Analyst/associate Gcib Credit Korea jobs at Bank Of America in South Korea, Seoul

Job Description:

Job Description:

Credit Officers manage a portfolio of large corporate and financial institutions clients and are responsible for structuring, underwriting, negotiating, and monitoring financing solutions for their clients associated with syndicated loans, bridge financings, hedging, leasing, and treasury management products. The GCIB Korea portfolio consists of large multinational companies in sectors such as Autos, Semi-conductors, Steel, Chemical, EV, Oil & Gas, Machinery, Retail, Food product in addition to Financial Institutions and government. Credits in the portfolio are principally underwritten on a cash flow basis with a mix of investment grade and non-investment grade transactions. Responsibilities include but are not limited to:

Structuring, underwriting, negotiating, documenting, and managing credit risk associated with all banking products for a designated client portfolio. Identifying opportunities to responsibly grow the loan portfolio. Mitigating losses in deteriorating credits through amendments and restructurings Leading internal discussions and completing credit approval memorandums that summarize the merits and risks of a transaction based on due diligence findings, financial statement analysis, financial forecasting, assessments of terms and conditions, analysis of company and industry risks, and relationship profitability. Negotiating legal documentation related to loans and derivatives. Interfacing with internal control partners and external regulators Training and mentoring Credit Analysts and Associates

Required Skills:

• Up to 7 years of experience in Corporate or Investment Bank with credit research function, preferably in multi-national bank or large financial institution
• Strong knowledge of Korea market and credit products including loans, derivatives, trade finance, cash management and treasury products
• Sound commercial judgment and strong business acumen
• Proactive - takes initiatives and demonstrates ownership
• Capability to build relationship both within the bank and with clients
• Ability to work under pressure to tight deadlines and to plan and prioritize appropriately
• Strong written and verbal communication skills in both English and Korean
• Pro-active approach, problem solving skills, and be results oriented
• Tertiary education in related subjects only

The Credit Officer role requires a comprehensive skill set to effectively execute broad risk management responsibilities within Corporate & Financial Institutions Credit Risk. Some of the responsibilities include: Develop and maintain a deep understanding of the Global Banking & Markets product spectrum; Responsible for driving speed to market and asset quality; Manages (primary account responsibility) a complex portfolio of Large Corporate / Financial Institutions clients within the bank's risk appetite and risk strategies; Develop and maintain a deep understanding of the portfolio at the client, industry, and macro level in order to assess risk and craft value added solutions that balance risk and return; Independently assess the credit worthiness , including due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk; Manage a complex portfolio of clients via actively monitoring the portfolio including changes in credit profile and compliance with credit agreements; Provide high quality and efficient credit approval to Corporate Banking, Investment Banking, Global Markets and Treasury while observing compliance of established credit policies and guidelines; Structure transactions and negotiate credit documentation including; credit agreements, amendments, ISDAs, and CSAs; Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit life cycle; Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal; Participate in strategic projects to support business goals.

Skills:

• Analytical Thinking
• Credit and Risk Assessment
• Financial Analysis
• Research Analysis
• Underwriting
• Attention to Detail
• Business Acumen
• Financial Forecasting and Modeling
• Loan Structuring
• Written Communications
• Business Development
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Stakeholder Management
• Korean and English language skill is required

Job Description:

Job Description:

This job is responsible for leading execution across client and deal teams. Key responsibilities include working with teammates to proactively generate ideas and solutions to meet client needs.

Responsibilities:

• Acts as a key execution resource to senior bankers in day-to-day client coverage and drives the execution for transactions across internal and external working groups
• Supports origination, opportunity evaluation, deal execution and works on broad scope of assignments while growing expertise of industry, deals and markets' trends
• Collaborates with coverage teams to generate ideas and deliver solutions that meet clients' needs
• Supervises the preparation and execution of final client presentation work products, helps develop pitch book materials for client meetings, may present sections of client materials in client meetings, leads due diligence sessions, attends client meetings, interacts with deal team members on a regular basis, and leads execution of live transactions to ensure timetables are met
• Establishes and builds credible client relationships at the appropriate level within the client's organization, primarily driven by deal execution or project work
• Serves as the primary point of contact responsible for coordinating information flow and execution of work products with product groups, internal and external legal, tax, accounting, rating agencies, and regulatory parties
• Participates in the recruitment, development, training and management of resources under the guidance of a Managing Director or Director

Skills:

• Client Management
• Relationship Building
• Financial Analysis
• Research Analysis
• Decision Making
• Risk Management
• Business Analytics
• Risk Analytics
• Recruiting
• Written Communications
• Due Diligence
• Regulatory Compliance
• Learning Delivery
• Workforce Diversity Management
• Presentation Skills

Job Description:

Job Description:

This job is responsible for actively participating in specific client and deal teams. Key responsibilities include business development or product advisory activities. Job expectations may include rotating through a number of product areas before permanent assignment.

Responsibilities:

• Conducts comprehensive company and industry research, preparing presentation materials for clients
• Participates in specific client and deal teams, supporting financial and statistical analyses and structuring and execution activities
• Assists clients with raising funds in the capital markets, as well as providing strategic advisory services for mergers, acquisitions, and other types of financial transactions
• Develops and maintains complex financial models and performs various financial analyses, including valuations and merger consequences
• Supports origination efforts, evaluation of new opportunities, and execution of deals, working on a broad scope of assignments and products across multiple sectors
• Assists in coordinating and executing information in collaboration with product groups

Skills:

• Financial Analysis
• Profitability Analysis
• Data Visualization
• Analytical Thinking
• Oral Communications
• Financial Forecasting and Modeling
• Business Analytics
• Data Quality Management
• Attention to Detail
• Business Acumen
• Due Diligence
• Market Analysis
• Process Management
• Recruiting
• Research

Job Description:

Job Description:

Credit Officers manage a portfolio of large corporate and financial institutions clients and are responsible for structuring, underwriting, negotiating, and monitoring financing solutions for their clients associated with syndicated loans, bridge financings, hedging, leasing, and treasury management products.The GCIB Korea portfolio consists of large multinational companies in sectors such asAutos, Semi-conductors, Steel, Chemical, EV, Oil & Gas, Machinery, Retail, Food productin addition to Financial Institutions andgovernment. Credits in the portfolio are principally underwritten on a cash flow basis with a mix of investment grade and non-investment grade transactions. Responsibilities include but are not limited to:

Structuring, underwriting, negotiating, documenting, and managing credit risk associated with all banking products for a designated client portfolio. Identifying opportunities to responsibly grow the loan portfolio. Mitigating losses in deteriorating credits through amendments and restructurings Leading internal discussions and completing credit approval memorandums that summarize the merits and risks of a transaction based on due diligence findings, financial statement analysis, financial forecasting, assessments of terms and conditions, analysis of company and industry risks, and relationship profitability. Negotiating legal documentation related to loans and derivatives. Interfacing with internal control partners and external regulators Training and mentoring Credit Analysts and Associates

Required Skills:

• Up to7 years of experience in Corporate or Investment Bank with credit research function, preferably in multi-national bank or large financial institution
• Strong knowledge of Korea market and credit products including loans, derivatives, trade finance, cash management and treasury products
• Sound commercial judgment and strong business acumen
• Proactive - takes initiatives and demonstrates ownership
• Capability to build relationship both within the bank and with clients
• Ability to work under pressure to tight deadlines and to plan and prioritize appropriately
• Strong written and verbal communication skills in both English and Korean
• Pro-active approach, problem solving skills, and be results oriented
• Tertiary education in related subjects only