Wealth Residential Real Estate Risk Policy jobs at Citi Group in United States, Tampa

Responsibilities:

• Manage a team of Internal Audit professionals, recruit staff, lead professional development, build effective teams and manage a budget
• Deliver audit reports, Internal Audit and Regulatory issue validation and business monitoring and governance committee reports
• Lead reviews for all types of reviews, including the most complex, and review and approve Business Monitoring Quarterly Summaries
• Participate in major business initiatives and pro-actively advise and assist the business on change initiatives
• Implement integrated auditing concepts and technology, and follow trends in the Audit field and adapt them for the Audit function
• Identify solutions for a variety of complex and unique control issues, utilizing complex judgement and sophisticated analytical thought
• Analyze report findings, and recommend interventions where needed, proposing creative and pragmatic solutions to risk and control issues
• Partner with Directors and Managing Directors to develop approaches for addressing broader corporate emerging issues
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 10+ years of experience in a related role
• Direct hands-on experience in audit and risk management, with technical expertise in financial models.
• Strong understanding of relevant regulations (e.g., SR 11-7, SR 15-18, OCC 11-12) and model development/validation processes in areas such as market risk, credit risk, loss forecasting, AML, Basel, CCAR, or CECL.
• Related certifications (CPA, ACA, CFA, CIA, CISA or similar) preferred
• Demonstrated successful experience in business, functional and people management
• Proven ability to execute concurrently on a portfolio of high quality deliverables according to strict timetables
• Demonstrated ability to implement continuous improvement and innovation in audit tools and techniques
• Consistently demonstrates clear and concise written and verbal communication
• Demonstrated ability to remain unbiased in a diverse working environment
• Effective negotiation skills

Education:

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree in a quantitative field (e.g., Statistics, Economics, Mathematics, Finance) preferred.

Anticipated Posting Close Date:

Individuals in Governance Reporting & Analysis are responsible for developing standard risk and controls reporting to ensure sound, reliable, consistent information exists across the organization to enable better management and decision-making in line with the expectations of senior management, Board, and the Regulators. Provide data analysis, governance, end to end management and oversight for Governance Committees in adherence to Citi’s Policies, Standards and Procedures enabling proactive management of the risk and control environment.

Responsibilities:

• Manage the development and implementation of standardized risk and controls reporting across the organization to enhance decision-making and adhering to senior management, Board and Regulator expectations.
• Responsible for providing data analysis, governance, management, and oversight for the Governance Committees in line with Citi's policies, standards, and procedures.
• Ensure proactive management of the risk and control environment through comprehensive reporting and in-depth analysis.
• Identify potential areas of vulnerability and communicate these to relevant stakeholders to facilitate the implementation of appropriate risk mitigation measures.
• Responsible for review and update of risk and controls reporting standards and procedures to ensure they are effective and compliant with regulatory requirements.
• Provide regular updates on risk and control status to senior management and the Board to meet reporting expectations.
• Manage the operations of Citi's governance committees, which includes coordinating meetings, managing agendas, and ensuring action items are followed up.
• Collaborate with committee chairs to facilitate effective decision-making and ensure that committee activities align with organizational goals and governance standards.
• Ensure compliance with governance standards and regulatory requirements related to committee operations.
• Develop and implement a comprehensive controls training program for all controls employees. This includes coordinating with business functions to identify and address specific control training needs and ensure compliance with regulatory requirements, internal control procedures, and industry best practices.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards

Qualifications:

• 10+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry.
• Ability to identify, measure, and manage key risks and controls.
• Track record leading Control related projects and programs • Ability to see the big pictures with high attention to critical details.
• Develop and implement strategy and process improvement initiatives.
• Comprehensive knowledge of Citi’s businesses and functions and their risk profiles.
• Developing new ideas and improving current processes to proactively mitigate risks.
• Requires an ability to provide challenge and make recommendation for risk and controls remediation.
• Expert knowledge in the development and execution for controls.
• Proven experience in control related functions in the financial industry.
• Proven experience in implementing sustainable solutions and improving processes.
• Expert understanding of compliance laws, rules, regulations, and best practices.
• Deep understanding of Citi’s Policies, Standards, and Procedures.
• Strong leadership, decision-making, and problem-solving skills.
• Strong analytical skills to evaluate complex risk and control activities and processes.
• Ability to deliver compelling presentations and influence executive audiences.
• Strong sense of accountability and ownership, with strong results orientation.
• Excellent communication skill; ability to engage and inspire across stakeholder groups.
• Exceptional command in Microsoft Office suite, particularly Excel, PowerPoint, and Word.

