Trade & Working Capital – Finance Client jobs at Jpmorgan in Germany, Frankfurt

As a Senior Auditor, Associate within the EMEA Finance Audit team, you will be involved in executing testing as well as have an opportunity to lead engagements. You will be part of a team responsible for end-to-end coverage of Finance controls. Areas of focus include Regulatory Reporting, Legal Entity Reporting, ICAAP, Recovery & Resolution, and Income Attribution & Expense allocation in regional and/or global audits. The role is suitable for individuals with financial experience with an understanding of regulatory requirements, particularly across EU. The team leads regional and location audits and has a significant involvement in regulatory interactions.

Job responsibilities

• Plan, execute and document audit reports, including risk assessments, audit planning, audit testing, control evaluation, report drafting and follow-up and verification of issue closure while ensuring audits are completed timely and within budget.

• Work closely with global Audit colleagues in the early identification of emerging control issues and reporting them timely to Audit management and business stakeholders.

• Recognize the confidential nature of Internal Audit communications and access to information; you must be disciplined in protecting the confidentiality and security of information in accordance with firm policy.

• Partner with stakeholders, business management, other control groups (i.e. risk management, compliance, fraud prevention), external auditors, and regulators establishing strong working relationships while maintaining independence.

• Finalize audit findings and use judgment to provide an overall opinion on the control environment through developing recommendations to strengthen internal controls.

• Take ownership of self-development, including stretch assignments, to prepare for greater responsibilities and career growth, and take initiative to seek out opportunity for continued learning

• Lead a culture of innovation.

• Follow 'How We Do Business' Principles.

• Stay up to date with industry trends to identify opportunities for game changing innovations or strategic partnerships.

• Find ways to drive efficiency with existing technical infrastructure through automation while embracing the innovative opportunities offered by new technologies.

Required qualifications, skills and capabilities

• Strong experience in internal or external auditing, or relevant business experience.

• Bachelor's degree (or relevant financial services experience).

• Experience with internal audit methodology and applying concepts in audit delivery and execution.

• Solid understanding of internal control concepts, with the ability to evaluate and determine the adequacy of controls by considering business and technology risks in an integrated manner.

• A sound knowledge of the finance functions in an investment bank and their accounting (IFRS, USGAAP, HGB) and regulatory reporting requirements (CRR / CRD and NFRD).

• Ability to work in a matrix organisation, transfer knowledge and develop capability of other team members.

• Advanced English level (written and verbal).

• Strong interpersonal and influencing skills, with the ability to establish credibility and build strong partnerships with senior business and control partners.

• Strong analytical skills particularly in regard to assessing the probability and impact of an internal control weakness.

• Enthusiastic, self-motivated, strong interest in learning, effective under pressure and willing to take personal responsibility/accountability.

• Flexible to changing business priorities and ability to multitask in a constantly changing environment.

Preferred qualifications, skills and capabilities

• German language knowledge.

• Knowledge of Banking and Payment products is a plus.

• An accounting qualification is desired.

• Advanced Degree in Finance or Accounting is preferred.

As a Working Student in our JPMorganChase Frankfurt office, you will be offered variety, growth, and a great introduction to a range of projects and tasks, and will have extensive exposure to daily operations of a leading financial institution. The program is designed to provide a one-year on the job experience and you will be expected to be available to work for 19 h/week during the semester and full-time during breaks, on-site in Frankfurt. The program runs on the basis of quarterly start dates, with the next cohort starting in January 2026.

In this quarter, roles exist in several departments, including: Securities Services Operations & GMI – Institutional Fund Controlling, Institutional Currencies & Emerging Markets Sales, Global Regulatory Change & Control – Germany, Private Bank Business Management. Depending on the department, each role offers a unique opportunity to gain valuable experience in different aspects of the financial services industry, with a variety of responsibilities.

