Bank Of America Credit Officer-Leasing 

United States, Rhode Island, Providence 

74511901

This job is responsible for assisting in the delivery of integrated credit solutions to clients as well as on-going portfolio management. Job expectations include providing on-going monitoring of client portfolios, ensuring accurate and timely analysis of financial statements, assignment of risk ratings, and required client reviews. Support the end-to-end credit management process for the Leasing portfolio, partnering with Credit Underwriters and Portfolio Management officers to provide on-going monitoring of Leasing portfolios. Ensure adherence to Credit Policy, process, procedures and regulatory guidelines. Focus on compliance with Credit monitoring metrics.

Responsibilities:

• Data verification of new deals on source systems
• Monitoring credit compliance and past-due exceptions; ensuring data integrity; and sourcing of financial statements and covenant compliance certificates
• Proactively ensures timely follow-up of credit monitoring activities to facilitate a sound credit portfolio

Required Qualifications:

• 1 + years of Commercial and/or Leasing credit related experience
• Computer proficiency including Excel, Word, Outlook and other applications
• Ability to accomplish objectives in a specified timeframe
• Exhibit professional maturity
• Works effectively, both as a team member and independently

Desired Qualifications:

• Undergraduate and or business degree

Skills:

• Analytical Thinking
• Credit and Risk Assessment
• Financial Analysis
• Research Analysis
• Underwriting
• Attention to Detail
• Business Acumen
• Financial Forecasting and Modeling
• Loan Structuring
• Written Communications
• Business Development
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Stakeholder Management