Credit Services Rep Iii jobs at Bank Of America in Canada, Toronto

Responsibilities

• Providing transaction support for Treasury to reduce risk and timing delays on Cash payments & FX

• Providing settlement support of BA's, Time Deposits and Collateral trades

• Timely Bank breaks & investigations

• Performing functions such as: Bank reconciliations, Setup and authorisation of banks for various business lines, Trade check out, adjustments and settlement resolution

• Analyzing trade processing opportunities for improved STP

• Proactively managing breaks, trading and departmental inquiries, as well as improving overall relationships

• Perform processing of Events, reconciliations, notifications and cash flows

Qualifications

• 3-5 years of relevant experience

• Bachelor degree or substantially equivalent experience

• Brokerage and industry experience beneficial but not necessary

• Canadian Securities Course beneficial but not necessary

• Excel and process automation, Tax and product skills an asset

• Proven organizational and time management skills

• Ability to work in a fast paced, deadline-oriented environment

• Strong interpersonal skills to manage your relationships within custodian, and internal & external clients

• Excellent communication skills, verbal and written

• Demonstrated success working in a team environment

• Ability to work collaboratively on projects and well as independently

• Ability to work flexible hours, end of day is approximately 5:30pm

The primary accountabilities for this position are:

• Design and develop new and existing applications
• Responsiblefor producing technical deliverables frominception through to development
• Leverage best practices in development, architecturalprinciples, continuousintegration and delivery
• Assist in technical discussions todrive robust modernizedsolutions for existing and future projects
• Write clean code that ismaintainable, optimized andaligns to best practices
• Ensure that code is properly unit testedand has significant codecoverage
• Proactively explorenew capabilities to drive technology innovations
• Collaborate with business stakeholders to transform requirements into technical requirements
• Work closely withother developers,architects,and SMEs toproduce quality technical solutions that meets the business requirements
• Comply with agile methodology, system development life cycle (SDLC) and project management methodology (PMLC)
• Work effectively as a team, supporting other members of the team
• Adhereto application security standardsand best practices to ensure application is secureand free of

OtherQualifications/Skills/Experience:

• Strong Java and problem solving skills
• 2+ years ofexperience developingjava web applicationsusing Java, Springboot, Spring framework
• Good understanding of RESTful API concept and best practices
• Experience in using web and application servers such as Apache Tomcat
• Good knowledgeofSQL and experiencein using database engines such as MySQL, SQL Server or DB2
• Working experience with testing tools such as:
• Unit testing framework: JUnit, Spring test, Mockito
• Integration testing tools: Postman, SOAP UI
• Ability to understand, develop, enhance, and support highly customizedapplications andAPIs
• Experience inbuilding secure webapplications (Oauth2, JWT and/or Spring security)
• Knowledge of version control systems such as Git or SVN
• Experience with Agile/Scrum development methodologies
• Strong verbal and written communication skills are essential
• Effective time and task management skills, including the ability to manage concurrentdeliverables and workin a fast paced,deadline-oriented environment
• Self-starter, demonstrated ability to take independent action to achieve results
• Ability assist intranslating businessrequirements intotechnical requirements
• A positive can-do attitude with openness to promoting knowledge sharing
• Self-motivated team player with high energy and ability to work independently as well as within a team
• Ability to self-learn new tools quickly to innovate work and success

Nice to Have:

• Experience with Azure Cloud Service
• Experience in working with modern CI/CD tools
• Experience with Kafka

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

CUSTOMER

• Execute on Engineering strategy as it relates to the introduction of tools and the automation of build, test, release and configure activities across Application, Platform and Infrastructure
• Lead the creation of solution options and ultimately a comprehensive end-to-end solution and coordinate relevant stakeholders, as required to support development initiatives; following a "build it, break it, fix it mentality".
• Responsible for developing and documenting detailed solution design and act as an application SME through the design and development lifecycle ensuring alignment with Architecture
• Accountable for complex applications/systems development, programming /coding
• Develop functional, technical and user interface designs for an application / system that meets the defined requirements (business, enterprise architecture direction, system performance and development standards)
• Consult on development of requirements and specifications and apply functional knowledge of business functions to design optimal software / systems
• Review technical deliverables throughout detailed design and development phase to ensure quality adherence and identify gaps or redesign requirements as needed
• Identify, recommend, source, negotiate and implement improvements/ solutions (buy/build/reuse) to enhance customer experience, availability, and/or reduce cost in support of client needs
• Work with Technology partners to define metrics and performance goals for the application
• Identify and address application and data issues and cross-capability and cross-release issues that affect application integrity
• Research/analyze business requirements to evaluate and recommend optimal solutions within business technology architecture; collect environment requirements for infrastructure implementation by analyzing the current system environment, using technical tools and utilities
• Work with Architects to ensure that environment modifications interact appropriately, data conversion impacts are considered, and other areas of impact are addressed and meet performance requirements of the project
• Contribute to the advancement of the TD engineering practice through strong collaboration, research, analytic, and problem-solving skills

