דרושים Model Review Management - C10 ב-Citi Group ב-India, Bengaluru

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Transaction Management will be responsible for supporting multiple aspects of the lending lifecycle including but not limited to loan closing and servicing coordination, facilitating complex client onboarding, data management, and quality control. The team will be accountable and responsible for operational oversight of the closing and servicing of all loan transactions of the business division being supported to ensure all internal and external requirements are met.

In this role, you’re expected to:

• Contribute to the build and development team to support loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade.

• Assist with the creation of processes, standards, procedures, controls, training, and implementation of transaction management.

• Aid in the design and implementation of technology including testing and rollout.

• Provide training and support to transaction management staff and business constituents.

• Partner with each of the originating and coverage business lines, credit risk, operations, legal, etc.

• Ensure that quality of data, controls and processes performed meet internal policies and regulatoryrequirements/expectations.

• Work with lines of business, transaction management, and loan operations to define and implement operational metrics and risk and control reviews to ensure all stakeholders have end to end transparency.

• Constantly improve processes, controls and efficiencies within the group and front to back across loan lifecycle

• Participate in projects to enhance performance and efficiency.

• Take part in loan remediation and loan system testing / migrations.

• Actively manage and maintain a deal closing pipeline of loan transactions.

• Coordinate and close loantransactions/lifecycleevents, capture data, store documentation, troubleshoot issues/roadblocks, perform quality control

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

• 5-8 years relevant experience

• Individual must have excellent communication, organizational and interpersonal skills.

• Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up.

• Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs.

• Tableau or visualization tool familiarity

• Experience with Loan IQ, transaction capture tools, etc.

• Keen attention to detail

• Developed analytical and problem-solving abilities

• Client relationship and solution skills

Additional non-core qualifications which will be considered are:

• Experience within a large global team supporting wholesale lending at large financial Institution

• Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.

• Experience working with clients under time constraints to facilitate a transaction or process.

• Proven ability to collaborate with team members, Senior management, and other business constituents

• Critical decision-making capabilities including the ability to identify, escalate, and propose solutions to problems

• Ability to multi-task through the practice of strong organizational and time management skills with experience in continuously following-up with various stakeholders

• Understanding and awareness of appropriate corporate and regulatory policies in relation to Lending

• Deep understanding of operational processes supporting Wholesale lending

• Focus on achieving/exceeding key operating standards within a KPI/metrics driven culture

• Ability to work in an environment where priorities are frequently changing

• Bachelor's/Universitydegree or equivalent experience

Take the next step in your career, apply for this role at Citi today

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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works with members of Internal Audit to identify opportunities, design, develop andin support or the performance of audit activities, along withactivities to promote efficiencies and expand coverage

Key Responsibilities:

• Participating in the innovative use of audit analytics through direct participation in all phases of audits
• Supporting the defining of data needs, designing, and executing audit analytics during audits in accordance with the audit methodology and professional standards.
• Supports execution of automated routines to help focus audit testing.
• Executes innovation solutions and pre-defined analytics in accordance with standard A&A procedures.
• Assisting audit teams in performing moderately complex audits related to a specific area of the bank: Consumer Banking, Investment Banking, Risk, Finance, Compliance, and/or Technology.
• Provide support to other members of the Analytics and Automation team, and wider Digital Solutions and Innovation team.
• Strong verbal and written communication skills to clearly articulate analytics requirements and results.
• Develop professional relationships with audit teams to assist in the definition of analytics and automation opportunities.
• Develop effective working relationships with technology and business teams of the area being audited, to facilitate understanding or processes and sourcing of data.
• Promoting continuous improvement in all aspects of audit automation activities (e.g., technical environment, software, operating procedures).

Key Qualifications and Competencies

• At least 3 years of business / audit analyst experience in providing analytical techniques and automated solutions to business needs.
• Work experience in global environment and in large company.
• Excellent technical, programming and databases skills
• Excellent analytical ability to understand business processes and related risks and controls and develop innovative audit analytics based upon audit needs.
• Strong interpersonal and multicultural skills for interfacing with all levels of internal and external audit and management.
• Self-driven, problem-solving approach. Understanding of procedures and following these to keep quality and security of processes.
• Detail oriented approach, consistently performing diligent self-reviews of work product, and attention to data completeness and accuracy.
• Data literate, with the ability to understand and effectively communicate what data means to technical and non-technical stakeholders.