Education:

Bachelor's/University degree, Master's degree preferred

Anticipated Posting Close Date:

The Tax EUC/ITeSS Risk & Controls (R&C) Specialist provides strategic oversight, guidance and support related toEnd User Computing (EUC) and IT Enabled Smart Solutions (ITeSS)policy compliance, execution and maintenanceacross the Citi Tax function globally.The individual should possess an in-depth understanding of EUCs/ITeSS use cases and Operational Risk management, with a good understanding of the financial industry.This role will have responsibility for supporting all aspects, phases and strategy related to the EUC/ITeSS Framework and end-to-end EUC/ITeSS lifecycle. The role requires a broad and comprehensive understanding of the different policies, systems, and practices relevant to the function, as well as practical experience with multiple business cycles. This role is global in nature and will support and partner with the EUC/ITeSS Champion, Accountable Business Owners (ABOs) and various cross functional stakeholders including Finance, Technology, Risk, Independent Compliance Risk Management, and Internal Audit. Excellent communication skills are required to influence a wide range of audiences.

Responsibilities

Included, but not limited to:

• Ensure awareness of the “End User Computing” (EUC), and “IT -enabled Smart” (ITeSS) Policy and Standards; communicate recent policy changes and program updates to all Tax stakeholders.
• Responsible for supporting Accountable Business Owners (ABOs) and EUC/ITeSS Owners with adherence to the EUC & ITeSS Policies
• Monitor EUC/ITeSS Compliance metrics and ensure stakeholders meet requirements, follow up with EUC/ITeSS stakeholders to ensure compliance reviews are performed; including working with users on reported issues
• Perform oversight of adoption of the EUC/ITeSS Process Risk Control and Monitoring (PRCMs) requirements and provide information to support monitoring of EUC/ITeSS controls in alignment with the Managers Control Assessment (MCA) PRCMs
• Assess and review all EUC/ITeSS Exceptions submitted to ensure the exceptions are complete, aligned with their business’ initiatives and goals for EUC/ITeSS, and follow up with Steering Committee members or delegates to review and obtain approvals.
• Perform Quality Assurance Testing & Reviews. Review sample selections of EUC and Non-EUCs to validate the business meets the EUC Standards’ requirements.
• Lead Business and Function level engagement on EUC/ITeSS Tool implementation and enhancements, testing, and training
• Attend all EUC/ITeSS Champion trainings conducted by the EUC/ITeSS Governance Team.
• Monitor High & Critical & Medium Risk EUCs retirement plan creation and completeness
• Medium Risk EUC Survey Coordination: The EUC Champions are required to review and attest to the accuracy of the MR EUC risk assessment classification to ensure adherence to the consent order regulatory requirement.
• Provide SME (including technical) support to EUC/ITeSS owners (queries & troubleshooting)
• Support EUC/ITeSS related Issue Management (Identification, wording review, specific training, closure review)

Support ITeSS Use Case Migration/Registration

• Partner effectively across the firm with key teams to drive the tools and capabilities including EUC/ITeSS Inventory management and workflow system capabilities to ensure simplified and consistent tools and capabilities supporting the EUC and ITeSS Lifecycle.

• Point-of-Contact and Coordinator for a wide range of EUC/ITeSS related initiatives, projects and deliverables, especially those related to Regulator requests/requirements as well as internal First, Second and Third Lines of Defense challenges and audits
• Administer First Line of Defense Credible challenge of EUC/ITeSS use cases
• Assist with Tax Function level engagement on tooling implementation and enhancements, testing, and training.
• Identify and evaluate issues, including assessing root cause analysis to support the development of effective Corrective Action Plans (CAPs), Risk Exceptions and corresponding timelines
• Support the validation and closing of issues and CAPs, validation of supporting documentation used for closure and engaging risk partners across all three lines of defense
• Assist with the execution of Transformation related deliverables, including reviewing and assessing supporting documentation and engaging risk partners across all the lines of defense
• Engage in additional R&C strategic initiatives, including collaboration with key stakeholders and risk partners across all the lines of defense
• Provide risk and control guidance in accordance with Enterprise Risk Management Framework
• This is a global role that will work with senior Tax leaders and their teams across all jurisdictions as well as interface with other businesses and functions as well all lines of defense

