Emea Innovation Economy Payments Sales Associate jobs at Jpmorgan in Germany, Frankfurt

As an HR Operations Analyst in our HR Operations team, you will play a crucial role in managing HR operations and supporting employee services across Germany and Austria.

Your responsibilities will cover a wide range of HR functions, including administration, reporting, onboarding, and employee support. You will work closely with business managers and HR teams to ensure efficient HR service delivery and compliance with company policies.

Job Responsibilities:

• Administer employee benefits in cooperation with the EMEA Benefits Administration Team and manage vendor contacts.

• Coordinate employee pension administration with external pension vendors.

• Manage the onboarding process, including transfers and expats, in cooperation with the EMEA Onboarding Team.

• Oversee the offboarding process, including terminations and leaves, in cooperation with HRBA and HR Transitions Team.

• Create German reference letters for employees.

• Coordinate third-party oversight and outsourcing for HR engagements across JPMSE and its branches.

• Manage records retrieval services for Germany and Austria employees and HR teams.

• Provide day-to-day assistance with employee inquiries across Germany and Austria.

• Handle regulatory HR operations, providing reports for year-end and audit requests.

• Serve as an escalation point and support for HR operations activities, coordinating issue resolution.

• Ensure detailed SOPs are documented for all work streams and monitor ongoing maintenance.

Required Qualifications, Capabilities, and Skills:

• Proven experience in an operational role within HR administration/services.

• Ability to prioritize and manage workload in a deadline-driven environment.

• Strong interpersonal and communication skills in German and English.

• Intermediate Excel and PowerPoint skills.

• Ability to manage multiple tasks concurrently, ensuring resolution while maintaining accuracy.

• Strong interpersonal skills to deal with employees across all levels sensitively.

Preferred Qualifications, Capabilities, and Skills:

• Experience in a global HR environment.

• Advanced Excel skills for data analysis and presentation.

• Experience with HR systems and tools.

As an Audit Associate within the International Consumer Bank Internal Audit Team you will plan, execute and document audit reports, partner closely with global Audit colleagues and business stakeholders, and use judgment to strengthen internal controls.

Job responsibilities

• Plan, execute and document audit reports, including risk assessments, audit planning, audit testing, control evaluation, report drafting and follow-up and verification of issue closure while ensuring audits are completed timely and within budget
• Work closely with global Audit colleagues in the early identification of emerging control issues and reporting them timely to Audit management and business stakeholders
• Engage with stakeholders, business management, other control groups (i.e. risk management, compliance, fraud prevention), external auditors, and regulators establishing strong working relationships while maintaining independence
• Take ownership of self-development, including stretch assignments, to prepare for greater responsibilities and career growth, and take initiative to seek out opportunity for continued learning
• Stay up to date with industry trends to identify opportunities for game changing innovations or strategic partnerships
• Find ways to drive efficiency with existing technical infrastructure through automation while embracing the innovative opportunities offered by new technologies

Required qualifications, capabilities, and skills

• Internal or external auditing experience, or relevant business experience
• ACA, CIA, and/or Degree in Finance or Accounting, or willing to pursue
• Solid understanding of internal control concepts, with the ability to evaluate and determine the adequacy of controls by considering business and technology risks in an integrated manner
• Excellent verbal and written communications skills
• Strong interpersonal and influencing skills, with the ability to establish credibility and build strong partnerships with senior business and control partners
• Strong analytical skills particularly in regard to assessing the probability and impact of an internal control weakness
• Flexible to changing business priorities and ability to multitask in a constantly changing environment

Preferred qualifications, capabilities, and skills

• Experience working in a geographically dispersed team
• Experience applying data analytics techniques when assessing control effectiveness

Job Summary

As a Payments Corporate Sales Manager (PSM) within J.P. Morgan, you will be primarily responsible for growing and developing our treasury services, merchant services, and trade business with existing and prospective clients on a global level. You will provide innovative and transformative solutions to our key clients to better manage their treasury operations and working capital. This role offers the opportunity to build a pipeline and achieve new business sales goals through effective account planning, solid relationships, and implementation of sophisticated selling strategies.

Job Responsibilities

• Drive sales of the entire Payments product suite, including treasury services, core cash clearing, liquidity management, foreign exchange solutions, merchant services, and trade & working capital.
• Partner closely with in-country coverage teams to promote J.P. Morgan’s global efforts, expand existing business with current clients, and proactively identify and align target prospect clients to deliver new Payments revenue.
• Understand the unique challenges and requirements in the industry/client segment and collaborate with internal stakeholders in the development, implementation, and delivery of complex products.
• Build trusted, long-term Payments business relationships by taking a holistic and forward-looking view on our relationships and identifying ways to help clients achieve their most important business/treasury objectives.
• Engage clients at strategic levels to provide integrated treasury solutions within a consultative and solution-led framework.
• Create strategic dialogues around key client-centric issues, incorporating best practices, benchmarking, opportunity quantification, and solution positioning.
• Lead and coordinate regional Request For Proposals (RFPs) with in-country coverage teams and all other relevant internal stakeholders.