SHAREHOLDER

• Adhere to enterprise frameworks or methodologies that relate to software engineering activities
• Ensure respective programs/ policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
• Collaboratively engage with relevant stakeholders at all levels, both internal and external, to shift from finding defects to proactively preventing defects
• Actively seek and support continuous improvement and automation opportunities within the engineering practice
• Conduct meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
• Identify opportunities to minimize cost, provide recommendations and/or deliver corresponding strategic solutions to support cost effectiveness and to enhance stakeholder experience
• Conduct code reviews to ensure adherence to quality, standards compliance, reusability and ease of maintenance, Operational Readiness Reviews, and supporting gating and review sign-offs for solution design
• Monitor service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exists
• Lead / facilitate and/or implement actions / remediation plans to address performance / risk /governance issues
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Provide thought leadership and/ or industry knowledge for quality engineering best practices and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Actively mentors and enables team members by sharing knowledge and leveraging engineering best practices.
• Supports the team by providing guidance and proactively identifying and resolving issues
• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Expert knowledge of the business, the broader organization, technical environment, processes, procedures, tools and other relevant technology areas (e.g. Architecture, Infrastructure, Security etc.) from a design / support / solutions perspective
• Primary subject matter expert in multiple areas and consults with clients/or project teams with respect to all aspects of research, analysis, design, hardware / software support
• Expert knowledge of specific domain or range of engineering frameworks, technology, tools, processes and procedures, as well as organization issues
• Works independently and/or autonomously as a senior/ lead on a diverse range of tasks / operational support of solutions
• Generally reports to a Practice Lead

EXPERIENCE AND / OR EDUCATION

• University or Graduate / post graduate degree in Computer Science or related Engineering discipline; or equivalent practical experience
• 7+ years of experience in hands on software development, using Java Springboot, microservice architecture / RESTful APIs / JSON/GraphQL, relational database development (SQL Server) in cloud CI/CD based deployment environment
• Full-stack development experience is a bonus.
• Experience working in fast paced agile environment teams.
• Demonstrated track record in addressing and resolving highly complex and multifaceted development-related issues, and coaching the team of software developers toward target state solution designs

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Responsibilities:

• Independently assess litigation files, prepare litigation documents, correspondence, organize and catalogue legal documents, correspond directly with customers, internal and external lawyers and other professionals, other TD staff and agents, collect and track data and appropriately manage the litigation as necessary, including independently managing a portfolio of small claims court cases.

• Assist with the creation and delivery of business, enterprise and board level reports relating tolitigation.

• Provide wide range of support to litigation team, as well as other individual counsel within TD Legal.

• Resolve, under supervision of counsel, a wide range of legal issues incidental to management of litigation matters.

• Assist in the creation and maintenance of discovery indexes, organize case files, review and analyze documents for production and coordination with eDiscovery support.

• Participate in the retrieval and/or preparation of information, witnesses and legal documents for internal and external counsel.

• Create/develop forms/tools and templates.

• Use software programs and other departmental tools or equipment with ease, efficiency and provide appropriatedocuments/informationthat legal counsel team members require.

Job Requirements :

Specific EducationalRequirements/Accreditations:

• Law Clerk or Paralegal designation.

• At least five years previous litigation experience gained in a law firm or financial institution is required.

• This position requires you to be detail oriented, well organized, have excellent verbal and written communication skills.

• Advanced computer literacy (MS Office, including Word, PowerPoint, Excel, Access, Internet Explorer, legal research tools, data mining on a variety of internal and external systems, familiarity with e-Discovery process, procedure and tools a plus.)

• Must be able to work independently, with limited supervision and cooperatively with other staff members and have the flexibility to take on tasks assigned to meet Department needs.

• Must be able to multi-task, prioritize and manage workflow of a large and diverse portfolio of litigation and administrative tasks to ensure quality and efficiency, meet deadlines and be flexible in adjusting to changing work priorities.

• You must be an enthusiastic team player continually striving for service excellence.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for complex transactions with limited supervision. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance.

Responsibilities:

• Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
• Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements

Skills:

• Attention to Detail
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Credit and Risk Assessment
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

High School Diploma / GED / Secondary School or equivalent

CUSTOMER

• Execute on Engineering strategy as it relates to the introduction of tools and the automation of build, test, release and configure activities across Application, Platform and Infrastructure
• Lead the creation of solution options and ultimately a comprehensive end-to-end solution and coordinate relevant stakeholders, as required to support development initiatives; following a "build it, break it, fix it mentality".
• Responsible for developing and documenting detailed solution design and act as an application SME through the design and development lifecycle ensuring alignment with Architecture
• Accountable for complex applications/systems development, programming /coding
• Develop functional, technical and user interface designs for an application / system that meets the defined requirements (business, enterprise architecture direction, system performance and development standards)
• Consult on development of requirements and specifications and apply functional knowledge of business functions to design optimal software / systems
• Review technical deliverables throughout detailed design and development phase to ensure quality adherence and identify gaps or redesign requirements as needed
• Identify, recommend, source, negotiate and implement improvements/ solutions (buy/build/reuse) to enhance customer experience, availability, and/or reduce cost in support of client needs
• Work with Technology partners to define metrics and performance goals for the application
• Identify and address application and data issues and cross-capability and cross-release issues that affect application integrity
• Research/analyze business requirements to evaluate and recommend optimal solutions within business technology architecture; collect environment requirements for infrastructure implementation by analyzing the current system environment, using technical tools and utilities
• Work with Architects to ensure that environment modifications interact appropriately, data conversion impacts are considered, and other areas of impact are addressed and meet performance requirements of the project
• Contribute to the advancement of the TD engineering practice through strong collaboration, research, analytic, and problem-solving skills

