Be able to supervise and manage an assigned portfolio of corporate and institutional clients across a range of industries
Lead the due diligence, structuring and documentation for transactions
Review of forward-looking credit analysis, along with necessary financial modelling, to provide insight into clients’ industries and the key business and financial risks they face
Exercise a meaningful credit approval authority
Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel
Review various credit and regulatory reporting requirements
Mentor and develop junior Credit Risk team members
Track market and industry developments and their impact on clients
Recommend and monitor internal credit ratings
Support the team with ongoing ad-hoc initiatives and work streams
Required qualifications, skills and capabilities
Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline
At least six years’ experience gained in a credit risk or credit analysis role within corporate, institutional and/or investment banking
Strong credit risk analysis skills covering both qualitative and quantitative analysis
Strong understanding of products across Australian debt markets and derivatives as well as related documentation
Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
Strong written and verbal communication and interpersonal skills
Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
Ability to foster relationships and confidently interact with origination teams and other internal stakeholders
Highly proficient in MS Excel with an ability to navigate through financial models, as well as other MS programs (PowerPoint, Word, Outlook etc.)