Required Qualifications, Capabilities, and Skills

• Demonstrable experience in Payments sales or related areas with a proven ability to build and develop client relationships, win, and close new deals.
• Solid knowledge in cash & liquidity management products and understanding of relevant compliance and Know Your Client (KYC) processes.
• Effective selling and negotiation skills.
• Ability to influence senior decision-makers, internal stakeholders, and peers.
• Excellent partnership and communication skills with internal and external stakeholders.
• Result-oriented and able to work under pressure within tight timeframes.
• Strong verbal and written communication skills with the ability to synthesize complex problems into concise conclusions.
• Excellent verbal and written German language skills are essential for this role.

Preferred Qualifications, Capabilities, and Skills

• Bachelor’s degree required (Business, Finance, or Economics related major preferred); Master’s degree preferred, or extensive experience performing successfully in a similar role.
• Exposure to various functions including coverage, sales, client service, and operations preferred.
• Proficiency in Microsoft Excel, Access, PowerPoint, and Word.

As a Senior Auditor, Associate within the EMEA Finance Audit team, you will be involved in executing testing as well as have an opportunity to lead engagements. You will be part of a team responsible for end-to-end coverage of Finance controls. Areas of focus include Regulatory Reporting, Legal Entity Reporting, ICAAP, Recovery & Resolution, and Income Attribution & Expense allocation in regional and/or global audits. The role is suitable for individuals with financial experience with an understanding of regulatory requirements, particularly across EU. The team leads regional and location audits and has a significant involvement in regulatory interactions.

Job responsibilities

• Plan, execute and document audit reports, including risk assessments, audit planning, audit testing, control evaluation, report drafting and follow-up and verification of issue closure while ensuring audits are completed timely and within budget.

• Work closely with global Audit colleagues in the early identification of emerging control issues and reporting them timely to Audit management and business stakeholders.

• Recognize the confidential nature of Internal Audit communications and access to information; you must be disciplined in protecting the confidentiality and security of information in accordance with firm policy.

• Partner with stakeholders, business management, other control groups (i.e. risk management, compliance, fraud prevention), external auditors, and regulators establishing strong working relationships while maintaining independence.

• Finalize audit findings and use judgment to provide an overall opinion on the control environment through developing recommendations to strengthen internal controls.

• Take ownership of self-development, including stretch assignments, to prepare for greater responsibilities and career growth, and take initiative to seek out opportunity for continued learning

• Lead a culture of innovation.

• Follow 'How We Do Business' Principles.

• Stay up to date with industry trends to identify opportunities for game changing innovations or strategic partnerships.

• Find ways to drive efficiency with existing technical infrastructure through automation while embracing the innovative opportunities offered by new technologies.

Required qualifications, skills and capabilities

• Strong experience in internal or external auditing, or relevant business experience.

• Bachelor's degree (or relevant financial services experience).

• Experience with internal audit methodology and applying concepts in audit delivery and execution.

• Solid understanding of internal control concepts, with the ability to evaluate and determine the adequacy of controls by considering business and technology risks in an integrated manner.

• A sound knowledge of the finance functions in an investment bank and their accounting (IFRS, USGAAP, HGB) and regulatory reporting requirements (CRR / CRD and NFRD).

• Ability to work in a matrix organisation, transfer knowledge and develop capability of other team members.

• Advanced English level (written and verbal).

• Strong interpersonal and influencing skills, with the ability to establish credibility and build strong partnerships with senior business and control partners.

• Strong analytical skills particularly in regard to assessing the probability and impact of an internal control weakness.

• Enthusiastic, self-motivated, strong interest in learning, effective under pressure and willing to take personal responsibility/accountability.

• Flexible to changing business priorities and ability to multitask in a constantly changing environment.

Preferred qualifications, skills and capabilities

• German language knowledge.

• Knowledge of Banking and Payment products is a plus.

• An accounting qualification is desired.

• Advanced Degree in Finance or Accounting is preferred.

