Wealth Management Specialist - Npd jobs at Bank Of America in United States, Denver

The Credit Executive (CE) is a client-facing role responsible for developing new custom credit relationships with strategic wealth clients, driving funded loan balance and revenue growth in a responsible and profitable manner, managing a portfolio of existing credit relationships, and educating Advisors on our credit solutions and risk appetite. Within their targeted geographic territory, the CE leads the credit delivery process from beginning to end by partnering with Advisors, Underwriting, Risk, Product Subject Matter Experts, Portfolio Management, and Servicing & Fulfillment. The CE brings thought leadership and credit expertise to structuring highly customized credit solutions to meet the unique needs of our ultra-high-net-worth clients.

• Leads the growth of funded loans and revenue, while mitigating risks and adhering to regulatory requirements
• Develops, deepens, and sustains relationships with market leadership, Advisors, and clients, while building credibility
• Creates a client-centric culture by applying in-depth knowledge of clients, timely renewals, and issue resolution, and providing competitive deal structuring while serving as the key point of contact for credit clients
• Educates key partners and Advisors on platform capabilities and risk appetite to increase engagement and penetration
• Partners and collaborates with Underwriting, Risk, Operations, and Portfolio Management to deliver a seamless client experience
• Maintains asset quality within the defined Global Wealth and Investment Management risk appetite limits

Required Qualifications:

• 10 plus years of commercial credit or wealth management credit experience

• Strong oral and written communication skills
• Effectively present to Merrill leadership and advisors around Custom Credit
• Strong credit skills (commercial / UHNW)
• Organized and can handle/prioritize several transactions at the same time
• Ability to work well with with underwriting, risk, and other business partners
• Find new deals, structure, prepare deal sheets, negotiate, and close complex loan structures
• Conduct preliminary analysis to determine viability of of loan opportunities (run ratios, DSC analysis, risk rating estimates, etc.
• Manage ongoing loan portfolio (reporting, covenants, etc.)

Desired Qualifications:

• Ability to structure loans to UHNW clients secured by commercial real estate, securities, artwork, hedge funds, yachts, as well as unsecured loans
• BS degree / MBA

• Business Development
• Loan Structuring
• Negotiation
• Prospecting
• Relationship Building
• Active Listening
• Business Acumen
• Client Management
• Customer and Client Focus
• Profitability Analysis
• Influence
• Pipeline Management
• Portfolio Management
• Problem Solving
• Sales Strategy

Job Description:

Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

This job is responsible for providing client service support to potentially multiple Financial Advisors (FAs). Key responsibilities include supporting enterprise strategic objectives, operational excellence goals, and client advocacy within the FA's business, while customizing solutions based on their specific needs. Job expectations include serving as the most frequent point of contact within Merrill to address all service needs of their clients.

Responsibilities:

• Provides excellent Client Service to the bank's clients through educating them on all of the bank's service and banking offerings
• Ensures timeliness, accuracy, and completeness in client materials and follows up on all client and Financial Advisor (FA) requests
• Assists with ensuring practices are in alignment with the bank's policies and procedures to support operational excellence, protect the bank's clients, and manage risk
• Identifies, deepens, and maintains client relationships through emphasizing the bank's offerings and promoting incorporation of banking into day-to-day practices, while communicating outputs to the FA
• Supports day-to-day team activities and needs including covering roles in times of absence or seasonal need increases, while leading with a client first mindset

Skills:

• Account Management
• Client Management
• Customer and Client Focus
• Issue Management
• Oral Communications
• Business Development
• Client Solutions Advisory
• Pipeline Management
• Prioritization
• Administrative Services
• Emotional Intelligence
• Referral Identification
• Written Communications

Desired Skills:

• Prefer fully licensed

This job will be open and accepting applications for a minimum of seven days from the date it was posted.

High School Diploma / GED / Secondary School or equivalent

The Credit Executive (CE) is a client-facing role responsible for developing new custom credit relationships with strategic wealth clients, driving funded loan balance and revenue growth in a responsible and profitable manner, managing a portfolio of existing credit relationships, and educating Advisors on our credit solutions and risk appetite. Within their targeted geographic territory, the CE leads the credit delivery process from beginning to end by partnering with Advisors, Underwriting, Risk, Product Subject Matter Experts, Portfolio Management, and Servicing & Fulfillment. The CE brings thought leadership and credit expertise to structuring highly customized credit solutions to meet the unique needs of our ultra-high-net-worth clients.

