Senior Credit Underwriter Global Wealth & jobs at Bank Of America in United States, Charlotte

Job Description:

Role Responsibilities

Required Skills:

• Direct experience performing threat hunting in an active corporate environment.
• 8+ years of experience in a technical role in the areas of Security Operation, Incident Response, Detection Engineering, Offensive Security/Red Team, or Cyber Threat Intelligence.
• Experience analyzing system, network, and application logging for attack techniques at all stages of the cyber kill chain.
• Direct experience working with very large datasets and log analysis tools including but not limited to: Splunk, Python, Pandas, SQL, Hadoop, Hue.
• Experience consuming and analyzing Cyber Threat Intelligence for actionable takeaways
• Ability to apply Cyber Threat Intelligence through enrichment, correlation, and attribution
• Familiarity with offensive security strategies and assessment methodology
• Experience explaining threat hunt objectives in plain English and able to communicate associated risk.
• Ability to see the larger picture when dealing with competing requirements and needs from across the organization in order to build consensus and drive results.
• Ability to navigate and work effectively across a complex, geographically dispersed organization.
• Experience with more than one or more enterprise scale EDR and SIEM tools.
• Previous experience performing digital forensics or indecent response on major security incidents.
• Demonstrated ability to self-direct, with minimal supervision to achieve assigned goals.

Beneficial but not required:

• Knowledge of basic Data Science concepts and processes.
• Experience with offensive security tools such as Cobalt Strike/Metasploit, techniques such as OSINT, and the methods used to compromise large enterprise networks.
• Experience performing security analysis and threat hunting in Cloud environments such as Azure, M365, AWS

This job will be open and accepting applications for a minimum of seven days from the date it was posted.

Job Description:

Job Description:

This job is responsible for overseeing programs and projects specific to corporate change initiatives that impact how the bank does business, provides a product or service, or executes a function. Key responsibilities include serving as the primary contact to department managers for critical change initiatives and communicating, influencing, and negotiating vertically and horizontally to obtain or leverage resources. Job expectations include delivering regulatory and executive material and ensuring results align to program strategy, simplification, and new capabilities.

Line of Business Job Description:

The Program Manager will work directly with management of enterprise AML/KYC leaders to define the structure, process, and requirements for the solution as well as to document evidence of key milestones and decisions for regulatory oversight.

Responsibilities:

• Defines program controls, processes, procedures, reporting cadence, decision governance structures, and ways of working with key stakeholders
• Works closely with project sponsors, cross-functional teams, and assigned project managers to develop the scope, deliverables, required resources, work plan, budget, and timing fornew change initiatives
• Monitors the execution of defined tasks through tracking of program milestones and their statuses, developing program plans, and measuring progress against ongoing key performance indicators
• Analyzes, evaluates, andovercomes programrisks, andproduces programreports for managers and stakeholders
• Identifies key requirements for cross-functional teams and external vendors to perform in alignment with the program objectives
• Works with other program managers to identify risks and opportunities across multiple projects within the department, leading them to negotiate decision making for efficient and effective resolution
• Meets with stakeholders to provide transparency into project issues and decisions on services, buildspositive relationships, asks questions, and uses toolsto uncover root causes to challenges,identify opportunities,and make recommendations.
• Analyzes present-state for enterprise AML/KYC refresh program, and builds, socializes, and delivers a comprehensive strategy for the desired AML program change
• Represents the health and status of program and projects, through effective verbal and written communication channels, to Change executive and senior stakeholders
• Partners with sponsors to support and maintain momentum and plans for the delivery of the projects
• Ensures high quality artifacts throughout the project life cycle are created, delivered, and stored in alignment with milestone requirements
• Implements best-practice routines to capture and manage the end-to-end plan of record
• Ensures stakeholder engagement and keeps them informed of progress
• Tracks and escalates risk and issues at the program level
• Communicates, influences, and negotiates both vertically and horizontally to obtain or leverage necessary resources
• Integrates end-to-end business process into program planning and decisioning processes
• Ensures clearly defined responsibilities and accountabilities for key program/project roles
• Supports team members with escalations and impediments on projects
• Adheres to and delivers on enterprise change management standards

Required Qualifications:

• At least 8 years of project/program management experience
• Experience managing People, Process, Technology Projects and understanding various technologies and infrastructure concepts
• Excellent project management skills, including the ability to prioritize work and meet deadlines
• Ability to identify and propose the tasks & deliverables that will be necessary to achieve the desired outcome
• Strong business centric mindset with ability to utilize sound business judgment and tailor approach to drive optimal business outcomes
• Knowledge of structured project management methods
• Ability to lead cross-functional workgroups and champion initiatives
• Competent with MS products: Word, Excel, PowerPoint, Project, and Visio

