Deputy Manager - Risk Compliance Know Customer jobs at Ibm in India, Chennai

In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new technology.

As a Workday Consultant you will serve as a client-facing practitioner who leads and implements expert services utilizing the breadth of IBM's offerings and technologies. A successful Consultant is regarded by clients as a trusted business advisor who collaborates to provide innovative solutions used to solve the most challenging business problems. Candidates for this role should have proven delivery experience with Workday, including outstanding presentation, written and verbal communication skills. You will work developing solutions that excel at user experience, style, performance, reliability, and scalability to reduce costs and improve profit and shareholder value. Your primary responsibilities include: Build, automate and release solutions based on client’s priorities and requirements. Explore and discover risks and resolving issues that affect release scope, schedule and quality and bring to the table potential solutions. Make sure that all solutions meet the client specifications and are delivered on time. Lead testing support activities to ensure defects are resolved in satisfactory SLA’s Ensure all Delivery Assurance (DA) Checkpoints are compliant and completed on time Assist with Data Conversion & Reporting activities as needed

• Experienced in PICOF, PECI, Core Connectors and Workday Studio
• Extensive experience in XML, XSLT coding
• At least 8 years of Integration Implementation and Support
• Able to Gather, Design and Build Integration requirements of the client
• Must have a Workday Integrations Certification

• Experience is other Workday modules is a plus
• Other Workday module certification is highly preferred.

Analysts engage in risk, compliance, and financial crimes projects to serve Promontory (PRR) clients within the banking and finance industry – helping them meet and exceed regulatory expectations. Analysts are expected to positively contribute to Promontory’s success in a variety of areas, including BSA, anti-money laundering surveillance and reporting assistance, OFAC sanctions compliance, and other areas relevant to today’s heightened regulatory climate.

Analysts must possess excellent writing, research, analytical, and critical thinking skills, and other applicable experience that leads to success in the role, such as strong work ethic and natural curiosity. Analysts must be able to judiciously analyze, assess, and write clearly and concisely. The nature of this work requires individuals to be flexible, learn new skills, work within time constraints, and meet uncompromising quality requirements and production expectations while working closely with others in a dynamic team environment.

•Apply logic and strong reasoning skills to conduct research for case analysis.

•Use sound decision-making skills to make recommendations based on research results.

•Compose comprehensive supporting narratives

•Interpret and apply project policies and procedures to direct work.

•Maintain high work product quality as outlined by each project specifications.

•Ensure work adheres to defined engagement policies and procedures

•Manage work efficiently to meet production goals and project deliverables.

•Contribute to developing individual and project goals and execute on tactical strategies for goal attainment.

•2 to 3 years prior AML experience REQUIRED.

•2+ years compliance experience at a financial institution is STRONGLY PREFERRED.

•Retail banking experience is PREFERRED.

•The ability to work independently, take initiative, and able to adapt to change.

•Ability to quickly understand and maintain current know3ledge of banking regulations, concepts, and issues.

•Quickly learn new applications and client systems to conduct research.

•Exercise sound judgment and observe the highest degree of confidentiality.

•Adept at multi-tasking and meeting deadlines in high-pressure environment.

•Results oriented team player with strong initiative and flexibility.

•Strong analytical and problem-solving abilities.

•Superior writing skills with the ability to convey ideas clearly and succinctly.

•Exemplary customer service towards both internal and external parties.

•Exceptional research and processing skills with the ability to analyze large data sets, decipher higher risk attributes (transactional, geographical, product, customer type, etc.), and disposition appropriately.

•Demonstrate competency with computers, including proficiency with all Microsoft Office products, and should have prior experience with a variety of computer database and testing systems.

Anti-Money Laundering (AML) Alerts – COMPLEX

· Review alerts generated by client systems for anomalous or potentially suspicious activity

· Review Know Your Customer (KYC) data for the focal client

· Analyze account transaction histories to identify activity indicative of money laundering, terrorist funding, or other potentially unusual or suspicious activity

· Conduct due diligence research on focal party and key counterparties

· Compare research and analysis to alert typology and close or escalate based on the review

Anti-Money Laundering (AML) Case Investigations

· Review alerts escalated to case and other cases such as Fraud and Legal Orders

· Review Know Your Customer (KYC) data for the focal client(s)

· Conduct multi-year transaction trend analysis

· Analyze large/complex account transaction histories to identify activity indicative of money laundering, terrorist funding, or other potentially unusual or suspicious activity

· Review detailed transaction images to verify and deepen understanding of activity