• Leads the growth of funded loans and revenue, while mitigating risks and adhering to regulatory requirements
• Develops, deepens, and sustains relationships with market leadership, Advisors, and clients, while building credibility
• Creates a client-centric culture by applying in-depth knowledge of clients, timely renewals, and issue resolution, and providing competitive deal structuring while serving as the key point of contact for credit clients
• Educates key partners and Advisors on platform capabilities and risk appetite to increase engagement and penetration
• Partners and collaborates with Underwriting, Risk, Operations, and Portfolio Management to deliver a seamless client experience
• Maintains asset quality within the defined Global Wealth and Investment Management risk appetite limits

Required Qualifications:

• 10 plus years of commercial credit or wealth management credit experience

• Strong oral and written communication skills
• Effectively present to Merrill leadership and advisors around Custom Credit
• Strong credit skills (commercial / UHNW)
• Organized and can handle/prioritize several transactions at the same time
• Ability to work well with with underwriting, risk, and other business partners
• Find new deals, structure, prepare deal sheets, negotiate, and close complex loan structures
• Conduct preliminary analysis to determine viability of of loan opportunities (run ratios, DSC analysis, risk rating estimates, etc.
• Manage ongoing loan portfolio (reporting, covenants, etc.)

Desired Qualifications:

• Ability to structure loans to UHNW clients secured by commercial real estate, securities, artwork, hedge funds, yachts, as well as unsecured loans
• BS degree / MBA

• Business Development
• Loan Structuring
• Negotiation
• Prospecting
• Relationship Building
• Active Listening
• Business Acumen
• Client Management
• Customer and Client Focus
• Profitability Analysis
• Influence
• Pipeline Management
• Portfolio Management
• Problem Solving
• Sales Strategy

Job Description:

Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

This job is responsible for performing a variety of specialized functions across a team of Financial Advisors, such as business management, business development, wealth planning, investment management, or relationship management. Key responsibilities include providing quality client service, and operations support and executing problems where extensive analysis and evaluation is required. Job expectations include having knowledge of the Merrill Wealth Management business and supporting team members as needed.

This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.

Job Description:

This EGP Specialist Trainee is a training program to develop and prepare candidates to further develop and service the FA Teams client base. The Trainee role allows EGP Specialist to achieve the appropriate designations before taking on the full EGP Specialist role. This position operates in a marketing and sales development role by implementing and executing the Elite Growth Practice (EGP). Specific accountabilities for the role may vary depending on the team’s practice. Performance is measured by the FA or FA team through specific goals, metrics, and behaviors related to the execution of the EGP model. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination. Requirements: Either SIE, Series 7 and 66 registrations or SIE, Series 7, 63, and 65.

Elite Growth Practice (EGP) Wealth Management Specialistposition may be filled at a Trainee, Specialist or Senior level depending on experience of the candidate and needs of the Financial Advisor Team. The Trainee is a non-exempt position for a hire lacking required security licenses and/or designation. This position allows the individual to become fully licensed and achieve the appropriate designations required for the position. If Series 7 and 66 (or 63 & 65) licenses and approved designation are not currently held, must be obtained within a specified timeframe to be eligible for Specialist position.

This

Responsibilities:

• Provides quality client service and effective operations support by resolving client issues and analyzing data to address risk issues and trends

• Escalates issues and provides resolution on complex inquiries, requests, and problems related to client concerns

• Documents client interactions and provides team members with time sensitive updates

• Attends client review meetings to capture notes, document in Salesforce, and tracks all actions/activities to ensure the highest level of client service is provided

• Provides advice and assists with training for team members

Required Qualifications:

• Series 7, 63/65 or 66 or equivalent; must obtain all state registrations held by the Financial Advisor(s) and Advisor Team(s) they support
• SAFE ACT Registration; ADV-2B Required
• Obtain and/or maintain at least one firm approved designation
• Demonstrated expertise and impact in at least two of the following specialized functions: Wealth Planning, Investment Management, Business Development, Business Management and/or Relationship Management
• Possess and demonstrate strong communication skills
• Demonstrate an understanding of how to deliver a strong overall client experience
• Thorough knowledge and understanding of the suite of Wealth Management products and services
• Detail oriented with strong organizational skills and ability to manage multiple tasks and priorities at once
• Strong partnership and relationship management skills; ability to work across Elite Growth Program (EGP) functions and organizational lines/levels
• Ability to influence and demonstrate clear communication and collaboration with others to make sound decisions without direct authority
• Analytical skills with ability to identify trends, root cause and effects and implement improved processes to increase growth and mitigate risk
• Ability to identify client needs and concerns and articulate appropriate approach to align solutions to goals to support responsible growth​