SHAREHOLDER

• Adhere to enterprise frameworks or methodologies that relate to software engineering activities
• Ensure respective programs/ policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
• Collaboratively engage with relevant stakeholders at all levels, both internal and external, to shift from finding defects to proactively preventing defects
• Actively seek and support continuous improvement and automation opportunities within the engineering practice
• Conduct meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
• Identify opportunities to minimize cost, provide recommendations and/or deliver corresponding strategic solutions to support cost effectiveness and to enhance stakeholder experience
• Conduct code reviews to ensure adherence to quality, standards compliance, reusability and ease of maintenance, Operational Readiness Reviews, and supporting gating and review sign-offs for solution design
• Monitor service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exists
• Lead / facilitate and/or implement actions / remediation plans to address performance / risk /governance issues
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Provide thought leadership and/ or industry knowledge for quality engineering best practices and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Actively mentors and enables team members by sharing knowledge and leveraging engineering best practices.
• Supports the team by providing guidance and proactively identifying and resolving issues
• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Expert knowledge of the business, the broader organization, technical environment, processes, procedures, tools and other relevant technology areas (e.g. Architecture, Infrastructure, Security etc.) from a design / support / solutions perspective
• Primary subject matter expert in multiple areas and consults with clients/or project teams with respect to all aspects of research, analysis, design, hardware / software support
• Expert knowledge of specific domain or range of engineering frameworks, technology, tools, processes and procedures, as well as organization issues
• Works independently and/or autonomously as a senior/ lead on a diverse range of tasks / operational support of solutions
• Generally reports to a Practice Lead

EXPERIENCE AND / OR EDUCATION

• Undergraduate degree, Post Graduate degree or Technical Certificate
• Strong academic background (e.g., computer science, engineering)
• Graduate degree nice to have
• 5-7 years relevant experience

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

About This Role

We are looking for a Senior Engineer to be a key player in TD's Emerging Technology Lab- the engine that drives our evaluation, testing, and adoption of latest security solutions. In this role, you will combine deep technical skills with a curious, experimental mindset to design, build, and operate secure lab environments where new ideas become reality.

You will lead vendor engagements, proof-of-concept initiatives, integrate new tools into our security ecosystem, and benchmark technologies against real-world scenarios before enterprise deployment.

Job Requirements

• Evaluate and onboard emerging security technologies through vendor showcases, proof-of-concept testing, and technical scoring.
• Build integrations between new security tools and existing platforms, leveraging APIs, orchestration frameworks, and automation pipelines.
• Design and operate an environment where business units and security teams can test, evaluate, and validate new products securely.
• Work closely with architecture, threat intel, SOC, and risk teams to align emerging tech adoption with enterprise security strategy.
• Develop success criteria and benchmarks for evaluating scalability, security, and performance of new technologies before enterprise rollout.
• Manage the lifecycle of the security lab IT Infrastructure, user environments and security technologies
• Monitor the health of the security lab systems to meet defined service level objectives
• Implement security controls to protect the lab, and simulate a desired security stack for testing and validation
• Work with internal customers to translate use cases and business requirements into technical requirements for implementation of new environments
• Create technical and user documentation to enable knowledge sharing among the team as well as the user community

  What can you bring to TD?

  Share your credentials, but your relevant experience and knowledge can be just as likely to get our attention. It helps if you have:

• University or Post-Graduate Degree.
• Strong academic background (e.g., computer science, engineering).
• 7-10 years relevant experience.
• Strong system administration experience with both Windows and Unix operating systems
• Strong hands-on experience with VMWare environments, Active Directory, DNS/DHCP and firewalls
• Strong knowledge of common network protocols including TCP/IP, HTTP, SMTP etc.
• Knowledge of connectivity and networking, including configuration of routers and switches
• Experience with scripting languages including Shell, PowerShell or Python

Preferred Technical Skills:

Experience in infrastructure automation orInfrastructure-as-codefor provisioning and management of a hybrid cloud infrastructure (Morpheus, Terraform, Ansible or similar) Familiarity with API-based integrations for security products. Knowledge of endpoint protection, data protection, network security, identity and access management tools and principles. Hands-on experience working with security products Sound knowledge with cloud technologies (AWS, Azure, OpenStack, GCP) Experience working with HP Simplivity is a bonus

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.