Desired Qualifications:

• Prior experience in Global Operations and/or enterprise AML/KYC processes
• Prior experience in planning, leading, delivering associate and client readiness plans
• Excellent verbal and communications skills. Provide clear, concise direction to the broader team while delivering comprehensive status to senior executives or project champions.
• Initiative-taker who can take ambiguous information and drive to logical outcomes while constantly challenging the status quo
• Believes in the value of an inclusive workplace for all employees to achieve their goals and meet the needs of our clients.
• Excels in ambiguity
• Experience working in a global environment
• Bachelor’s Degree or equivalent experience

Skills:

• Program Management
• Project Management
• Reporting
• Consulting
• Problem Solving
• Leadership Development
• Performance Management
• Collaboration
• Presentation Skills
• Prioritization
• Issue Management
• Risk Management
• Process Design
• Process Performance Management
• Oral Communications

This job is responsible for driving and executing on internal control discipline and operational excellence within a Line of Business (LOB) or Enterprise Control Function (ECF). Key responsibilities include providing analytical and administrative support for LOB or ECF specific processes and tools to drive adherence to enterprise-wide standards. Job expectations include monitoring and testing controls and implementing quality assurance and quality control processes within the LOB or ECF by evaluating data to help identify, track, and report issues and control improvements for remediation.

Responsibilities:

• Oversees the design and effectiveness of the risk and control environment to support Client Operational Services and ensure adherence to enterprise-wide standards
• Supports the monitoring and testing of controls by evaluating data to identify issues and control improvements for remediation
• Implements optimized controls and enhanced Quality Assurance (QA) practices to support business continuity efforts
• Conducts and coordinates quality inspection reviews to enhance employee performance and control effectiveness
• Performs QA activities including executing on controls, managing cases, and reporting results
• Executes initiatives by identifying areas of potential testing automation, procedural updates, thematic trends, test script updates, and coaching opportunities to enhance QA program success
• Supports the overall management of and research required for regulatory exams, internal audits, and other monitoring and inspection reviews and evaluates data and information relevant to inspection metrics to support governance activities for dashboard reporting

Skills:

• Controls Management
• Issue Management
• Monitoring, Surveillance, and Testing
• Quality Assurance
• Risk Management
• Analytical Thinking
• Attention to Detail
• Critical Thinking
• Problem Solving
• Written Communications
• Decision Making
• Innovative Thinking
• Prioritization
• Recording/Organizing Information
• Research

Line of Business Job Description

The candidate will support the Global Banking & Global Markets Anti-Money Laundering (GB & GM AML) organization and program. This role requires a strong operational risk and compliance background, and understanding of AML requirements. Acts as an ambassador of the risk culture. Incumbents typically have a minimum of 3 years of quality assurance, compliance, audit, and/or business controls experience.

Responsibilities may include:

• Perform root cause analysis of operational events and challenge control weaknesses and breakdowns to properly assess risk disposition
• Perform trend analysis and horizontal impact assessments to determine themes and identify emerging risks
• Support LOB through routine exams with regulators and internal audit
• Implement process control improvements and leverage BAC Risk Framework to effectively manage LOB risk
• Demonstrate strong collaboration, influencing, and relationship management skills to bridge key stakeholders across Audit, Risk, RIGR and LOB SMEs
• Support Audit, Exam and/or Testing processes, ensure proper governance and protocol is followed; assist with preliminary research and response tracking
• Provide solutions to help with implementation of process improvements or remediation plans to drive efficiencies and demonstrate sustainability
• Coordinate and partner across other GB&GM support teams and stakeholders to ensure end-to-end process engagement and timely resolution of monitoring cases
• Be proactive in risk identification and mitigation through activity monitoring processes

Required Skills:

• Working knowledge of Risk, Quality Control/Assurance Framework
• Excellent written and verbal communication skills – ability to tailor messaging to senior management
• Able to understand, analyze, and explain complex workflows
• Self-Starter who can work independently with little guidance or direction
• Ability to meet tight deadlines while working in a flexible environment
• Attention to laws, rules & regulations
• High technical expertise in MS Office platforms
• Project Management skills and ability to manage various project timelines with multiple competing priorities
• Strong verbal and written communication skills as well as interpersonal skills
• Ability to read and understand complex matters, anticipate risks, and summarize key information
• Critical thinking skills to assess data, artifacts and new or unfamiliar business concepts to draw conclusions that are not readily apparent
• Strong research and analytical skills and attention to detail but in context with broader business landscape
• Ability to prioritize effectively, a self-starter, organized, capable of performing work independently with minimal direction.
• Ability to interact with people in all levels of the organization and ability to organize data for executive level reporting
• Strong presentation skills and the ability to present key messages, effective recommendations, and information in a clear, concise, insightful and influential way

