Tech Product Delivery Head - Payments jobs at Ey in India, Bengaluru

Your key responsibilities

• You are responsible to provide leadership, functional knowledge and configuration skills to build EY Proprietary applications on top of SAP products.
• Responsible to deliver in a hybrid systems environment – primarily SAP On-Prem products, SAP Cloud Platform and SAP Cloud products.
• Responsible to deliver in the Agile process as part of a stable team
• You are also expected to engage with partners and service providers to clarify any open operational or technical questions, reporting to the EY CT SAP Domain product management function.

Skills and attributes for success

Ideally, a Person with 8 to 10 years of experience in SAP Extended Warehouse Management having expertise in E2E Implementations, Rollout, Upgrade and Support Projects in SAP ECC, SAP S/4HANA On Premise, Private Cloud and Public Cloud. Minimum 3 E2E Implementation experience is required. You will also be:

• A team player with strong analytical, communication and interpersonal skills
• Constantly updating yourself about new offerings from SAP as well as market conditions
• A winning personality and the ability to become a trusted advisor to the stakeholders
• Strong written and verbal communication skills

To qualify for the role, you must have

• Experience in requirements gathering, User Story creation and grooming, blueprint preparation, system configuration, testing, cutover, Go-live and operations.
• Experience in embedded EWM in SAP S/4HANA.
• Must have strong experience of warehouse and distribution business processes and best practices.
• Strong experience in Inbound and Outbound Process, Dock Appointment Scheduling, Cross Docking, Yard Management, Advanced Shipment Notification, Quality Management, Physical inventory, Replenishment, Slotting and Re-arranging, Wave management, Manage Batches, Serial Numbers, Packing control and Process monitoring.
• Experience in Batch management, Serialization, Quality inspection, Exception handling, Dangerous goods, Catch weight and Shelf-Life.
• Sound experience in EWM-TM integration, EWM-MM integration, EWM-SD integration, EWM-QM integration and EWM-Event Manufacturing Execution (MES).
• Experience in SAP Public Cloud and Private Cloud is a huge plus.
• Experience in Yard Management is huge plus.
• Experience in AI and Robotics will be an advantage.
• Education: Computer Science/Telecom/Electronics Engineer preferred

Ideally, you’ll also have

• Knowledge of SAP technologies for both On-Prem and Cloud offerings from SAP
• Understanding of application integration potential across SAP offerings
• Knowledge of SAP Industry Solutions
• Education in business management will be helpful

What we look for

• Strong teamwork, work ethic, product mindset, client centricity and a relentless commitment to EY values.

We offer a competitive remuneration package where you’ll be rewarded for your individual and team performance. Our comprehensive Total Rewards package includes support for flexible working and career development, and with FlexEY you can select benefits that suit your needs, covering holidays, health and well-being, insurance, savings and a wide range of discounts, offers and promotions. Plus, we offer:

• Support, coaching and feedback from some of the most engaging colleagues around
• Opportunities to develop new skills and progress your career
• The freedom and flexibility to handle your role in a way that’s right for you

Position: Tech Product Development Lead – Payments

Manager

Description:

We are seeking a Tech Product Development Lead to design, architect, and develop robust applications for payment systems and core processing solutions. You will ensure compliance with industry standards while translating user needs into technical features that enhance customer experience. Key responsibilities include developing payment processing capabilities, conducting quality assurance, and collaborating with Product Management to clarify requirements. Proficiency in Java, modern front-end technologies (e.g., React), and cloud deployments is essential.

Experience Level:

• BE/BTech with 10+ years of relevant experience of which at least 3 years in Payments.
• Expertise in software development and payments architecture, with experience in payment application cycles.
• Manage the end-to-end delivery of digital projects, including multi location, multi geography delivery teams.
• Lead the design, development, and deployment of web applications, ensuring high performance and scalability.
• Strong programming skills and experience with NoSQL databases and distributed messaging systems (e.g., Redis, Kafka).
• Manage and mentor a technical team, promoting best practices and a culture of innovation.
• Understand how engineering decisions impact product outcomes and overall business goals.

Domain Requirement:

• Deep knowledge of payments and digital banking, including large-scale modernization programs.
• Innovative thinker with experience in implementing payment solutions across multiple platforms using integration patterns (API, ESB, Batch File).
• Familiarity with payments messaging standards (NACHA, ISO 8583, ISO 20022, SWIFT) and regulatory frameworks (SEPA, BASEL, PSD2, PCI DSS).
• Understanding of payments architecture design, integration patterns, and core processing solutions.
• Familiarity with payment ecosystems and cross-border payments.

