Wells Fargo Lead Credit Portfolio Consultant -Merchant Underwriting 

United States, North Carolina, Charlotte 

664349072

In this role, you will:

• Lead or participate in moderately complex credit and portfolio consulting services
• Mentor and guide large scale planning related to credit performance, potential or emerging risks, and credit and portfolio strategies
• Review and analyze potential or emerging credit risks that require an in-depth evaluation of variable factors to ensure conformity with risk appetite and culture, as well as appropriate credit policies
• Resolve moderately complex credit issues
• Lead a team to meet deliverables while leveraging solid understanding of credit products, programs, or related policies
• Collaborate and consult with peers, colleagues, and mid level managers to resolve credit portfolio issues and achieve goals
• Lead projects, teams, or serve as a mentor for less experienced staff

Required Qualifications:

• 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Credit risk, merchant services underwriting, commercial underwriting, commercial loan review, portfolio management or equivalent experience in financial services
• Ability to make timely decisions in highly complex and multifaceted underwriting situations requiring solid understanding of line of business guidance and credit policy.
• Ability to engage, influence, and collaborate with a wide range of stakeholders to deliver results
• Ability to draft and present to senior management in a clear and concise manner in written and oral form
• Ability to exercise sound judgment, demonstrate professionalism, and proactively escalate issues along with recommendations for successful resolution
• Ability to take initiative and work independently with minimal supervision in a structured environment
• Ability to multi-task and work in a highly matrixed and fast paced business environment
• Effective organizational skills with the ability to manage multiple and sometimes competing priorities
• Effective communication skills across all audiences
• Ability to execute controls in support of effective FLOD underwriting risk management
• Experience in influencing, guiding and leading less experienced Underwriting staff within the group
• Experience in participating in cross functional teams to strategize, plan, and execute a variety of underwriting programs, services and initiatives

Job Expectations:

• This position is not eligible for a visa sponsorship.
• This position offers a hybrid work schedule.
• Relocation assistance is not available for this position.

Posting Locations:

• 1525 W W T Harris Blvd, CHARLOTTE, NC
• 1150 W Washington St, TEMPE, AZ
• 800 S Jordan Creek Pkwy, WEST DES MOINES

28 Mar 2025

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.