Commercial Credit Underwriter I-ii jobs at Bank Of America in United States, New York

This job is responsible for tool and service designs within a technical domain that enable business strategies in accordance with architectural governance, standards, and policies. Key responsibilities include creating infrastructure tools and their integration as a service, facilitating deployment of technical solutions by developing templates, playbooks and automation used during implementation. Job expectations include looking for opportunities to improve efficiency when implementing and maintaining tools/services and embracing a culture of innovation and continuous improvement.

Responsibilities:

• Provides subject matter expertise and consulting services on a range of technologies and assists Technical Analysts and Infrastructure Engineers to ensure that technology solutions comply with enterprise system design and engineering standards.

• Assists with translating business requirements into technical definitions, reference models, blueprints, and playbooks for deployment in compliance with architecture standards and policies.

• Assists in the evaluation of reference models, blueprints, and playbooks to ensure they are fit for purpose.

• Develops software solutions to address manual and repeatable work or inefficient processes.

• Conducts on-site evaluations of third-party products being considered for firm adoption.

• Promotes an inclusive and healthy working environment and helps to resolve organizational impediments/blockers.

• Contributes to the creation/selection of functional and non-functional product evaluation requirements within and across domains.

Required Qualifications:

• DevOps Engineer with 5+ years of experience.

• Experience in Windows Operating System, IIS and .NET application integration.

• Understanding of Linux app servers with Websphere, Tomcast and java Applicaiton.

• knowledge of TCP/IP, DNS, WINS, Firewall, Local and Global load balancing expertise in application integration.

• Troubleshoot application integration issues in Windows & cross platform environment.

• Knowledge of CICD (XLR, Bitbucket, Jenkins, Ansible Tower) Tools is Must

• Knowledge of Troubleshooting tools like Splunk, dump logs

• Working in Agile environment and understanding of Agile ceremonies

Skills:

• Analytical Thinking

• Application Development

• Automation

• Production Support

• Risk Management

• Adaptability

• Business Acumen

• DevOps Practices

• Solution Delivery Process

• Solution Design

• Architecture

• Collaboration

• Innovative Thinking

• Stakeholder Management

• Technical Strategy Development

: Bachelor’s degree or equivalent work experience.

This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, coding solutions, unit testing, and ensuring the solution can be integrated successfully into the overall application/system with clear, robust, and well-tested interfaces. Job expectations include an awareness of development and testing practices in the industry.

Responsibilities:

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements

• Utilizes multiple architectural components (across data, application, business) in design and development of client requirements

• Performs Continuous Integration and Continuous Development (CI-CD) activities

• Contributes to story refinement and definition of requirements

• Participates in estimating work necessary to realize a story/requirement through the delivery lifecycle

• Contributes to existing test suites (integration, regression, performance), analyze test reports, identify any test issues/errors, and triage the underlying cause

• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas

• Analyze technical requirements and interpret them into code

• Writing reusable, testable, and efficient code

• Work closely with lead developers and team members to implement projects

Required Qualifications:

• 3+ years of software development experience

• 1+ years of Object-Oriented Programming experience

• Strong knowledge of version control (i.e. git, svn, etc.)

• Testing (unit, integration, etc.), along with test automation

• Excellent written & oral communication skills

• Agile development life-cycle experience with a strong knowledge of SDLC

• Ability to problem solve, apply reason, take initiative, use judgment, and perform multiple concurrent tasks

Desired Qualifications

• 1+ years Python programming experience in a development facility like Quartz, SecDB or Athena

• Distributed message system design/development

• Working knowledge of Unix/Linux

• Knowledge of how to build and use RESTful APIs

Skills:

• Application Development

• Automation

• Collaboration

• DevOps Practices

• Solution Design

• Agile Practices

• Architecture

• Result Orientation

• Solution Delivery Process

• User Experience Design

• Analytical Thinking

• Data Management

• Risk Management

• Technical Strategy Development

• Test Engineering

Bachelor’s degree Or Equivalent Professional Experience

This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, coding solutions, unit testing, and ensuring the solution can be integrated successfully into the overall application/system with clear, robust, and well-tested interfaces. Job expectations include an awareness of development and testing practices in the industry.

