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Bank Of America Leasing Credit Senior Officer 
United States, Massachusetts, Boston 
945959849

Yesterday

Job Description:

Job Description:
Responsible for helping clients achieve their overall strategy through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of commercial finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Leasing Credit Senior Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with Risk Management Officers and Senior Management.


Responsibilities:

  • In-depth financial analysis
  • Timely underwriting
  • Risk identification and mitigation
  • Transaction structuring
  • Legal document negotiation
  • Management of the approval process
  • Conducting due diligence
  • Interfacing with clients and bank partners
  • Risk rating
  • Deal screening

Required Qualifications:

  • 7+ years of experience in commercial banking or finance industry with significant commercial credit experience.

Desired Qualifications:

  • Undergraduate degree in finance or accounting.
  • MBA or CFA preferred
  • 10+ years of experience in commercial banking or finance industry with significant commercial credit experience.

Skills:

  • Financial Analysis
  • Loan Structuring
  • Research Analysis
  • Risk Management
  • Underwriting
  • Coaching
  • Credit Documentation Requirements
  • Credit and Risk Assessment
  • Decision Making
  • Issue Management
  • Account Management
  • Analytical Thinking
  • Collaboration
  • Critical Thinking
  • Customer and Client Focus
1st shift (United States of America)