Job responsibilities

• Provides general support on key departmental day-to-day tasks such as document management, team governance, data maintenance and reporting
• Participates in projects from starting point up to completion and provides support to tasks relating to process documentation, automation, and simplification
• Assists in coordinating meetings, preparing presentations, and maintaining databases
• Supports day-to-day data governance, compliance, and regulatory programs
• Collaborates with and supports other team members, including working with international teams

Required qualifications, capabilities, and skills

• Pursuing a Bachelor’s or Master’s Degree during the entire duration of the program
• Fluency in English
• Proficiency in MS Office applications
• Strong organizational, analytical, and communication skills
• Strong attention to detail and commitment to high quality work
• Ability to prioritize and multi-task

Preferred qualifications, capabilities, and skills

• Demonstrated interest in Institutional Fund Controlling, Institutional Currencies & Emerging Markets Sales, Business Management, Regulatory Change & Control, or similar
• Knowledge of additional languages, with German often required

Applications will be reviewed on a rolling basis. We strongly encourage you to submit your application as early as possible as programs will close once positions are filled.

Job Responsibilities:

• Analyze infrastructure spend and budget trends to identify cost-saving opportunities and ensure spending aligns with organizational goals.
• Review application architecture and design to pinpoint and implement cost-efficient design patterns and strategies, and make informed product recommendations.
• Collaborate with application owners to develop and execute optimization plans, ensuring measurable financial gains are tracked and reported.
• Provide clear and timely communication of project status, progress, and outcomes to relevant stakeholders.
• Conduct detailed analysis to identify potential areas for further cost reduction and develop actionable plans to achieve these savings.
• Oversee the management and maintenance of code for existing FinOps applications, ensuring optimal performance and reliability.
• Innovate and develop new features and capabilities based on user requirements to enhance FinOps applications and drive efficiency.

Required Skills:

• Formal training or certification on complex problem analysis and business requirement understanding concepts and proficient applied experience
• Ability to analyze complex problems and business requirements, recommending innovative solutions.
• Expertise in identifying and designing cost-efficient application patterns by understanding and applying principles of good architecture.
• Solid understanding of technology infrastructure (cloud and on-premise) and cost management.
• Sound understanding of Cloud products, pricing, and FinOps methodologies.
• Hands-on attitude with a focus on objectives and results.
• Reliable, assertive, and independent working attitude.
• Strong communication and presentation skills.

Preferred qualifications, capabilities and skills:

• Experience with FinOps frameworks and certifications (e.g., FinOps Certified Practitioner).
• Relevant cloud certifications (e.g., AWS Certified Solutions Architect, Azure Solutions Architect Expert).

Job responsibilities

• Executes software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Creates secure and high-quality production code and maintains algorithms that run synchronously with appropriate systems
• Produces architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code development
• Gathers, analyzes, synthesizes, and develops visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
• Proactively identifies hidden problems and patterns in data and uses these insights to drive improvements to coding hygiene and system architecture
• Contributes to software engineering communities of practice and events that explore new and emerging technologies
• Adds to team culture of diversity, equity, inclusion, and respect

Required qualifications, capabilities, and skills

• Formal training or certification on software engineering concepts and 3+ years applied experience
• Hands-on practical experience in system design, application development, testing, and operational stability
• Proficient in coding in one or more languages
• Overall knowledge of the Software Development Life Cycle
• Strong hands on experience in building cloud native applications using Java, Micro Services using Spring Boot/Cloud, Kafka, SQL, RDBS and NoSQL DBs like Cassandra, JUnit, Cucumber
• Expertise on AWS Cloud, Jenkins, Splunk, Dynatrace, Datadog, Bit Bucket, JIRA, Agile Methodology, Cloud Foundry, Chaos Testing, Performance testing using BlazeMeter
• Extensive experience in Java Fullstack developer with Springboot based microservices, AWS, database technologies, react.js
• Solid understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
• Demonstrated knowledge of software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)

Preferred qualifications, capabilities, and skills

• Familiarity with modern front-end technologies
• Exposure to cloud technologies

As a Client Service Account Manager (Associate) within our J.P. Morgan Payments team, you will maintain and enhance best in class Client Service to a designated portfolio of top tier Treasury Services Clients, promoting 100% Client satisfaction by interacting with the Client on service & operating issues and opportunities.