Minimum Education Requirement:

• High School Diploma / GED / Secondary School or equivalent

Description Summary:

This job is responsible for ensuring operational data is fit for purpose, defining controls, and monitoring processes are in adherence to enterprise data management standards. Key responsibilities include triaging and remediating data incidents, performing data analysis, training new users, and performing impact analysis stemming from data updates. Job expectations include helping in defining access and ownership of data by domain, conducting quality control, and overseeing data maintenance.

Responsibilities:

• Managing a portfolio of BAU and Initiative project work specific to the enterprise’s Authorized Data Source – serving many LOBs as well as critical risk & loss mitigation functions – engaging to ensure project scope, objectives, requirements, and deliverables are met.
• Ensures data is accurate, complete, and fit for performing data analyses through various testing procedures and data controls which help to identify business insights fit for purpose for a particular product set.
• Develops and executes on Enterprise Data Management policies and standards, works across teams to ensure adherence, serves as a key point of contact for all topics related to data compliance, and manages operational elements of the (Enterprise Data Strategy Governance and Operations (EDSGO) relationship.
• Manages data related incidents and identifies, communicates, and resolves or escalates issues as needed. Data inquiries include questions related to data issues, availability of data, and potential sourcing alternatives to inform.
• Develops, manages, and executes on controls, ensuring tracking, monitoring, and resolution of any control breaches with data platform.
• Execution of daily/monthly control routines supporting the completeness and accuracy of data consumed by downstream stakeholders.
• Conduct Data Quality/Data Validation investigations to determine root cause with focus on mitigating future reoccurrence, including daily reporting of identified breaks.
• Perform manual adjustments on daily/weekly/monthly basis and co-ordinate initial escalation and reporting management to address exceptions, threshold breaches and data quality/data gap remediation.
• Operational Excellence – enhance CFO DM processes through identification and analysis of processes and own the delivery of solution(s).
• Partners with Business and Technology functions to drive the development of business and functional requirements documents and ensures strategic upstream resolution for data related incidents.

Required Qualifications

• Bachelor’s degree in related field or relevant work experience
• Proficient working with large databases, experience with data mining
• Advanced knowledge of Excel, PowerPoint, and SharePoint
• Excellent written and verbal communication skills

Desired Skills

• 5 plus years of relatable experience in a similar function
• Proficiency with Alteryx, Tableau, and SQL programming languages
• Knowledge and prior experience with Regulatory Reporting

Skills:

• Data Collection and Entry
• Data Management
• Data Modeling
• Issue Management
• Policies, Procedures, and Guidelines Management
• Analytical Thinking
• Collaboration
• Data Governance
• Data Quality Management
• Data and Trend Analysis
• Business Acumen
• Controls Management
• Production Support
• Regulatory Compliance
• Solution Design

Description Summary:

This job is responsible for ensuring operational data is fit for purpose, defining controls, and monitoring processes are in adherence to enterprise data management standards. Key responsibilities include triaging and remediating data incidents, performing data analysis, training new users, and performing impact analysis stemming from data updates. Job expectations include helping in defining access and ownership of data by domain, conducting quality control, and overseeing data maintenance.

CFO Data Management (CFO DM) supports other CFO Function’s needs and use cases (e.g., management and regulatory reporting). This role will be responsible for Counterparty Data within a larger data environment. Counterparty refers to the clients and other parties associated with Bank of America’s transactions. Counterparty classification is a key element in many reports.

Responsibilities:

• Ensures data is accurate, complete, and fit for performing data analyses through various testing procedures and data controls which help to identify business insights fit for purpose for a particular product set.
• Develops and executes on Enterprise Data Management policies and standards, works across teams to ensure adherence, serves as a key point of contact for all topics related to data compliance, and manages operational elements of the (Enterprise Data Strategy Governance and Operations (EDSGO) relationship.
• Manages data related incidents and identifies, communicates, and resolves or escalates issues as needed. Data inquiries include questions related to data issues, availability of data, and potential sourcing alternatives to inform.
• Develops, manages, and executes on controls, ensuring tracking, monitoring, and resolution of any control breaches with data platform.
• Partners with Business and Technology functions to drive the development of business and functional requirements documents and ensures strategic upstream resolution for data related incidents.