Skills:

• Account Management

• Business Acumen
• Customer Service Management
• Client Management
• Portfolio Management
• Referral Identification
• Referral Management
• Relationship Building
• Administrative Services
• Process Simplification

Minimum Education Requirement:High School Diploma / GED / Secondary School or equivalent

Job Description:

GIS Policy Regulatory Management Specialist represents Global Information Security (GIS) while working with Compliance, Risk, Legal, FLU's and Enterprise functions, consulting on all regulations with Global Information Security applicability. Expected to read published laws rules regulations and guidance’s (LRRGs), understand how they apply to GIS and map them to GIS policy. Maintain the inventory of LRRGs and mappings in the system of record and update the mappings as needed when policy language changes. Must be able to assess regulatory requirements against GIS policy, controls and assessment proof points. Drive action plans to address any regulatory gaps and ensure accurate risk and compliance reporting. Will work closely with subject matter experts including GIS Policy, Risk, Audit, Lines of Business, Legal, Compliance and external regulators as needed.Additional expectations of role:
• Ensure Laws, Rules, Regulations and Guides (LRRGs) in the GIS inventory are mapped to GIS policies and identified gaps are addressed to ensure policy coverage of regulatory requirements, industry standards and best practices.
• Breakdown and map assigned Laws, Rules, Regulations and Guides (LRRGs) to GIS policy requirements
• Raise any identified policy language gaps to be validated and remediated
• Perform Impact Assessments for any GIS policy changes (standards and baselines) to ensure coverage is maintained to aligned LRRGs
• Perform Impact Assessments for GIS Policy Exception Types to ensure a policy violation is not created based on aligned LRRGs
• Maintain accurate data for all LRRGs and GIS policy mappings in the system of records through BAU and QA routines
• Publish routine reports for Regulatory Landscape, metrics, newsletters, etc
• Maintain process documentation and playbooks
• Analytical mindset and teamwork to support and improve the GIS Policy Governance ecosystem.
• Technical and business knowledge to ensure policy language gaps are covered by policy and have aligned controls.
• Result-oriented, business focused, and successful individual to interface across multiple organizational units, at various levels.
• Knowledge/experience/exposure with information security topics, including the design, development, testing, implementation or governance of information security practices and solutions
• Knowledge of access management/risk identification and mitigation/project management skills.

Minimum Years of Experience
5

Required Qualifications:
• Previous experience in Information Technology / Information Security
• Ability to identify, analyze and address problems to resolve issues whenever possible in a way that minimizes negative impact and risk to the organization
• Strong critical thinking/analytical skills/problem solving/conceptual thinking
• Highly effective written and verbal communication skills.
• Microsoft Office Proficient (Excel, Word, Outlook, Visio, PowerPoint, etc.)
• Ability to communicate complex information in simple terms (oral and written)
• Strong organization skills with the ability to prioritize requests and workload accordingly
• Strong analysis and fact-based decision-making
• Strong leadership skills and qualities which enable you to work with peers and various levels of management
• Proven ability of risk oriented approach and Strong risk management acumen.
• Influence horizontally and vertically across the organization and diverse audiences with varying degrees of technical understanding
• Ability to work independently on initiatives with little oversight.
• Motivated and willing to learn.
• Quick learner and self-starter

Desired Qualifications
• 5 years of experience operating within an information security environment.
• Bachelor's degree in Information Technology or related field
• Prior Governance, Compliance, and or Audit experience desired.
• Broad awareness of information security operations and/or enterprise information technology (Enterprise data management, application development, network management).
• Familiarity with independent audit, assessment, QA/QC functions desired.
• Leadership competency in geographically diverse matrixed environment.
• Must be comfortable communicating technology impacts and risk to various levels of executive management understanding the need to tailor and deliver appropriate content for given audience.
• Ability to work with Technical and Non Technical business owners
• Experience with Project Management or working with Project Managers

Skills:

• Customer and Client Focus
• Interpret Relevant Laws, Rules, and Regulations
• Policies, Procedures, and Guidelines
• Problem Solving
• Quality Assurance
• Business Acumen
• Controls Management
• Innovative Thinking
• Process Management
• Stakeholder Management
• Business Process Analysis
• Data Governance
• Data Privacy and Protection
• Data and Trend Analysis
• Risk Analytics

This job will be open and accepting applications for a minimum of seven days from the date it was posted.