Proficiency in one or more of the following technical skills isrequired:

• SQL
• Python
• Hadoop ecosystem (Hive, Sqoop, PySpark etc).
• Alteryx

Proficiency in at leastof the following Data Visualization tools is a plus:

• Tableau
• MicroStrategy
• Cognos

Experience of the following areas would be a plus:

• Business Intelligence including use of statistics, data modelling, data mining and predictive analytics.
• Application of data science tools and techniques to advance the insights obtained through the interrogation of data.
• Working with non-structured data such as PDF files.
• Banking Businesses (i.e., Institutional Clients Group, Consumer, Corporate Functions) or areas of expertise (i.e. Anti-Money Laundering, Regulatory Reporting)
• Big Data analysis including big data dedicated use like HUE, Hive
• Project Management / Solution Development Life Cycle
• Exposure to Process mining software such as Celonis

What we offer:

• A chance to develop in a highly innovative environment where you can use the newest technologies in a top-quality organizational culture.
• Professional development in a truly global environment
• Inclusive and friendly corporate culture where gender diversity and equality is widely recognized
• A supportive workplace for professionals returning to the office from childcare leave
• An enjoyable and challenging learning path, which leads to a deep understanding of Citi’s products and services.
• Yearly discretionary bonus and competitive social benefits (private medical care, multisport, life insurance, award-winning pension scheme, holiday allowance, flexible working schedule and other)

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

About CITI

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have 200+ years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities.

What do we do:

We simplify, streamline, and automate controls—strengthening our ability to prevent issues.

Analytical Skills

• Intermediate knowledge in Data analysis & Data patterns
• Skillful in transforming data sets and performing quantitative & qualitative analysis
• Knowledge on data manipulation and problem solving

Tools and Platforms

• Hands-on experience in SAS/SQL and Shell script
• Python and Tableau Experience is preferred
• Knowledge on schedulers (Autosys/LSF)
• Proficient in MS Excel, PowerPoint, and VBA

• SAS on Mainframe
• Workflow management tools like Jira, Confluence, Bitbucket etc.

Domain Skills

Good understanding of

• Banking Products (Wealth, Cards, Deposit, Loans & Insurance etc.)

Functional Skills

Soft Skills

• Should have good communication and inter-personal skills
• Proactive approach in solving problems and attention to details
• A strong team player

Basic Qualifications

• Master’s degree in information technology / Information Systems / Computer Applications / Engineering from a premier institute. BTech/B. E/MCA in Information Technology / Information Systems / Computer Applications.
• (Preferred)
  Postgraduate in – Masters in computers

• 3-5 years of hands-on experience in Development/Production Support – identifying production failures and fixing issues towards resolution involving codes in SAS & SQL environment

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Job Scope:

The Client Remediation – Data Analyst, accomplishes results through the management of professional team that Integrates subject matter and industry expertise within a defined area. The candidate is expected to contribute to standards around which others will operate and would require to develop in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the entire function. The candidate should possess communication and diplomacy skills are required to guide, influence, and convince others, in particular colleagues in other areas and Regulators. He/She has responsibility for volume, quality, timeliness, and delivery of end results of an area. May also have responsibility for planning, budgeting, and policy formulation within area of expertise. Involved in short-term planning resource planning. Indirect responsibility of a cross-functional team to identify and validate client population analytics for issues requiring client remediation and remuneration.

Responsibilities:

• This function covers incumbents responsible for various data activities, which include database administration, data analysis, maintenance, data quality, and database management or database architecture / design engineering
• Responsible for routine operational or administrative work
• Day-to-day actions are focused on administering defined procedures, analyses and report preparation
• Individuals will have their work thoroughly reviewed and checked by more senior incumbents and will have limited contact outside their immediate area
• Daily deliverable of routine and defined outputs, while at the same time developing knowledge of the broader context in which the work is being performed
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• At least 2-5 years relevant experience
• Ability to think strategically and the ability to engage resources outside of their direct control to achieve objectives
• Know-how on analytic tools (SAS E-miner, Knowledge Seeker, SPSS etc.)
• Big data and machine learning experiences are (R, Python etc.) a plus

Tools and Platforms:

• Business Analysis, Requirement Gathering, Data Analysis
• Exposure in SAS, SQL, RDBMS
• Proficient in MS Excel, PowerPoint, and VBA
• Jira, Bitbucket

Domain Skills:

• Good understanding of banking domain and consumer products (Retail Banking, Deposit, Loans, Wealth management, Mortgage, Insurance, etc.) is preferred

Other Info:

• Education Level: Bachelors/University degree or equivalent experience/ Engineering/ MBA from a premier institute
• Overall experience of 2-5 years with experience in Data Analyst role.
• Experience in Banking Industry is a plus
• Job Category: Decision Management
• Schedule: Full-time
• Working days: Hybrid - Minimum 3 days in office in a week.
• Shift: Regular Local Working Hours (aligned with NAM working hours)

Education:

• Bachelors/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

What do we offer:

DQM team manages the implementation of best in class data quality measurement programs for US region, retail consumer bank. The critical areas we support:

• Regulatory Support : Execution of business data quality measurements as per regulatory programs like CCAR, AML etc
• DQ rules Design : Identification of critical data elements in different systems, data quality rules design, testing and validation of rules
• Data Governance : Standardization of data definitions and ensuring consistency in measurement as per definitions across systems/products/regions
• DQ Score cards : Publishing monthly/quarterly score cards at product level and preparing executive summary reports for senior management
• Issue Management : Identifying defects and investigating root causes for different issues. Following up with stakeholders for resolution as per SLA
• Audit Support : Identifying cases on control gaps, policy breaches and providing data evidence for audit completion

Analytical Skills

• Data analysis and visualization
• Proficient in formulating analytical methodology, identifying trends and patterns with data
• Generate actionable Business Insights

Tools and Platforms

• Proficient in SAS, SQL
• Proficient in MS Excel, PowerPoint

Domain Skills

Good understanding of

• Data definitions and data discovery
• Data quality framework
• Data Governance
• Data Warehouse Knowledge

Soft Skills

• Ability to identify, clearly articulate and solve complex business problems and present them to the management in a structured and simpler form
• Should have excellent communication and inter-personal skills
• Good process management skills
• Ability to work in teams

Educational and Experience:

• MBA / Mathematics / Information Technology / Computer Applications / Engineering from a premier institute. BTech / B.E in Information Technology / Information Systems / Computer Applications
• (Preferred)
  Post Graduate in – Computer Science, Mathematics, Operations Research, Econometrics, Management Science and related fields
• 2 to 5 years of hands on experience in delivering data quality solutions, with at least 1 year experience in Banking Industry

Time Type:

Key responsibilities include:

• Analyst would be responsible for various analytics activities which include providing insights, portfolio analysis, data reporting, dashboard design , report maintenance and data quality monitoring
• Understand business priorities and develop data and analytics driven solutions.
• Accountable for regular reporting & process administration as owner
• Develop expertise and be an SME for the portfolio/processes
• Work with offshore partners on a day-to-day basis on projects and deliverables
• Liaise with different departments to gather requirements, prepare BRDs as required and work with tech teams to implement the same.
• Continuously automate/improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications & Skillsets:

• Minimum 2+ years analytics experience required
• Should have experience in providing analytic solutions, building reports, dashboards and data management
• Should have coding expertise in Python & SQL and experience working on big data platforms
• Experience in visualization tools such as tableau is an advantage
• Ability to multi-task effectively and efficiently, comfortable in a fast-paced environment
• Excellent interpersonal skills, positive and pro-active attitude
• Good skills in Microsoft excel and PPT would be an advantage for the role

Education:

• Bachelors/Master's degree from a premier institute or a higher qualification is required

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

What do we offer:

USDM team manages the implementation of best in class data quality measurement programs across globe in retail consumer bank. The critical areas we support:

• Regulatory Support : Execution of business data quality measurements as per regulatory programs like CCAR, AML etc
• Metrics Design : Identification of critical data elements in different systems, data quality rules design, Testing and validation of rules
• Data Governance : Standardization of data definitions and ensuring consistency in measurement as per definitions across systems/products/regions
• DQ Scorecards : Publishing monthly/quarterly score cards at country level and preparing executive summary reports for senior management
• Data Ownership : Identifying trusted data sources, data owners and consumers across process and products
• Metadata Management : Standardize in providing organizational understanding of business terms and usage, Collect & Integrate metadata from diverse sources and provide standard way to access metadata by maintaining data dictionaries, data catalogs etc.
• DCRM (Data Concerns and Remediation Management) : Identifying defects and investigating root causes for different issues. Following up with stakeholders for resolution as per SLA
• Audit Support : Identifying cases on control gaps, policy breaches and providing data evidence for audit completion

Analytical / Project management Skills

As a Mortgage SME -As an individual contributor :

• Should focus on strategic remediation of major data defects impacting our NAM Citi Mortgage loan process from origination through on-boarding, servicing, regulatory compliance and regulatory reporting.
• Responsible for the completeness and accuracy of relevant data elements and/or files (collectively “relevant data”) residing in technical environments
• Partner with stakeholders to deliver on NAM Mortgage MRA Book of work to ensure regulatory and reporting compliance
• Build and understand the current state of NAM Citi Mortgage data flow architecture and leverage this artifact for strategic resolution of Mortgage data concerns
• Define the scope for data certification and prioritize regulatory reports impacting Mortgage business
• Ensure that NAM Citi Mortgage data is fit for its intended purpose
• Define authoritative data sources for NAM Mortgage LOB data under Citi Governance Policy
• Establish/execute a data certification process consistent with Citi Governance Policy
• Ensure data Lineage mapping is completed for Citi Mortgage data
• Capture the end-to-end concepts and qualifiers associated with the Mortgage process
• Design and capture metrics around all active NAM Citi Mortgage data concerns reported to ensure effective DO strategic overview.

Identify all Mortgage Critical data Elements (CDEs) and ensure they have preventive and detective controls

Roles and Responsibilities:

• Mapping CDEs to appropriate processes, Data Domains, Data Concepts, and Data Sources and maintain accurate business process maps.
• Reviewing business glossary with the Process Owner and publish it to enterprise Metadata Repository.
• Support Data Custodians, Data Stewards to manage and update data dictionaries.
• Lead efforts to implement or modify necessary policies, procedures and system enhancements to fill current and future Data Governance Gaps
• Champion and execute the business’ strategic data plan and policy to improve data governance
• Subject Matter Expert on data management policy, data standards, Issue Management ,Data Quality and other data-related policies and standards.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citi, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
• Understand concerns, challenges and roadblocks team is facing and provide them all the required support to overcome the same.

Tools and Platforms

• Proficient in SAS, SQL, Teradata , Collibra
• Proficient in MS Excel, PowerPoint

Domain Skills

Good understanding of

• Banking domain – Having strong exposure/experience in Mortgage business
• Audit Framework
• Data quality framework
• Risk & control Metrics

Nice to Have Skills:

• Exposure to BI tools and technologies – example: Tableau or Cognos or SAS BI or Qlikview, etc.
• Automation and process re-engineering / optimization skills

Soft Skills

• Ability to identify, clearly articulate and solve complex business problems and present them to the senior management or partners in a structured and simpler form
• Should have excellent communication and inter-personal skills
• Good process/project management skills
• Ability to work well across multiple functional areas
• Ability to thrive in a dynamic and fast-paced environment
• Contribute to organizational initiatives in wide ranging areas including competency development, training, organizational building activities etc.
• Proactive approach in solving problems and eye for details
• A strong team player

Educational and Experience:

• MBA / Masters Degree in Statistics / Mathematics / Information Technology / Computer Applications / Engineering from a premier institute. BTech / B.E in Information Technology / Information Systems / Computer Applications
• (Preferred)
  Post Graduate in – Computer Science, Mathematics, Operations Research, Econometrics, Management Science and related fields
• 10+ years of hands on experience in delivering data quality, MIS, data management with at least 2-3 years’ experience in Banking Industry

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