Job responsibilities

• Develops, maintains and broadens partnerships with Clients; understands Clients’ business to predict their needs and provide appropriate solutions
• Becomes the Clients’ trusted adviser
• Assists in developing and executing strategic Client plans
• Promotes use of self-service tools to reduce number of Client enquiries
• Analyses payment and associated activities in order to identify efficiencies and cross sell opportunities
• Promotes sharing of experience and best practice across the Service team
• Participates in and support TS initiatives
• Identifies opportunities for product development and enhancement
• Develops internal partnerships (e.g. Sales, Operations, Product, WSS)
• Identifies and escalate potential risk associated with Client activities
• Records all Client interactions (e.g. calls, meetings, issues, proactive communications)

Required qualifications, capabilities, and skills

• Excellent verbal and written communication skills in German and English
• Ability to work effectively under pressure whilst maintaining a professional manner
• Dual-ability to work effectively as both a team player and alone
• Demonstration of cultural sensitivity and awareness
• Proven negotiation skills
• Strong organisational skills; ability to manage multiple priorities whilst meeting deadlines
• Ability to develop and mobilise internal networks and resources
• Ability to effectively use and manage multiple systems
• Client service and portfolio management experience

Preferred qualifications, capabilities, and skills

• Knowledge and understanding of Treasury Services products, processes and risk policies nice to have

Some of the key responsibilities would involve but are not be limited to:

• Client coverage and prospecting including cold calls of key contacts and potential ETF users in Germany, responding to client inquiries and providing ongoing communication with clients and prospects
• Develop deep relationships across the client base with particular emphasis on investment decision makers, portfolio managers, traders, etc.
• Close collaboration with internal teams (in particular Client Advisors selling mutual funds) and sharing best practices and ideas across teams
• Scheduling and attending meetings alone but also with local teams´ co-coverage
• Usage and maintenance of the CRM system
• Prepare and deliver product presentations to prospective and existing clients at meetings, conferences, road-shows and via telephone/zoom
• Drive attendance to roadshows and events
• Leverage a consultative sales approach across channel to drive net new ETF assets
• Engage clients in discussions about new product concepts and solutions to help solve complex client challenges

Required qualifications, capabilities and skills

• Existing relationships in the wholesale, independent asset management and saving banks, with capacity to prospect new external relationships
• Strong understanding of the Asset Management industry, including active and passive strategies
• Deep background in the ETF landscape with competitor, product, and capital markets familiarity
• Proven track record of developing key internal and external partnerships with sales teams and individuals
• Highly motivated, with the ability to work independently
• Experience developing and executing on a data driven sales business plan within a defined channel or region
• Excellent written and verbal communication skills in German and English

Preferred qualifications, capabilities and skills

• CFA is a plus

With a heritage of more than two centuries, a broad range of core and alternative strategies, and investment professionals operating in every major world market, we offer unique investment experience and insight.

Today, we offer clear, actionable market insights that are trusted the world over. We use the depth and breadth of our global research platform to identify risks and opportunities that others might miss. And, through our ESG-integrated investment platform, investment stewardship and ESG-focused strategies, we help our clients to invest for sustainable return in a sustainable world.

Major Responsibilities

Ability to identify any investment strategy, product, service, operational, client coverage gaps and take the lead in ensuring resolution.

Several years of experience in a sales position in the asset management sector, investment consultancy, investment banking or similar roles covering the German institutional market

Successful and reliable track record of fund raising across asset classes

Deep understanding of equity, fixed income and alternative markets and their medium to long-term drivers

Thorough knowledge of the legal and regulatory framework for institutional investors in Germany

Outstanding communication and presentation skills, with the ability to convey complex concepts simply and clearly to clients

Excellent German and English language skills

CFA, CAIA desired

Self-starter with hands-on mentality

Empathic and strong personal presence

Highly organised and achievement oriented, knowing how to set priorities right

Comfortable in delivering excellent results within tight deadlines