Qualifications

• Strong understanding of the Enterprise Risk Management Framework and of the EUC/ITeSS Governance Framework for Citi.
• Extensive knowledge of , and experience with, Citi’s End User Computing andIT Enabled Smart Solutions (ITeSS)Policies, Standards and Procedures, as well as EUC Governance Programs and related support & guidance teams
• Demonstrated excellence at working with colleagues and stakeholders to both guide and ensure EUC/ITeSS policy compliance and best practices.
• Desire and Ability to be point of contact for stakeholders – identifying and understanding needs in order to drive decision- making/resolution in a collaborative approach which includes vetting/troubleshooting
• Ability to partner with stakeholders to validate draft action plans in support of regulatoryrequirements/commitmentsor initiatives
• Proficiency at measuring policy adherence and remedial action follow through associated with Policy adherence.
• Robust understanding of an effective control environment, including control design and operating effectiveness
• Strong problem-solving skills; comfortable tackling complex problems by breaking down into manageable portions
• Ability to work in a fast-paced, dynamic, and global environment, including strong communication, facilitation, and consensus-building skills
• Detailed oriented, including strong organization and project management skills to meet strict deadlines
• Strong Excel, Dashboard and SharePoint creation capabilities desired

Anticipated Posting Close Date:

Key Responsibilities:

• Partner with CPSO Strategy Leads, SMEs, and key stakeholders to translate strategic objectives into executable plans.

• Lead the end-to-end planning and execution of strategic initiatives, optimizing resources, timelines, and execution quality.

• Support the execution of regulatory remediation projects, ensuring adherence to regulatory expectations and timelines.

• Develop detailed project roadmaps, milestones, and success metrics.

• Identify and proactively manage risks, issues, and dependencies to safeguard delivery outcomes.

• Build and maintain strong partnerships across functional, business, and product teams.

• Implement initiative level governance solutions to ensure consistent reporting, escalation, and decision-making processes.

• Prepare executive-level updates and reports that communicate progress, risks, and opportunities clearly and effectively.

• Foster a culture of accountability, transparency, and continuous improvement in execution practices.

• Act as a champion for change management and help teams adapt to new processes, structures, or technologies as needed

Qualifications:

• 12+ years of relevant experience in program execution, strategy delivery, regulatory remediation, or related fields.

• Proficient knowledge of Wholesale Credit Risk would be advantageous.

• Advanced Microsoft Office (Word, Excel, and PowerPoint) skills

• Proven success leading complex, cross-functional initiatives in large, matrixed organizations.

• Deep knowledge of regulatory environments, particularly in financial services.

• Strong strategic thinking and problem-solving skills, combined with an execution-driven mindset.

• Exceptional interpersonal, communication, and influencing skills at all levels of an organization.

• Experience with project management methodologies (e.g., Agile, Waterfall, hybrid).

• Relevant certifications (e.g., PMP, PRINCE2, Agile certifications) are a plus.

We offer:

• Work in a challenging area of the financial industry with one of the world's leading companies with exposure to variety of products, processes and controls.

• Cooperation with a high quality, international, multicultural and global team.

• Work in a friendly and diversified environment, appreciating differences in style and perspective and using them to add value to decisions leading to organizational success.

• Management supporting balanced and agile work (flexible working hours, home office).

• Attractive benefits package (Benefit System, medical care, pension plan etc.).

• A chance to make a difference with various affinity networks and charity initiatives.

Time Type:

:

• Participating in the design, development, delivery and maintenance of best-in-class Anti-bribery and Corruption (AB&C) Program, including policies and practices.

• Proactive identification and bribery and corruption risk in the business and functions activities.

• Conduct AB&C Due Diligence of business transactions with heightened risk factors

• Conduct risk assessment and due diligence for new products and activities

• Conducting horizon scanning for the internal and external risk events and regulatory changes to ensure compliance with relevant regulatory and legal requirements and to ensure bribery and corruption risks are appropriately identified and addressed.

• Assist in undertaking periodic and ongoing bribery and corruption risk assessment on Citi’s products and workflows and provide recommendations.

• Evaluate and advise on reputational and regulatory risk arising from customers, third parties and transactions in accordance with relevant risk management framework

• Establish and maintain good relationships with business and function stakeholders, providing advice and escalating concerns relating to bribery and corruption risks in transactions and client relationships

• Participate in design and delivery of ABC training to the relevant stakeholders in the region and counties as required.