Key Responsibilities:

• Design, develop, test, and deploy high-quality software solutions.
• Build and manage motivated delivery teams, ensuring effective communication and collaboration.
• Ability to understand the broader product vision, focusing on solving user problems and delivering business value.
• Lead assessments, architecture engagements, and engineering projects.
• Plan, budget, and oversee end-to-end delivery.
• Collaborate with architects and engineering leads to identify risks and dependencies.
• Establish performance management guidelines and KPIs for successful delivery.

Qualifications:

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.
• 10+ years of IT experience, with 5 years in Payments.
• Proven leadership in multi-year, multi-team transformation projects.
• Strong understanding of product development processes and software architecture.

Soft Skills:

• Leadership and mentoring capabilities.
• Strong analytical and problem-solving skills with a product driven mindset.
• Excellent communication and interpersonal skills.

EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Your key responsibilities

• Data assessment for clients using different frameworks and support clients to build a successful data strategy.
• Work closely with IT, supply chain and other stakeholders to understand their data analysis needs and translate them into technical requirements.
• Should be able to develop strategies to validate, clean, transform, and monitor data so that it’s accurate, consistent, complete, reliable, and timely for its intended uses.
• Determine what new data will be captured and/or standardized.
• Oversee key standard reports and dashboards.
• Assure that legal and other compliance standards are followed.
• Ensure data documentation is written and maintained.
• Collaborate with IT, supply chain teams and other stake holders to ensure data integrity and compliance with company standards.
• Stay current with the latest trends and technologies on Data in supply chain management to recommend improvements and innovations.
• Participate in the full lifecycle of data governance project, from requirements gathering to deployment and post-implementation review.
• Performing Data Analysis and Data Manipulation as per client requirements.
• Collaborate with cross-functional teams to implement data-driven strategic initiatives.
• Strong SQL, data integration and handling skills
• Exposure to AI Models ,Python and using them in Data Cleaning/Standardization.

To qualify for the role, you must have

• 5+ years of experience on Data Intelligence Cloud, Data Quality/Cleansing with Strong experience on data quality/maturity frameworks
• Expertise in the Data Governance design and setup.
• Data Strategy roadmap development and adoption, including Business Case development working.
• Should be well versed with Data quality standards, Data profiling, Data quality assessment, Data quality reporting, Data cleaning, Monitoring and control, Data governance.
• Experience in data intelligence cloud platforms like Snowflake, Azure, data bricks

Ideally, you’ll also have

• Exceptional communicational skills to build strong business relationship with senior executives.
• Superior internal and external stakeholder management skills with the ability to credibly communicate, negotiate and influence strategic outcomes.
• Excellent critical thinking, problem solving analytical capabilities as a Data Strategist
• You should know how to build story lines and translate complex solutions into clear & understandable content and context.
• You know how to collect and identify business requirements and translate these into functional requirements and acceptance criteria

At EY, we’re dedicated to helping our clients, from start–ups to Fortune 500 companies — and the work we do with them is as varied as they are. You get to work with inspiring and meaningful projects. Our focus is education and coaching alongside practical experience to ensure your personal development. We value our employees and you will be able to control your own development with an individual progression plan. You will quickly grow into a responsible role with challenging and stimulating assignments. Moreover, you will be part of an interdisciplinary environment that emphasizes high quality and knowledge exchange. Plus, we offer:

• Support, coaching and feedback from some of the most engaging colleagues around
• Opportunities to develop new skills and progress your career.
• The freedom and flexibility to handle your role in a way that’s right for you.

EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Your key responsibilities

• Implement solution designs from inception through delivery to production
• Implement for operational excellence including engineering resiliency, performance, availability, and scalability of her/his applications
• Responsible for estimation activities in collaboration with the product teams
• Coach and mentor other engineers on solution engineering and promote a culture of innovation
• Verify accurate documentation and communication of products/applications implementation decisions

Skills and attributes for success

• Experience implementing an Enterprise Class middleware architecture using TIBCO.
• Experience with Tibco Business Works (v6), EMS, Hawk and BPM.
• Experience with Spring Boot, Apache Camel.
• Experience with API Management/Gateway solutions like Apigee and similar.
• Experience with Web Services, SOAP/Rest API development

To qualify for the role, you must have

• Minimum of 2 years and Maximum of 7 years of integrating real time pub/sub framework for large clients using latest version of TIBCO middleware technologies
• Experience with Tibco BW6, Tibco Flogo, Business Events.
• Experience with Springboot and Java.
• Experience with Apache Camel.
• Knowledge of public key infrastructure, SSL/TLS, certificate usage, OAuth, key based authentication, and other security patterns, B2B protocols.
• Experience with API Management/Gateway solutions like Apigee and similar.
• Experience with Web Services, SOAP/Rest API development
• Remain current with industry trends to advise and advocate solution approaches for systems and applications to meet growing business needs.