Job Description:

Job Description:

We stand by our clients each and every day giving them the power to realize their personal financial goals and help make their financial lives better.

We’re looking for the next generation of

From day one, you’ll receive training including hands-on practice, personalized coaching, and dedicated support throughout your on-boarding experience.

You will be supported with dedicated programs, tools, and resources throughout your career journey.

through one-on-one coaching from managers who are invested in your success and training programs that help you excel, build new skills, or take on additional responsibility

through intentional career paths to the next best role

to optimize the client experience

As a Senior Cyber Crime Specialist, you can look forward to

• Ongoing professional development to deepen your skills and optimize your expertise as the industry evolves and changes

• Resources and dedicated support to help you reach your full potential throughout your career

• A benefits program designed to meet the diverse needs of our employees at every stage of their life and help them plan for tomorrow

• Progressive workplace practices and initiatives that promote inclusion

We’re a culture that

• Believes in responsible growth and has a proven dedication to supporting the communities we serve.

• Provides continuous training and developmental opportunities to help people achieve their goals, whatever their background or experience.

• Believes diversity makes us stronger, so we can reflect, connect to and meet the diverse needs of our clients and customers around the world.

Key Responsibilities

You will be responsible for ensuring control monitoring adherence practices with Front-Line Units and technology managers are functioning effectively. You will help develop controls and routines that provided program stakeholders with reporting to understand the Banks compliance to the Customer Account Security Standard and ensure that program’s observations are shared with appropriate teams for risk reduction and remediation as appropriate. You will also work to improve and evolve the program’s processes at both a tactical and strategic level.

Responsibilities will also include:

• Drive overall program success for the Customer Account Security Standard, and drive adherence to the requirements

• Become a strategic partner between the broader Cyber Crime Defense teams and lines of businesses/front line units, influencing various groups and stakeholders across the enterprise to obtain participation and buy-in

• Coach and guide cross-organizational stakeholders to identify threats, prioritize assessments, execute assessments, and facilitate hand off of assessment observations

• Demonstrate effective Executive Stakeholder management and communications, delivering messages across a wide spectrum of individuals having varying degrees of technical understanding

• Build trusted relationships with key cross-functional business partners including enterprise fraud, customer facing business units, process owners, control owners, and risk managers

• Highly organized and motivated self-starter who can deliver results with minimal direction

• Management of governance routines

• Making risk-based decisions to enable the success of the team’s mission and goals.

Required Qualifications:

· 10+ years of relevant experience, preferably an information security background

· Significant experience building and improving new programs and overseeing process/program execution

· Ability to discern underlying information security risks and emerging threats

· Ability to prioritize keep abreast with changes in the Cybersecurity Identity and Access Management field.

· Process oriented with keen attention to detail

· Effective verbal and written communication skills – must be able to explain threats, risks, and observations to non-experts and aid risk reconciliation efforts

· Ability to be comfortable delivering messages across a wide spectrum of individuals having varying degrees of technical understanding

· Able to identify and create needed processes and functions to further mature the organization

· Strong leadership skills and qualities which enable you to work with peers and various levels of management both within and outside of the organization

· Proven program developer and BAU driver able to operate with minimal oversight and direction

· Highly organized and able to plan and direct routines to achieve business outcomes

· Excel at adapting to changing business needs with ability to balance multiple competing priorities in an extremely dynamic environment

· Adept at building deep relationships with teammates/key partners

· Comfortable operating in the “grey” when necessary, but always working to improve clarity

· Strong problem solver with ability to take ownership of tasks, make decisions and drive through challenges

· Working knowledge of different information security assessment program types

Desired Qualifications:

· Background in information security, assessment management, project management, technology, compliance, or audit

· CISSP or other information security certifications