Additional Responsibilities:

• Provide Subject Matter Expertise for Counterparty data attributes.
• Control Data consumed by CFO, including investigating and developing remediation plans for data quality issues.
• Interface with business partners on their data needs, requirements for new data requests, track and prioritize changes.
• Assist team with data analysis and ensure quality of outputs.
• Create SQL scripts and conduct user acceptance testing on new data requests.
• Collaborate across stakeholders including business reporting, product-specific data stewards, tech partners, upstream data providers/data management, and risk/compliance.
• Identify, review, and evaluate potential upstream systems to determine data sourcing strategy.
• Follow the proper risk disciplines and proactively escalate as needed.
• Adhere to Enterprise Data Management Standards and Risk Data Aggregation requirements.

Required Qualifications:

• Bachelor’s degree in related field or relevant work experience
• Minimum 5 years of relatable experience in a similar function
• Capacity to handle multiple tasks and work in a flexible environment.
• Ability to think and act independently, detailed oriented and organized.
• Strong communication skills and the ability to build relationships across a matrixed organization.

Desired Qualifications:

• Bank of America, Regulatory Reporting experience a plus, including applicable Bank of America platforms (e.g. WCC, CED, CESIUM, PRDS);
• Experience with Agile methodology.
• Knowledge of emerging technologies (e.g. Alteryx, artificial intelligence from a data validation/profiling perspective, etc.).
• Exposure to AML/KYC processes.
• Familiarity with transactional databases;
• Analytics experience with SQL;
• Data Management experience.
• Excellent written and verbal communication skills
• Proficiency with Alteryx, Tableau, and SQL programming language
• Knowledge and prior experience with Regulatory Reporting

Skills:

• Data Collection and Entry
• Data Management
• Data Modeling
• Issue Management
• Policies, Procedures, and Guidelines Management
• Analytical Thinking
• Collaboration
• Data Governance
• Data Quality Management
• Data and Trend Analysis
• Business Acumen
• Controls Management
• Production Support
• Regulatory Compliance
• Solution Design

Job Description:

Job Description:

This job is responsible for the preparation of regulatory reporting returns for locally regulated legal entities including broker dealers and swap dealers. Key responsibilities include performing and documenting control processes and variance analysis, preparing data submissions for regulatory reporting teams, and supporting change initiatives. Job expectations include preparing and analyzing financial reports, performing risk analysis, working with a team, and communicating effectively.

The Regulatory Reporting Controller II role is within the GRR Broker Dealer organization responsible for the preparation of Regulatory Reporting calculations (SEC Rule 15c3-3) for locally regulated entities including broker dealers, swap dealers and other legal

Responsibilities:

This job is responsible for the preparation of Regulatory Reporting for locally regulated entities including broker dealers, swap dealers and other legal entities. Key responsibilities include performing and documenting control processes, performing variance analysis, preparing data submissions for regulatory reporting teams, and regulatory change initiatives. Key expectations include the ability to prepare and analyze financial reports, perform risk analysis, proficiency within Microsoft suite, be able to work within a team setting and independently, and be an effective communicator.

• Prepares complete and accurate regulatory reporting calculations in a timely manner
• Prepares reconciliations and variance analysis for daily/monthly computations
• Prepares and reviews trend and analytical reporting related to Broker Dealer computations
• Works with internal controls functions and External Auditors
• Assists with local regulators and other regulatory examination inquires
• Supports regulatory change projects in testing and documentation
• -Supports Operational Excellence (OpEx) initiatives to streamline processes improvements

Required Qualifications:

• Minimum 2 yearsof relevant professional experience in accounting/finance in the financial industry
• Strong financial analytics skills with attention to detail
• Advanced skills within the Microsoft suite specifically related to Excel, Word, and PowerPoint
• Candidate must be able to work both independently and as team member
• Self-Starter with strong communication and presentation skills

Desired Qualifications:

• Bachelors' degree in Accounting/Finance
• Previous experience in Broker Dealer or Regulatory Reporting
• FINRA Series 99 or 27
• CPA or equivalent a plus

Skills:

• Analytical Thinking
• Controls Management
• Financial Accounting
• Financial Analysis
• Reporting
• Attention to Detail
• Oral Communications
• Policies, Procedures, and Guidelines Management
• Risk Management
• Written Communications
• Continuous Improvement
• Interpret Relevant Laws, Rules, and Regulations
• Project Management
• Regulatory Compliance
• Stakeholder Management

Job Description:

This job is responsible for executing substantive money laundering, economic sanctions and fraud compliance and operational risk practices. Key responsibilities include working directly or through compliance officers for the Front Line Units (FLUs) and Control Functions (CFs) to complete compliance, policy, operational/fraud risk management requirements.