Responsibilities:

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements

• Utilizes multiple architectural components (across data, application, business) in design and development of client requirements

• Performs Continuous Integration and Continuous Development (CI-CD) activities

• Contributes to story refinement and definition of requirements

• Participates in estimating work necessary to realize a story/requirement through the delivery lifecycle

• Contributes to existing test suites (integration, regression, performance), analyze test reports, identify any test issues/errors, and triage the underlying cause

• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas

• Analyze technical requirements and interpret them into code

• Writing reusable, testable, and efficient code

• Work closely with lead developers and team members to implement projects

Required Qualifications:

• 3+ years of software development experience

• 1+ years of Object-Oriented Programming experience

• Strong knowledge of version control (i.e. git, svn, etc.)

• Testing (unit, integration, etc.), along with test automation

• Excellent written & oral communication skills

• Agile development life-cycle experience with a strong knowledge of SDLC

• Ability to problem solve, apply reason, take initiative, use judgment, and perform multiple concurrent tasks

Desired Qualifications

• 1+ years Python programming experience in a development facility like Quartz, SecDB or Athena

• Distributed message system design/development

• Working knowledge of Unix/Linux

• Knowledge of how to build and use RESTful APIs

Skills:

• Application Development

• Automation

• Collaboration

• DevOps Practices

• Solution Design

• Agile Practices

• Architecture

• Result Orientation

• Solution Delivery Process

• User Experience Design

• Analytical Thinking

• Data Management

• Risk Management

• Technical Strategy Development

• Test Engineering

Bachelor’s degree Or Equivalent Professional Experience

Job Description:

Job Description:

This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for moderately complex/complex transactions with limited oversight. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance.

Responsibilities:

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility

• Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions

• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities

• Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process

• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements

Skills:

• Attention to Detail

• Credit and Risk Assessment

• Financial Analysis

• Underwriting

• Written Communications

• Analytical Thinking

• Credit Documentation Requirements

• Financial Forecasting and Modeling

• Recording/Organizing Information

• Business Acumen

• Collaboration

• Collateral Management

• Loan Structuring

Required Skills:

• 5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management, strong communication and analytical/technical skills, including financial accounting, modeling and loan structuringin Commercial Banking

• Analytical/technical skills, including financial accounting, and modeling

• Strong communication skills; ability to communicate vertically, horizontally, and externally

• Experience in financial analysis and portfolio management

Desired Skills:

• BS/BA degree and 2-3 years of credit analyst experience preferred

Job Description:

Job Description:

Work directly with the business development officers, relationship managers, investment bank, capital markets teams and/or product specialists to develop, structure, analyze, covenant, document, fund and close a deal.Work on a broad range of transactions from large corporate/private equity to core middle market.Requires direct contact with the client, financial sponsors and/or financial intermediaries.This will include outside accountants, legal counsel and field examiners.Must develop full understanding of BANA and BABC credit policies and regulatory requirements is required to enable immediate reaction to situations during the underwriting, documentation and closing processes.

Job Responsibilities:

• Analyzing new prospects for credit quality and Asset Based Lending potential, including financials and projections
• Evaluate collateral from a broad spectrum of industries for suitability for asset-based facilities.
• Assist in negotiation of term sheets and credit agreements with prospective clients.
• Prepare internal documentation to evaluate new opportunities to include pre-screens and final approval documentation.
• Work closely with risk management on approvals; present borrower and structure to risk committee in order to secure deal approval.
• Work with outside counsel and other third parties, including appraisers and field examiners, to document and close transactions.

Required Qualifications:

• 3+ years experience credit, underwriting, and structuring of corporate lending transactions for the AB Underwriter 7+ years experience credit, underwriting, and structuring of corporate lending transactions for the AB Sr. Underwriter II
• Deep knowledge of Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.)
• Able to establish and maintain collaborative partnerships with both internal and external clients.
• Easily navigates multiple client and support organizations; able to engage and gather resources through various business partners in order to achieve successful outcomes.