• Provide oversight of the AB&C Program by analyzing and interpretating ABC metrics, advise on development of necessary country metrics to identify and manage emerging areas of risk of vulnerability, and driving remediation action within the ABC Program

• Acts as SME to senior stakeholders and /or other team members.

• Coordinate and manage AB&C projects and change initiatives in collaboration with stakeholders from across the Citi.

Qualifications:

• 3 years of experience in management of AB&C risks and compliance in international financial institution, Law firm or consulting firm

• Detailed knowledge of AB&C laws, regulations, regulatory expectations relevant to AB&C, including U.S. Foreign Corrupt Practices Act ("FCPA") and UK Bribery Act ("UKBA")

• Can exercise independence of judgement and autonomy, self-starter, flexible, innovative and adaptive, able to work with minimum supervision

• Strong interpersonal skills with the ability to work collaboratively and with people at all levels of the organization

• Strong written and verbal communication and interpersonal skills

• Bachelor's degree or higher from an accredited institution, where the bachelor’s degree in law or accounting is preferred.

• Advanced analytical skills

• Excellent project management and organizational skills and capability to handle multiple projects at one time

• This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Anticipated Posting Close Date:

About the role

The Global Funds Transfer Compliance Oversight (FTCO) team works with global and country AML, Sanctions, and Legal colleagues to provide advice and guidance to business Product Development, Payment Operations, and Technology teams. Support covers a range of areas including compliance with AML regulatory and legal requirements, client implementations and payment processing rules, assessment of operational structures for new products and services, guidance and oversight for transformational technology/infrastructure initiatives, and review of payment channels and schemes that may result in reputation/franchise risk for Citi.

The Global Funds Transfer Compliance Oversight (FTCO) Data Analytics Lead supports the global framework and program structure for the function. In addition to leading the Data Analytics workstream within FTCO, the role will assist in the development and implementation of internal procedures to prevent non-compliance with Funds Transfer regulatory and policy requirements and all related payment transparency issues that have an impact on financial crime compliance in coordination with the broader Anti-Money Laundering (AML) team.

The primary objective of this role is to utilize established disciplinary knowledge and methodologies to identify inconsistencies in payment data resulting in payment transparency issues, and formulate strategic recommendations on the policies, procedures, and practices of the relevant Product Development and Payment Operations, and Technology teams to ensure the relevant regulatory and policy requirements are consistently met.

Responsibilities:

• Support the development of a global framework, including drafting policies, standards, and procedures for the execution of Global Fund Transfer Compliance Oversight and challenge for Product Development, Payment Operations, and Technology teams.
• Provide support to cross-LOB teams including Product Development, Payment Operations, and Technology, to implement global payment transparency standards and best practices and document known country variations within country regulatory environments related to FATF-16/Funds Transfer Regulations.
• Provide global Product Development, Payment Operations, and Technology teams with day-to-day support on payment transparency regulations applicable to new products and services, client implementations, and payment processing.
• Analyze payment data and metrics presented by the Business, prepare and present reports related to payment transparency and associated compliance risks, and monitor related issues, escalations, and corrective actions.
• Perform proactive assessment of compliance with payment transparency requirements and engage Product Development, Payment Operations and Technology teams to agree/execute remediation plans.
• Collect, normalize, and analyze large sets of data from various source systems across Payments and Services functions of the bank with the ability to apply quantitative and qualitative data analysis methods
• Validate the data being utilized to identify data quality issues (if any), and work with Technology to address them
• Question and validate assumptions of the data with the appropriate points of contacts, coordinating with data providers and stakeholders if more information is required beyond the data available
• Identify relationships and trends in data, as well as any factors that could affect the results of research. Escalate identified risks and sensitive areas in terms of methodology and processes
• Utilize information from global regulatory changes, new regulations, and internal policy changes to further identify new key risk areas.
• Develop approaches/action plans to compliance and control issues by weighing various alternatives and balancing potentially conflicting situations.
• Provide support and oversight for cross-functional ad-hoc AML projects, including leading on project work streams as needed which arise from time to time out of regulatory or environmental changes.
• Manage and collaborate with global stakeholders including AML Technology, Monitoring Risk Management and Operations to mitigate AML and Terrorist Financing risks.
• Demonstrate ability to continuously learn and provide value in a dynamic environment
• Managing the day-to-day aspects of the program

Experience:

• 6+ years of primary experience in Data Analytics activities like data extraction, reporting, trending, identifying patterns and creating insights etc.
• 6+ years relevant professional experience in AML compliance, risk, or a control-related function within a medium or large Financial Institution.
• Significant experience within payments and cash management businesses, with a particular focus on product management, development, operations, and technology functions.
• Knowledge of the local/regional laws and regulations applicable to Fund Transfer regulations and anti-money laundering is required
• Knowledge of AML laws and regulations including a general and broad understanding of key AML and reputational risks (PEPs, Sanctions, AB&C, etc.) is a plus.
• Knowledge of payment industry trends, innovations, emerging risks as well as key regulatory risk drivers.
• Experience with high profile projects and regulatory deliverables
• Design and implement end-to-end data pipelines to analyze, manipulate large volumes of structured and unstructured data
• Strong critical thinking for insights and solutions, including those that are self-identified
• Strong presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging
• Ability to work collaboratively with cross-functional units; ability to navigate a complex matrix environment.

Preferred Skills:

• Experience in Data Analysis, including utilizing Big Data, Artificial Intelligence, and Business Intelligence solutions, along with extensive analytical programming techniques
• Exceptional SQL skills using tools like Teradata, MS SQL, MySQL, Hadoop; familiarity with DB Visualizer, Starburst is a plus.
• Strong fluency in Python /SAS and Microsoft Office applications, particularly Excel and PowerPoint
• Experience with Tableau and/or other BI Analytics toolsets (Tableau Preferred)
• Excellent communications skills, including ability to present detailed analysis and recommendations to business stakeholders in a succinct manner.
• Proficiency in Microsoft Office suite: Word, Excel, PowerPoint.
• Unwavering commitment to working collaboratively and cooperatively with other team members.
• Proven ability to work independently and be a self-starter.

Education:

• Bachelors (4 Year University) Degree in a relevant field or equivalent experience required
• Advanced Degree (MS, MBA, JD, etc.) preferred
• CAMS certification preferred

Anticipated Posting Close Date:

This role will work in close partnership with other Payroll/Supplier Strategy Operations and Risk Management areas to assess the risk profile of payroll and supplier strategy processes and develop a robust risk framework that proactively identifies and mitigates emerging risks.

The individual must have an in-depth understanding of Operational Risk management and a good understanding of the financial industry. The role requires thorough understanding of the strategic direction of the function, combined with a solid conceptual/practical grounding in both the function and/or area of expertise and related subject areas.

Excellent communication skills are a must in order to articulate internally issues, action plans, etc., to senior management in Operations.

• Responsible for working with business/functional leaders in Payroll and Supplier Strategy to ensure compliance with applicable NAM and LATAM regulatory & policy requirements.
• Work closely with Payroll and Supplier Strategy Operations teams, as well as Operational Risk Management (ORM), Compliance, Internal Audit, Legal, Operations and other cross functional partners to assess and strengthen the control environment.
• Execute governance model, embedding practices which mitigate risk.
Establish the application of operational risk policies, technology and tools, and governance processes to create lasting solutions for minimizing losses from failed internal processes, inadequate controls, and emerging risks.
• Independently assess risks for the Payroll/Supplier Strategy Cash Services functions and drive actions to address the root causes that persistently lead to operational risk losses by challenging both historical and proposed practices.
• Prepare accurate and appropriate reporting of operational risks to senior management and the Board of Directors.• Analyze operational risk data and indicators to identify areas of excessive risk, escalate situations that pose excessive risk(s), and engage with relevant functions to mitigate those risks.
• Identify root causes of major internal losses and ensures actions are taken to reduce the risk of loss from similar causes.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations.
• Escalate, manage and report control issues with transparency.

• Coordinate and maintain team structural documentation such as team meeting decks and agendas, headcount tracking, roles and responsibilities, goals and priorities.

• 5-8+ years experience in Risk & Controls, preferably in financial services; Experience in Risk, Internal Audit, Third Party Management, Payroll or Supplier Strategy/Services are also preferred.
• Multi-tasking
Ability to work effectively in a cross-functional organization. Ability to balance strategic priorities with tactical actions. Proven track record and accountability in making quick decision that have an immediate impact on business financials.
• Demonstrated understanding of business procedures, financial services, control and regulatory industry knowledge.
• Excellent communication skills
• Effective organizational influencing skills required.
• Excellent problem-solving skills, ability to see the big pictures with high attention to critical details.
• Demonstrated ability to develop and implement strategy and process improvement initiatives.

Bachelor’s/University degree or equivalent experience, potentially Masters degree.

Anticipated Posting Close Date: