convey complex issues succinctly
• Strong communication skills and ability to coordinate across various lines of business, legal entities and regions
• Ability to excel under pressure, prioritize effectively across multiple tasks and bring tasks to closure

qualifications, capabilities and skills

• Understanding of the regulatory banking framework of the European Union
• Experience in preparing materials for senior management and/or regulatory bodies

As a Planning & Analysis Associate in our Finance team, you will spend each day defining, refining and delivering set goals for our firm. You will majorly focus on financial management across Home Lending & Auto PXT Finance including detailed research and analysis of direct and indirect costs and articulating financial drivers with commentary & solutions to stakeholders. Strong technical abilities with knowledge of financial systems/related process workflows and the ability to simplify/analyze large data sets in order to tell the story behind the financials will be critical for this role.

Job Responsibilities :

• Support all financial processes and reporting including month end, actuals, budget, forecast of various financial and headcount metrics and scenarios/views, including general ledger, program/project, taxonomy, product, application, allocations and business case financials for the Home Lending PXT Finance teams
• Deep-dive into tech expense by breaking down the cost into applications, investments, overhead and corporate expenses
• Budgeting for the HL & Auto Tech owned apps and investment through a billing key process by identifying beneficiaries/ users
• Analyze the GTI end user consumables expenses from a rate – volume perspective. Analyze the GTI application infrastructure expenses by using the data from internal sources like MARS & Keystone and have monthly connect with the iCTOs to understand & identify the variance drivers
• Collaborate closely with business, technology and finance partners across JPMC. Evaluate and implement forecast improvements and track technology allocations from various groups
• Closely involved with technology expense reduction activity for Home Lending & Auto, tracking of product cost on a regular basis and identifying drivers/ opportunities impacting the cost, app decommissions and billing key changes
• Demystify the Corporate expenses including Corp. Tech, CIB & Cyber. Analyzing and responding to Ad-hoc queries pertaining to technology and related costs
• Create decks for senior management that clearly articulate the financial story/strategy to the F&BM and technology stakeholder – for CIO, CFO and CEO. Linkage and full understanding of the cross-product impacts, ensuring connectivity to other product portfolios & JPMC LOBs. Establish a product P&L, while ensuring expense optimization and controls across the portfolio
• Ability to identify and leverage best practices across CCB tech reports & analysis. Ability to learn analytical and reporting tools like Tableau, Alteryx and identify potential opportunities for automation or process improvements
• Create dynamic financial management reporting and partner with Finance & Business Management teams to track and report various financial results and metrics
• Identify opportunities and recommend improvements for increased process and reporting efficiencies. Ensure data integrity, accuracy, and timeliness in all financial reporting and presentations. Adhere to internal compliance policies and other business reporting requirements

Required qualifications, capabilities, and skills

• Experience partnering in either a Finance and/or Business Management capacity and providing insights/recommendations to senior management
• Ability to present information in a clear and concise manner that tells the story behind financials in a compelling way
• Confident and personable attitude with the ability to face off with senior management at all levels, influence/handle difficult messages, problem solve, and resolve conflicts
• Detail oriented individual capable of completing reporting and analytics accurately, on a timely basis, and in a presentable manner
• Excellent written and verbal communication skills a must
• Individual must be able to work independently as well as in a team situation
• Excellent time management skills and ability to multitask and handle competing priorities under pressure
• Self-motivated individual to go beyond immediate responsibilities

Preferred qualifications, capabilities, and skills

• Experience with visualization and reporting tools such as Tableau preferred. Ability to work with large data sets and perform data mining using analytical tools (some experience of SQL etc. would be helpful)
• In-depth knowledge of Excel & PowerPoint and knowledge of Essbase and SAP preferable. Bachelor’s degree required – degree in Finance, Accounting or Economics preferred
• 7+ years’ experience in planning and analysis/ financial management / accounting environment with previous experience supporting Technology organizations preferred
• Timing – 2:00pm to 11:00pm (may change for budget periods, adhocs and projects)

As a Lending Product Associate within the Wealth Management Team, you will support product development and lifecycle management. You will gather insights, conduct research, and manage the product backlog. Collaborate with cross-functional teams to align products with customer needs and business goals.

Job Responsibilities:

• Assist in developing strategies and visions for global collateral management that deliver value to financial institutions and clients.
• Support discovery efforts and research using design thinking approaches to uncover solutions for the challenges and integrate them into the product roadmap.
• Maintain and develop a product backlog that supports the overall strategic roadmap for the product.
• Participate in agile ceremonies such as sprint planning, daily stand-ups, and retrospectives.
• Assist in the testing and release management strategy and Product testing.
• Support the product owner and senior team members in their daily tasks and responsibilities.
• Facilitate collaboration and communication within the team and with other departments particularly those involved in risk management and compliance.
• Act as a point of contact for product-related queries and updates.
• Seek opportunities to improve processes and enhance productivity and product quality.
• Utilize design thinking methodologies to help de-risk collateral management product investments by validating assumptions early and iterating based on user feedback.

Required qualifications, capabilities and skills:

• Graduate with 5+ years of experience in Banking / Financial Services or a related field.
• Understanding of product strategy and roadmap development.
• Familiarity with the product development lifecycle and agile methodologies.
• Basic data analytics and digital skills to support business transformation.
• General market and product knowledge, with an interest in industry trends.
• Willingness to learn and apply innovation and design thinking techniques.

Required qualifications, capabilities and skills:

• Strategic and analytical thinker with a drive towards execution and results.
• Influencing skills to manage a variety of stakeholders from different functions.
• Team player who proactively shares knowledge and information within and outside the function and can manage other team