Desired Qualifications:

• 10+ years asset-based experience
• Familiarity with asset-based lending across broad industries, including specific sector risks and nuances
• BA/BS Degree with concentration in Finance, Accounting or related

Skills:

• Analytical Thinking
• Attention to Detail
• Financial Analysis
• Loan Structuring
• Underwriting
• Collaboration
• Decision Making
• Negotiation
• Problem Solving
• Written Communications
• Business Acumen
• Client Management
• Portfolio Management
• Prioritization
• Executive Presence

High School Diploma / GED / Secondary School or equivalent

This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, coding solutions, unit testing, and ensuring the solution can be integrated successfully into the overall application/system with clear, robust, and well-tested interfaces. Job expectations include an awareness of development and testing practices in the industry.

Responsibilities:

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements

• Utilizes multiple architectural components (across data, application, business) in design and development of client requirements

• Performs Continuous Integration and Continuous Development (CI-CD) activities

• Contributes to story refinement and definition of requirements

• Participates in estimating work necessary to realize a story/requirement through the delivery lifecycle

• Contributes to existing test suites (integration, regression, performance), analyze test reports, identify any test issues/errors, and triage the underlying cause

• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas

Required Qualifications:

• Responsible for developing and delivering complex requirements to accomplish business goals.

• Ensuring that software is developed to meet functional, non functional, and compliance requirements.

• Codes solutions, unit tests, and ensures the solution can be integrated successfully into the overall application/system with clear, robust and well tested interfaces. They are familiar with development and testing practices of the bank.

• Contribute to story refinement/defining requirements.

• Participate and guide team in estimating work necessary to realize a story/requirement through the delivery lifecycle.

• Perform spike/proof of concept as necessary to mitigate risk or implement new ideas.

• Code solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements.

• Utilize multiple architectural components (across data, application, business) in design and development of client requirements.

• Assist team with resolving technical complexities involved in realizing story work.

Job Description:

This job is responsible for tool and service designs within a technical domain that enable business strategies in accordance with architectural governance, standards and policies. Key responsibilities include creating infrastructure tools and their integration as a service, facilitating deployment of technical solutions by developing templates, playbooks and automation used during implementation. Job expectations include looking for opportunities to improve efficiency when implementing and maintaining tools/services and embracing a culture of innovation and continuous improvement.

We are seeking for a senior Oracle PL/SQL developer with seasoned Oracle Database background, extensive Unix/KSH shell scripting and Python programming skills. Experience within Database Identify Access Management and Security areas, including entitlements, authentication methods, encryption, Oracle admin/DDL is a plus. Knowledge of other database products, such as MongoDB, MSSQL, Redis is a plus. Excellent communication skills are a must. The individual should be dynamic, quick learner, out of the box thinker, proactive, capable of working independently as well as within a team. Should be familiar with scrum framework values and agile practices, including hands-on knowledge of Jira and Horizon.

IAM and MRF are standard requirements that need to be enforced across all database products, core and emerging.

Responsibilities:

• Provides subject matter expertise and consulting services on a range of technologies and assists Technical Analysts and Infrastructure Engineers to ensure that technology solutions comply with enterprise system design and engineering standards
• Assists with translating business requirements into technical definitions, reference models, blueprints, and playbooks for deployment in compliance with architecture standards and policies
• Assists in the evaluation of reference models, blueprints and playbooks to ensure they are fit for purpose
• Develops software solutions to address manual and repeatable work or inefficient processes
• Conducts on-site evaluations of third-party products being considered for firm adoption
• Promotes an inclusive and healthy working environment and helps to resolve organizational impediments/blockers
• Contributes to the creation/selection of functional and non-functional product evaluation requirements within and across domains
• Emerging Database Standard Compliance generation of entitlements and service account feeds, enabling STR and automated access reviews
• Database Risk Reduction: a. born-compliant - ARM integration, abnormal activity reporting, access drifts and self-healing, STR and automated access reviews, Password Management, Hashi solutioning for MongoDB and Emerging Databases

Required Qualifications:

• 10+ years of experience as a database developer
• Oracle database background including authentication, entitlements, encryption, OUD
• Oracle SQL, PL/SQL programming skills
• Unix/KSH scripting and Python
• Excellent communication skills

Desired Qualifications:

• MongoDB, MSSQL, other RDBMS

Skills:

• Analytical Thinking
• Application Development
• Automation
• Production Support
• Risk Management
• Adaptability
• Business Acumen
• DevOps Practices
• Solution Delivery Process
• Solution Design
• Architecture
• Collaboration
• Innovative Thinking
• Stakeholder Management
• Technical Strategy Development