Job Responsibilities:

• Direct sales coverage of corporate clients across Germany, Austria, and Switzerland.
• Market and sell FX & Interest Rate derivative products.
• Collaborate with investment banking, DCM, trading, and structuring teams to deliver comprehensive solutions.
• Develop and maintain strong relationships with corporate clients, providing tailored risk management solutions.
• Identify new client opportunities and produce thoughtful trade ideas.
• Ensure compliance with regulatory standards and internal policies.

Required Qualifications, Capabilities, and Skills:

• Enquiring mind, perseverance, and ability to handle large amounts of information.
• Strong technical ability in understanding and pricing derivative products.
• Confidently engage with people at all levels in the organization.
• Self-motivated with the drive to seek new client opportunities and produce thoughtful trade ideas.
• Ability to work under pressure.
• Reliability and team-player personality.
• German speaker (mother tongue).

Preferred Qualifications, Capabilities, and Skills:

• Sales experience covering corporate clients is a nice to have.

Join a dynamic OOT Governance & Strategy team at J.P. Morgan SE, where you will play a key role inAudit and Regulatory Oversight.

As anAudit and Regulatory Oversight Associatein the Operations, Outsourcing, and Technology (OOT) team, you will perform quality assurance reviews across all external, and regulatory examinations impacting OOT. You will support audit fieldwork, contribute to audit follow-up processes, and coordinate governance meetings, all while growing your career in a leading financial services firm.

Job responsibilities

• Define and drive the strategic framework for the Audit and Regulatory Oversight within J.P. Morgan SE OOT, ensuring alignment with business objectives and successful execution of its vision.
• Support external audit-related and regulatory activities within OOT.
• Coordinate external audit fieldwork and contribute to the external audit and regulatory follow-up and monitoring process.
• Provide tailored support to the JP Morgan SE Head of OOT Governance & Strategy to ensure effective oversight across the organization and compliance with regulatory requirements.
• Partner with the OOT Team to identify and execute opportunities to enhance reporting from stakeholders, focusing on risk identification and mitigation, and improving transparency through visualization and automation using digital tools.
• Centralize ongoing programs and projects under the scope of Audit and Regulatory Oversight, ensuring consistency and consolidated senior management and oversight.
• Contribute to the quality assurance of OOT-related documentation of RFIs.
• Deliver high-quality executive presentations, reporting, and analytics to support informed business decisions.

Required qualifications, capabilities, and skills

• Fluency in both German and English is required.
• Track record of experience in financial services with a focus on controls, audit, quality assurance, operational risk management, or compliance.
• Knowledge of EU banking regulations, EBA Guidelines, external audit standards, and supervisory frameworks including EBA guidelines, CRD, DORA, and MaRisk.
• Strong stakeholder management and interpersonal skills.
• Excellent written, verbal, and presentation skills.
• Well-organized with strong attention to detail, quality, and time management skills.
• Ability to work in a fast-paced, deadline-driven environment.
• Proficiency in Microsoft Office, including PowerPoint and Excel.

Preferred qualifications, capabilities, and skills

• Experience in presenting to senior audiences.
• Ability to influence and negotiate with cross-line business partners.
• Adaptability to changing priorities and workload reprioritization.

Job Responsibilities:

• Analyze infrastructure spend and budget trends to identify cost-saving opportunities and ensure spending aligns with organizational goals.
• Review application architecture and design to pinpoint and implement cost-efficient design patterns and strategies, and make informed product recommendations.
• Collaborate with application owners to develop and execute optimization plans, ensuring measurable financial gains are tracked and reported.
• Provide clear and timely communication of project status, progress, and outcomes to relevant stakeholders.
• Conduct detailed analysis to identify potential areas for further cost reduction and develop actionable plans to achieve these savings.
• Oversee the management and maintenance of code for existing FinOps applications, ensuring optimal performance and reliability.
• Innovate and develop new features and capabilities based on user requirements to enhance FinOps applications and drive efficiency.

Required Skills:

• Formal training or certification on complex problem analysis and business requirement understanding concepts and proficient applied experience
• Ability to analyze complex problems and business requirements, recommending innovative solutions.
• Expertise in identifying and designing cost-efficient application patterns by understanding and applying principles of good architecture.
• Solid understanding of technology infrastructure (cloud and on-premise) and cost management.
• Sound understanding of Cloud products, pricing, and FinOps methodologies.
• Hands-on attitude with a focus on objectives and results.
• Reliable, assertive, and independent working attitude.
• Strong communication and presentation skills.

Preferred qualifications, capabilities and skills:

• Experience with FinOps frameworks and certifications (e.g., FinOps Certified Practitioner).
• Relevant cloud certifications (e.g., AWS Certified Solutions Architect, Azure Solutions Architect Expert).