· Conduct thorough open-source research to verify customer and counterparty details and identify risks

· Send Requests for Information (RFI)s to bank customers to gather details on activity or other gaps

· Conduct additional due diligence research on focal party and key counterparties

· Create detailed case narratives outlining the investigation and reasons for closure or escalation

Suspicious Activity Report (SAR) Filing

· Accurately complete regulatory reporting to be submitted to FinCEN

· Locate and add Subject Information

· Enter descriptions of suspicious activity

· Enter financial institution details & contact information

· Enter a complete, detailed breakdown of the suspicious activity

· Present the SAR to the bank for review prior to submission to FinCEN

Office of Foreign Asset Controls (OFAC) Sanctions Screening

· Review sanctions screening alerts generated by client systems as possible OFAC matches

· Compare customer profile and OFAC match profile details to identify mismatches

· Utilize phonetics, spelling, and knowledge of short names nicknames to support name mismatches

· Utilize client provided Politically Exposed Person (PEP) guidance for close family members to ensure alignment to client policy

· Conduct online research to confirm or clarify mismatch or match data

· Close mismatches or escalate possible true matches with notations on mismatches or matching data

· Review KYC alerts generated by client systems for new customer or ongoing KYC review/remediation

· Review customer profile details and any KYC gaps

· Review customer documentation for validity, completeness, and any required notary services

· Update customer profile details with incoming data from documentation and KYC questionnaires

Currency Transaction Report (CTR) Review – COMPLEX

· Pull, aggregate, and reconcile multiple transaction reports

· Validate transactions are truly cash and not processed as cash by bank personnel

· Determine daily cash aggregates per customer exceeding $10,000

· Determine if CTRs were filed by bank personnel and file missing CTRs

· Review Customer KYC Data, Customer Profile, Account Types, Purpose of Accounts, and Expected Use

· Verify Customer details such as address, SSN, DOB, and other relevant information

· Verify supporting documentation for all profile information

· Determine Source of Wealth and Source of Funds

· Conduct risk assessment and risk rating based on the bank risk methodology

Enhanced Due Diligence (EDD)

· Review Customer KYC Data, Customer Profile, Account Types, Purpose of Accounts, and Expected Use

· Verify Customer details such as address, SSN, DOB, and other relevant information

· Conduct thorough open-source searches to validate accuracy of data and risks – including geography

· Verify supporting documentation for all profile information

· Determine Source of Wealth (SOW) and Source of Funds (SOF)

· Verify SOW and SOF are aligned with what is seen in customer transactions

· Conduct risk assessment and risk rating based on the bank risk methodology

Undergraduate degree in Business Administration, accounting, finance, or other related discipline; or equivalent combination of education and experience that is required for the specific job level.

In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new technology.

In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new technology.

• Experience in Identity Governance and Administration Consultant – Saviynt and Design. Implement and Manage Saviynt IGA solution
• Strong knowledge of Saviynt and hands of experience of Saviynt implementation
• Solid understanding of Microsoft Windows Server operating systems, Active Directory, and LDAP Experience with IIS and DNS Able to communicate with client or stakeholders to ensure required outcomes are met.
• Integrate Saviynt IGA solution with critical applications as per customer requirements
• Resolve technical issues for Saviynt implementation.
• Contribute towards training and mentoring the team on Saviynt capabilities.
• Designing and developing Identity Management, Role Based Access Control solutions, Workflows, Certification. UI Customization, Rules and Policies.
• Provide technical expertise for Account Aggregation and Group Aggregation to aggregate data from different application types.
• Implementing multiple Rules - Connector rules, Aggregation rules & Provisioning rules
• Configurations for Access Request and Emergency access use cases as per customer requirementsDashboard and Report setup within Saviynt as per customer requirements

• BE / B Tech in any stream, M.Sc. (Computer Science/IT) / M.C.A, with Minimum 4-6 yrs of exp, 3 + yrs of relevant experience
• 4+ years of industry experience in Design, Development, Customization, Configuration, end-to-end implementation of any Identity Management and Governance products.
• Minimum 2 years relevant experience in implementing and managing Saviynt IGA solution.
• Knowledge on User Lifecycle Management, Provisioning, Deprovisioning, Reconciliation, Password management, Access Certification, RBAC, SOD, Role Management, Access Request, Delegation, Auditing, Reporting and user activity Monitoring
• Experience in MySQL and Unix Shell/Perl scripting

• Knowledge of Web Services (REST/SOAP), Directories (LDAP, AD), etc.
  Knowledge of Application server like Tomcat, Weblogic and WebSphere.
• Configuration of Roles, Policy and Certifications for governance compliance, Certification Rules, Policy Violation Rules, SODs

As a Deputy Manager – Order to Cash (O2C), you are responsible for processing Accounts Receivable - posting and balancing daily cash applications, preparing journal entries, filing records, and general account reconciliations. You should be flexible to work in shifts.