The Global Financial Crimes AML/Sanctions Risk Assessment Manager is responsible for supporting compliance with substantive Anti-Money Laundering (AML) and Economic Sanctions compliance and operational risk practices. Key responsibilities include developing, implementing, and maintaining a comprehensive AML and Economic Sanctions risk assessment program, ensuring proactive identification, mitigation, and communication of potential risks and the quality of risk management efforts.

Responsibilities:

• Contribute to the design, implementation and maintenance of a robust and comprehensive AML and economic sanctions risk assessment methodology aligned with industry best practices, regulatory expectations, and the company's risk appetite. This includes conducting regular risk assessments, performing data analysis, analyzing results, identifying potential vulnerabilities, and assisting, when appropriate, in the development of mitigating strategies.
• Coordinate with internal stakeholders to enhance existing financial crimes risk assessment work products such asquestionnaires/surveys,reports, and presentations
• Analyze risk and control data to draft comprehensive reports detailing risks of financial crimes activities
• Identify and enhance existing procedures and processes to ensure compliance with Bank of America policy, applicable financial crimes laws and regulations, regulatory guidance and compliance, and industry best practices
• Oversee process design and execution including designing and maintaining detailed project plans and process maps.
• Manage, coordinate, track regulatory examinations, internal audit and control testing to ensure reviews are conducted efficiently.
• Proactively monitor and analyze changes in AML/Economic Sanctions requirements, assess impact on the organization, and implement necessary changes to ensure ongoing compliance. This includes staying abreast of emerging threats and the trends in regulatory and financial crime.
• Build and maintain strong relationships with internal business units, external auditors and regulatory agencies.
• Advises and directs the development and maintenance of financial crimes owned policies and standards, and reviews relevant Front Line Units/Control Functions-owned policies and standards to ensure that regulatory requirements and operational risks are appropriately addressed
• Produces and/or oversees independent financial crimes risk management reporting to Global Compliance & Operational Risk (GC&OR) Senior Leaders and FLU/CF Senior Leaders
• Monitors the changes in regulations applicable to Global Financial Crimes, including advising business leaders, directing the appropriate areas to implement or amend policies, standards, procedures and/or processes to address regulatory requirements, and challenging the implementation plan as needed
• Participates in industry forums and monitors regulatory expectations, emerging legislation and regulation, political scrutiny, litigation and key influencers to identify and mitigate emerging risks
• Escalates financial crimes related compliance and operational risks and issues to appropriate governance routines, management/board level committees
• Identifies, aggregates, reports, escalates, inspects, and challenges the remediation and thematic analysis of FLU/CF-owned issues and control enhancements related to financial crimes
• Reviews and challenges internal and external operational loss events, including the development of remediation plans to strengthen controls and providing oversight to ensure they are addressed appropriately

Required Qualifications:

• Minimum of seven years of relevant experience
• Knowledge of anti-money laundering (AML) and related AML legislation
• Prior risk assessment experience
• Extensive knowledge and experience with Anti Money Laundering (AML)/Sanctions risk assessments or similar experience
• Ability to work in a fast-paced environment
• Ability to exercise sound judgment in the decision-making process when analyzing data to verify and validate requirements
• Must be a self-motivated worker who is comfortable and effective working with varying levels of guidance
• Excellent verbal and written communication skills
• Intermediate knowledge of Microsoft Office products (specifically Excel and Word)
• Relationship building skills

Desired Qualifications:

• Bachelor’s Degree in related field
• Experience in financial services and/or a related government entity
• Certified Anti-Money Laundering Specialist (CAMS)
• Compliance/operationalrisk experience

• Process/workflow design
• Strong organizational skills with the ability to prioritize multiple tasks
• Detail oriented

Skills:

• Critical Thinking
• Monitoring, Surveillance, and Testing
• Regulatory Compliance
• Risk Management
• Coaching
• Issue Management
• Policies, Procedures, and Guidelines Management
• Strategy Planning and Development
• Written Communications
• External Resource Management
• Reporting
• Talent Development

Preferred Technical Skills:

• Risk Identification & Assessment
• Issues Management & Resolution
• Line of Business (LoB) Products, Services & Acumen
• Risk Governance & Reporting
• Enhanced Due Diligence
• Credible Challenge
• Customer Due Diligence
• Regulatory Knowledge
• Risk Monitoring & Testing
• Financial Crimes Compliance Risk Principles