You get to work with inspiring and meaningful projects. Our focus is education and coaching alongside practical experience to ensure your personal development. We value our employees, and you will be able to control your own development with an individual progression plan. You will quickly grow into a responsible role with challenging and stimulating assignments. Moreover, you will be part of an interdisciplinary environment that emphasizes high quality and knowledge exchange. Plus, we offer:

• Support, coaching and feedback from some of the most engaging colleagues around
• Opportunities to develop new skills and progress your career
• The freedom and flexibility to handle your role in a way that’s right for you

Position: Payment Product Full-Stack Engineer

Level: Senior Consultant

Description:

We are seeking a Payment Product Full-Stack Engineer to design and develop robust applications for payment architectures and core processing solutions. You will play a crucial role in supporting the technical aspects of product development and implementation. You will ensure that development aligns with architecture and design guidelines, focusing on security, resiliency, performance, observability, and operability. You will work closely with product management, engineering, and customer support teams to ensure that products meet technical specifications and customer requirements. Your responsibilities will include assisting in product design, development, testing, and troubleshooting, as well as providing technical support to internal teams and customers. Proficiency in Java, modern front-end technologies, and cloud deployments will be essential for driving innovation and enhancing user experiences.

Experience Level:

• 5-8 years of software development experience in product engineering within the payment and financial industry.
• Strong expertise in Java (8+), Spring Boot, REST APIs, and Microservices.
• Strong problem-solving skills and a product mindset.
• Expertise in front-end technologies: HTML, CSS, JavaScript, and React/Angular.
• Experience designing components for distributed transaction engines and payment processing, including APIs and tokenization.
• Prioritize outcomes over output—solve real user problems, not just deliver code.
• Hands-on experience with cloud deployments.
• Solid understanding of Java design patterns, data structures, and algorithms.
• Familiarity with NoSQL databases and distributed messaging systems (e.g., Redis, Kafka, Couchbase, Cassandra) in high-transaction environments.
• Backend experience with Apache Cassandra and relational databases (Oracle, PostgreSQL).
• Experience in Cloud deployments including GCP.
• Expertise in application design, software development, and automated testing.
• Familiarity with Agile methodologies and experience in Scrum teams.

Domain Requirement:

• Functional and technical understanding of payments architecture design, integration patterns (API, ESB, Batch File) and core processing solutions.
• Familiarity with basic payment hub architecture and surrounding systems.
• Familiarity with integration formats (ISO 20022, 8583, Swift, FIX) and payment regulations (FiDA, DORA, PSD2, GDPR).
• Understanding of the payment ecosystem (orchestrators, PSPs, issuers, acquirers) and payment processing infrastructure (POS, gateways).
• Knowledge of cross-border payments and regulatory frameworks (SEPA, BASEL, PCI DSS) is desirable.
• Familiarity with payments messaging standards (NACHA, ISO 8583, ISO 20022, SWIFT).
• Strong understanding of payment systems and industry trends (digital payments, payment gateways).

Key Responsibilities:

• Design, develop, test, and deploy high-quality software solutions.
• Lead architecture and design discussions for scalable and maintainable systems.
• Align engineering efforts with business and customer priorities.
• Collaborate with cross-functional teams to gather technical requirements and specifications.
• Collaborate with product managers, designers, and other developers to define and deliver features.
• Conduct product testing, validation, and troubleshooting to ensure functionality and performance.
• Prepare and maintain technical documentation, including user manuals, specifications, and training materials.
• Participate in product demonstrations and training session.
• Review code and provide constructive feedback to team members.
• Troubleshoot and resolve technical issues across the stack.
• Ensure best practices in software development, including CI/CD, testing, and documentation.
• Stay current with emerging technologies and propose their adoption when appropriate.
• Mentor and guide junior developers and contribute to team knowledge sharing.
• Should be able to contribute as a technical developer individually.