Your primary responsibilities include:

· Analysis of receivable accounts, investigation of entries, and pulling audit prep work.

· Involve in netting instructions, direct Debit run, rejection of Direct Debit and Oracle updating.

· Investigate unapplied payments, rectify them, and ensure proper allocation.

· Provide information relating to customer payments, refunds, and other miscellaneous accounts receivables questions.

· Ensure that client Service Level Agreements (SLA) and timelines are met.

· Commerce Graduate with a minimum of 8+ years of Experience in Order to Cash (O2C), basic accounting knowledge and understanding of various accounting principles.

· Experience in participating and collaborating in team meetings to gather/share information.

· Ability to achieve individual and Business metrics.

· Demonstrated experience in meeting all baseline and project goals for accuracy and timeliness.

· Hands-on expertise to increase cash application automation, increase touchless cash settlement, and reduce cash application complexity and instability across accounts assigned.

· Prior experience in monitoring customer account statuses and results regarding cash application against defined critical metrics, goals and objectives.

· Proven experience to build and utilize reports to analyze pertinent account information.

· Experience in collaboration and negotiation with customers, sales field, and finance functions to achieve improvements.

· Working knowledge to identify and implement action plans and process improvements with mentorship.

· Proven experience to build and utilize reports to analyze pertinent account information.

· Experience in collaboration and negotiation with customers, sales field, and finance functions to achieve improvements.

· Working knowledge to identify and implement action plans and process improvements with mentorship.

· Proficient in MS Office applications and any ERP software as an end-user.

· Ambitious individual who can work under their direction towards agreed targets/goals.

· Ability to work under tight timelines and be part of change management initiatives.

· Proven interpersonal skills while contributing to team effort by accomplishing related results as needed.

· Enhance technical skills by attending educational workshops, reviewing publications etc.,

Senior Analysts engage in risk, compliance, and financial crimes projects to serve Promontory clients within the banking and finance industry – helping them meet and exceed regulatory expectations. Senior Analysts are expected to positively contribute to Promontory’s success in a variety of areas, including BSA, anti-money laundering surveillance and reporting assistance, OFAC sanctions compliance, and other areas relevant to today’s heightened regulatory climate.

Senior Analysts must possess excellent writing, research, analytical, and critical thinking skills, and other applicable experience that leads to success in the role, such as strong work ethic and natural curiosity. Senior Analysts must be able to judiciously analyze, assess, and write clearly and concisely. The nature of this work requires individuals to be flexible, learn new skills, work within time constraints, and meet uncompromising quality requirements and production expectations while working closely with others in a dynamic team environment.

•Serve as a subject matter expert for assigned engagement.

•Apply logic and strong reasoning skills to conduct research for case analysis.

•Use sound decision-making skills to make recommendations based on research results.

•Compose comprehensive supporting narratives

•Interpret and apply project policies and procedures to direct work.

•Maintain high work product quality as outlined by each project specifications.

•Ensure work adheres to defined engagement policies and procedures

•Manage work efficiently to meet production goals and project deliverables.

•Contribute to developing individual and project goals and execute on tactical strategies for goal attainment

•Work collaboratively with Team Lead(s) and Quality Assurance to help drive execution, meet quality and production goals and deadlines.

•As needed, may be asked to provide other project support, including serving as a back-up to Team Leads, assisting in training new team members, reporting and process optimization related activities.

•Model success behaviors, a high-performance work ethic and constant self-improvement. May assist in performing quality assurance reviews of Analyst work product, and deliver neutral, accurate and constructive feedback.

•3 to 5 years of prior AML experience REQUIRED. (Alert, Cases, CDD, EDD)

•Compliance experience at a financial institution is STRONGLY PREFERRED.

•Retail banking experience is PREFERRED.

•Demonstrated experience writing SAR/STR narratives and filing SAR/STR’s.

•Exceptional research and processing skills with the ability to analyze large data sets, decipher higher risk attributes (transactional, geographical, product, customer type, etc.), and disposition appropriately.

•Superior writing skills with the ability to convey ideas clearly, succinctly, and efficiently.

•Ability to listen, collect and understand appropriate information; identify the concerns of others.

•Ability to work independently, take initiative, and able to adapt to change.

•Ability to quickly understand and maintain current knowledge of banking regulations, concepts, and issues.

•Adept at multi-tasking and meeting deadlines in high-pressure environment.

•Results oriented team player with strong initiative and flexibility.

•Positively influence others to achieve results that are in the best interest of the organization.

•Able to determine priorities, implement action plans, and evaluate the overall workflow process and results.

•Demonstrate a strong sense of urgency by responding immediately to escalated issues and rapidly changing priorities.

•Exemplary customer service towards both internal and external parties.

•Demonstrated computer software competency, including Microsoft Word and Outlook, is required.

•Highly proficient in Microsoft Excel, with the ability to perform data manipulation and pivot tables, etc.

Anti-Money Laundering (AML) Alerts – COMPLEX

•Review alerts generated by client systems for anomalous or potentially suspicious activity

•Review Know Your Customer (KYC) data for the focal client

•Analyze account transaction histories to identify activity indicative of money laundering, terrorist funding, or other potentially unusual or suspicious activity

•Conduct due diligence research on focal party and key counterparties

•Compare research and analysis to alert typology and close or escalate based on the review

Anti-Money Laundering (AML) Case Investigations – COMPLEX

•Review alerts escalated to case and other cases such as Fraud and Legal Orders

•Review Know Your Customer (KYC) data for the focal client(s)

•Conduct multi-year transaction trend analysis

•Analyze large/complex account transaction histories to identify activity indicative of money laundering, terrorist funding, or other potentially unusual or suspicious activity

•Review detailed transaction images to verify and deepen understanding of activity

•Conduct thorough open-source research to verify customer and counterparty details and identify risks

•Send Requests for Information (RFI)s to bank customers to gather details on activity or other gaps

•Conduct additional due diligence research on focal party and key counterparties

•Create detailed case narratives outlining the investigation and reasons for closure or escalation

Suspicious Activity Report (SAR) Filing

•Accurately complete regulatory reporting to be submitted to FinCEN

•Locate and add Subject Information

•Enter descriptions of suspicious activity

•Enter financial institution details & contact information

•Enter a complete, detailed breakdown of the suspicious activity

•Present the SAR to the bank for review prior to submission to FinCEN

Office of Foreign Asset Controls (OFAC) Sanctions Screening – COMPLEX

•Review sanctions screening alerts generated by client systems as possible OFAC matches

•Compare customer profile and OFAC match profile details to identify mismatches

•Utilize phonetics, spelling, and knowledge of short names nicknames to support name mismatches

•Utilize client provided Politically Exposed Person (PEP) guidance for close family members to ensure alignment to client policy

•Conduct online research to confirm or clarify mismatch or match data

•Close mismatches or escalate possible true matches with notations on mismatches or matching data

•Review KYC alerts generated by client systems for new customer or ongoing KYC review/remediation

•Review customer profile details and any KYC gaps

•Review customer documentation for validity, completeness, and any required notary services

•Update customer profile details with incoming data from documentation and KYC questionnaires

Currency Transaction Report (CTR) Review – COMPLEX

•Pull, aggregate, and reconcile multiple transaction reports

•Validate transactions are truly cash and not processed as cash by bank personnel

•Determine daily cash aggregates per customer exceeding $10,000

•Determine if CTRs were filed by bank personnel and file missing CTRs

•Review Customer KYC Data, Customer Profile, Account Types, Purpose of Accounts, and Expected Use

•Verify Customer details such as address, SSN, DOB, and other relevant information

•Verify supporting documentation for all profile information

•Determine Source of Wealth and Source of Funds

•Conduct risk assessment and risk rating based on the bank risk methodology

Enhanced Due Diligence (EDD) - COMPLEX

•Review Customer KYC Data, Customer Profile, Account Types, Purpose of Accounts, and Expected Use

•Verify Customer details such as address, SSN, DOB, and other relevant information

•For entities, conduct beneficial ownership unwrapping

•For entities, determine if proper licenses are held for various specialties

•Conduct thorough open-source searches to validate accuracy of data and risks – including geography

•Verify supporting documentation for all profile information

•Determine Source of Wealth (SOW) and Source of Funds (SOF)

•Verify SOW and SOF are aligned with what is seen in customer transactions

•Conduct risk assessment and risk rating based on the bank risk methodology

•Undergraduate degree in Business Administration, accounting, finance, or other related discipline; or equivalent combination of education and experience that is required for the specific job level.

•ACAMS Certification is preferred