Qualifications:

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field like MSC Computers or MCA
• 5+ years of professional software development experience.
• Good understanding of product development processes and technical specifications.
• Strong understanding of software architecture, design patterns, and data structures.
• Experienced in software development, coding, or engineering tools.
• Ability to work collaboratively in a team environment or contribute individually.
• Eagerness to learn and adapt to new technologies and challenges.
• Experience with cloud platforms (e.g., Google CP) and containerization (e.g., Docker, Kubernetes).
• Familiarity with Agile/Scrum methodologies.

Soft Skills:

• Leadership and mentoring capabilities.
• Strong analytical, critical thinking and problem-solving skills.
• Adaptability and eagerness to learn.
• Team-oriented with a proactive attitude.
• Excellent communication and interpersonal skills.

EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Responsibilities:

• Design and create test plans, test scripts and other relevant documents
• Execute manual and automated tests
• Reproduce defects for investigation

Requirements

• Higher Diploma or above in Computer Science, Information Technology or equivalent
• 1 year or above experience in software testing
• Understanding and use of testing techniques
• Good communication skills in both English and Chinese
• Team player, self-motivated, well organized and ability to work under pressure
• Experience in automatic test framework such as Appium or Selenium is a plus
• Fresh graduates would be considered

What working at EY offers:

• Support, coaching and feedback from some of the most engaging colleagues around
• Opportunities to develop new skills and progress your career
• The freedom and exibility to handle your role in a way that’s right for you

Responsibilities

• Structure business problems and drive viable, data-driven hypotheses in collaboration with business partners
• Ability to skillfully enumerate a business problem, quantify its impact, size relevant data, and document applicable sources
• Devise, develop and disseminate actionable intelligence from disparate data sources using advanced data analytics tools and techniques
• Ability to identify needs and opportunities for advancements in innovations, processes and automation
• Able to work proactively and take initiative without being specifically directed
• Ability to extract & aggregate data from disparate data sources
• Agentic AI Development: Design, build, and deploy agentic AI systems using frameworks such as LangChain, LangGraph, and related libraries.
• Develop and deploy multi-agent systems capable of autonomous decision-making, reasoning, planning, and collaboration.
• RAG Pipelines: Implement and optimize RAG systems, ensuring agents can access and incorporate external knowledge sources for grounded, accurate responses.
• LLM Engineering: Fine-tune and prompt-engineer LLMs for task-specific reasoning, planning, and dynamic adaptation. Work with LLM/SLM APIs, embeddings, and advanced generative AI techniques.
• Enterprise AI Platform: Lead the development of enterprise-grade AI platforms integrating LLMs, RAG, embeddings, and agentic AI protocols.
• Implement and standardize Model Context Protocol (MCP) for consistent context management across models and agents.
• MLOps & Observability: Establish and enforce best practices for MLOps, monitoring, and observability, ensuring scalable and maintainable AI solutions.
• Ability to perform in depth data analysis including but not limited to
• Machine Learning
• Classification
• Optimization
• Time Series analysis
• Pattern Recognition
• Establish and develop end-to-end automated processes (i.e.: data analyses, model development & implementation, manual processes, etc)
• Ability to communicate complex topics in an easy-to-understand manner when presenting to management
• Ability to visualize data and intelligence in easy to understand story telling

Required Skills

• 5+ years overall experience in software development, data science, or machine learning.
• 1+ year of hands-on experience developing AI applications with LLMs and systems such as retrieval-based methods, fine-tuning, or agent-based architectures.
• Strong programming skills in Python and basics in SQL.
• Expertise with LLM/SLM APIs, embeddings, and RAG systems.
• Experience deploying on Google Cloud Platform (GCP) with Vertex AI, and IBM WatsonX.
• Familiarity with agentic AI protocols and exposure to Agent Development Kits (ADKs).
• Experience implementing Model Context Protocol (MCP) for agent coordination.
• Prior exposure to LangGraph, AutoGen, or related orchestration frameworks.
• 1+ year of experience with frameworks like LangChain, LlamaIndex, OpenAI, or similar tools.
• 1 or more years’ experience in Cyber Security domain knowledge especially on IAM tools like Sailpoit, CyberArk and SIEM/SOAR tools like Splunk etc.

Preferred

• 2 or more years’ experience with developing Robotic Process Automation and/or automation efforts
• 2 or more years using Azure OR AWS cloud services
• 2 or more years skilled at data visualization (Tableau, PowerBI, etc.)
• 2 or more years with modern data engineering with APIs
• 2 or more years applying agile SDLC
• Experience in enterprise-scale deployments of AI-driven platforms.
• Contributions to open-source AI/ML projects are a plus.